raise_v 20_o l._n per_fw-la cent._n his_o gain_n be_v 1000_o l._n per_fw-la annum_fw-la but_o this_o office_n will_v enable_v the_o same_o merchant_n by_o his_o quick_a return_v to_o deal_v for_o 50000_o l._n per_fw-la annum_fw-la by_o which_o if_o he_o raise_v but_o 5_o l._n per_fw-la cent._n profit_n he_o will_v get_v 2500_o l._n per_fw-la annum_fw-la which_o be_v a_o great_a and_o considerable_a improvement_n of_o his_o gain_n and_o yet_o his_o trade_n manage_v with_o as_o little_a trouble_n as_o before_o 3._o that_o can_v only_o be_v advantageous_a to_o few_o great_a money_a man_n but_o it_o be_v prejudicial_a to_o thousand_o for_o it_o must_v be_v agree_v by_o all_o that_o engross_n like_o stagnation_n in_o the_o blood_n be_v a_o great_a damage_n to_o the_o whole_a body_n and_o the_o advancement_n of_o trade_n must_v be_v by_o many_o hand_n and_o purse_n and_o a_o quick_a circulation_n and_o rotation_n give_v it_o vigour_n and_o life_n 4._o when_o it_o be_v know_v that_o convenience_n as_o well_o as_o necessity_n induce_v man_n to_o bring_v thither_o their_o good_n they_o will_v not_o offer_v less_o than_o if_o it_o be_v in_o their_o own_o warehouse_n 5._o such_o as_o may_v bring_v they_o thither_o for_o necessity_n will_v be_v no_o loose_a for_o if_o they_o can_v have_v a_o good_a price_n their_o want_n be_v supply_v by_o the_o office_n they_o can_v wait_v till_o they_o may_v and_o if_o none_o can_v be_v procure_v they_o may_v if_o they_o please_v have_v they_o offer_v at_o the_o outcry_n where_o perchance_o they_o may_v yield_v more_o than_o else_o where_o 5._o the_o office_n may_v chance_v to_o help_v they_o to_o customer_n know_v the_o low_a rate_n they_o can_v be_v afford_v at_o objection_n 14._o that_o it_o will_v discover_v man_n estate_n impossible_a nor_o their_o deal_n neither_o answer_n it_o discover_v no_o more_o than_o foreign_a bank_n do_v which_o inconveniency_n if_o there_o dispense_v with_o because_o they_o be_v of_o such_o necessary_a use_n but_o yet_o it_o be_v impossible_a it_o shall_v discover_v a_o man_n whole_a estate_n unless_o he_o trade_n with_o no_o more_o than_o his_o own_o stock_n and_o his_o whole_a stock_n be_v at_o one_o time_n in_o the_o office_n and_o know_v to_o be_v so_o objection_n 15._o a_o man_n estate_n or_o good_n will_v by_o put_v they_o into_o the_o office_n be_v expose_v to_o the_o seizure_n of_o his_o creditor_n or_o adversary_n it_o will_v rather_o prevent_v any_o such_o occasion_n answer_v 1_o it_o be_v not_o intend_v that_o any_o man_n shall_v have_v sight_n of_o another_o man_n folio_n or_o a_o account_n give_v he_o of_o any_o man_n credit_n in_o the_o office_n unless_o the_o party_n himself_o give_v direct_v on_o for_o it_o 2._o the_o good_n which_o any_o man_n bring_v into_o the_o office_n be_v no_o long_o he_o but_o the_o office_n when_o he_o have_v once_o transfer_v the_o credit_n to_o another_o the_o good_n being_n security_n to_o that_o other_o for_o so_o much_o value_n as_o he_o give_v to_o the_o first_o owner_n for_o his_o credit_n and_o if_o a_o creditor_n etc._n etc._n will_v have_v they_o he_o must_v take_v they_o cum_fw-la onere_fw-la and_o pay_v the_o money_n they_o be_v engage_v for_o which_o in_o most_o case_n will_v scarce_o countervail_v his_o trouble_n 3._o they_o be_v as_o safe_a in_o the_o office_n as_o in_o the_o owner_n shop_n and_o far_o more_o for_o shall_v he_o borrow_v money_n upon_o security_n of_o his_o good_n remain_v still_o in_o his_o shop_n and_o possession_n the_o security_n give_v will_v be_v liable_a to_o question_v possession_n be_v the_o great_a sign_n of_o fraud_n that_o can_v be_v but_o be_v once_o engage_v in_o the_o office_n and_o so_o much_o money_n or_o credit_n advance_v upon_o they_o there_o can_v be_v no_o such_o doubt_n because_o they_o be_v out_o of_o his_o possession_n 4._o they_o be_v secure_a in_o the_o office_n than_o in_o his_o own_o possession_n because_o the_o property_n be_v less_o distinguishable_a objection_n 16._o that_o this_o office_n will_v not_o equal_o accommodate_v all_o man_n answer_n 1._o grant_v nor_o nothing_o else_o under_o the_o sun_n and_o yet_o many_o thing_n notwithstanding_o high_o value_v and_o beneficial_a to_o mankind_n as_o a_o stage-coach_n to_o bristol_n can_v accommodate_v a_o person_n for_o york_n and_o yet_o as_o useful_a as_o york_n stage-coach_n or_o any_o other_o 2._o they_o that_o have_v no_o good_n or_o none_o such_o as_o the_o office_n be_v willing_a to_o accept_v nor_o any_o estate_n wherewith_o to_o purchase_v this_o currant_n credit_n can_v receive_v a_o immediate_a benefit_n by_o it_o yet_o may_v be_v some_o way_n advantage_v for_o example_n if_o one_o man_n bring_v 500000l_o to_o london_n in_o gold_n though_o the_o money_n be_v original_o he_o yet_o this_o importation_n by_o the_o expense_n of_o that_o person_n prove_v advantageous_a be_v disperse_v to_o many_o thousand_o by_o increase_v and_o quicken_a trade_n and_o so_o will_v this_o credit_n in_o the_o hand_n of_o a_o few_o be_v profitable_a to_o all_o for_o the_o same_o reason_n 3._o pro_fw-la rato_fw-la it_o must_v be_v objection_n 17._o that_o it_o will_v hinder_v the_o sale_n of_o good_n because_o most_o chapman_n buy_v for_o time_n and_o the_o good_n be_v engage_v the_o merchant_n can_v deliver_v they_o answer_v 1_o much_o the_o contrary_a because_o it_o increase_v consumption_n 2._o in_o the_o practice_n of_o this_o office_n it_o will_v be_v find_v that_o this_o objection_n import_v little_a for_o when_o all_o man_n may_v have_v a_o full_a trade_n upon_o secure_a credit_n as_o good_a as_o money_n no_o wise_a man_n will_v hazard_v his_o good_n at_o time_n upon_o a_o private_a credit_n unless_o for_o very_o good_a reason_n but_o if_o still_o there_o shall_v be_v some_o necessitous_a person_n who_o have_v take_v as_o much_o credit_n upon_o their_o good_n in_o the_o office_n as_o they_o will_v bear_v and_o sell_v they_o be_v not_o able_a to_o redeem_v and_o deliver_v they_o it_o be_v almost_o impossible_a for_o the_o most_o comprehensive_a design_n in_o the_o world_n to_o provide_v against_o all_o such_o circumstance_n as_o man_n necessity_n may_v bring_v they_o into_o yet_o even_o be_v there_o many_o help_n in_o this_o case_n as_o will_v certain_o appear_v in_o practice_n 3._o person_n that_o be_v not_o necessitous_a may_v send_v in_o other_o good_n in_o lieu_n of_o the_o first_o 4._o this_o inconvenience_n can_v affect_v any_o man_n that_o have_v not_o transfer_v his_o credit_n in_o the_o office_n for_o instance_n if_o i_o bring_v in_o 1000_o l._n worth_n of_o good_n and_o have_v credit_n upon_o they_o for_o 700_o l._n and_o then_o sell_v 300_o l._n worth_n of_o the_o good_n i_o may_v take_v out_o of_o the_o office_n what_o i_o have_v sell_v and_o for_o the_o remainder_n i_o shall_v have_v still_o credit_v leave_v proportionable_a to_o the_o value_n of_o those_o that_o remain_v behind_o objection_n 18._o that_o credit_n can_v answer_v small_a and_o country_n occasion_n answer_v 1_o as_o well_o as_o guineys_n do_v halfpenny_n bargain_n by_o exchange_n 2._o there_o be_v no_o need_n of_o this_o objection_n because_o the_o bank_n only_o receive_v and_o give_v credit_n for_o sum_n of_o ten_o pound_n and_o upward_o 3._o the_o first_o part_n i_o grant_v but_o if_o that_o be_v a_o exception_n sufficient_a to_o disallow_v it_o then_o must_v gold_n be_v reject_v because_o there_o be_v not_o penny_n and_o half_a penny_n of_o gold_n credit_n be_v another_o species_n of_o money_n wherewith_o great_a sum_n can_v be_v pay_v with_o more_o ease_n than_o with_o either_o silver_n or_o gold_n and_o the_o only_a use_n of_o silver_n and_o gold_n will_v be_v for_o sum_n under_o 10l_n to_o the_o last_o i_o answer_v that_o any_o subscriber_n that_o have_v gold_n and_o silver_n will_v exchange_v it_o for_o credit_n to_o a_o acquaintance_n as_o he_o will_v silver_n for_o a_o guiney_n but_o if_o for_o some_o small_a time_n they_o can_v be_v so_o well_o accommodate_v yet_o as_o soon_o as_o we_o shall_v have_v settle_v it_o in_o every_o county_n we_o can_v make_v any_o man_n creditor_n in_o the_o office_n of_o his_o county_n for_o what_o he_o receive_v at_o london_n which_o credit_n can_v be_v transmit_v from_o place_n to_o place_n throughout_o england_n objection_n 19_o that_o the_o interest_n of_o 6._o per_fw-la cent_z be_v too_o much_o answer_n 1._o it_o be_v neither_o so_o for_o the_o depositor_n nor_o the_o officer_n for_o few_o or_o none_o will_v lend_v so_o cheap_a upon_o good_n 2._o if_o they_o will_v now_o when_o trade_n increase_v as_o it_o infallible_o will_v none_o will_v then_o or_o but_o to_o very_a few_o friend_n upon_o very_a few_o sort_n of_o commodity_n 3._o the_o depositer_n have_v into_o the_o bargain_n safe_a and_o orderly_o keep_v of_o his_o
good_n ware-house-room_n and_o the_o use_n of_o it_o to_o buy_v and_o sell_v as_o in_o his_o own_o and_o book-keeping_a for_o so_o much_o beside_o a_o good_a evidence_n or_o record_n to_o his_o payment_n so_o that_o the_o neat_a interest_n can_v be_v 2_o per_fw-la cent._n 4._o the_o office_n can_v take_v less_o for_o the_o charge_n of_o rent_n and_o officer_n come_v at_o least_o to_o 5_o per_fw-la cent._n of_o the_o 6._o obj._n 20._o that_o good_n will_v spoil_v in_o the_o office_n through_o negle_v we_o answer_v that_o every_o one_o have_v liberty_n as_o in_o a_o pound_n onvert_v to_o take_v care_n of_o his_o own_o good_n 2._o it_o will_v concern_v the_o office_n to_o keep_v servant_n on_o purpose_n to_o use_v all_o mean_n of_o preserve_v the_o good_n from_o mould_n mildew_n canker_n rust_n rat_n mouse_n moth_n spot_n stain_n wet_a dust_n rot_v etc._n etc._n because_o they_o be_v not_o assure_v the_o deliverer_n will_v redeem_v they_o if_o therefore_o any_o damage_n shall_v happen_v to_o the_o good_n they_o will_v hardly_o reimburse_v the_o office_n their_o credit_n and_o charge_n 3._o notwithstanding_o this_o objection_n we_o see_v lumbards_n beyond_o sea_n be_v frequent_v and_o we_o shall_v have_v the_o same_o or_o great_a care_n objection_n 21._o the_o good_n will_v be_v damnify_v in_o the_o remove_n we_o answer_v that_o good_n which_o be_v to_o be_v fix_v we_o desire_v not_o and_o for_o moveable_n they_o usual_o be_v often_o remove_v and_o can_v be_v much_o damnify_v by_o once_o or_o twice_o remove_v beside_o if_o merchant_n please_v they_o may_v have_v their_o constant_a warehouse_n room_n at_o the_o office_n pay_v no_o more_o than_o elsewhere_o and_o then_o they_o may_v send_v their_o good_n from_o the_o customhouse_n immediate_o thither_o objection_n 22._o the_o foundation_n of_o credit_n bad_a because_o upon_o perishable_a good_n we_o say_v that_o though_o the_o good_n be_v perishable_a yet_o the_o credit_n be_v good_a because_o they_o be_v always_o dispose_v of_o either_o by_o redemption_n or_o sale_n before_o they_o can_v perish_v and_o if_o the_o credit_n be_v not_o redeem_v there_o be_v money_n or_o other_o substantial_a good_n still_o to_o answer_v it_o objection_n 23._o that_o this_o credit_n will_v not_o yield_v 3_o d._n per_fw-la diem_fw-la per_fw-la cent._n at_o the_o goldsmith_n as_o money_n nor_o any_o thing_n in_o the_o office_n whilst_o it_o lie_v there_o this_o i_o deny_v for_o first_o when_o a_o merchant_n take_v up_o money_n at_o the_o goldsmith_n it_o be_v for_o immediate_a use_n either_o to_o buy_v or_o pay_v away_o then_o the_o goldsmith_n be_v creditor_n for_o all_o that_o lie_v in_o his_o hand_n assign_v over_o so_o much_o as_o he_o desire_v and_o the_o merchant_n again_o to_o the_o party_n sell_v he_o good_n or_o bring_v he_o bill_n of_o exchange_n which_o bill_n though_o now_o usual_o satisfy_v in_o specie_fw-la will_v be_v answer_v with_o credit_n or_o at_o least_o most_o of_o they_o that_o be_v considerable_a for_o suppose_v a._n b._n of_o london_n consign_n 1000_o l._n worth_n of_o clothes_n to_o a_o factor_n in_o amsterdam_n and_o order_n he_o to_o lay_v out_o 500_o l._n in_o certain_a commodity_n and_o remit_v the_o rest_n the_o fast_o draw_v upon_o c._n d._n of_o london_n a_o bill_n of_o exchange_n to_o be_v pay_v to_o a._n b._n for_o 500_o l._n which_o the_o say_v fast_o have_v disburse_v to_o buy_v commodity_n according_a to_o the_o order_n of_o a._n b._n his_o principal_n a._n b._n present_v this_o bill_n to_o c._n d._n and_o he_o accept_v it_o and_o according_o order_n a._n b._n to_o be_v register_v creditor_n for_o so_o much_o in_o the_o office_n which_o a._n b._n be_v content_v with_o because_o he_o may_v not_o export_v it_o in_o specie_fw-la nor_o will_v he_o suffer_v it_o to_o lie_v dead_a and_o all_o other_o use_v and_o intent_n of_o money_n credit_v answer_n as_o above_o declare_v 2._o the_o office_n if_o a_o creditor_n will_v assign_v it_o over_o to_o the_o office_n for_o the_o time_n be_v it_o be_v creditor_n will_v allow_v as_o goldsmith_n but_o if_o the_o creditor_n remain_v creditor_n there_o be_v no_o more_o reason_n for_o they_o to_o expect_v allowance_n than_o when_o money_n lie_v in_o their_o own_o house_n for_o while_o they_o remain_v creditor_n it_o be_v in_o their_o possession_n objection_n 24._o that_o it_o will_v occasion_v many_o a_o man_n ruin_n because_o creditor_n see_v a_o way_n for_o their_o payment_n will_v be_v more_o earnest_n for_o their_o money_n this_o i_o deny_v for_o first_o creditor_n will_v not_o be_v earnest_n unless_o often_o delude_v 2._o you_o may_v as_o well_o say_v a_o man_n ought_v not_o to_o have_v his_o own_o for_o fear_v of_o ruine_v another_o 3._o all_o good_a husband_n that_o owe_v money_n have_v money_n owe_v they_o and_o if_o they_o be_v press_v to_o pay_v they_o can_v likewise_o press_v payment_n and_o this_o enable_v one_o as_o well_o as_o another_o to_o pay_v for_o it_o will_v be_v a_o mean_n to_o balance_v all_o debt_n and_o credit_n 4._o those_o that_o be_v not_o good_a husband_n ruin_n themselves_o and_o therefore_o the_o creditor_n have_v reason_n if_o he_o can_v to_o secure_v his_o own_o objection_n 25._o that_o it_o will_v cause_v too_o great_a abundance_n of_o commodity_n that_o there_o will_v be_v no_o vent_n for_o they_o i_o will_v grant_v the_o first_o part_n and_o deny_v the_o latter_a for_o we_o find_v that_o one_o man_n can_v consume_v 1000_o l._n worth_n of_o commodity_n in_o a_o year_n and_o another_o but_o 10_o l._n and_o by_o this_o mean_n if_o all_o or_o most_o man_n become_v ten_o time_n rich_a they_o will_v consequent_o consume_v ten_o time_n more_o beside_o there_o be_v many_o of_o our_o commodity_n may_v be_v carry_v abroad_o where_o they_o can_v want_v a_o market_n for_o we_o must_v never_o expect_v to_o out-trade_n the_o world_n objection_n 26._o that_o some_o commodity_n be_v so_o old_a fashion_v that_o they_o can_v be_v sell_v i_o answer_v that_o no_o commodity_n be_v so_o old_a fashion_v but_o that_o they_o may_v be_v new_a enough_o in_o another_o place_n as_o mix_v red_a and_o yellow_a damask_n be_v wear_v in_o waistcoat_n by_o woman_n in_o hamburgh_n nor_o so_o much_o decay_v but_o that_o they_o be_v of_o some_o use_n as_o the_o best_a rag_n for_o paper_n the_o worst_a for_o improve_n land_n god_n have_v so_o order_v all_o thing_n by_o his_o immense_a wisdom_n and_o universal_a providence_n that_o nothing_o shall_v be_v in_o vain_a and_o that_o the_o corruption_n of_o one_o thing_n shall_v be_v the_o generation_n of_o another_o the_o usefulness_n of_o bank_n in_o trade_n be_v know_v and_o approve_v by_o all_o verse_v in_o commerce_n the_o office_n of_o credit_n now_o on_o foot_n under_o the_o inspection_n of_o the_o city_n be_v the_o same_o with_o foreign_a bank_n enlarge_v only_o by_o alter_v the_o fund_z from_o money_n to_o all_o sort_n of_o ware_n and_o merchandise_n but_o in_o all_o other_o proceed_n alike_o therefore_o such_o as_o have_v no_o leisure_n to_o be_v convince_v by_o discourse_n may_v at_o first_o try_v by_o bring_v in_o a_o small_a stock_n of_o good_n or_o land_n of_o a_o hundred_o pound_n or_o more_o which_o will_v convince_v they_o of_o the_o security_n conveniency_n and_o currency_n of_o the_o credit_n and_o after_o upon_o solid_a experience_n they_o may_v make_v use_n of_o the_o say_a office_n with_o great_a stock_n especial_o since_o this_o be_v a_o bank_n of_o honour_n there_o can_v be_v no_o shame_n when_o all_o or_o most_o person_n frequent_v it_o in_o order_n to_o a_o more_o prudent_a improvement_n of_o their_o estate_n and_o not_o only_o to_o supply_v their_o necessity_n which_o also_o be_v alone_o shameful_a when_o by_o luxury_n sloth_n or_o imprudence_n they_o be_v reduce_v to_o it_o and_o not_o so_o through_o misfortune_n nor_o be_v there_o any_o hazard_n for_o all_o officer_n give_v the_o city_n great_a security_n for_o their_o faithful_a behaviour_n nothing_o pass_v in_o the_o office_n without_o the_o observation_n or_o control_v of_o a_o alderman_n or_o common-council-man_n appoint_v by_o the_o city_n every_o man_n have_v daily_a access_n to_o his_o own_o good_n if_o he_o please_v and_o last_o the_o person_n to_o who_o the_o profit_n belong_v have_v not_o the_o trust_n and_o the_o person_n entrust_v have_v not_o the_o profit_n but_o a_o salary_n this_o office_n answer_v the_o wise_a man_n advantage_n the_o generous_a man_n conveniency_n and_o public_a spirit_n and_o the_o needy_a man_n indispensable_a occasion_n the_o credit_n be_v better_a than_o that_o of_o any_o foreign_a bank_n because_o of_o a_o more_o valuable_a deposit_n and_o as_o useful_a as_o money_n purchase_v any_o thing_n as_o well_o at_o the_o currant_n market_n price_n at_o least_o from_o any_o of_o the_o ten_o
several_a objection_n sometime_o make_v against_o the_o office_n of_o credit_n full_o answer_v objection_n i._n that_o it_o be_v not_o practicable_a answer_n it_o be_v already_o practise_v separate_o in_o its_o part_n as_o in_o lumbards_n and_o banks_n beyond_o sea_n an._n 2._o it_o be_v because_o it_o may_v be_v secure_o deal_v with_o as_o v._o obj._n 7._o 3._o that_o it_o be_v very_o probable_a customer_n will_v come_v to_o this_o office_n as_o well_o as_o they_o do_v here_o to_o banker_n scrivener_n and_o broker_n and_o beyond_o sea_n to_o lumbards_n and_o the_o rather_o because_o of_o the_o public_a security_n and_o the_o credit_n of_o the_o city_n be_v care_n and_o inspection_n better_a than_o the_o reputation_n of_o any_o of_o the_o former_a and_o alfo_o by_o reason_n they_o be_v supply_v here_o at_o much_o low_a rate_n 4._o that_o the_o credit_n raise_v upon_o good_n may_v be_v transfer_v as_o well_o as_o it_o be_v in_o the_o bank_n beyond_o sea_n and_o without_o doubt_n will_v be_v as_o acceptable_a since_o the_o only_a reason_n why_o it_o pass_v currant_n there_o iâ—_n because_o there_o be_v a_o pledge_v leave_v in_o a_o secure_a place_n and_o so_o there_o will_v be_v here_o with_o advantage_n 5._o there_o be_v more_o reason_n to_o have_v doubt_v the_o pass_v of_o credit_n at_o the_o first_o constitution_n of_o bank_n when_o there_o be_v nothing_o in_o the_o know_a world_n like_o it_o than_o now_o have_v example_n before_o we_o of_o foreign_a bank_n and_o home_n banker_n 6._o what_o be_v already_o practise_v in_o other_o country_n be_v practicable_a here_o as_o lumbards_n and_o banks_n for_o good_n can_v be_v bring_v by_o the_o proprietor_n receive_v register_v and_o secure_o reposit_v by_o the_o undertaker_n as_o in_o lumbards_n and_o the_o depositor_n for_o the_o value_n of_o they_o can_v be_v enter_v creditor_n and_o debtor_n as_o they_o be_v for_o the_o value_n of_o money_n in_o bank_n and_o so_o can_v it_o be_v transfer_v in_o all_o this_o there_o be_v no_o such_o herculian_a labour_n vide_fw-la lex_fw-la mercat_n pag._n 73._o register_n objection_n ii_o that_o there_o be_v no_o need_n of_o this_o office_n because_o there_o be_v already_o money_n and_o trade_n enough_o answer_n 1._o there_o can_v be_v too_o much_o trade_n answ_n 2._o that_o there_o be_v want_n of_o money_n be_v evident_a by_o the_o decay_n of_o trade_n and_o want_v of_o employment_n for_o at_o least_o half_a the_o people_n of_o the_o nation_n a_o example_n whereof_o we_o have_v in_o ireland_n which_o abound_v with_o native_a commodity_n and_o yet_o have_v no_o considerable_a trade_n for_o want_n of_o money_n or_o currant_n credit_v equivalent_a and_o though_o some_o man_n because_o of_o their_o great_a credit_n may_v have_v what_o money_n they_o please_v yet_o they_o can_v but_o find_v by_o deal_v with_o several_a that_o either_o pay_v they_o not_o punctual_o or_o not_o at_o all_o that_o money_n be_v want_v the_o stand_a debt_n in_o this_o nation_n where_o man_n be_v willing_a to_o pay_v and_o rich_a in_o good_n or_o content_a to_o be_v employ_v though_o idle_a be_v clear_a demonstration_n that_o there_o be_v not_o money_n enough_o to_o answer_v all_o occasion_n which_o will_v appear_v more_o plain_o if_o every_o man_n in_o london_n who_o have_v 10000_o l._n credit_n upon_o the_o exchange_n shall_v desire_v so_o much_o money_n together_o 3_o if_o there_o be_v ten_o time_n as_o much_o trade_n as_o now_o there_o be_v the_o people_n will_v be_v ten_o time_n rich_a than_o now_o they_o be_v and_o by_o the_o help_n of_o this_o office_n and_o the_o quick_a return_v occasion_v by_o it_o trade_n will_v be_v so_o much_o increase_v for_o let_v we_o have_v never_o so_o many_o natural_a or_o manufactured_a commodity_n one_o country_n or_o other_o will_v want_v they_o and_o take_v they_o off_o our_o hand_n so_o that_o there_o be_v no_o fear_n that_o by_o the_o increase_n of_o trade_n merchant_n and_o tradesman_n grow_v innumerable_a will_v not_o be_v able_a to_o live_v one_o by_o another_o nor_o yet_o will_v the_o resort_n of_o people_n to_o city_n and_o place_n of_o great_a trade_n bring_v with_o it_o that_o scarcity_n of_o provision_n apprehend_v by_o some_o man_n for_o the_o largeness_n of_o trade_n do_v not_o multiply_v man_n in_o the_o world_n though_o it_o do_v in_o the_o place_n of_o trade_n to_o which_o provision_n especial_o when_o they_o have_v the_o help_n of_o a_o navigable_a river_n will_v flow_v from_o all_o part_n at_o as_o cheap_a a_o rate_n as_o before_o when_o by_o the_o removal_n of_o person_n to_o trade_a town_n the_o consumption_n must_v needs_o be_v less_o in_o those_o part_n from_o whence_o they_o come_v 4._o the_o office_n therefore_o the_o credit_n whereof_o will_v be_v as_o the_o add_v of_o so_o much_o money_n to_o the_o nation_n will_v be_v a_o certain_a mean_n to_o increase_v its_o trade_n and_o consequent_o enrich_v it_o and_o the_o credit_n there_o deliver_v out_o will_v first_o or_o last_o find_v its_o way_n back_o for_o the_o redemption_n of_o good_n and_o in_o the_o mean_a time_n serve_v man_n occasion_n as_o well_o as_o ready_a money_n 5._o it_o be_v worth_a the_o know_v how_o many_o there_o be_v that_o have_v so_o much_o money_n that_o they_o know_v not_o what_o to_o do_v with_o more_o if_o they_o have_v it_o if_o there_o be_v few_o or_o none_o such_o then_o sure_o this_o office_n may_v be_v necessary_a for_o it_o can_v enable_v a_o man_n by_o the_o use_n of_o it_o to_o deal_v for_o six_o time_n or_o at_o least_o double_a what_o he_o be_v worth_a and_o yet_o never_o be_v trust_v as_o suppose_v a_o silkman_n be_v worth_a a_o thousand_o pound_n with_o which_o he_o buy_v silk_n he_o bring_v this_o into_o the_o office_n and_o raise_v 9_o 10_o of_o the_o worth_n which_o be_v nine_o hundred_o pound_n or_o more_o or_o less_o according_a to_o the_o nature_n of_o the_o commodity_n with_o which_o he_o buy_v again_o from_o the_o same_o merchant_n more_o and_o bring_v that_o also_o to_o the_o office_n to_o raise_v credit_n and_o so_o one_o upon_o the_o other_o according_a to_o these_o follow_a example_n the_o rule_n of_o the_o office_n be_v for_o the_o most_o part_n to_o lend_v ¾_n 9_o 10_o or_o ½_o example_n 1._o principal_n 1000_o  _fw-fr 750_o 565_o 280_o 210_o 155_o 100_o 3060_o example_n 2._o principal_n 1000_o  _fw-fr 900_o 810_o 730_o 655_o 585_o 525_o 470_o 435_o 300_o 270_o 250_o 130_o 100_o 7160_o example_n 3._o principal_n 1000_o  _fw-fr 500_o 250_o 125_o 60_o 1935_o example_n 4._o principal_n 100_o  _fw-fr 90_o 80_o 70_o 65_o 60_o 55_o 50_o 45_o 40_o 35_o 30_o 25_o 20_o 765_o by_o which_o '_o its_o evident_a that_o this_o silkman_n may_v multiply_v his_o stock_n to_o 7160_o l._n without_o ever_o be_v credit_v for_o the_o merchant_n be_v pay_v in_o credit_n which_o be_v currant_n and_o the_o silkman_n as_o fast_o as_o he_o can_v get_v a_o chapman_n may_v either_o sell_v at_o his_o shop_n or_o the_o office_n where_o the_o whole_a charge_n after_o six_o per_fw-la cent._n p._n a_o come_v for_o a_o half_a year_n to_o 210_o l._n if_o no_o part_n be_v in_o that_o time_n sell_v and_o his_o gain_n at_o 10_o per_fw-la cent._n the_o usual_a gain_n come_v to_o 716_o l._n where_o his_o gain_n will_v without_o this_o help_n have_v be_v but_o 100_o l._n after_o the_o same_o rate_n beside_o this_o hinder_v he_o not_o from_o buy_v half_a upon_o credit_n and_o then_o his_o stock_n will_v have_v be_v 14322_o l._n and_o his_o gain_n proportionable_a or_o suppose_v less_o credit_n be_v lend_v out_o of_o the_o office_n take_v one_o commodity_n with_o another_o according_a to_o the_o first_o and_o three_o example_n it_o do_v trible_a or_o double_a the_o principal_a stock_n there_o be_v likewise_o add_v a_o four_o example_n of_o a_o small_a sum_n upon_o which_o 90_o in_o the_o hundred_o be_v lend_v that_o the_o vulgar_a capacity_n may_v the_o better_o understand_v the_o advantage_n and_o profit_n we_o must_v note_v that_o a_o man_n be_v oblige_v neither_o to_o buy_v always_o from_o the_o same_o merchant_n nor_o the_o same_o commodity_n but_o from_o who_o and_o what_o he_o please_v the_o credit_n be_v currant_n but_o those_o objector_n take_v this_o assertion_n for_o grant_v because_o they_o and_o some_o they_o know_v have_v no_o want_n of_o either_o money_n or_o trade_n which_o be_v a_o deceitful_a calculation_n for_o 1._o if_o there_o be_v never_o so_o little_a money_n and_o bad_a trade_n yet_o some_o will_v fare_v well_o enough_o though_o the_o few_o 2._o if_o there_o be_v money_n and_o trade_n enough_o i_o suppose_v those_o overstockt_a merchant_n will_v not_o meet_v so_o often_o with_o bad_a debt_n and_o delatory_a payment_n as_o have_v be_v usual_a 3._o the_o fail_v of_o so_o
he_o find_v the_o same_o without_o diminution_n which_o if_o it_o be_v in_o comodities_n he_o must_v trade_n or_o spend_v all_o for_o bread_n will_v scarce_o last_v a_o week_n cheese_n a_o year_n cloth_n some_o few_o year_n more_o so_o that_o at_o the_o 20._o year_n end_n instead_o of_o be_v worth_a 100_o l._n a_o man_n be_v worth_a nothing_o but_o rot_a dung_n or_o moth-eaten_a decay_a cloth_n for_o none_o of_o which_o he_o can_v purchase_v another_o commodity_n but_o metal_n and_o precious_a stone_n may_v answer_v this_o and_o other_o qualification_n and_o if_o you_o object_v a_o possibility_n of_o have_v jewel_n counterfeit_v i_o answer_v that_o all_o the_o care_n hitherto_o take_v have_v not_o be_v able_a to_o prevent_v the_o counterfeit_n of_o money_n and_o if_o it_o may_v be_v dispense_v with_o in_o one_o coin_n it_o may_v be_v in_o another_o 4._o the_o generality_n of_o commodity_n be_v not_o of_o so_o rich_a intrinsic_a value_n but_o that_o man_n must_v as_o in_o sweden_n go_v to_o market_n with_o a_o wheel_n barrow_n or_o cart_n when_o as_o a_o great_a value_n of_o money_n can_v be_v put_v in_o one_o pocket_n or_o under_o one_o arm._n now_o credit_n answer_v the_o first_o by_o have_v its_o value_n as_o certain_o know_v for_o a_o man_n needs_o but_o name_n any_o sum_n to_o the_o value_n of_o what_o he_o be_v real_o creditor_n in_o the_o office_n and_o it_o be_v of_o intrinsic_a value_n &_o know_v by_o his_o only_a name_n it_o as_o if_o a._n be_v creditor_n desire_v the_o office_n to_o enter_v b._n creditor_n for_o 10_o l._n then_o b._n be_v assure_v of_o currant_n indisputable_a ten_o pound_n it_o answer_v the_o second_o by_o be_v more_o certain_a for_o money_n sometime_o rise_v and_o fall_v but_o credit_n be_v always_o certain_a to_o the_o person_n receive_v and_o possess_v it_o though_o uncertain_a to_o the_o good_n for_o the_o same_o may_v sometime_o be_v value_v at_o the_o delivery_n 5._o per-cent_n more_o than_o at_o another_o time_n according_a to_o a_o market_n price_n credit_v once_o make_v be_v certain_a but_o in_o the_o make_n be_v uncertain_a it_o answer_v the_o 3d._n in_o that_o it_o be_v as_o durable_a for_o it_o may_v last_v to_o the_o end_n of_o the_o world_n without_o ever_o suffer_v any_o decay_n the_o fund_z of_o which_o credit_n only_o be_v often_o change_v according_a to_o the_o durableness_n of_o its_o nature_n it_o answer_v the_o four_o and_o exceed_v it_o for_o 1000_o l._n credit_n may_v lie_v in_o the_o room_n of_o 10_o l._n gold_n it_o farther_o excel_v money_n in_o these_o particular_n it_o can_v be_v counterfeit_v or_o clip_v it_o be_v soon_o tell_v it_o can_v be_v steal_v it_o be_v carry_v and_o transmit_v from_o place_n to_o place_n either_o within_o land_n or_o beyond_o sea_n by_o bill_n of_o exchange_n with_o ease_n and_o safety_n and_o many_o more_o beside_o money_n right_o consider_v be_v not_o so_o desirable_a for_o a_o man_n can_v pass_v away_o money_n but_o not_o consume_v it_o as_o he_o do_v other_o commodity_n for_o back_n and_o belly_n and_o a_o man_n only_a endeavour_n to_o get_v money_n that_o he_o may_v purchase_v commodity_n both_o to_o gain_n and_o consume_v so_o when_o we_o sell_v commodity_n for_o money_n it_o be_v with_o a_o design_n only_o to_o by_o other_o commodity_n for_o all_o man_n desire_v wealth_n riches_n or_o money_n only_o that_o they_o may_v feed_v dainty_a be_v clothe_v rich_o be_v well_o attend_v and_o obey_v &c_n &c_n and_o entail_v the_o like_a abundance_n upon_o their_o posterity_n a_o trades-man_n be_v better_a please_v to_o have_v his_o shop_n and_o warehouse_n store_v with_o good_n than_o his_o bag_n replenish_v with_o money_n and_o a_o man_n be_v as_o wealthy_a that_o have_v 100_o l._n in_o hay_n grass_n or_o dung_n as_o he_o that_o have_v it_o in_o gold_n for_o as_o 100_o l._n gold_n can_v fetch_v any_o commodity_n 100_o l._n of_o hay_n or_o other_o commodity_n will_v fetch_v so_o much_o gold_n for_o berter_n be_v still_o continue_a but_o at_o every_o commutation_n money_n as_o a_o well_o know_v witness_n must_v be_v the_o medium_fw-la for_o want_n of_o this_o better_a way_n of_o credit_n money_n be_v a_o bondage_n upon_o trade_n because_o no_o commodity_n be_v currant_n till_o it_o have_v be_v measure_v by_o it_o which_o according_a to_o the_o quantity_n of_o either_o be_v soon_o or_o late_a do_v and_o according_o be_v trade_n quick_a or_o slow_a and_o it_o be_v worthy_a consideration_n how_o far_o it_o may_v consist_v with_o the_o rule_n of_o policy_n and_o the_o interest_n of_o state_n to_o enslave_v all_o our_o staple_n ware_n to_o the_o commodity_n of_o foreign_a prince_n who_o upon_o occasion_n can_v withhold_v it_o from_o we_o and_o so_o retarde_n and_o destroy_v our_o trade_n at_o pleasure_n unless_o we_o can_v contrive_v something_o to_o officiate_v in_o its_o room_n which_o if_o possible_a be_v best_a beforehand_o ireland_n can_v witness_v that_o they_o can_v thrive_v notwithstanding_o their_o abundance_n because_o this_o foreign_a commodity_n money_n be_v withhold_v from_o they_o many_o a_o man_n have_v perish_v through_o hunger_n and_o cold_a that_o have_v money_n but_o none_o that_o while_n welâ—_n feed_v and_o clothe_v have_v perish_v for_o want_n of_o money_n objection_n 12._o that_o the_o citizen_n especial_o banker_n scrivener_n and_o broker_n will_v unanimous_o oppose_v this_o office_n be_v afraid_a it_o may_v undo_v they_o and_o many_o retailer_n which_o will_v confirm_v all_o the_o rest_n of_o the_o inhabitant_n in_o the_o good_a opinion_n of_o the_o office_n answer_n 1._o private_a interest_n ought_v to_o stoop_v to_o public_a good_a and_o if_o no_o new_a design_n shall_v have_v be_v put_v in_o practice_n lest_o some_o particular_a person_n may_v be_v injure_v then_o print_v gun_n cut_v of_o navigable_a river_n and_o public_a water-work_n must_v have_v never_o apppear_v in_o the_o world_n to_o the_o prejudice_n of_o clerk_n fletcher_n carrier_n and_o tankard-bearer_n for_o what_o one_o get_v some_o other_o always_o lose_v 2._o where_o be_v the_o injury_n if_o all_o those_o profession_n or_o trade_n be_v reduce_v within_o their_o just_a and_o due_a limit_n for_o a_o scrivener_n profession_n be_v only_o write_v a_o goldsmith_n make_v and_o sell_v of_o plate_n and_o a_o broker_n buy_v and_o sell_v of_o old_a clothes_n and_o as_o for_o the_o banker_n it_o be_v better_a that_o all_o the_o inhabitant_n of_o the_o city_n be_v accommodate_v than_o a_o few_o banker_n gratify_v by_o some_o of_o who_o a_o great_a many_o family_n have_v smart_v and_o who_o be_v a_o upstart_n profession_n and_o no_o small_a grievance_n to_o the_o nation_n and_o yet_o this_o office_n do_v not_o oblige_v any_o one_o from_o use_v the_o banker_n but_o the_o subscriber_n only_o for_o so_o much_o as_o they_o subscribe_v but_o the_o great_a design_n of_o it_o be_v to_o invite_v all_o merchant_n and_o great_a dealer_n who_o possible_o be_v not_o the_o broker_n and_o scrivener_n best_o customer_n to_o increase_v their_o trade_n by_o this_o currant_n credit_n and_o to_o put_v tradesman_n in_o a_o may_v of_o balance_v their_o account_n one_o with_o another_o to_o which_o they_o have_v no_o easy_a step_n without_o this_o office_n 3._o they_o that_o do_v now_o use_v those_o profession_n may_v sometime_o find_v comfortable_a employment_n in_o the_o service_n of_o this_o design_n and_o by_o employ_v their_o stock_n otherwise_o improve_v their_o trade_n and_o be_v considerable_a gainer_n that_o way_n 4._o those_o profession_n rise_v and_o fall_v by_o the_o value_n of_o money_n as_o we_o see_v at_o this_o time_n now_o money_n be_v at_o 4_o or_o 5_o per_fw-la cent._n they_o do_v not_o turn_v to_o account_n object_n 13._o that_o it_o will_v prejudice_v the_o rich_a and_o ancient_a merchant_n by_o make_v they_o uncapable_a of_o keep_v up_o their_o market_n and_o the_o young_a because_o their_o good_n be_v mortgage_v it_o will_v lower_v the_o market_n but_o to_o the_o profit_n both_o of_o rich_a and_o poor_a answer_v 1_o shall_v it_o be_v so_o yet_o be_v it_o just_a and_o necessary_a that_o such_o merchant_n may_v be_v restrain_v from_o illegal_a engross_a and_o impose_v of_o high_a price_n upon_o their_o commodity_n but_o the_o contrary_a will_n rather_o appear_v for_o by_o the_o help_n of_o this_o office_n the_o young_a merchant_n will_v be_v the_o better_o enable_v to_o answer_v their_o bill_n and_o keep_v from_o be_v necessitate_v to_o abate_v their_o price_n and_o under-sell_a the_o market_n 2._o if_o they_o gain_v less_o by_o one_o bargain_n they_o gain_v more_o by_o have_v ten_o bargain_n for_o one_o which_o they_o may_v have_v by_o the_o quick_a return_v they_o will_v make_v by_o this_o office_n for_o example_n if_o a_o merchant_n deal_v for_o 5000_o l._n per_fw-la annum_fw-la and_o
thousand_o subscriber_n among_o who_o for_o their_o common_a benefit_n of_o have_v so_o great_a a_o stock_n of_o currant_n credit_v more_o confine_v among_o themselves_o beside_o their_o fund_z of_o money_n and_o credit_n nothing_o hereby_o diminish_v we_o desire_v for_o our_o ease_n and_o their_o benefit_n if_o possible_a it_o may_v from_o time_n to_o time_n be_v assign_v though_o the_o office_n undertake_v to_o make_v the_o credit_n always_o currant_n if_o not_o by_o the_o common_a by_o all_o extraordinary_a mean_n so_o that_o none_o need_v fear_v any_o damage_n or_o delay_n by_o receive_v the_o assignment_n of_o it_o it_o be_v allege_v above_o there_o be_v no_o shame_n in_o send_v a_o fund_z of_o good_n into_o this_o office_n which_o clear_o appear_v by_o its_o universality_n and_o its_o help_a improvement_n as_o well_o as_o accommodate_v necessity_n for_o prudence_n honest_a industry_n and_o frugality_n merit_n honour_n when_o only_a luxury_n sloth_n and_o folly_n be_v reward_v with_o shame_n the_o great_a good_a and_o rich_a man_n for_o the_o public_a good_a which_o always_o carry_v its_o reward_n with_o it_o be_v invite_v not_o so_o much_o to_o serve_v their_o present_a occasion_n as_o to_o countenance_n and_o screen_n the_o necessitous_a from_o pretend_a shame_n and_o none_o be_v under_o this_o obligation_n for_o above_o a_o year_n as_o also_o to_o augment_v the_o number_n of_o receiver_n of_o credit_n and_o contribute_v to_o the_o vast_a charge_n of_o so_o great_a and_o good_a a_o undertake_n without_o loss_n or_o hazard_n to_o themselves_o and_o for_o which_o their_o name_n shall_v be_v transmit_v by_o record_n in_o brass_n to_o posterity_n for_o the_o first_o subscriber_n it_o be_v not_o to_o be_v suppose_v that_o this_o office_n be_v not_o useful_a because_o it_o pretend_v not_o to_o answer_v all_o occasion_n no_o more_o than_o bristol_n stage-coach_n ought_v to_o be_v suppress_v because_o it_o do_v not_o accommodate_v a_o traveller_n to_o york_n nothing_o under_o the_o sun_n answer_v all_o emergency_n therefore_o all_o be_v invite_v to_o try_v the_o first_o year_n and_o such_o as_o find_v their_o account_n in_o it_o may_v continue_v the_o rest_n may_v forbear_v till_o they_o do_v where_o there_o be_v no_o shame_n nor_o more_o hazard_v in_o the_o trial_n than_o in_o all_o common_a and_o ordinary_a trade_n and_o deal_n the_o bare_a propose_v public_a and_o private_a advantage_n may_v be_v sufficient_a to_o invite_v prudent_a and_o generous_a person_n to_o make_v a_o experiment_n of_o our_o office_n but_o where_o there_o be_v either_o shame_n or_o hazard_n there_o clear_a proof_n of_o the_o say_a advantage_n be_v but_o sufficient_a that_o when_o any_o subscriber_n be_v prove_v to_o sell_v dear_a for_o the_o office-credit_n than_o he_o will_v if_o he_o have_v receive_v ready_a money_n which_o in_o no_o respect_n be_v so_o good_a his_o name_n shall_v be_v race_v out_o of_o the_o list_n of_o the_o subscriber_n these_o objection_n answer_n and_o instruction_n be_v not_o to_o be_v expose_v to_o public_a view_n but_o reserve_v for_o the_o use_n of_o our_o agent_n and_o officer_n and_o to_o that_o purpose_n they_o be_v advise_v to_o peruse_v they_o frequent_o to_o make_v they_o ready_a in_o the_o use_n of_o they_o and_o if_o a_o new_a objection_n be_v start_v they_o may_v promise_v a_o answer_n the_o next_o meeting_n and_o in_o the_o mean_a time_n transmit_v the_o same_o to_o the_o undertaker_n at_o dr._n chamberlain_n in_o bishopsgate-street_n who_o will_v return_v they_o a_o full_a answer_n the_o index_n of_o objection_n 1._o that_o it_o be_v not_o practicable_a fol._n 1_o 2._o that_o there_o be_v no_o need_n of_o this_o office_n because_o there_o be_v already_o money_n and_o trade_n enough_o fol._n 2_o 3._o that_o it_o will_v be_v a_o monopoly_n fol._n 5_o 4._o that_o the_o office_n will_v be_v endanger_v by_o fire_n f._n ib._n 5._o that_o there_o can_v be_v sufficient_a security_n to_o answer_v the_o trust_n f._n 5_o 6._o 6._o that_o the_o people_n will_v not_o ready_o apprehend_v a_o benefit_n from_o this_o office_n understand_v nothing_o but_o money_n to_o which_o they_o have_v be_v accustom_v fol._n 8_o 7._o this_o office_n will_v bring_v money_n out_o of_o use_n fol._n 9_o 8._o that_o the_o war_n abroad_o may_v obstruct_v trade_n and_o so_o hinder_v the_o good_a intend_a for_o why_o shall_v man_n seek_v to_o increase_v commodity_n at_o home_n when_o they_o may_v not_o find_v vent_v abroad_o foe_fw-mi ib._n 9_o that_o it_o will_v be_v a_o shame_n and_o discredit_v for_o eminent_a merchant_n and_o other_o to_o pawn_v their_o good_n and_o none_o will_v credit_v with_o good_n ormoney_n such_o person_n as_o make_v use_n of_o this_o office_n foe_fw-mi ib_n 10._o that_o the_o office_n will_v not_o lend_v so_o much_o credit_n as_o the_o proprietor_n needs_o or_o will_v willing_o have_v fol._n 11_o 11._o that_o man_n will_v desire_v to_o have_v money_n rather_o than_o this_o credit_n fol._n 12_o 12._o that_o the_o citizen_n especial_o banker_n scrivener_n and_o broker_n will_v unanimous_o oppose_v this_o office_n be_v afraid_a it_o may_v undo_v they_o and_o many_o retailer_n fol._n 18_o 13._o that_o it_o will_v prejudice_v the_o rich_a and_o ancient_a merchant_n by_o make_v they_o uncapable_a of_o keep_v up_o their_o market_n fol._n 19_o 14._o that_o it_o will_v discover_v man_n estate_n f._n ib_n 15._o a_o man_n estate_n or_o good_n will_v by_o put_v they_o into_o the_o office_n be_v expose_v to_o the_o seizure_n of_o his_o creditor_n or_o adversary_n f._n ib_n 16._o that_o this_o office_n will_v not_o equal_o accommodate_v all_o man_n f._n 20._o 17._o that_o it_o will_v hinder_v the_o sale_n of_o good_n because_o most_o chapman_n buy_v for_o time_n and_o the_o good_n be_v engage_v the_o merchant_n can_v deliver_v they_o fol._n 20_o 18._o that_o credit_n can_v answer_v small_a and_o country_n occasion_n fol._n 21_o 19_o that_o the_o interest_n of_o 6_o per_fw-la cent._n be_v too_o much_o fol._n ib._n 20._o that_o good_n will_v spoil_v in_o the_o office_n through_o neglect_n fol._n ib._n 21._o that_o good_n will_v be_v damnify_v in_o the_o remove_n fol._n 22_o 22._o the_o foundation_n of_o credit_n bad_a because_o upon_o perishable_a good_n fol._n ib_n 23._o that_o this_o credit_n will_v not_o yield_v 3_o d._n per_fw-la diem_fw-la per_fw-la cent._n at_o the_o goldsmith_n as_o money_n nor_o any_o thing_n in_o the_o office_n whilst_o it_o lie_v there_o fol._n ib_a 24._o that_o it_o will_v occasion_v many_o a_o man_n ruin_n because_o creditor_n see_v a_o way_n for_o their_o payment_n will_v be_v more_o earnest_n for_o their_o money_n fol._n 23_o 25._o that_o it_o will_v cause_v too_o great_a abundance_n of_o commodity_n that_o there_o will_v be_v no_o vent_n for_o they_o fol._n ib._n 26._o that_o some_o commodity_n be_v so_o old_a fashion_v that_o they_o can_v be_v sell_v fol._n ib_fw-la finis_fw-la
both_o by_o the_o ancient_a universal_a way_n of_o trade_n by_o commutation_n and_o the_o present_a as_o well_o in_o the_o west-india_n or_o american_n plantation_n where_o sugar_n tobacco_n cotton_n and_o indigo_n pass_v for_o money_n as_o in_o amsterdam_n where_o the_o general_a part_n of_o trade_n be_v manage_v by_o credit_n in_o bank_n 2._o the_o credit_n here_o recommend_v answer_v all_o the_o end_n and_o intent_n of_o money_n for_o it_o will_v pass_v as_o far_o as_o it_o be_v know_v and_o our_o money_n do_v no_o more_o the_o private_a farthing_n late_o in_o use_n among_o we_o be_v current_n upon_o the_o same_o account_n because_o man_n know_v where_o to_o return_v they_o for_o money_n or_o ware_n so_o man_n know_v where_o to_o return_v this_o credit_n it_o will_v for_o the_o same_o reason_n be_v receive_v the_o like_a may_v be_v say_v of_o the_o seal_a bag_n in_o the_o east-indies_n which_o pass_v as_o far_o as_o the_o east-india_n prince_n have_v credit_n 3._o this_o credit_n will_v pass_v as_o quick_a and_o nimble_a as_o money_n and_o more_o for_o it_o will_v be_v grant_v that_o nine_o in_o ten_o if_o not_o ninety_o nine_o in_o a_o hundred_o receive_v money_n to_o pay_v away_o again_o it_o be_v but_o then_o repair_v to_o the_o bank_n and_o take_v a_o assignment_n which_o will_v pass_v from_o man_n to_o man_n and_o so_o ad_fw-la infinitum_fw-la from_o one_o hand_n to_o another_o and_o be_v present_a payment_n 4._o this_o credit_n will_v pay_v debt_n buy_v or_o purchase_v may_v be_v let_v out_o at_o interest_n or_o hoard_v up_o and_o will_v furnish_v the_o possessor_n of_o it_o with_o all_o necessary_n as_o well_o as_o money_n 5._o it_o serve_v as_o a_o superior_a species_n of_o money_n for_o as_o silver_n be_v for_o the_o buy_n of_o the_o small_a sort_n of_o commodity_n exchange_v for_o copper_n and_o gold_n for_o silver_n so_o this_o credit_n which_o be_v superior_a to_o gold_n or_o silver_n may_v be_v exchange_v for_o either_o for_o example_n if_o i_o have_v 10_o l._n or_o more_o to_o pay_v this_o credit_n will_v do_v it_o without_o turn_v it_o into_o gold_n or_o silver_n but_o if_o i_o have_v under_o 10_o l._n to_o pay_v i_o may_v turn_v this_o credit_n into_o gold_n or_o silver_n as_o i_o may_v for_o small_a sum_n gold_n into_o silver_n or_o silver_n into_o copper_n 6._o money_n be_v valuable_a and_o affect_v mere_o as_o it_o be_v a_o medium_fw-la of_o commerce_n for_o of_o itself_o it_o neither_o feed_v warm_v clothes_n or_o defend_v and_o this_o credit_n be_v as_o valuable_a in_o the_o same_o respect_n 7._o this_o credit_n be_v better_a than_o money_n for_o it_o will_v pass_v from_o man_n to_o man_n without_o any_o damage_n either_o to_o itself_o or_o its_o possessor_n but_o money_n occasion_n great_a loss_n of_o time_n as_o well_o as_o trouble_v in_o tell_v be_v subject_a to_o clip_v counterfeit_v and_o robbery_n and_o be_v oftentimes_o the_o occasion_n of_o bloodshed_n and_o murder_n 8._o if_o credit_n be_v already_o much_o more_o use_v than_o money_n as_o certain_o it_o be_v why_o shall_v the_o credit_n here_o offer_v be_v liable_a to_o more_o exception_n than_o that_o which_o be_v already_o in_o use_n especial_o this_o be_v settle_a and_o fix_v upon_o a_o sure_a fund_z and_o basis_n than_o the_o other_o as_o have_v be_v already_o show_v what_o be_v all_o personal_a security_n by_o bond_n bill_n books-debt_n etc._n etc._n but_o credit_n or_o real_a security_n by_o land_n but_o a_o credit_n give_v to_o those_o land_n that_o they_o bear_v a_o good_a title_n and_o to_o the_o mortgager_n that_o he_o have_v not_o otherwise_o preincumbr_v they_o and_o in_o the_o negotiate_v of_o bill_n of_o exchange_n all_o that_o a_o man_n have_v be_v the_o repute_n of_o the_o drawer_n and_o accepter_n so_o that_o in_o effect_n all_o man_n personal_a estate_n and_o real_a to_o depend_v upon_o paper_n and_o parchment_n and_o the_o credit_n that_o be_v give_v to_o it_o except_o what_o they_o have_v by_o they_o in_o ready_a cash_n or_o good_n which_o be_v common_o inconsiderable_a in_o respect_n of_o the_o other_o 9_o if_o any_o man_n that_o have_v the_o credit_n of_o this_o office_n have_v occasion_n for_o ready_a money_n to_o be_v pay_v away_o under_o 10_o l._n he_o will_v be_v supply_v by_o any_o neighbour_n subscriber_n or_o direction_n from_o the_o office_n 10._o and_o yet_o till_o the_o office_n be_v universal_o know_v and_o receive_v throughout_o england_n money_n may_v be_v sometime_o necessary_a therefore_o it_o be_v propose_v that_o man_n shall_v at_o first_o bring_v in_o only_a part_n of_o their_o stock_n which_o will_v be_v sufficient_a demonstration_n to_o they_o and_o the_o world_n of_o the_o usefulness_n of_o this_o office_n and_o in_o the_o mean_a time_n if_o any_o person_n inhabit_v in_o the_o country_n receive_v credit_n which_o will_v not_o serve_v his_o purpose_n there_o till_o a_o office_n be_v establish_v there_o yet_o will_v there_o be_v person_n of_o all_o profession_n willing_a to_o give_v he_o gold_n and_o silver_n in_o exchange_n for_o this_o credit_n for_o that_o the_o credit_n be_v as_o passable_a the_o next_o minute_n for_o debt_n or_o good_n as_o the_o most_o current_a money_n 11._o we_o will_v first_o define_v credit_n and_o see_v how_o far_o it_o be_v already_o practise_v among_o we_o and_o what_o make_v man_n accept_v it_o here_o and_o from_o the_o bank_n beyond_o sea_n 2._o we_o will_v consider_v what_o money_n be_v and_o how_o it_o come_v to_o be_v so_o desirable_a and_o then_o compare_v both_o leave_v it_o to_o the_o understanding_n reader_n to_o judge_n whether_o credit_n or_o money_n be_v most_o useful_a allure_a or_o invite_v 1._o credit_n be_v the_o reputation_n of_o man_n honesty_n or_o ability_n or_o of_o a_o thing_n intrinsic_a value_n with_o both_o which_o qualification_n this_o office_n be_v sufficient_o endow_v credit_n in_o amsterdam-bank_n be_v but_o to_o be_v register_v creditor_n and_o this_o pass_v currant_n not_o only_o because_o a_o man_n may_v have_v money_n for_o it_o when_o he_o will_v but_o because_o of_o its_o know_a reputation_n for_o every_o man_n will_v receive_v it_o and_o pay_v debt_n or_o buy_v any_o where_o commodity_n none_o refuse_v it_o they_o be_v assure_v it_o have_v a_o valuable_a pledge_n in_o a_o secure_a place_n which_o pledge_n can_v be_v remove_v till_o the_o creditor_n who_o ever_o he_o be_v shall_v be_v satisfy_v but_o to_o further_o satisfy_v some_o man_n how_o trade_n can_v be_v drive_v commodity_n buy_v and_o debt_n pay_v without_o money_n in_o specie_fw-la beside_o the_o indubitable_a certainty_n of_o its_o be_v practise_v in_o the_o several_a foreign_a bank_n i_o shall_v form_v a_o example_n or_o two_o of_o the_o manner_n and_o convenience_n of_o it_o as_o suppose_v a._n owe_v to_o b._n 100_o l._n b._n the_o like_a to_o c._n c._n the_o like_a to_o d._n and_o d._n the_o like_a to_o e._n and_o e._n to_o f._n f._n to_o g._n g._n to_o h._n h._n to_o i._o and_o i._o to_o a._n which_o if_o it_o be_v possible_a for_o they_o all_o to_o know_v they_o may_v agree_v upon_o a_o meeting_n and_o quit_v each_o other_o by_o rescounter_n as_o for_o example_n a._n quit_v i._n he_o h._n and_o h._n g._n and_o so_o on_o till_o b._n quit_v a._n and_o then_o all_o be_v satisfy_v without_o one_o farthing_n be_v pay_v in_o specie_fw-la when_o else_o for_o want_n of_o this_o possibility_n of_o meeting_n because_o each_o know_v but_o his_o immediate_a creditor_n and_o debtor_n and_o not_o the_o mediate_a or_o ready_a money_n or_o for_o default_n of_o it_o this_o office_n they_o be_v all_o puzzle_v with_o debt_n and_o credit_n for_o if_o a._n have_v the_o money_n or_o raise_v credit_n in_o the_o office_n upon_o his_o good_n a._n will_v pay_v b._n and_o so_o on_o till_o i._o pay_v a._n by_o which_o it_o appear_v if_o any_o of_o these_o be_v dishonest_a or_o disable_v what_o a_o trouble_n they_o bring_v upon_o all_o the_o rest_n and_o for_o so_o much_o what_o a_o stop_n upon_o trade_n for_o though_o one_o man_n perchance_o be_v able_a to_o turn_v 100_o l._n but_o ten_o time_n a_o year_n yet_o the_o same_o 100_o l._n may_v be_v by_o many_o man_n turn_v a_o thousand_o time_n a_o year_n all_o which_o as_o the_o case_n now_o stand_v may_v be_v hinder_v by_o one_o covetous_a or_o dishonest_a person_n now_o by_o this_o office_n if_o a_o man_n be_v able_a his_o creditor_n will_v in_o a_o manner_n oblige_v he_o to_o be_v honest_a for_o what_o be_v past_a and_o for_o the_o future_a there_o will_v be_v no_o need_n of_o trust_v which_o only_o creep_v into_o the_o world_n because_o there_o be_v not_o money_n enough_o or_o that_o it_o make_v not_o so_o swift_a a_o circuit_n as_o be_v desire_v to_o measure_v