cause_n of_o loss_n or_o hindrance_n to_o the_o seller_n he_o be_v to_o allow_v he_o interest_n and_o the_o seller_n may_v with_o good_a conscience_n exact_v it_o of_o he_o especial_o if_o not_o through_o want_n but_o through_o negligence_n and_o unfaithfulness_n he_o use_v delay_n but_o when_o a_o man_n sell_v his_o ware_n for_o more_o than_o the_o just_a price_n only_o because_o he_o give_v time_n to_o the_o buyer_n he_o do_v indeed_o sell_v time_n which_o be_v not_o he_o to_o sell_v and_o under_o the_o contract_n of_o sell_v he_o commit_v usury_n for_o when_o the_o seller_n be_v content_a to_o grant_v time_n to_o the_o buyer_n for_o the_o payment_n of_o the_o price_n agree_v upon_o it_o be_v all_o one_o as_o if_o he_o lend_v that_o money_n for_o such_o a_o time_n for_o the_o voluntary_a forbear_n of_o money_n due_a to_o he_o for_o his_o ware_n be_v all_o one_o with_o loan_n and_o upon_o such_o forbear_n the_o buyer_n become_v a_o debtor_n and_o the_o seller_n a_o creditor_n as_o for_o example_n thou_o selle_v i_o ware_n for_o 11_o pound_n to_o be_v pay_v at_o the_o end_n of_o six_o month_n which_o thou_o will_v have_v sell_v for_o 10_o pound_n in_o present_a money_n this_o man_n may_v call_v what_o they_o will_v but_o it_o be_v usury_n after_o the_o rate_n of_o twenty_o in_o the_o hundred_o likewise_o if_o a_o man_n sell_v a_o cow_n or_o some_o other_o commodity_n worth_a forty_o shilling_n to_o a_o poor_a man_n shall_v agree_v with_o he_o because_o he_o be_v not_o well_o able_a to_o pay_v so_o much_o together_o to_o take_v twelve_o penny_n a_o week_n for_o a_o year_n under_o a_o colour_n of_o accommodate_v the_o poor_a man_n and_o condescend_v in_o his_o sale_n to_o his_o mean_a ability_n he_o require_v a_o usury_n of_o thirty_o in_o the_o hundred_o but_o will_v you_o hear_v a_o mystery_n a_o gentleman_n in_o his_o need_n come_v to_o a_o usurer_n to_o borrow_v a_o hundred_o pound_n the_o usurer_n tell_v he_o he_o have_v no_o money_n but_o say_v he_o to_o accommodate_v you_o i_o will_v help_v you_o with_o a_o commodity_n worth_a a_o hundred_o pound_n which_o commodity_n you_o may_v commit_v to_o such_o a_o one_o meaning_n his_o broker_n and_o he_o will_v sell_v it_o for_o you_o the_o gentleman_n take_v the_o commodity_n enter_v into_o a_o bond_n of_o two_o hundred_o pound_n for_o the_o payment_n of_o a_o hundred_o and_o perhaps_o with_o usury_n for_o the_o say_a commodity_n he_o intreat_v the_o broker_n to_o sell_v it_o for_o he_o promise_v he_o a_o reward_n the_o broker_n undertake_v the_o matter_n and_o will_v the_o gentleman_n to_o repair_v unto_o he_o the_o next_o day_n in_o the_o mean_a time_n he_o sell_v it_o to_o the_o same_o usurer_n for_o fourscore_o pound_n or_o a_o hundred_o mark_n so_o that_o under_o the_o colour_n of_o sell_v a_o commodity_n the_o usurer_n dare_v but_o fourscore_o or_o a_o hundred_o mark_n for_o which_o he_o will_v receive_v a_o hundred_o or_o perhaps_o a_o hundred_o &_o ten_o pound_n notwithstanding_o the_o gentleman_n find_v his_o present_a need_n supply_v be_v well_o ease_v for_o a_o time_n like_v to_o a_o man_n which_o in_o the_o fit_a of_o a_o ague_n have_v drink_v a_o cup_n of_o cold_a water_n but_o when_o the_o day_n of_o payment_n come_v he_o be_v in_o great_a distress_n than_o before_o for_o now_o be_v not_o able_a to_o pay_v he_o forfeit_v a_o bond_n of_o two_o hundred_o pound_n but_o you_o may_v not_o think_v that_o the_o usurer_n will_v straight_o way_n sue_v the_o bond_n no_o rather_o than_o he_o will_v deal_v extreme_o with_o he_o he_o will_v give_v he_o a_o new_a day_n and_o it_o may_v be_v feed_v his_o prodigality_n with_o more_o money_n to_o the_o intent_n that_o he_o may_v mortgage_v his_o land_n to_o he_o for_o the_o payment_n both_o of_o the_o new_a debt_n and_o of_o the_o former_a sum_n with_o usury_n which_o payment_n the_o unthriftie_a gentleman_n be_v not_o able_a to_o make_v the_o usurer_n have_v according_a to_o that_o curse_n psal._n 109._o 11_o get_v his_o land_n into_o his_o net_n he_o make_v a_o prey_n of_o he_o and_o thus_o the_o possession_n of_o many_o gentleman_n become_v the_o prize_n as_o it_o be_v of_o our_o land-pirate_n second_o buy_v usury_n be_v cloak_v under_o the_o contract_n of_o buy_v when_o a_o man_n for_o the_o payment_n of_o money_n beforehand_o to_o he_o that_o need_v present_a money_n buy_v any_o commodity_n under_o that_o which_o in_o all_o likelihood_n will_v be_v the_o price_n or_o true_a value_n thereof_o at_o the_o time_n of_o the_o delivery_n i_o say_v to_o he_o that_o need_v present_a money_n for_o otherwise_o no_o man_n will_v sell_v his_o commodity_n under_o foot_n unless_o he_o have_v need_n of_o ready_a money_n and_o therefore_o this_o aggravate_v the_o fault_n of_o such_o buyer_n who_o take_v advantage_n by_o their_o neighbour_n necessity_n and_o seek_v to_o gain_v by_o their_o need_n this_o be_v after_o a_o sort_n as_o the_o prophet_n amos_n 6._o speak_v to_o buy_v the_o poor_a for_o silver_n and_o the_o needy_a for_o a_o pair_n of_o shoe_n i_o add_v under_o the_o true_a value_n because_o if_o it_o be_v doubtful_a whether_o the_o commodity_n will_v bear_v a_o great_a or_o less_o price_n at_o the_o time_n of_o the_o delivery_n thereof_o such_o a_o contract_n be_v not_o to_o be_v blame_v as_o usurious_a but_o when_o there_o be_v certainty_n that_o the_o price_n will_v be_v great_a than_o be_v usury_n commit_v in_o such_o a_o contract_n for_o the_o lay_n down_o of_o money_n before_o hand_n to_o a_o man_n that_o stand_v in_o need_n thereof_o be_v in_o effect_n all_o one_o as_o if_o he_o lend_v he_o so_o much_o money_n to_o be_v repay_v in_o ware_n when_o as_o therefore_o he_o covenant_v to_o receive_v ware_n of_o great_a value_n than_o his_o money_n come_v to_o he_o dare_v for_o gain_v and_o so_o commit_v usury_n as_o for_o example_n a_o farmer_n want_v money_n to_o pay_v his_o rent_n entreat_v a_o usurer_n to_o lend_v he_o money_n until_o midsummer_n and_o find_v he_o backward_o offer_v he_o consideration_n nay_o say_v he_o i_o will_v not_o require_v usury_n of_o thou_o i_o will_v deal_v better_o with_o thou_o than_o so_o we_o will_v take_v a_o course_n to_o supply_v one_o another_o want_n for_o as_o thou_o want_v money_n now_o so_o shall_v i_o want_v corn_n then_o here_o be_v sixteen_o pound_n for_o which_o thou_o shall_v give_v i_o at_o midsummer_n twenty_o quarter_n of_o good_a wheat_n this_o bargain_n the_o farmer_n be_v content_a to_o accept_v rather_o than_o to_o forfeit_v his_o lease_n albeit_o he_o know_v well_o enough_o that_o at_o midsummer_n his_o corn_n be_v like_a to_o be_v better_a worth_n than_o twenty_o pound_n again_o a_o countryman_n come_v to_o a_o farmer_n that_o be_v at_o great_a charge_n in_o the_o in_n of_o his_o harvest_n and_o understand_v that_o he_o want_v ready_a money_n to_o defray_v his_o expense_n upon_o occasion_n of_o speech_n make_v he_o this_o offer_n to_o let_v he_o have_v eight_o pound_n in_o ready_a money_n if_o the_o farmer_n on_o new-year_n day_n will_v deliver_v to_o he_o twenty_o quarter_n of_o barley_n which_o at_o that_o time_n be_v like_a to_o be_v worth_a 11_o or_o 12_o pound_n so_o that_o for_o the_o forbear_n of_o eight_o pound_n four_o month_n he_o will_v gain_v three_o or_o four_o pound_n this_o kind_n of_o usury_n be_v often_o practise_v in_o buy_v of_o rent_n or_o annuity_n but_o forasmuch_o as_o some_o be_v too_o favourable_a towards_o such_o contract_n and_o other_o too_o austere_a against_o they_o it_o shall_v not_o be_v amiss_o brief_o to_o determine_v what_o we_o be_v to_o hold_v in_o this_o point_n for_o where_o be_v on_o the_o buyer_n part_v a_o purpose_n and_o a_o absolute_a covenant_n for_o the_o perpetual_a alienation_n of_o his_o money_n and_o on_o the_o seller_n part_v no_o covenant_n for_o the_o redeem_n of_o his_o rent_n it_o be_v plain_a that_o in_o such_o a_o contract_n there_o be_v no_o loan_n and_o therefore_o no_o usury_n howbeit_o if_o equality_n be_v not_o observe_v there_o may_v unjustice_n and_o oppression_n be_v commit_v when_o as_o therefore_o a_o man_n have_v a_o hundred_o pound_n on_o which_o he_o be_v loath_a to_o spend_v be_v his_o stock_n buy_v a_o annuity_n or_o rent_n during_o his_o life_n of_o twenty_o mark_n or_o 14_o or_o 15_o pound_n as_o shall_v be_v think_v most_o equal_a such_o a_o contract_n be_v lawful_a and_o just_a and_o be_v especial_o to_o be_v commend_v to_o single_a man_n or_o woman_n who_o have_v no_o charge_n depend_v on_o they_o or_o if_o a_o man_n be_v willing_a to_o leave_v a_o rent_n or_o annuity_n to_o other_o after_o he_o he_o may_v buy_v for_o his_o hundred_o pound_n a_o
be_v buy_v than_o the_o money_n be_v worth_a for_o such_o contract_n if_o they_o be_v absolute_o make_v for_o the_o perpetual_a alienation_n of_o the_o rent_n to_o the_o buyer_n and_o of_o the_o money_n to_o the_o seller_n though_o they_o be_v not_o usurious_a yet_o be_v they_o unequal_a and_o unjust_a but_o if_o they_o be_v conditional_o make_v with_o this_o covenent_a that_o the_o seller_n by_o the_o payment_n of_o the_o principal_a may_v redeem_v and_o so_o extinguish_v the_o rent_n then_o be_v they_o usurious_a because_o a_o perpetual_a alienation_n either_o of_o the_o rent_n by_o the_o seller_n or_o of_o the_o principal_a by_o the_o buyer_n be_v not_o intend_v but_o a_o great_a rent_n by_o way_n of_o mortgage_n according_a to_o the_o contract_n of_o antichresis_n make_v over_o unto_o the_o buyer_n both_o for_o his_o assurance_n in_o receive_v of_o his_o principal_n in_o the_o end_n and_o for_o his_o usury_n allow_v for_o his_o loan_n in_o the_o mean_a time_n and_o forasmuch_o as_o such_o contract_n be_v usual_o practise_v in_o the_o church_n of_o rome_n and_o not_o only_o permit_v but_o allow_v and_o authorise_v as_o just_a and_o lawful_a by_o the_o pope_n of_o rome_n this_o evident_o prove_v that_o the_o romish_a church_n be_v deep_a in_o this_o sin_n of_o usury_n than_o the_o reform_a church_n who_o notwithstanding_o the_o papist_n condemn_v for_o this_o sin_n for_o albeit_o the_o sin_n be_v practise_v among_o we_o as_o much_o perhaps_o as_o among_o they_o yet_o do_v not_o our_o law_n allow_v usury_n as_o good_a but_o permit_v it_o only_o as_o evil_a and_o permit_v it_o with_o limitation_n and_o restraint_n as_o shall_v be_v show_v but_o will_v you_o hear_v a_o mystery_n practise_v in_o buy_v a_o man_n have_v urgent_a occasion_n to_o use_v present_a money_n come_v to_o a_o usurer_n to_o borrow_v forty_o pound_n for_o three_o month_n the_o usurer_n pretend_v that_o about_o that_o time_n he_o shall_v have_v occasion_n to_o lay_v out_o his_o money_n for_o wheat_n and_o therefore_o covenant_v with_o he_o that_o at_o the_o end_n of_o three_o month_n he_o shall_v for_o his_o forty_o pound_n deliver_v unto_o he_o fifty_o quarter_n of_o good_a wheat_n or_o for_o want_v thereof_o five_o and_o forty_o pound_n which_o he_o say_v not_o either_o that_o he_o need_v corn_n or_o that_o the_o borrower_n have_v corn_n to_o sell_v but_o that_o under_o this_o pretence_n of_o buy_v corn_n he_o will_v exact_v a_o unreasonable_a gain_n viz._n of_o five_o in_o the_o forty_o lend_v for_o three_o month_n which_o be_v after_o fifty_o in_o the_o hundred_o by_o the_o year_n three_o let_v usury_n be_v practise_v under_o the_o colour_n of_o let_v so_o oft_o as_o man_n will_v seem_v to_o let_v thing_n which_o be_v not_o letable_a when_o as_o indeed_o they_o lend_v for_o gain_v thing_n to_o be_v spend_v in_o the_o use_n as_o money_n victual_n and_o such_o other_o thing_n as_o consist_v in_o quantity_n that_o be_v in_o number_n weight_n and_o measure_n for_o such_o thing_n neither_o have_v in_o themselves_o a_o fruitful_a use_n which_o may_v be_v let_v neither_o be_v they_o to_o be_v refer_v in_o the_o same_o particular_a impair_v by_o the_o use_n neither_o do_v the_o property_n or_o hazard_n thereof_o as_o in_o thing_n let_v appertain_v to_o the_o letter_n but_o behold_v some_o other_o mystery_n a_o farmer_n want_v money_n to_o store_n himself_o with_o cattle_n come_v to_o a_o usurer_n to_o borrow_v twenty_o pound_n and_o be_v loath_a in_o his_o need_n to_o receive_v a_o repulse_n offer_v usury_n it_o be_v not_o my_o manner_n say_v he_o to_o put_v out_o my_o money_n to_o usury_n but_o here_o be_v twenty_o pound_n for_o thou_o with_o which_o thou_o may_v buy_v thou_o eight_o cow_n these_o eight_o cow_n i_o will_v let_v thou_o for_o so_o many_o rial_n yearly_a provide_v always_o that_o thou_o shall_v from_o time_n to_o time_n make_v good_a this_o number_n of_o cow_n allow_v i_o the_o hire_n for_o the_o full_a number_n that_o be_v to_o say_v four_o pound_n usury_n for_o twenty_o pound_n which_o be_v after_o twenty_o in_o the_o hundred_o to_o another_o come_v to_o borrow_v the_o like_a sum_n he_o deliver_v 20_o pound_n pretend_v that_o the_o borrower_n shall_v buy_v therewith_o a_o hundred_o sheep_n this_o hundred_o sheep_n say_v he_o i_o will_v let_v thou_o yearly_o for_o so_o many_o shilling_n so_o as_o thou_o will_v undertake_v to_o make_v always_o my_o stock_n good_a which_o he_o say_v not_o that_o the_o borrower_n shall_v bestow_v his_o money_n in_o sheep_n but_o that_o under_o pretence_n of_o let_v he_o may_v exact_v five_o in_o twenty_o which_o be_v after_o five_o and_o twenty_o in_o the_o hundred_o otherwise_o if_o indeed_o he_o do_v let_v cattle_n or_o sheep_n for_o a_o indifferent_a rate_n and_o stand_v to_o the_o hazard_n of_o they_o the_o conaract_n be_v lawful_a but_o in_o those_o unreasonable_a covenant_n the_o cattle_n which_o to_o the_o hire_a be_v mortal_a and_o subject_a to_o many_o casualty_n be_v intend_v to_o be_v immortal_a and_o free_a from_o all_o hazard_n to_o the_o letter_n and_o for_o as_o much_o as_o the_o contract_n of_o facere_fw-la ut_fw-la des_fw-fr as_o the_o lawyer_n speak_v whereby_o a_o man_n let_v out_o his_o labour_n for_o reward_n may_v fit_o be_v reduce_v to_o the_o contract_n of_o location_n therefore_o to_o this_o head_n such_o mystery_n be_v to_o be_v refer_v as_o be_v practise_v under_o pretence_n of_o that_o contract_n as_o for_o example_n a_o poor_a man_n come_v to_o his_o neighbour_n to_o borrow_v 20_o shilling_n he_o have_v some_o small_a skill_n in_o scrivener_n craft_n pretend_v that_o he_o will_v lend_v his_o money_n free_o so_o he_o may_v ever_o have_v it_o again_o upon_o small_a warning_n be_v content_a to_o lend_v his_o money_n for_o a_o month_n promise_v when_o that_o month_n be_v expire_v he_o will_v lend_v it_o he_o for_o another_o month_n if_o he_o can_v forbear_v it_o and_o so_o from_o month_n to_o month_n only_o in_o regard_n of_o his_o pain_n he_o be_v to_o have_v at_o the_o renew_n of_o his_o bond_n every_o month_n twelve_o penny_n which_o beside_o one_o shilling_n allow_v he_o for_o a_o couple_n of_o bill_n or_o bond_n amount_v to_o twelve_o shilling_n in_o the_o year_n which_o be_v after_o threescore_o in_o the_o hundred_o four_o partnership_n usury_n be_v commit_v under_o the_o colour_n of_o partnership_n so_o oft_o as_o the_o creditor_n covenant_v to_o partake_v in_o the_o gain_n not_o mind_v to_o bear_v part_n in_o the_o loss_n for_o the_o money_n which_o be_v to_o be_v employ_v he_o will_v have_v acknowledge_v to_o be_v his_o in_o respect_n of_o the_o gain_n but_o the_o borrower_n in_o respect_n of_o the_o loss_n five_o exchange_n usury_n be_v practise_v under_o exchange_n now_o exchange_n be_v either_o of_o ware_n for_o ware_n or_o of_o money_n for_o money_n the_o former_a be_v call_v barterie_n wherein_o usury_n be_v commit_v when_o the_o first_o deliverer_n of_o his_o commodity_n require_v more_o of_o the_o other_o than_o his_o commodity_n be_v worth_a in_o respect_n of_o the_o time_n which_o he_o grant_v to_o the_o other_o for_o the_o delivery_n of_o his_o ware_n exchange_n of_o money_n be_v either_o for_o money_n present_o deliver_v or_o by_o bill_n of_o exchange_n assure_v in_o the_o former_a which_o be_v practise_v by_o money-exchaungers_a who_o the_o scripture_n cail_v 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d and_o 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d there_o be_v no_o loan_n 15._o and_o therefore_o no_o usury_n though_o they_o use_v not_o to_o exchange_v without_o gain_n for_o see_v it_o be_v their_o trade_n wherein_o they_o spend_v their_o time_n labour_n and_o cost_n to_o accommodate_v man_n in_o that_o behalf_n a_o competent_a gain_n be_v to_o be_v allow_v unto_o they_o exchange_n of_o money_n for_o money_n to_o be_v receive_v upon_o bill_n be_v either_o without_o gain_n as_o when_o english_a money_n be_v exchange_v for_o the_o just_a quantity_n there_o in_o other_o money_n according_a to_o the_o public_a and_o know_a valuation_n thereof_o or_o else_o it_o be_v for_o gain_v and_o that_o be_v either_o the_o banker_n exchange_v or_o the_o merchant_n exchange_n the_o banker_n be_v they_o which_o be_v more_o proper_o call_v 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d trapezites_n 27._o who_o deal_v in_o exchange_n by_o bill_n be_v twofold_a for_o sometime_o they_o give_v bill_n and_o sometime_o they_o take_v they_o give_v thus_o a_o man_n be_v to_o travel_v to_o venice_n deliver_v to_o a_o banker_n a_o hundred_o pound_n which_o he_o desire_v to_o receive_v at_o venice_n the_o banker_n because_o he_o be_v at_o charge_n with_o keep_v servant_n there_o as_o also_o for_o that_o he_o take_v upon_o he_o the_o safe_a delivery_n of_o the_o money_n free_v the_o traveller_n from_o the_o
trouble_n and_o hazard_v of_o the_o carriage_n think_v himself_o worthy_a perhaps_o of_o 4_o or_o 5_o pound_n for_o assure_v he_o a_o hundred_o at_o venice_n and_o according_o for_o his_o hundred_o pound_n receive_v here_o give_v he_o a_o bill_n upon_o the_o delivery_n whereof_o at_o venice_n he_o shall_v be_v sure_a to_o receive_v ninety_o six_o pound_n in_o this_o contract_n there_o may_v be_v unjustice_n if_o the_o banker_n require_v too_o much_o gain_v but_o there_o can_v be_v usury_n on_o his_o part_n while_o he_o dare_v not_o nor_o on_o the_o traveller_n part_n while_o his_o principal_n be_v not_o increase_v but_o diminish_v again_o sometime_o they_o take_v bill_n as_o thus_o a_o english_a man_n be_v arrive_v at_o venice_n and_o have_v occasion_n to_o use_v money_n there_o take_v of_o a_o banker_n a_o hundred_o pound_n in_o venice_n coin_n give_v he_o a_o bill_n for_o the_o payment_n perhaps_o of_o a_o hundred_o and_o four_o pound_n of_o english_a money_n in_o london_n this_o overplus_n if_o it_o be_v require_v in_o respect_n of_o the_o time_n of_o forbear_v it_o be_v usury_n but_o be_v require_v in_o this_o regard_n because_o the_o banker_n use_v a_o chargeable_a trade_n to_o free_a man_n from_o the_o trouble_n charge_n and_o hazard_v of_o convey_v their_o money_n to_o venice_n and_o be_v content_a to_o receive_v it_o at_o their_o home_n take_v the_o whole_a labour_n charge_n and_o hazard_v upon_o himself_o it_o be_v as_o lawful_a as_o the_o former_a for_o this_o allowance_n be_v not_o make_v in_o respect_n of_o the_o loan_n and_o time_n of_o forbear_v but_o in_o respect_n of_o the_o place_n of_o payment_n in_o which_o respect_n the_o banker_n take_v a_o trouble_n charge_n and_o hazard_v upon_o himself_o to_o free_v the_o traveller_n therefrom_o the_o merchant_n exchange_n of_o money_n by_o bill_n be_v that_o which_o be_v not_o make_v according_a to_o the_o public_a and_o know_a valuation_n of_o coin_n in_o diverse_a country_n but_o according_a to_o such_o price_n thereof_o as_o merchant_n do_v set_v among_o themselves_o respect_v the_o length_n of_o time_n betwixt_o the_o loan_n and_o payment_n and_o increase_v the_o price_n of_o the_o money_n lend_v according_a as_o the_o time_n be_v long_o and_o first_o there_o be_v consideration_n have_v of_o the_o place_n whereunto_o the_o bill_n of_o exchange_n be_v direct_v for_o according_a to_o the_o distance_n be_v the_o price_n proportionated_a and_o common_o where_o the_o money_n be_v lend_v it_o be_v of_o a_o high_a price_n than_o where_o it_o be_v pay_v but_o suppose_v the_o money_n be_v lend_v upon_o a_o bill_n of_o exchange_n to_o be_v exhibit_v at_o middleborough_n in_o the_o next_o place_n consideration_n be_v have_v of_o the_o time_n and_o the_o party_n which_o take_v up_o the_o money_n be_v demand_v whether_o he_o will_v have_v it_o at_o sight_n or_o at_o usaunce_n or_o at_o double_a usaunce_n etc._n etc._n at_o sight_n that_o be_v whether_o he_o will_v give_v his_o bill_n for_o the_o present_a payment_n of_o the_o money_n at_o the_o sight_n and_o presentation_n of_o the_o bill_n to_o his_o factor_n or_o friend_n that_o deal_v for_o he_o at_o midelborough_n at_o usaunce_n that_o be_v whether_o he_o will_v have_v it_o for_o a_o month_n long_o or_o at_o double_a usaunce_n that_o be_v for_o two_o month_n when_o the_o party_n have_v signify_v for_o how_o long_o he_o will_v have_v the_o money_n enquiry_n be_v make_v how_o the_o exchange_n go_v that_o day_n from_o london_n to_o middleborough_n which_o every_o broker_n in_o the_o exchange_n can_v tell_v to_o day_n perhaps_o twenty_o shilling_n sterling_a at_o sight_n be_v value_v at_o four_o and_o thirty_o shilling_n and_o four_o penny_n of_o the_o zelander_n coin_n and_o it_o may_v be_v to_o morrow_n at_o four_o and_o thirty_o shilling_n and_o six_o penny_n and_o so_o up_o and_o down_o as_o the_o price_n of_o corn_n rise_v and_o fall_v in_o the_o market_n and_o even_o as_o there_o be_v huckster_n and_o engrosser_n of_o corn_n by_o who_o mean_n the_o price_n of_o corn_n many_o time_n be_v much_o enhance_v so_o be_v there_o some_o who_o make_v a_o trade_n of_o exchange_v and_o combine_v themselves_o together_o do_v find_v mean_n to_o engross_v the_o money_n as_o it_o be_v into_o their_o hand_n especial_o against_o such_o time_n as_o they_o know_v there_o will_v be_v great_a use_n of_o money_n that_o then_o they_o may_v put_v it_o forth_o at_o what_o price_n themselves_o list_v well_o suppose_v the_o party_n will_v have_v the_o money_n at_o sight_n be_v to_o allow_v for_o every_o twenty_o pound_n sterling_a as_o the_o exchange_n go_v perhaps_o four_o and_o thirty_o and_o six_o penny_n of_o that_o coin_n which_o be_v currant_n at_o middleborough_n where_o in_o exchange_n the_o english_a money_n be_v not_o so_o high_a rate_v common_o by_o two_o penny_n or_o three_o penny_n in_o the_o pound_n as_o in_o the_o exchange_n at_o london_n and_o so_o contrariwise_o the_o zelander_n coin_n high_o rate_v in_o their_o exchange_n common_o by_o two_o penny_n or_o three_o penny_n here_o in_o the_o exchange_n at_o london_n so_o that_o the_o lender_n common_o gain_v either_o way_n so_o much_o in_o every_o pound_n for_o the_o loan_n of_o his_o money_n a_o few_o day_n as_o those_o too_o well_o know_v to_o their_o great_a loss_n which_o take_v up_o money_n both_o by_o exchange_n and_o rechange_v but_o if_o the_o party_n will_v have_v the_o money_n at_o usaunce_n than_o every_o pound_n sterling_a be_v high_a rate_v by_o four_o penny_n if_o at_o double_a usaunce_n than_o the_o price_n be_v raise_v eight_o penny_n so_o that_o when_o twenty_o shilling_n sterling_a in_o the_o zelander_n money_n be_v value_v at_o four_o and_o thirty_o shilling_n and_o four_o penny_n at_o sight_n at_o usaunce_n it_o be_v four_o and_o thirty_o shilling_n and_o eight_o penny_n at_o double_a usaunce_n five_o and_o thirty_o shilling_n which_o be_v a_o gain_n of_o five_o mark_n of_o their_o coin_n in_o the_o hundred_o pound_n sterling_a for_o two_o month_n and_o of_o twenty_o pound_n of_o their_o money_n in_o a_o hundred_o pound_n sterling_a by_o the_o year_n in_o this_o exchange_n there_o be_v these_o fault_n money_n which_o be_v ordain_v to_o be_v the_o price_n of_o all_o ware_n and_o the_o measure_n of_o all_o bargain_n be_v not_o only_o make_v a_o ware_n contrary_a to_o the_o nature_n thereof_o nam_fw-la quod_fw-la medium_n est_fw-la venditionis_fw-la non_fw-la potest_fw-la esse_fw-la terminus_fw-la but_o also_o the_o price_n thereof_o which_o ought_v to_o be_v certain_a and_o certain_o know_v and_o by_o public_a and_o sovereign_a authority_n establish_v and_o settle_v in_o every_o commonwealth_n for_o that_o be_v the_o rule_n and_o measure_n whereby_o all_o thing_n be_v prize_v 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 5._o as_o the_o philosopher_n say_v the_o price_n i_o say_v thereof_o whereby_o all_o thing_n be_v prize_v be_v make_v uncertain_a for_o the_o gain_n of_o some_o other_o man_n to_o the_o endamage_v of_o the_o commonwealth_n 2._o those_o which_o make_v a_o trade_n of_o deal_n by_o exchange_n do_v either_o find_v mean_n themselves_o to_o raise_v the_o price_n of_o money_n or_o else_o do_v lie_v in_o the_o wind_n till_o the_o prize_n be_v raise_v they_o may_v lend_v it_o forth_o for_o great_a gain_n 3._o in_o exchange_n at_o sight_n usury_n be_v commit_v by_o they_o which_o seek_v gain_v thereby_o though_o somewhat_o mystical_o the_o lender_n be_v sure_o almost_o at_o all_o time_n to_o be_v a_o gainer_n by_o his_o loan_n notwithstanding_o i_o do_v not_o absolute_o condemn_v those_o merchant_n who_o deal_v by_o exchange_n at_o sight_n do_v not_o thereby_o seek_v gain_n but_o mutual_o serve_v one_o another_o turn_n follow_v the_o price_n as_o they_o go_v in_o the_o exchange_n be_v as_o well_o content_a as_o occasion_n serve_v to_o borrow_v after_o this_o manner_n as_o sometime_o they_o be_v entreat_v to_o lend_v sometime_o also_o though_o very_o seldom_o they_o prove_v no_o gainer_n by_o this_o loan_n howbeit_o their_o deal_n be_v more_o commendable_a if_o in_o their_o exchange_n they_o can_v and_o will_v follow_v the_o common_a and_o know_v price_n of_o coin_n appoint_v by_o public_a and_o sovereign_a authority_n for_o it_o may_v seem_v strange_a that_o private_a man_n shall_v take_v upon_o they_o to_o alter_v the_o value_n of_o prince_n coin_n 4._o but_o as_o for_o usance_n and_o double_a usance_n there_o be_v no_o question_n to_o be_v make_v but_o usury_n yea_o great_a usury_n be_v therein_o plain_o commit_v at_o the_o rate_n of_o twelve_o in_o the_o hundred_o at_o the_o least_o now_o the_o merchant_n exchange_n be_v either_o real_a or_o counterfeit_a the_o real_a be_v when_o bill_n of_o exchange_n whereupon_o money_n have_v be_v deliver_v be_v in_o deed_n and_o in_o truth_n transport_v
itself_o of_o lend_v that_o be_v of_o make_v that_o which_o be_v i_o to_o be_v thou_o for_o a_o time_n no_o gain_n ought_v to_o be_v require_v or_o if_o there_o be_v it_o be_v damnable_a usury_n whereupon_o i_o infer_v another_o consequent_a that_o if_o thou_o may_v not_o require_v gain_n for_o the_o act_n of_o lend_v itself_o whereby_o thou_o make_v that_o which_o be_v thou_o to_o be_v another_o man_n for_o the_o time_n because_o the_o lord_n forbid_v it_o and_o the_o patron_n of_o usury_n confess_v so_o much_o then_o can_v thou_o not_o require_v a_o gain_n much_o less_o a_o certain_a gain_n not_o only_o out_o of_o the_o profit_n which_o he_o may_v perhaps_o reap_v of_o the_o money_n which_o now_o be_v he_o and_o whereof_o beside_o his_o skill_n industry_n and_o charge_n he_o alone_o do_v bear_v the_o hazard_n but_o also_o out_o of_o his_o loss_n thus_o therefore_o it_o appear_v that_o usury_n be_v a_o very_a unjust_a let_v 2._o it_o be_v also_o a_o very_a unequal_a exchange_n when_o for_o a_o hundred_o pound_n deliver_v a_o hundred_o and_o ten_o pound_n be_v require_v why_o but_o by_o this_o reason_n you_o will_v say_v you_o condemn_v all_o gain_n and_o negotiation_n for_o gain_v may_v not_o the_o merchant_n lawful_o for_o his_o ware_n buy_v in_o another_o country_n for_o one_o hundred_o pound_n require_v one_o hundred_o and_o ten_o here_o i_o answer_v as_o before_o that_o there_o be_v three_o consideration_n viz._n of_o necessary_a cost_n industry_n and_o hazard_n for_o all_o or_o any_o whereof_o a_o proportionable_a gain_n may_v be_v allow_v but_o where_o none_o of_o those_o be_v find_v there_o ought_v to_o be_v no_o gain_n consider_v then_o whether_o any_o of_o these_o be_v to_o be_v find_v in_o usury_n or_o not_o do_v the_o usurer_n therefore_o take_v any_o pain_n for_o the_o gain_n which_o he_o require_v by_o usury_n nothing_o less_o usury_n be_v a_o gainful_a idleness_n whereby_o man_n do_v eat_v of_o the_o sweat_n of_o other_o man_n brow_n for_o whether_o they_o eat_v or_o drink_v sleep_n or_o wake_v work_n or_o play_v their_o gain_n by_o usury_n come_v in_o alike_o be_v he_o at_o any_o cost_n for_o the_o get_n of_o this_o gain_n not_o of_o a_o halfpenny_n do_v he_o bear_v any_o hazard_n it_o be_v no_o part_n of_o his_o meaning_n he_o require_v a_o covenant_n of_o the_o borrower_n for_o the_o payment_n both_o of_o the_o principal_a and_o also_o of_o the_o usury_n at_o a_o certain_a time_n and_o for_o the_o performance_n of_o that_o covenant_n before_o he_o will_v lend_v his_o money_n he_o will_v be_v sure_a of_o so_o much_o security_n as_o himself_o think_v to_o be_v sufficient_a whether_o it_o be_v by_o bond_n or_o statute_n by_o pawn_n or_o surety_n so_o that_o if_o the_o principal_a or_o any_o part_n thereof_o be_v lose_v it_o be_v lose_v to_o the_o borrower_n but_o it_o be_v safe_a to_o the_o usurer_n by_o the_o very_a contract_n of_o usury_n ratify_v by_o other_o security_n what_o then_o be_v the_o reason_n of_o this_o excess_n or_o inequality_n in_o the_o contract_n of_o usury_n that_o for_o a_o hundred_o pound_n one_o hundred_o and_o ten_o pound_n of_o the_o like_a money_n shall_v be_v require_v forsooth_o say_v one_o this_o gain_n i_o require_v for_o the_o forbearance_n of_o my_o money_n why_o but_o say_v i_o if_o thou_o lend_v thy_o money_n for_o a_o time_n thou_o must_v needs_o forbear_v it_o for_o the_o time_n of_o the_o loan_n and_o if_o thou_o must_v lend_v it_o free_o and_o take_v no_o gain_n for_o the_o courtesy_n of_o lend_v thou_o must_v also_o forbear_v it_o free_o and_o take_v no_o gain_n for_o the_o courtesy_n of_o forbear_v for_o the_o time_n of_o the_o loan_n yea_o but_o i_o forbear_v it_o to_o my_o hindrance_n and_o therefore_o so_o much_o as_o i_o be_o hinder_v i_o may_v lawful_o require_v by_o way_n of_o interest_n hindrance_n i_o confess_v be_v to_o be_v recompense_v by_o he_o who_o be_v the_o effectual_a cause_n thereof_o and_o interest_n i_o have_v show_v before_o to_o be_v lawful_a and_o therefore_o if_o the_o borrower_n through_o his_o default_n be_v the_o effectual_a cause_n of_o the_o lender_n loss_n the_o lender_n may_v with_o a_o good_a conscience_n require_v interest_n and_o thereby_o provide_v for_o his_o own_o indemnity_n but_o indeed_o the_o borrower_n unless_o he_o force_v the_o creditor_n to_o lend_v be_v not_o the_o effectual_a cause_n of_o the_o creditor_n loss_n until_o he_o have_v make_v delay_n neither_o be_v the_o creditor_n after_o delay_n to_o demand_v interest_n unless_o by_o the_o delay_n he_o incur_v some_o loss_n or_o sustain_v hindrance_n of_o some_o lawful_a and_o certain_a gain_n we_o confess_v say_v they_o that_o the_o casual_a or_o moment_n any_o interest_n molin_n whereof_o you_o speak_v be_v not_o to_o be_v allow_v or_o regard_v but_o after_o delay_n but_o the_o promiscuous_a or_o successive_a interest_n be_v to_o be_v allow_v according_a to_o the_o proportion_n of_o the_o time_n of_o the_o loan_n even_o before_o delay_n and_o what_o be_v this_o successive_a interest_n i_o pray_v you_o forsooth_o a_o allowance_n to_o be_v make_v for_o the_o forbearance_n of_o money_n pro_fw-la rata_fw-la temporis_fw-la according_a to_o the_o rate_n and_o proportion_n of_o the_o time_n which_o be_v also_o call_v inter_fw-la usurium_fw-la and_o by_o our_o usurer_n interest_n i_o hear_v new_a name_n but_o the_o thing_n thereby_o signify_v be_v the_o gross_a and_o common_a usury_n which_o be_v forbid_v in_o the_o scripture_n and_o have_v be_v condemn_v in_o all_o age_n as_o i_o have_v show_v heretofore_o for_o interest_n be_v to_o be_v esteem_v not_o according_a to_o the_o borrower_n success_n in_o the_o employment_n of_o money_n but_o according_a to_o the_o hindrance_n which_o the_o lender_n sustain_v by_o the_o forbearance_n of_o his_o money_n and_o thereof_o it_o have_v the_o name_n and_o whereof_o be_v the_o hindrance_n which_o he_o sustain_v forsooth_o of_o so_o much_o gain_v as_o either_o himself_o may_v have_v raise_v by_o his_o money_n in_o the_o same_o time_n or_o another_o will_v have_v allow_v he_o according_a to_o the_o law_n will_v thou_o then_o have_v employ_v it_o thyself_o perhaps_o it_o be_v but_o a_o usurious_a pretence_n but_o be_v it_o so_o how_o will_v thou_o have_v employ_v it_o by_o negotiation_n or_o traffic_n that_o be_v not_o likely_a usurer_n love_v not_o to_o be_v adventurer_n there_o be_v too_o much_o hazard_n in_o traffic_n but_o if_o thou_o will_v it_o may_v be_v thou_o shall_v have_v be_v a_o loose_a and_o therefore_o set_v thy_o fear_n of_o loss_n by_o adventure_v which_o thou_o escape_v by_o not_o hazard_v the_o principal_a against_o your_o hope_n of_o gain_n which_o you_o look_v to_o receive_v if_o you_o have_v adventure_v and_o let_v thy_o possible_a gain_n which_o thou_o have_v miss_v be_v recompense_v with_o the_o possible_a loss_n which_o thou_o have_v escape_v and_o know_v this_o that_o the_o hindrance_n of_o uncertain_a gain_n be_v not_o to_o be_v allow_v after_o delay_n much_o less_o before_o neither_o can_v uncertain_a hope_n be_v sell_v with_o a_o good_a conscience_n for_o certain_a gain_n especial_o to_o those_o that_o do_v not_o buy_v they_o yea_o but_o another_o will_v have_v allow_v i_o after_o ten_o in_o the_o hundred_o but_o lawful_a interest_n be_v a_o allowance_n of_o lawful_a gain_n after_o delay_v make_v by_o the_o borrower_n the_o lender_n can_v with_o a_o good_a conscience_n by_o way_n of_o interest_n require_v allowance_n for_o the_o hindrance_n of_o either_o uncertain_a or_o unlawful_a gain_n much_o less_o may_v it_o be_v require_v before_o hand_n and_o yet_o much_o less_o may_v it_o be_v covenant_v before_o hand_n yea_o but_o what_o reason_n be_v there_o that_o i_o shall_v sustain_v hindrance_n without_o recompense_n lay_v aside_o usurious_a pretence_n can_v thou_o not_o indeed_o without_o thy_o hindrance_n forbear_v thy_o money_n consider_v then_o the_o estate_n of_o he_o that_o be_v to_o borrow_v be_v he_o a_o prodigal_a gentleman_n or_o riotous_a person_n feed_v not_o his_o riot_n and_o vanity_n be_v he_o a_o covetous_a tradesman_n that_o seek_v to_o compass_v great_a matter_n and_o to_o be_v a_o engrosser_n or_o forestall_a of_o commodity_n to_o the_o prejudice_n of_o the_o common_a wealth_n make_v not_o thyself_o accessary_a to_o his_o covetous_a practice_n to_o such_o thou_o ought_v not_o to_o lend_v have_v the_o party_n no_o great_a need_n to_o borrow_v to_o such_o thou_o need_v not_o lend_v or_o if_o thou_o do_v thy_o hindrance_n if_o thou_o sustain_v any_o be_v mere_o voluntary_a and_o of_o such_o a_o hindrance_n thou_o can_v require_v no_o recompense_n of_o he_o who_o have_v not_o be_v the_o effectual_a cause_n thereof_o be_v the_o party_n a_o honest_a man_n and_o have_v need_n to_o borrow_v
avoid_v a_o great_a inconvenience_n make_v he_o seem_v willing_a to_o that_o whereunto_o simple_o he_o be_v unwilling_a the_o assumption_n therefore_o may_v be_v prove_v by_o this_o unanswerable_a argument_n he_o that_o dare_v upon_o usury_n to_o he_o that_o borrow_v for_o urgent_a necessity_n oppress_v the_o borrower_n therefore_o he_o which_o borrow_v upon_o usury_n for_o urgent_a necessity_n be_v oppress_v and_o that_o as_o i_o have_v show_v both_o wrongful_o and_o against_o his_o will_n again_o the_o like_a case_n be_v warrant_v in_o the_o word_n of_o god_n and_o by_o the_o law_n and_o light_n of_o nature_n for_o why_o may_v i_o not_o give_v usury_n or_o promise_v to_o give_v it_o in_o my_o necessity_n you_o will_v say_v because_o the_o lender_n can_v take_v it_o without_o commit_v a_o sin_n which_o the_o lord_n have_v forbid_v under_o pain_n of_o damnation_n if_o then_o i_o show_v that_o in_o case_n of_o necessity_n one_o man_n may_v offer_v that_o to_o another_o which_o the_o other_o without_o commit_v a_o damnable_a sin_n can_v receive_v then_o be_v this_o question_n prove_v by_o a_o argument_n of_o equal_n suppose_v then_o a_o man_n fall_v into_o the_o hand_n of_o robber_n and_o murderer_n to_o who_o he_o promise_v for_o the_o safeguard_n of_o his_o life_n to_o give_v they_o not_o only_o that_o which_o be_v about_o he_o but_o also_o such_o a_o sum_n of_o money_n beside_o as_o the_o ten_o man_n mention_v jer._n 41._o 8_o offer_v to_o ishmael_n and_o the_o cutthroat_n that_o be_v with_o he_o such_o treasure_n as_o they_o have_v in_o the_o field_n for_o the_o safety_n of_o their_o life_n or_o suppose_v a_o man_n be_v in_o sickness_n or_o hunger_n to_o offer_v ten_o time_n the_o value_n of_o the_o meat_n or_o medicine_n which_o he_o need_v to_o a_o greedy_a cormorant_n that_o will_v take_v no_o less_o for_o the_o same_o if_o you_o say_v these_o case_n of_o necessity_n concern_v a_o man_n life_n and_o it_o be_v not_o to_o be_v doubt_v but_o that_o a_o man_n may_v give_v all_o that_o he_o have_v to_o save_v his_o life_n it_o be_v true_a indeed_o but_o yet_o a_o man_n may_v not_o sin_n to_o save_v his_o life_n may_v i_o not_o sin_n to_o save_v my_o life_n and_o may_v i_o give_v for_o the_o safety_n of_o my_o life_n that_o to_o another_o which_o he_o can_v receive_v without_o a_o more_o heinous_a sin_n than_o the_o sin_n of_o usury_n as_o in_o these_o case_n even_o now_o specify_v then_o it_o be_v apparent_a that_o in_o a_o case_n of_o necessity_n a_o man_n may_v lawful_o offer_v and_o give_v that_o to_o another_o which_o the_o other_o can_v receive_v without_o commit_v of_o such_o a_o sin_n as_o the_o lord_n have_v forbid_v under_o pain_n of_o damnation_n and_o this_o be_v true_a not_o only_o in_o those_o case_n that_o so_o near_o touch_v a_o man_n life_n but_o in_o all_o other_o case_n of_o necessity_n a_o poor_a man_n have_v need_n to_o borrow_v and_o not_o be_v able_a to_o borrow_v without_o give_v such_o a_o pawn_n as_o he_o can_v spare_v be_v by_o his_o necessity_n compel_v to_o deliver_v that_o pawn_n 27._o which_o the_o lender_n can_v receive_v and_o keep_v without_o commit_v a_o damnable_a sin_n 22._o and_o that_o he_o may_v lawful_o give_v such_o a_o pawn_n 12._o when_o his_o necessity_n be_v such_o as_o that_o he_o may_v much_o better_a want_n that_o pawn_n than_o be_v without_o that_o which_o he_o will_v borrow_v there_o be_v no_o question_n for_o the_o child_n of_o god_n and_o such_o as_o be_v note_v to_o have_v fear_v god_n when_o other_o pawn_n have_v fail_v have_v be_v fain_o to_o bind_v over_o their_o son_n and_o daughter_n to_o their_o creditor_n 1._o if_o my_o house_n be_v in_o danger_n to_o fall_v present_o without_o the_o carpenter_n help_v 5._o my_o cattle_n be_v disease_v or_o hurt_v in_o danger_n to_o miscarry_v without_o present_a cure_n my_o corn_n or_o hay_n lie_v abroad_o in_o danger_n to_o be_v spoil_v unless_o present_o it_o be_v in_v or_o if_o any_o such_o other_o casualty_n happen_v wherein_o there_o be_v necessity_n of_o present_a help_n be_v it_o not_o lawful_a for_o i_o to_o give_v yea_o to_o offer_n and_o promise_v to_o such_o unconscionable_a man_n as_o take_v advantage_n at_o my_o necessity_n will_v not_o otherwise_o help_v i_o six_o or_o seven_o time_n the_o value_n of_o that_o which_o in_o equity_n be_v due_a unto_o they_o and_o yet_o it_o can_v be_v deny_v but_o that_o every_o one_o of_o these_o do_v sin_n worse_o than_o the_o usurer_n i_o will_v add_v only_o one_o other_o instance_n which_o will_v make_v this_o matter_n evident_a suppose_v i_o want_v food_n or_o apparel_n or_o any_o other_o necessary_n for_o myself_o or_o those_o that_o belong_v to_o i_o and_o that_o also_o i_o want_v present_a money_n to_o buy_v that_o i_o need_v and_o present_a mean_n whereby_o to_o make_v ready_a money_n i_o be_o force_v therefore_o to_o take_v it_o up_o on_o trust_n for_o three_o or_o six_o month_n according_a as_o i_o shall_v be_v able_a to_o make_v payment_n the_o party_n which_o sell_v these_o commodity_n because_o he_o be_v to_o give_v day_n of_o payment_n he_o will_v not_o let_v i_o have_v that_o under_o eleven_o shilling_n which_o he_o will_v sell_v for_o ten_o shilling_n of_o present_a money_n well_o my_o necessity_n be_v such_o as_o i_o have_v rather_o give_v twelve_o shilling_n perhaps_o twenty_o shilling_n than_o not_o buy_v that_o which_o i_o come_v for_o may_v i_o in_o this_o case_n of_o necessity_n lawful_o promise_v to_o pay_v at_o the_o end_n of_o six_o month_n eleven_o shilling_n for_o that_o which_o of_o present_a money_n be_v worth_a but_o ten_o shilling_n as_o i_o think_v no_o man_n can_v true_o deny_v and_o may_v i_o not_o as_o lawful_o in_o a_o case_n of_o no_o less_o necessity_n promise_v to_o the_o lender_n after_o ten_o in_o the_o hundred_o will_v you_o hear_v this_o party_n which_o sell_v thus_o much_o the_o dear_a for_o time_n dare_v upon_o usury_n as_o i_o prove_v before_o and_o that_o after_o twenty_o in_o the_o hundred_o therefore_o this_o buyer_n borrow_v upon_o usury_n which_o by_o this_o example_n appear_v in_o a_o case_n of_o necessity_n to_o be_v lawful_a but_o you_o will_v allege_v in_o the_o second_o place_n 2._o that_o all_o borrow_n upon_o usury_n be_v condemn_v in_o the_o scripture_n i_o answer_v that_o all_o lend_n upon_o usury_n be_v indeed_o condemn_v in_o the_o scripture_n but_o that_o all_o borrow_n upon_o usury_n be_v condemn_v it_o can_v be_v prove_v out_o of_o the_o word_n of_o god_n it_o may_v be_v you_o will_v allege_v jerem._n 15._o 10._o and_o isaiah_n 24._o 2._o in_o the_o former_a place_n the_o prophet_n jeremie_n profess_v of_o himself_o as_o some_o translation_n read_v that_o neither_o he_o have_v lend_v upon_o usury_n neither_o have_v they_o lend_v to_o he_o upon_o usury_n answer_n suppose_v that_o the_o prophet_n do_v indeed_o speak_v of_o lend_v and_o borrow_v upon_o usury_n yet_o hereof_o it_o will_v not_o follow_v that_o therefore_o all_o borrow_n upon_o usury_n be_v unlawful_a it_o may_v not_o be_v doubt_v but_o that_o there_o be_v many_o thing_n lawful_a either_o of_o themselves_o or_o at_o lest_o in_o case_n of_o urgent_a necessity_n which_o the_o prophet_n jeremie_n never_o practise_v it_o may_v be_v that_o he_o may_v as_o true_o have_v say_v i_o neither_o 4â—_n buy_v of_o they_o nor_o sell_v to_o they_o i_o neither_o lend_v to_o they_o upon_o pawn_n or_o other_o security_n neither_o have_v i_o borrow_v of_o they_o upon_o security_n will_v it_o therefore_o from_o hence_o follow_v that_o all_o buy_v and_o sell_v all_o lend_n and_o borrow_v upon_o security_n be_v unlawful_a yea_o but_o the_o prophet_n disclaim_v the_o practice_n of_o lend_v upon_o usury_n as_o a_o thing_n unlawful_a therefore_o the_o like_a be_v to_o be_v understand_v of_o borrow_v upon_o usury_n the_o prophet_n abstain_v indeed_o from_o lend_v upon_o usury_n because_o it_o be_v unlawful_a but_o thereof_o it_o do_v not_o follow_v that_o therefore_o he_o abstain_v from_o borrow_v also_o because_o it_o be_v simple_o unlawful_a it_o may_v be_v he_o have_v no_o need_n to_o borrow_v upon_o usury_n and_o therefore_o that_o have_v be_v unlawful_a to_o he_o without_o necessity_n which_o in_o a_o case_n of_o urgent_a necessity_n be_v lawful_a to_o another_o but_o the_o prophet_n indeed_o if_o he_o speak_v of_o usury_n at_o all_o disclaim_v both_o lend_n and_o borrow_v not_o as_o unlawful_a thing_n though_o to_o he_o both_o of_o they_o have_v be_v perhaps_o unlawful_a but_o as_o occasion_n of_o contention_n for_o the_o purpose_n of_o the_o prophet_n be_v to_o show_v the_o contentious_a disposition_n of_o the_o people_n who_o contend_v with_o he_o that_o have_v give_v they_o no_o
full_o and_o more_o learned_o discourse_n of_o this_o controversy_n than_o it_o have_v be_v handle_v by_o other_o man_n of_o great_a read_n and_o ripe_a experience_n yet_o see_v the_o holy_a ghost_n in_o this_o place_n reckon_v abstinence_n from_o usury_n among_o the_o mark_n of_o god_n child_n whereunto_o we_o be_v now_o by_o order_n come_v have_v already_o entreat_v of_o those_o which_o go_v before_o i_o may_v not_o nor_o will_v not_o refuse_v to_o set_v down_o what_o we_o be_v to_o hold_v concern_v this_o controversy_n and_o as_o god_n shall_v enable_v i_o to_o determine_v this_o question_n that_o if_o usury_n shall_v be_v find_v to_o be_v lawful_a and_o warrantable_a by_o the_o word_n of_o god_n the_o usurer_n may_v hereafter_o practice_v it_o in_o faith_n which_o hitherto_o it_o be_v more_o than_o probable_a they_o can_v never_o do_v or_o if_o it_o shall_v appear_v to_o be_v utter_o unlawful_a that_o they_o whole_o abstain_v and_o desist_v from_o the_o practice_n thereof_o as_o ever_o they_o hope_v to_o rest_v in_o the_o mountain_n of_o god_n holiness_n of_o the_o name_n of_o usury_n and_o of_o contract_n in_o general_n usury_n have_v his_o name_n of_o the_o latin_a word_n vsura_fw-la which_o in_o the_o first_o signification_n thereof_o signify_v the_o use_n or_o fruition_n of_o any_o thing_n as_o of_o money_n cic._n 1._o tuscul._n natura_fw-la dedit_fw-la usuram_fw-la aquavitae_fw-la tanquam_fw-la pecuniae_fw-la second_o vsura_fw-la signify_v any_o accession_n addition_n overplus_n or_o increase_n above_o the_o principal_a which_o be_v yield_v to_o the_o creditor_n in_o respect_n of_o the_o use_n of_o money_n lend_v or_o forbear_v or_o of_o any_o thing_n else_o which_o be_v spend_v in_o the_o use_n and_o this_o increase_n be_v either_o voluntary_a or_o exact_v the_o voluntary_a increase_n be_v a_o free_a gift_n gratuity_n or_o reward_n which_o the_o borrower_n or_o debtor_n have_v gain_v by_o the_o employment_n of_o the_o money_n borrow_v voluntary_o and_o free_o give_v to_o the_o lender_n in_o testimony_n of_o his_o thankfulness_n for_o the_o benefit_n receive_v which_o some_o call_n usuram_fw-la or_o foenus_fw-la liberale_fw-mi the_o exact_v increase_n be_v that_o which_o the_o creditor_n demand_v either_o as_o a_o recompense_n of_o some_o loss_n or_o hindrance_n which_o he_o sustain_v through_o the_o default_n of_o the_o borrower_n or_o as_o a_o gain_n covenant_v for_o loan_n the_o former_a be_v call_v vsura_fw-la compensatoria_fw-la recompense_v usury_n or_o interest_n the_o latter_a be_v term_v vsura_fw-la quaestuosa_fw-la or_o foenus_fw-la gainful_a usury_n of_o the_o liberal_a usury_n if_o i_o may_v so_o call_v it_o which_o be_v nothing_o else_o but_o a_o thankful_a reward_n or_o gratuity_n as_o also_o of_o the_o recompense_a usury_n or_o interest_n there_o be_v no_o question_n to_o be_v make_v but_o that_o in_o themselves_o they_o be_v lawful_a but_o of_o the_o gainful_a usury_n be_v all_o the_o controversy_n and_o thus_o the_o latin_a word_n vsura_fw-la be_v distinguish_v the_o english_a word_n usury_n though_o derive_v thence_o yet_o be_v otherwise_o use_v for_o neither_o be_v it_o take_v at_o any_o time_n for_o use_n or_o for_o liberal_a usury_n or_o recompense_a usury_n but_o only_o for_o gainful_a usury_n whereof_o our_o question_n be_v and_o in_o this_o sense_n it_o be_v take_v two_o way_n either_o for_o the_o gain_n itself_o covenant_v or_o principal_o intend_v for_o loan_n which_o in_o latin_a be_v proper_o call_v foenus_fw-la or_o for_o the_o contract_n itself_o of_o lend_v for_o gain_n which_o proper_o be_v call_v foeneratio_fw-la of_o the_o contract_n the_o holy_a ghost_n speak_v in_o this_o place_n whereby_o a_o man_n give_v or_o put_v forth_o his_o money_n to_o usury_n whereas_o therefore_o usury_n be_v a_o contract_n let_v we_o brief_o distinguish_v those_o contract_n which_o concern_v the_o alienation_n or_o permutation_n of_o good_n that_o it_o may_v the_o better_o appear_v what_o kind_n of_o contract_n it_o be_v for_o such_o contract_n be_v either_o for_o the_o perpetual_a alienation_n of_o good_n or_o but_o for_o a_o time_n the_o perpetual_a alienation_n if_o it_o be_v liberal_a and_o free_a be_v give_v if_o for_o recompense_n then_o be_v it_o a_o commutation_n either_o of_o ware_n for_o ware_n which_o be_v call_v barterie_n or_o of_o money_n for_o money_n which_o be_v call_v exchange_n or_o of_o ware_n for_o money_n which_o be_v sell_v or_o of_o money_n for_o ware_n which_o be_v buy_v the_o alienation_n which_o be_v but_o for_o a_o time_n be_v either_o of_o the_o use_n only_o or_o of_o the_o property_n also_o that_o which_o be_v of_o the_o use_n only_o if_o it_o be_v liberal_a and_o free_a be_v call_v commodation_n or_o lend_v to_o use_v if_o for_o recompense_n or_o hire_v then_o be_v it_o call_v location_n or_o let_v to_o hire_v that_o which_o be_v not_o only_o of_o the_o use_n but_o of_o the_o property_n also_o if_o it_o be_v liberal_a and_o free_a it_o be_v call_v mutuation_n or_o lend_v to_o spend_v if_o illiberal_a and_o for_o gain_n it_o be_v call_v usury_n what_o usury_n be_v wherefore_o the_o contract_n of_o usury_n be_v nothing_o else_o but_o illiberal_a mutuation_n and_o may_v thus_o brief_o be_v define_v usury_n be_v mutuation_n or_o lend_v for_o gain_n this_o brief_a definition_n do_v full_o set_v forth_o the_o true_a nature_n of_o usury_n and_o sufficient_o distinguish_v it_o from_o all_o other_o contract_n whatsoever_o for_o first_o i_o say_v it_o be_v mutuation_n or_o lend_v wherein_o all_o learned_a man_n almost_o whether_o they_o write_v for_o usury_n or_o against_o it_o usha_v do_v agree_v in_o solo_fw-la mutuo_fw-la say_v one_o vero_fw-la vel_fw-la interpretativo_fw-la consistit_fw-la usura_fw-la secundum_fw-la omnes_fw-la doctores_fw-la that_o be_v usury_n according_a to_o all_o the_o doctor_n consist_v only_o in_o loan_n whether_o it_o be_v a_o bare_a contract_n of_o loan_n or_o else_o cloak_v under_o some_o other_o contract_n which_o may_v be_v resolve_v or_o reduce_v unto_o loan_n 8._o likewise_o car._n molinaeus_n the_o chief_a patron_n of_o usury_n it_o be_v the_o common_a opinion_n of_o all_o say_v he_o that_o usury_n proper_o be_v not_o commit_v but_o in_o loan_n and_o again_o loan_n be_v the_o subject_n of_o usury_n mutuum_fw-la which_o be_v also_o presuppose_a in_o the_o scripture_n exod._n 22._o 25_o if_o thou_o lend_v money_n to_o my_o people_n namely_o and_o especial_o to_o the_o poor_a with_o thou_o thou_o shall_v not_o be_v as_o a_o exactor_n or_o as_o a_o usurer_n unto_o he_o you_o shall_v not_o impose_v usury_n upon_o he_o and_o the_o same_o if_o need_n be_v may_v be_v prove_v by_o the_o other_o relative_a which_o be_v borrow_v for_o lend_v and_o borrow_v be_v relative_n and_o if_o he_o which_o take_v up_o money_n upon_o usury_n be_v a_o borrower_n than_o he_o that_o give_v or_o put_v it_o forth_o unto_o usury_n be_v a_o lender_n the_o contract_n therefore_o of_o usury_n be_v a_o contract_n of_o lend_v and_o whatsoever_o be_v not_o a_o contract_n of_o lend_v either_o plain_o or_o covert_o that_o be_v not_o a_o contract_n of_o usury_n now_o in_o the_o contract_n of_o mutuation_n or_o lend_v diverse_a thing_n concur_v which_o also_o belong_v to_o the_o nature_n of_o usury_n 1._o that_o it_o be_v of_o such_o thing_n as_o be_v spend_v in_o the_o use_n and_o consist_v in_o quantity_n that_o be_v to_o say_v in_o number_n weight_n or_o measure_n as_o money_n and_o victual_n corn_n wine_n oil_n etc._n etc._n which_o be_v particular_o mention_v deut._n 23._o 19_o levit._n 25._o 37._o neh._n 5._o 11._o 2._o and_o therefore_o be_v alienation_n not_o only_o of_o the_o use_n but_o also_o of_o the_o property_n from_o which_o the_o use_n of_o such_o thing_n as_o be_v spend_v in_o the_o use_n can_v be_v sever_v 3._o as_o the_o property_n be_v transfer_v to_o the_o borrower_n so_o the_o borrower_n stand_v to_o the_o hazard_n of_o the_o thing_n borrow_v 4._o that_o it_o be_v not_o a_o perpetual_a alienation_n of_o that_o which_o be_v lend_v but_o for_o a_o time_n which_o time_n be_v expire_v the_o borrower_n be_v bind_v to_o restore_v the_o principal_a 5._o because_o the_o thing_n borrow_v be_v to_o be_v spend_v in_o the_o use_n therefore_o the_o borrower_n be_v bind_v not_o to_o restore_v the_o selfsame_o particular_a which_o he_o borrow_v but_o so_o much_o in_o the_o same_o kind_a or_o of_o the_o same_o value_n 6._o it_o belong_v to_o the_o nature_n of_o lend_v that_o it_o be_v free_a and_o liberal_a but_o herein_o usury_n pervert_v the_o contract_n of_o lend_v be_v illiberal_a and_o for_o gain_n for_o usury_n be_v a_o contract_n of_o lend_v wherein_o the_o creditor_n or_o lender_n require_v of_o the_o borrower_n not_o only_o the_o principal_a in_o the_o equivalent_a or_o full_a value_n thereof_o but_o also_o a_o overplus_n or_o
i_o incur_v a_o loss_n perhaps_o by_o forfeiture_n of_o a_o bond_n pawn_n or_o by_o take_v up_o money_n upon_o usury_n to_o prevent_v that_o loss_n or_o else_o have_v necessary_a occasion_n to_o employ_v my_o money_n to_o my_o certain_a or_o very_a likely_a gain_n be_o hinder_v of_o that_o gain_n in_o this_o case_n i_o may_v lawful_o provide_v for_o my_o indemnity_n by_o exact_v a_o equal_a recompense_n at_o thy_o hand_n and_o thou_o be_v bind_v in_o conscience_n to_o make_v good_a this_o loss_n or_o hindrance_n which_o through_o thy_o default_n i_o sustain_v but_o here_o certain_a caution_n be_v to_o be_v remember_v first_o that_o interest_n be_v esteem_v not_o according_a to_o the_o gain_n or_o benefit_n which_o the_o borrower_n have_v reap_v by_o the_o employment_n of_o the_o money_n but_o according_a to_o the_o hindrance_n or_o loss_n which_o the_o creditor_n sustain_v through_o the_o borrower_n default_n second_o that_o interest_n be_v not_o to_o be_v require_v nisipost_n moram_fw-la but_o only_o after_o delay_n &_o default_n commit_v by_o the_o borrower_n for_o until_o then_o the_o borrower_n unless_o he_o be_v such_o a_o one_o as_o can_v compel_v the_o creditor_n to_o lend_v be_v not_o the_o effectual_a cause_n of_o the_o creditor_n loss_n three_o that_o not_o always_o after_o delay_v it_o be_v to_o be_v require_v but_o only_o then_o when_o the_o creditor_n have_v indeed_o sustain_v loss_n or_o hindrance_n by_o the_o borrower_n delay_n four_o that_o he_o do_v not_o voluntary_o incur_v any_o loss_n mean_v to_o lay_v the_o burden_n thereof_o on_o the_o borrower_n but_o do_v his_o true_a endeavour_n to_o avoid_v it_o either_o in_o whole_a or_o in_o part_n five_o that_o when_o he_o suspect_v loss_n or_o hindrance_n by_o the_o debtor_n delay_n he_o descend_v not_o unto_o extremity_n with_o those_o who_o have_v break_v day_n not_o through_o negligence_n or_o unfaithfulness_n but_o through_o want_n and_o necessity_n which_o they_o do_v not_o foresee_v and_o let_v he_o remember_v that_o where_o be_v no_o fault_n there_o ought_v to_o be_v no_o punishment_n six_o that_o the_o estimation_n of_o the_o interest_n be_v not_o refer_v to_o the_o creditor_n own_o arbitrement_n for_o it_o be_v not_o fit_a that_o every_o creditor_n shall_v be_v his_o own_o carver_n but_o commit_v to_o the_o judgement_n of_o some_o other_o honest_a and_o discreet_a man_n and_n for_o as_o much_o as_o it_o be_v suppose_v that_o the_o creditor_n may_v to_o prevent_v his_o loss_n borrow_v according_a to_o the_o rate_n permit_v by_o law_n 26._o therefore_o justiniâ—n_n stint_v recompense_v usury_n at_o six_o in_o the_o hundred_o which_o condition_n be_v observe_v it_o be_v lawful_a for_o the_o creditor_n to_o require_v a_o overplus_n beside_o his_o principal_n which_o overplus_n notwithstanding_o be_v not_o usury_n for_o there_o be_v great_a difference_n betwixt_o usury_n and_o interest_n in_o usury_n the_o lender_n intend_v and_o seek_v gain_v by_o interest_n he_o only_o provide_v for_o his_o indemnity_n usury_n be_v intend_v or_o perhaps_o covenant_v for_o in_o the_o very_a contract_n interest_n be_v not_o intend_v at_o the_o first_o but_o happen_v after_o delay_n usury_n be_v a_o gain_n which_o from_o the_o time_n of_o the_o contract_n until_o the_o time_n of_o payment_n accrue_v to_o the_o lender_n interest_n be_v a_o recompense_n of_o the_o loss_n which_o after_o the_o day_n appoint_v for_o payment_n the_o creditor_n sustain_v through_o the_o borrower_n default_n when_o as_o therefore_o man_n pretend_v the_o honest_a name_n of_o interest_n to_o their_o gainful_a usury_n appellat_fw-la it_o be_v pernicious_a sophistry_n say_v melancthon_n and_o thus_o you_o have_v hear_v what_o usury_n be_v now_o we_o be_v to_o proceed_v to_o a_o threefold_a distinction_n thereof_o and_o first_o that_o usury_n be_v either_o inward_a and_o mental_a or_o outward_a and_o actual_a usury_n the_o mental_a be_v a_o lend_n for_o gain_n without_o covenant_n that_o be_v when_o the_o creditor_n only_o intend_v and_o look_v for_o gain_v by_o lend_v and_o forbear_v his_o money_n but_o do_v not_o indent_v or_o covenant_n with_o the_o borrower_n for_o gain_v and_o this_o may_v be_v call_v the_o usury_n of_o the_o heart_n for_o the_o law_n of_o god_n be_v spiritual_a 14._o do_v not_o only_o restrain_v the_o hand_n and_o outward_a man_n but_o also_o the_o intent_n and_o purpose_n of_o the_o heart_n in_o so_o much_o that_o moral_a action_n though_o in_o show_v good_a be_v to_o be_v judge_v evil_a if_o they_o proceed_v from_o a_o ill_a intent_n and_o tend_v to_o a_o ill_a end_n for_o he_o that_o intend_v evil_a have_v the_o like_a evil_a will_n with_o he_o that_o work_v evil_a and_o he_o which_o by_o lend_v only_o intend_v his_o own_o gain_n he_o dare_v for_o gain_v and_o therefore_o if_o actual_a usury_n be_v evil_a than_o the_o intent_n and_o purpose_n thereof_o be_v also_o evil_a for_o lend_v be_v a_o work_n of_o charity_n and_o a_o act_n of_o liberality_n wherein_o if_o we_o have_v true_a charity_n we_o respect_v not_o our_o own_o profit_n but_o the_o benefit_n of_o the_o borrower_n wherefore_o as_o augustine_n say_v 36._o if_o thou_o look_v to_o receive_v more_o than_o thou_o give_v thou_o be_v a_o usurer_n and_o hereunto_o the_o most_o writer_n refer_v the_o speech_n of_o our_o saviour_n luk._n 6._o 35_o 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d lend_v look_v for_o nothing_o that_o be_v for_o no_o gain_n or_o profit_n thence_o for_o as_o the_o canonist_n and_o schoolman_n say_v sola_fw-la spes_fw-la usurarium_fw-la facit_fw-la hope_v alone_o make_v a_o usurer_n but_o that_o be_v thus_o to_o be_v understand_v 1._o when_o the_o expectation_n of_o gain_n be_v the_o cause_n of_o our_o lend_n and_o when_o our_o own_o profit_n be_v principal_o intend_v that_o be_v when_o we_o so_o lend_v for_o our_o own_o gain_n as_o that_o be_v it_o not_o for_o the_o expectation_n of_o gain_n we_o will_v not_o lend_v for_o if_o our_o chief_a regard_n be_v to_o help_v our_o neighbour_n and_o have_v but_o a_o secondary_a respect_n to_o our_o own_o profit_n as_o if_o that_o be_v not_o we_o will_v notwithstanding_o lend_v for_o charity_n and_o humanity_n sake_n this_o secondary_a respect_n make_v not_o a_o usurer_n though_o it_o something_o detract_v from_o the_o purity_n of_o our_o love_n and_o the_o commendation_n of_o our_o loan_n 2._o when_o there_o be_v expectation_n and_o purpose_n of_o gain_n without_o any_o intent_n of_o partake_v in_o the_o loss_n for_o when_o the_o lender_n so_o intend_v his_o own_o gain_n in_o the_o borrower_n gain_v as_o also_o he_o purpose_v unfeigned_o to_o bear_v part_n of_o his_o loss_n this_o intent_n be_v not_o usurious_a for_o although_o his_o outward_a act_n be_v a_o contract_n of_o loan_n yet_o in_o respect_n of_o the_o purpose_n and_o intent_n of_o his_o heart_n it_o be_v partnership_n when_o as_o therefore_o the_o lender_n principal_o intend_v his_o own_o gain_n without_o purpose_n to_o bear_v part_n of_o the_o borrower_n loss_n that_o intent_n or_o expectation_n of_o gain_n make_v a_o usurer_n a_o usurer_n i_o say_v before_o god_n but_o not_o before_o man_n a_o usurer_n in_o the_o inward_a court_n of_o conscience_n but_o not_o in_o the_o outward_a and_o civil_a court_n which_o take_v no_o notice_n of_o mentuall_a usury_n neither_o can_v it_o be_v punish_v by_o the_o law_n of_o man_n who_o can_v search_v the_o heart_n outward_a and_o actual_a usury_n be_v usury_n when_o the_o creditor_n do_v not_o only_o intend_v certain_a gain_n by_o lend_v but_o also_o covenant_v for_o a_o certain_a sum_n to_o be_v allow_v he_o at_o a_o certain_a time_n or_o time_n this_o in_o the_o scripture_n be_v call_v impose_v of_o usury_n exod._n 22._o 25_o thou_o shâ—lt_v not_o impose_v usury_n upon_o he_o wherefore_o in_o actual_a usury_n a_o covenant_n be_v make_v for_o certain_a gain_n and_o in_o that_o covenant_n the_o very_a form_n of_o actual_a usury_n consist_v for_o which_o cause_n some_o do_v call_v such_o a_o contract_n formal_a usury_n and_o this_o covenant_n use_v to_o be_v confirm_v by_o obligation_n either_o verbal_a as_o bill_n and_o bond_n or_o real_a as_o pawn_n or_o mortgage_n or_o personal_a as_o suretyship_n whereby_o the_o creditor_n be_v secure_v for_o the_o receipt_n and_o the_o debtor_n bind_v for_o the_o payment_n both_o of_o the_o principal_a and_o also_o of_o the_o usury_n but_o in_o this_o actual_a and_o outward_a usury_n there_o be_v a_o covenant_n usual_o make_v for_o the_o payment_n not_o only_o of_o a_o certain_a sum_n but_o also_o at_o certain_a time_n the_o sum_n be_v proportionated_a or_o rate_v according_a to_o the_o quantity_n of_o the_o principal_a or_o stock_n which_o be_v lend_v and_o according_a to_o the_o length_n of_o the_o time_n for_o by_o how_o much_o the_o principal_n be_v great_a &_o the_o
to_o the_o place_n appoint_v beyond_o sea_n to_o the_o end_n that_o thereby_o so_o much_o money_n may_v be_v receive_v there_o to_o the_o lender_n behalf_n as_o by_o the_o manner_n of_o deal_n in_o exchange_n before_o specify_v be_v due_a the_o counterfeit_a exchange_n be_v when_o in_o imitation_n of_o the_o real_a exchange_n money_n be_v deliver_v upon_o bill_n of_o exchange_n with_o mention_n also_o of_o the_o place_n of_o exchange_n not_o to_o the_o intent_n that_o the_o bill_n shall_v be_v transport_v for_o the_o satisfy_n of_o the_o creditor_n beyond_o sea_n but_o that_o the_o lender_n keep_v the_o bill_n at_o home_n with_o he_o may_v have_v the_o like_a allowance_n which_o merchant_n have_v for_o the_o same_o time_n deal_v by_o exchange_n and_o rechange_v betwixt_o the_o place_n name_v the_o reason_n of_o which_o practice_n be_v because_o the_o gain_n which_o be_v reap_v by_o exchange_n be_v great_a than_o any_o other_o which_o be_v tolerate_v by_o the_o magistrate_n insomuch_o that_o they_o which_o put_v forth_o their_o money_n in_o this_o counterfeit_a exchange_n be_v suppose_v to_o gain_v after_o sixteen_o or_o twenty_o in_o the_o hundred_o and_o therefore_o this_o kind_n of_o exchange_n may_v most_o worthy_o be_v call_v cambium_n siccum_fw-la that_o be_v dry_a exchange_n because_o it_o be_v void_a of_o charity_n 54_o be_v indeed_o a_o gripe_a usury_n practise_v under_o the_o colour_n of_o merchandize_v exchange_n howbeit_o the_o former_a also_o by_o the_o doctrine_n of_o the_o schoolman_n be_v to_o be_v call_v dry_a exchange_n 6._o last_o usury_n be_v practise_v under_o pretence_n of_o the_o adventurer_n usury_n when_o a_o man_n covenant_v for_o gain_v in_o lend_v under_o pretence_n of_o hazard_n when_o indeed_o the_o principal_n be_v not_o hazard_v as_o when_o a_o man_n dare_v a_o hundred_o pound_n with_o this_o condition_n if_o himself_o and_o two_o or_o three_o other_o which_o he_o shall_v name_v or_o any_o of_o they_o shall_v be_v alive_a at_o the_o twelvemonth_n end_n that_o the_o debrour_n shall_v pay_v he_o a_o hundred_o and_o ten_o pound_n otherwise_o he_o shall_v pay_v but_o fourscore_o and_o ten_o pound_n for_o if_o he_o shall_v name_v but_o one_o it_o be_v seven_o to_o one_o that_o he_o shall_v be_v live_v at_o the_o year_n end_n but_o number_v three_o it_o be_v more_o than_o twenty_o to_o one_o that_o some_o one_o of_o the_o three_o shall_v survive_v this_o therefore_o be_v but_o a_o cloak_n of_o usury_n and_o thus_o we_o have_v hear_v of_o usury_n practise_v in_o such_o contract_n as_o have_v the_o name_n of_o other_o contract_n do_v not_o therefore_o seem_v though_o indeed_o they_o be_v contract_v of_o lend_v now_o we_o be_v brief_o to_o speak_v of_o usury_n commit_v when_o there_o seem_v to_o be_v no_o contract_n of_o lend_v for_o gain_n as_o first_o usury_n be_v sometime_o practise_v under_o a_o colour_n of_o free_a lend_n as_o when_o a_o man_n lend_v a_o hundred_o pound_n in_o light_n or_o crack_v angel_n and_o other_o money_n not_o currant_n covenant_v with_o the_o borrower_n that_o he_o shall_v repay_v he_o in_o good_a and_o currant_n money_n such_o be_v the_o usury_n practise_v of_o old_a by_o the_o jew_n in_o the_o time_n of_o ezechiel_n a_o little_a before_o the_o captivity_n 13._o for_o as_o some_o write_v they_o have_v ordain_v a_o new_a shekel_n exceed_v the_o old_a two_o and_o thirty_o grain_n so_o that_o whereas_o the_o civil_a or_o mosaical_a shekel_n which_o be_v but_o half_a of_o the_o holy_a shekel_n weigh_v a_o hundred_o and_o threescore_o grain_n 30._o the_o new_a weigh_v a_o hundred_o ninety_o and_o two_o they_o will_v lend_v after_o the_o old_a shekel_n but_o they_o will_v be_v pay_v according_a to_o the_o new_a second_o usury_n be_v practise_v in_o lend_v upon_o pawn_n for_o although_o by_o take_v a_o pawn_n which_o the_o debtor_n may_v spare_v the_o lender_n may_v lawful_o provide_v for_o his_o security_n &_o indemnity_n yet_o when_o gain_n be_v seek_v thereby_o it_o be_v a_o cloak_n of_o usury_n as_o first_o when_o he_o dare_v upon_o a_o pawn_n which_o be_v much_o better_a than_o his_o money_n in_o hope_n to_o get_v the_o pawn_n it_o be_v a_o spice_n of_o usury_n again_o when_o the_o creditor_n covenant_v to_o have_v and_o enjoy_v the_o fruitful_a use_n of_o the_o pawn_n in_o lieu_n of_o his_o loan_n abate_v nothing_o of_o the_o principal_a 〈◊〉_d this_o contract_n of_o the_o lawyer_n be_v call_v antichrest_n wherein_o at_o the_o first_o sight_n appear_v some_o show_n of_o equality_n and_o justice_n that_o as_o the_o debtor_n use_v the_o creditors_n money_n so_o the_o creditor_n shall_v use_v and_o enjoy_v the_o debtor_n house_n and_o land_n but_o indeed_o this_o contract_n be_v unjust_a and_o usurious_a usurious_a because_o it_o be_v nothing_o else_o but_o lend_v for_o gain_v for_o when_o the_o debtor_n yield_v to_o the_o creditor_n the_o use_n of_o his_o house_n and_o land_n for_o the_o use_n of_o his_o money_n it_o be_v all_o one_o as_o if_o he_o allow_v he_o the_o rent_n of_o the_o house_n and_o land_n for_o usury_n unjust_a also_o and_o unequal_a first_o because_o the_o house_n and_o land_n which_o be_v let_v for_o ten_o pound_n a_o year_n and_o pawn_v for_o a_o hundred_o pound_n be_v worth_a two_o hundred_o or_o perhaps_o three_o hundred_o pound_n and_o therefore_o it_o be_v unequal_a that_o for_o the_o use_n of_o a_o hundred_o pound_n which_o be_v spend_v in_o the_o use_n and_o be_v not_o lettable_a the_o borrower_n shall_v yield_v the_o fruitful_a use_n of_o his_o house_n and_o ground_n which_o be_v worth_a two_o or_o three_o hundred_o pound_n may_v be_v let_v for_o ten_o or_o twelve_o pound_n a_o year_n beside_o the_o creditor_n though_o he_o have_v the_o profit_n of_o the_o house_n and_o land_n yet_o have_v he_o not_o the_o property_n neither_o do_v he_o bear_v the_o hazard_n thereof_o and_o therefore_o reap_v the_o fruit_n of_o that_o which_o be_v not_o his_o own_o and_o whereof_o he_o bear_v not_o the_o hazard_n but_o to_o the_o borrower_n belong_v both_o the_o property_n and_o the_o hazard_n of_o the_o money_n borrow_v wherefore_o the_o scripture_n condemn_v the_o use_n of_o thing_n lay_v to_o pawn_n as_o lie_v in_o clothes_n pawn_v amos_n 2._o 8_o i_o mean_v such_o a_o use_n as_o whereby_o the_o thing_n pawn_v be_v diminish_v or_o impair_v but_o among_o we_o there_o be_v usurer_n which_o commit_v double_a usury_n not_o only_o covenant_v for_o usury_n in_o money_n but_o also_o impair_n the_o thing_n pawn_v as_o plate_n or_o garment_n by_o the_o use_n thereof_o three_o under_o lend_v upon_o bond_n for_o although_o it_o be_v lawful_a for_o a_o man_n to_o take_v bond_n for_o his_o indemnity_n and_o thereby_o by_o way_n of_o interest_n to_o save_v himself_o harmless_a yet_o if_o thereby_o he_o seek_v for_o gain_v he_o commit_v usury_n as_o for_o example_n one_o come_v to_o borrow_v of_o thou_o twenty_o pound_n for_o a_o twelvemonth_n thou_o say_v thou_o can_v not_o forbear_v thy_o money_n so_o long_o therefore_o thou_o will_v lend_v he_o so_o much_o free_o upon_o his_o bond_n for_o a_o month_n hope_v that_o he_o which_o come_v to_o borrow_v for_o a_o twelvemonth_n will_v not_o be_v in_o case_n to_o pay_v within_o a_o month_n the_o month_n therefore_o be_v expire_v and_o payment_n not_o make_v thou_o exact_a more_v of_o he_o than_o by_o a_o contract_n of_o usury_n thou_o can_v have_v covenant_v for_o but_o whether_o in_o take_v bond_n thou_o play_v the_o usurer_n or_o not_o thou_o may_v discern_v by_o this_o note_n for_o it_o thou_o desire_v in_o thy_o heart_n that_o he_o may_v keep_v touch_n with_o thou_o and_o not_o incur_v the_o forfeiture_n of_o his_o bond_n it_o be_v a_o sign_n that_o thou_o provide_v only_o for_o thy_o indemnity_n but_o if_o thou_o wish_v that_o he_o shall_v rather_o break_v his_o day_n than_o keep_v touch_v with_o thou_o it_o be_v a_o sign_n that_o thou_o lend_v for_o gain_n and_o take_v a_o bond_n not_o that_o he_o shall_v pay_v the_o soon_o but_o the_o more_o but_o if_o thy_o disposition_n be_v such_o that_o thou_o will_v not_o lend_v to_o a_o land_a man_n if_o thou_o do_v think_v that_o he_o will_v keep_v touch_n than_o do_v thou_o lend_v not_o to_o help_v thy_o neighbour_n but_o to_o undo_v he_o and_o while_o thou_o lay_v a_o net_n for_o thy_o brother_n thyself_o fall_v into_o the_o snare_n of_o the_o devil_n 4._o last_o usury_n be_v practise_v under_o the_o colour_n of_o interest_n so_o oft_o almost_o as_o man_n agree_v for_o interest_n aforehand_o for_o although_o some_o have_v distinguish_v interest_n that_o there_o be_v a_o casual_a interest_n usurarium_fw-la which_o they_o confess_v be_v not_o to_o be_v regard_v but_o after_o delay_n &_o a_o promiscuous_a or_o successive_a
interest_n which_o as_o they_o say_v may_v be_v covenant_v for_o proratione_fw-la temporis_fw-la according_a to_o the_o proportion_n of_o the_o time_n which_o they_o call_v interusurium_fw-la and_o confess_v it_o to_o be_v call_v in_o the_o law_n usurious_a interest_n hotoman_n yet_o those_o of_o sound_a judgement_n do_v hold_v that_o interest_n be_v not_o to_o be_v allow_v nisi_fw-la post_fw-la moram_fw-la but_o after_o delay_n for_o grant_v interusurium_fw-la or_o successive_a interest_n as_o they_o call_v it_o to_o be_v lawful_a then_o can_v you_o not_o but_o allow_v of_o all_o usury_n for_o first_o interest_n be_v to_o be_v measure_v not_o ex_fw-la parte_fw-la debitoris_fw-la but_o ex_fw-la parte_fw-la creditoris_fw-la and_o therefore_o no_o respect_n be_v have_v therein_o whether_o the_o debtor_n do_v gain_v thereby_o but_o only_o whether_o the_o forbear_n of_o the_o money_n be_v a_o hindrance_n to_o the_o creditor_n or_o not_o and_o second_o if_o it_o be_v lawful_a for_o a_o man_n to_o agree_v according_a to_o the_o proportion_n of_o the_o time_n for_o so_o much_o gain_v as_o the_o law_n permit_v every_o lender_n may_v pretend_v that_o by_o the_o forbear_n of_o his_o money_n he_o shall_v be_v so_o much_o at_o the_o least_o damnify_v &_o therefore_o may_v covenant_n for_o so_o much_o at_o the_o least_o by_o way_n of_o interest_n notwithstanding_o i_o will_v not_o deny_v but_o in_o some_o case_n a_o man_n lawful_o require_v and_o take_v interest_n though_o the_o borrower_n have_v not_o make_v delay_n as_o namely_o when_o by_o the_o borrower_n authority_n or_o otherwise_o the_o creditor_n who_o can_v without_o his_o loss_n or_o certain_a hindrance_n of_o some_o just_a and_o lawful_a gain_n forbear_v his_o money_n be_v as_o it_o be_v force_v to_o lend_v to_o a_o man_n who_o estate_n or_o ability_n be_v such_o that_o he_o may_v better_o undertake_v to_o save_v the_o lender_n harmless_a than_o the_o lender_n may_v want_v his_o money_n provide_v always_o that_o it_o be_v true_a interest_n in_o respect_n either_o of_o certain_a loss_n to_o be_v incur_v by_o want_n of_o the_o money_n or_o of_o certain_a hindrance_n of_o just_a and_o lawful_a gain_n to_o be_v sustain_v for_o in_o this_o case_n the_o borrower_n be_v the_o effectual_a cause_n of_o the_o lender_n hindrance_n or_o loss_n and_o be_v better_a able_a to_o bear_v that_o imposition_n of_o interest_n than_o the_o lender_n be_v to_o forbear_v his_o money_n i_o doubt_v not_o but_o the_o lender_n may_v by_o require_v interest_n provide_v for_o his_o own_o indemnity_n we_o have_v hear_v two_o distinction_n of_o usury_n the_o three_o and_o last_o remain_v viz._n that_o usury_n be_v either_o simple_a or_o compound_v the_o simple_a wheu_o usury_n of_o the_o principal_a only_o be_v exact_v compound_v when_o usury_n not_o only_o of_o the_o principal_n be_v require_v but_o of_o usury_n also_o and_o be_v therefore_o call_v usury_n of_o usury_n 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d aristoph_n nub._n 5._o as_o for_o example_n when_o a_o man_n have_v lend_v a_o hundred_o pound_n for_o a_o twelvemonth_n after_o ten_o in_o the_o hundred_o be_v content_a for_o a_o second_o year_n to_o forbear_v both_o the_o principal_a and_o usury_n there_o be_v due_a to_o he_o the_o first_o year_n by_o simple_a usury_n a_o hundred_o and_o ten_o pound_n but_o the_o second_o year_n by_o usury_n of_o usury_n conceditur_fw-la a_o hundred_o and_o one_o and_o twenty_o pound_n and_o for_o as_o much_o as_o usury_n of_o usury_n be_v ever_o condemn_v it_o have_v be_v a_o ancient_a practice_n of_o usurer_n to_o join_v the_o former_a year_n usury_n unto_o the_o principal_a and_o so_o anew_o to_o covenant_n for_o the_o usury_n of_o the_o whole_a sum_n which_o contract_n of_o the_o grecian_n be_v call_v 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d and_o of_o tully_n renovatiâ—_n fanoris_fw-la renew_v of_o usury_n we_o have_v show_v what_o usury_n be_v and_o how_o many_o way_n it_o be_v committeâ—â—ow_o we_o be_v to_o consider_v the_o quality_n of_o it_o viz._n whether_o it_o be_v lawful_a or_o not_o for_o this_o the_o covetousness_n of_o these_o time_n have_v make_v a_o controversy_n which_o in_o former_a age_n be_v never_o doubt_v of_o but_o not_o to_o hold_v you_o long_o in_o suspense_n i_o will_v in_o this_o short_a assertion_n determine_v what_o we_o be_v to_o hold_v concern_v this_o question_n which_o assertion_n i_o will_v afterward_o not_o only_o prove_v by_o testimony_n of_o scripture_n and_o by_o other_o argument_n but_o also_o defend_v and_o maintain_v against_o the_o objection_n of_o those_o who_o hold_v the_o contrary_a opinion_n my_o assertion_n therefore_o be_v this_o that_o all_o usury_n which_o i_o have_v define_v to_o be_v mutuation_n or_o lend_v for_o gain_n whether_o it_o be_v mental_a or_o actual_a whether_o manifest_a or_o covert_n whether_o simple_a or_o compound_n be_v simple_o and_o in_o it_o own_o nature_n utter_o unlawful_a howsoever_o some_o usury_n be_v worse_a than_o other_o according_a either_o to_o the_o estate_n of_o the_o borrower_n or_o the_o quantity_n of_o the_o usury_n i_o will_v begin_v with_o the_o law_n of_o god_n which_o in_o three_o place_n forbid_v usury_n viz._n exod._n 22._o 25._o levit._n 25._o 35_o 36._o deut._n 23._o 19_o against_o which_o place_n the_o patroness_n of_o usury_n bring_v many_o exception_n which_o by_o the_o grace_n of_o god_n shall_v be_v refute_v but_o i_o will_v chief_o insist_v on_o that_o place_n of_o deuteronomie_n 19_o thou_o shall_v not_o lend_v upon_o usury_n to_o thy_o brother_n the_o usury_n of_o money_n the_o usury_n of_o meat_n the_o usury_n of_o any_o thing_n that_o may_v be_v lend_v upon_o usury_n that_o be_v thou_o shall_v not_o lend_v for_o gain_v to_o thy_o brother_n neither_o money_n nor_o meat_n nor_o any_o thing_n else_o which_o consist_v in_o quantity_n as_o in_o number_n weight_n and_o measure_n and_o be_v spend_v in_o the_o use_n and_o wherein_o usury_n be_v usual_o commit_v against_o these_o allegation_n there_o be_v diverse_a exception_n take_v as_o first_o concern_v the_o word_n whereby_o usury_n be_v signify_v in_o the_o scripture_n for_o in_o that_o place_n of_o deuteronomie_n and_o in_o this_o psalm_n not_o all_o usury_n say_v they_o be_v forbid_v but_o neshek_n that_o be_v morsurie_n or_o bite_a usury_n which_o bit_v and_o damnifi_v the_o neighbour_n for_o there_o be_v say_v they_o a_o certain_a toothless_a or_o not_o bite_v usury_n which_o do_v not_o hurt_v but_o help_v the_o neighbour_n but_o i_o have_v show_v before_o that_o neshek_n be_v the_o common_a and_o ordinary_a name_n whereby_o all_o usury_n be_v signify_v in_o the_o hebrew_n tongue_n and_o therefore_o this_o word_n do_v not_o distinguish_v one_o kind_n of_o usury_n from_o another_o but_o in_o general_n signify_v that_o all_o usury_n be_v bite_v and_o in_o like_a sort_n he_o which_o dare_v for_o gain_v be_v call_v masshik_n and_o he_o which_o take_v up_o upon_o usury_n though_o for_o his_o gain_n be_v call_v nashuk_n the_o money_n which_o be_v lend_v for_o gain_n be_v call_v noshek_n that_o be_v which_o bit_v as_o appear_v evident_o by_o this_o text_n because_o when_o it_o be_v repay_v it_o bit_v and_o as_o it_o be_v gnaw_v away_o some_o part_n of_o the_o borrower_n substance_n for_o a_o overplus_n or_o gain_n to_o the_o creditor_n which_o be_v call_v neshek_n as_o it_o be_v the_o bit_n so_o that_o all_o usury_n in_o it_o own_o nature_n be_v bite_v because_o it_o bit_v or_o shr_v away_o some_o of_o the_o borrower_n substance_n and_o although_o perhaps_o the_o borrower_n by_o reason_n of_o his_o wealth_n feel_v not_o this_o bite_n or_o else_o lick_v himself_o whole_a by_o bite_v of_o other_o yet_o usury_n be_v a_o gain_n which_o be_v bite_v and_o shred_v away_o from_o the_o borower_n and_o that_o either_o to_o his_o loss_n or_o as_o hereafter_o shall_v be_v show_v to_o the_o hindrance_n of_o the_o commonwealth_n who_o common_a profit_n in_o all_o contract_n be_v especial_o to_o be_v regard_v second_o i_o have_v show_v before_o that_o neshek_n be_v all_o one_o with_o the_o other_o word_n tarbith_n and_o marbith_n whereby_o any_o gain_n or_o clear_a increase_n above_o the_o principal_n require_v for_o loan_n be_v signify_v and_o therefore_o the_o least_o gain_n require_v for_o loan_n be_v neshek_n and_o condemn_v for_o usury_n in_o the_o scripture_n as_o levit._n 25._o 36_o thou_o shall_v not_o take_v of_o he_o usury_n or_o increase_n which_o the_o old_a latin_a translation_n read_v thus_o thou_o shall_v not_o take_v usury_n of_o he_o nor_o more_o than_o thou_o give_v and_o vers_fw-la 37_o thou_o shall_v not_o lend_v he_o thy_o money_n upon_o usury_n nor_o thy_o victual_n for_o increase_n that_o be_v as_o ambrose_n read_v in_o amplius_fw-la recipiendum_fw-la to_o receive_v more_o upon_o which_o word_n he_o say_v have_v sententia_fw-la
therefore_o usury_n answer_n to_o the_o prosyllogisme_n or_o proof_n of_o the_o proposition_n i_o have_v before_o sufficient_o show_v that_o usury_n can_v be_v commit_v but_o in_o thing_n which_o be_v lend_v to_o be_v spend_v and_o therefore_o as_o they_o be_v the_o subject_n of_o usury_n they_o be_v not_o lettable_a and_o as_o for_o the_o proposition_n itself_o you_o have_v hear_v that_o although_o let_v in_o itself_o be_v a_o lawful_a contract_n yet_o usury_n in_o itself_o be_v simple_o and_o utter_o unlawful_a but_o why_o may_v not_o money_n be_v let_v as_o well_o as_o other_o thing_n because_o none_o of_o those_o respect_n be_v incident_a unto_o money_n for_o which_o hire_n be_v lawful_o require_v for_o first_o thing_n which_o may_v be_v let_v have_v a_o fruitful_a use_n in_o themselves_o which_o a_o man_n may_v let_v and_o alienat_fw-la for_o a_o time_n reserve_v the_o property_n to_o himself_o but_o money_n and_o those_o other_o thing_n which_o be_v the_o subject_n of_o usury_n which_o consist_v in_o quantity_n be_v spend_v in_o the_o use_n have_v no_o fruitful_a use_n which_o either_o may_v be_v sever_v from_o the_o property_n or_o value_v apart_o as_o though_o it_o may_v be_v let_v or_o alienate_v the_o property_n reserve_v second_o the_o party_n which_o hire_v thing_n that_o be_v let_v after_o he_o have_v according_a to_o the_o contract_n of_o hire_v enjoy_v the_o use_n thereof_o he_o restore_v the_o self_n same_o particular_a which_o he_o take_v to_o hire_v be_v for_o the_o most_o part_n impair_v in_o the_o use_n the_o party_n which_o borrow_v money_n and_o such_o other_o thing_n as_o consist_v in_o quantity_n after_o he_o have_v spend_v the_o same_o be_v not_o to_o restore_v the_o same_o particular_a which_o he_o have_v spend_v impair_v in_o the_o use_n but_o the_o full_a value_n of_o the_o principal_a with_o better_a rather_o than_o worse_a three_o he_o that_o let_v any_o thing_n to_o hire_v as_o he_o retain_v the_o property_n so_o he_o bear_v the_o hazard_n thereof_o but_o it_o be_v concontrarie_a in_o usury_n for_o the_o money_n be_v once_o lend_v the_o property_n be_v transfer_v to_o the_o borrower_n and_o with_o the_o property_n the_o hazard_n to_o omit_v the_o cost_n and_o charge_n which_o the_o letter_n to_o hire_v many_o time_n be_v at_o with_o those_o thing_n which_o he_o let_v whereas_o the_o usurer_n be_v at_o no_o cost_n at_o all_o there_o be_v these_o four_o consideration_n why_o let_v be_v lawful_a and_o usury_n unlawful_a the_o patron_n of_o usury_n take_v exception_n against_o the_o first_o neglect_v the_o rest_n for_o say_v some_o of_o the_o most_o learned_a of_o they_o it_o be_v but_o a_o ignorant_a objection_n which_o be_v make_v out_o of_o aristotle_n that_o usury_n be_v a_o gain_n contrary_a to_o nature_n because_o money_n beget_v not_o money_n see_v the_o scripture_n condemn_v the_o increase_n of_o meat_n as_o of_o money_n answer_n be_v it_o so_o for_o there_o be_v the_o same_o reason_n of_o money_n and_o of_o other_o thing_n which_o be_v spend_v in_o the_o use_n let_v the_o reader_n therefore_o judge_v whether_o chrysostome_n and_o ambrose_n which_o make_v this_o objection_n out_o of_o aristotle_n or_o he_o which_o use_v this_o reason_n be_v more_o ignorant_a for_o it_o be_v as_o monstrous_a to_o require_v gain_n for_o the_o fruitful_a use_n of_o meat_n be_v spend_v in_o the_o use_n beside_o the_o price_n of_o the_o meat_n itself_o as_o to_o require_v a_o gain_n for_o the_o fruitful_a use_n of_o money_n which_o be_v spend_v in_o the_o use_n beside_o the_o full_a restitution_n of_o the_o principal_a yea_o but_o money_n though_o it_o be_v not_o fruitful_a in_o be_v self_n yet_o by_o negotiation_n it_o bring_v forth_o great_a increase_v they_o other_o thing_n which_o be_v let_v answer_n the_o gain_n which_o be_v raise_v out_o of_o any_o thing_n which_o have_v not_o a_o fruitful_a use_n in_o itself_o but_o be_v spend_v in_o the_o use_n be_v not_o the_o fruit_n of_o that_o thing_n but_o of_o his_o skill_n and_o industry_n which_o do_v employ_v it_o no_o more_o have_v other_o thing_n say_v they_o no_o not_o the_o earth_n itself_o without_o the_o labour_n and_o industry_n of_o he_o that_o use_v the_o same_o answer_n we_o must_v distinguish_v betwixt_o fructum_fw-la and_o questum_fw-la fruitful_a use_n and_o gain_v the_o fruit_n or_o fruitful_a use_n arise_v from_o the_o nature_n of_o the_o thing_n itself_o and_o as_o the_o lawyer_n speak_v ex_fw-la ipso_fw-la cuiâ—sque_fw-la rei_fw-la corpore_fw-la and_o such_o be_v the_o fruit_n or_o fruitful_a use_n of_o thing_n that_o be_v let_v as_o of_o cattle_n their_o young_a one_o their_o milk_n their_o wool_n their_o labour_n in_o draw_v and_o carriage_n of_o the_o earth_n both_o that_o which_o grow_v within_o it_o as_o metal_n and_o mineral_n etc._n etc._n and_o also_o that_o which_o grow_v upon_o it_o as_o herb_n and_o tree_n and_o their_o fruit_n likewise_o of_o artificial_a thing_n as_o of_o house_n the_o commodity_n of_o dwell_v of_o ship_n the_o commodity_n of_o sail_v etc._n etc._n questuâ—_n or_o gain_v be_v that_o which_o arise_v not_o out_o of_o the_o nature_n of_o the_o thing_n itself_o but_o be_v get_v by_o negotiation_n or_o make_v of_o contract_n as_o buy_v and_o sell_v etc._n etc._n and_o thus_o those_o which_o have_v skill_n and_o will_v be_v at_o the_o pain_n and_o charge_n may_v raise_v a_o gain_n not_o only_o out_o of_o those_o thing_n which_o have_v a_o fruitful_a use_n of_o themselves_o as_o those_o which_o buy_v such_o commodity_n to_o sell_v they_o again_o usual_o do_v as_o horse-courser_n drover_n and_o other_o trade_n man_n but_o also_o out_o of_o such_o thing_n as_o be_v spend_v in_o the_o use_n which_o as_o the_o lawyer_n speak_v non_fw-la corpore_fw-la sed_fw-la quantitate_fw-la constant_a as_o victualler_n money_n changer_n salter_n vintner_n and_o such_o as_o buy_v these_o kind_n of_o commodity_n to_o sell_v they_o again_o usual_o do_v now_o if_o thing_n which_o have_v a_o fruitful_a use_n in_o themselves_o can_v be_v let_v in_o respect_n of_o any_o gain_n which_o may_v be_v raise_v out_o of_o the_o buy_n and_o sell_v of_o they_o much_o less_o may_v those_o thing_n which_o in_o themselves_o be_v not_o lettable_a because_o they_o have_v no_o fruitful_a use_n neither_o be_v to_o return_v in_o the_o same_o particular_a be_v let_v in_o respect_n of_o any_o gain_n which_o may_v perhaps_o be_v raise_v by_o the_o employment_n of_o they_o in_o negotiation_n if_o you_o say_v that_o although_o thing_n can_v be_v let_v to_o this_o use_n because_o they_o be_v not_o to_o return_v in_o the_o same_o particular_a yet_o they_o may_v be_v sell_v to_o this_o use_n and_o in_o respect_n thereof_o may_v be_v sell_v the_o dear_a i_o answer_v that_o all_o commodity_n be_v and_o indeed_o aught_o to_o be_v sell_v cheap_a to_o such_o as_o buy_v to_o fell_v they_o again_o than_o to_o other_o who_o buy_v for_o their_o own_o use_n otherwise_o they_o which_o deal_v by_o retail_v which_o be_v a_o necessary_a trade_n shall_v either_o themselves_o be_v continual_a loser_n or_o be_v force_v to_o enhance_v the_o price_n of_o commodity_n to_o the_o prejudice_n of_o the_o commonwealth_n only_o the_o usurer_n who_o ought_v to_o lend_v free_o to_o those_o which_o be_v in_o need_n do_v think_v they_o may_v put_v forth_o their_o money_n and_o commodity_n at_o a_o high_a rate_n to_o those_o which_o mean_v to_o employ_v they_o unto_o gain_n whereby_o such_o person_n become_v either_o banquerup_n if_o their_o gain_n be_v not_o great_a or_o oppressor_n of_o the_o common_a weal_n if_o it_o be_v but_o suppose_v that_o money_n have_v a_o fruitful_a use_n in_o respect_n of_o the_o gain_n which_o be_v raise_v by_o the_o employment_n of_o it_o yet_o to_o who_o ought_v the_o profit_n arise_v out_o of_o the_o use_n thereof_o appertain_v sure_o to_o he_o who_o have_v the_o property_n of_o the_o money_n do_v also_o bear_v the_o hazard_n sustain_v the_o charge_n take_v the_o pain_n use_v his_o skill_n in_o the_o employment_n of_o it_o that_o be_v to_o say_v to_o the_o borrower_n to_o who_o the_o loss_n also_o if_o there_o be_v any_o whole_o appertain_v if_o you_o say_v that_o by_o the_o same_o reason_n the_o landlord_n ought_v not_o to_o receive_v any_o rent_n for_o the_o ground_n which_o he_o let_v i_o answer_v first_o that_o the_o land_n have_v a_o fruitful_a use_n in_o itself_o answerable_a to_o the_o rent_n both_o without_o man_n help_n as_o in_o meadow_n pasture_n wood_n and_o mine_n etc._n etc._n and_o also_o with_o as_o in_o arable_a ground_n wherein_o the_o rent_n be_v proportionated_a according_a to_o the_o fruitfulness_n thereof_o second_o that_o the_o property_n of_o the_o ground_n belong_v to_o the_o landlord_n and_o therefore_o the_o profit_n belong_v partly_o to_o he_o
seem_v labour_v more_o for_o number_n than_o for_o weight_n of_o argument_n first_o shall_v the_o debtor_n say_v he_o be_v a_o able_a man_n by_o seek_v delay_n gain_v time_n after_o time_n at_o his_o pleasure_n to_o the_o loss_n hurt_n and_o trouble_v of_o his_o creditor_n without_o recompense_n second_o be_v it_o reason_n that_o a_o rich_a man_n shall_v withhold_v any_o man_n money_n against_o his_o will_n and_o make_v his_o private_a gain_n thereof_o three_o the_o father_n in_o law_n make_v delay_n for_o the_o payment_n of_o that_o portion_n which_o he_o promise_v with_o his_o daughter_n be_v to_o make_v allowance_n by_o way_n of_o interest_n to_o his_o son_n in_o law_n who_o bear_v the_o charge_n and_o burden_n belong_v to_o marriage_n four_o when_o the_o creditor_n be_v disappoint_v of_o his_o money_n at_o the_o day_n of_o payment_n be_v force_v himself_o to_o take_v up_o so_o much_o after_o ten_o in_o the_o hundred_o may_v not_o he_o require_v the_o same_o to_o be_v allow_v he_o of_o the_o debtor_n through_o who_o default_n he_o sustain_v that_o loss_n or_o hindrance_n five_o when_o the_o surety_n be_v compel_v through_o the_o debtor_n default_n to_o pay_v the_o debt_n which_o he_o undertake_v for_o he_o the_o debtor_n be_v bind_v to_o make_v he_o recompense_v of_o what_o loss_n or_o hindrance_n he_o sustain_v through_o the_o debtor_n default_n all_o this_o i_o grant_v but_o gaineful_a usury_n differ_v much_o as_o i_o have_v show_v before_o from_o recompense_a usury_n or_o interest_n for_o it_o be_v great_a reason_n that_o he_o which_o seek_v to_o be_v no_o gainer_n by_o loan_n shall_v be_v no_o loose_a neither_o ought_v any_o man_n to_o be_v enrich_v with_o another_o man_n loss_n but_o whosoever_o have_v be_v the_o effectual_a cause_n of_o the_o creditor_n loss_n or_o hindrance_n he_o ought_v if_o he_o be_v able_a to_o make_v he_o recompense_v six_o to_o these_o another_o reason_n may_v be_v add_v which_o be_v the_o only_a argument_n ground_v upon_o the_o scripture_n which_o i_o find_v in_o one_o learned_a patron_n of_o usury_n there_o be_v the_o like_a reason_n of_o cease_v from_o labour_n and_o forbear_v of_o money_n but_o he_o that_o cause_v a_o man_n to_o cease_v from_o his_o labour_n be_v to_o make_v he_o recompense_v according_a to_o the_o law_n 19_o exod._n 21._o 19_o therefore_o he_o which_o cause_v another_o man_n to_o forbear_v his_o money_n be_v to_o make_v he_o recompense_v according_a to_o the_o time_n of_o forbearance_n i_o answer_v first_o that_o there_o be_v not_o the_o like_a reason_n betwixt_o a_o man_n labour_n and_o the_o use_n of_o money_n a_o man_n labour_n be_v lettable_a and_o yield_v to_o the_o labourer_n if_o he_o work_v certain_a wage_n second_o although_o there_o be_v the_o like_a reason_n betwixt_o they_o yet_o nothing_o can_v be_v prove_v hence_o but_o the_o lawfulness_n of_o interest_n or_o recompense_a usury_n for_o the_o law_n speak_v not_o of_o allowance_n to_o be_v make_v for_o a_o man_n voluntary_a cease_v from_o his_o work_n but_o when_o he_o cease_v against_o his_o will_n have_v be_v smite_v and_o wound_v by_o another_o man_n so_o that_o he_o can_v work_v in_o this_o case_n the_o smiter_n be_v to_o make_v he_o recompense_v for_o the_o loss_n of_o his_o time_n and_o cease_v from_o his_o labour_n in_o like_a case_n allowance_n be_v not_o to_o be_v make_v for_o voluntary_a forbear_n or_o lend_v of_o money_n but_o when_o the_o creditor_n forbear_v it_o against_o his_o will_n to_o his_o loss_n and_o hindrance_n through_o the_o debtor_n default_n the_o debtor_n have_v be_v by_o his_o delay_n the_o effectual_a cause_n of_o the_o creditor_n loss_n be_v to_o make_v he_o recompense_v 7_o last_o he_o which_o have_v buy_v ware_n make_v default_n of_o payment_n be_v by_o the_o civil_a law_n to_o pay_v usury_n to_o the_o seller_n from_o who_o the_o price_n be_v detain_v against_o his_o will_n to_o his_o loss_n and_o hindrance_n answer_n i_o deny_v not_o but_o that_o if_o the_o price_n be_v equal_a the_o like_a allowance_n be_v to_o be_v make_v in_o this_o case_n as_o after_o delay_n in_o that_o which_o be_v borrow_v but_o this_o allowance_n be_v not_o gainful_a usury_n but_o recompense_a usury_n or_o interest_n there_o be_v another_o sort_n of_o impertinent_a argument_n 12._o which_o serve_v to_o prove_v the_o lawfulness_n not_o of_o usury_n but_o of_o the_o contract_n as_o first_o of_o the_o gainful_a contract_n of_o negotiation_n and_o traffic_n in_o buy_v and_o sell_v for_o some_o have_v a_o conceit_n that_o if_o any_o contract_n of_o gain_n be_v lawful_a usury_n which_o they_o like_v so_o well_o can_v be_v unlawful_a and_o to_o this_o purpose_n the_o author_n of_o the_o english_a treatise_n prove_v first_o that_o merchandise_n be_v lawful_a by_o the_o description_n of_o the_o virtuous_a godly_a and_o wise_a woman_n prou._n 31._o 18._o 24._o second_o that_o buy_v of_o rent_n and_o land_n be_v lawful_a three_o that_o the_o gain_n of_o drover_n and_o grazier_n be_v warrantable_a from_o all_o which_o as_o so_o many_o argument_n he_o will_v have_v we_o infer_v that_o therefore_o usury_n be_v lawful_a but_o unless_o he_o can_v prove_v that_o man_n may_v as_o well_o lend_v for_o gain_v as_o buy_v and_o sell_v for_o gain_v which_o i_o have_v before_o disprove_v these_o argument_n be_v to_o little_a purpose_n second_o he_o allege_v the_o lawfulness_n of_o the_o civil_a lend_n whereby_o a_o man_n dare_v expect_v the_o like_a courtesy_n again_o as_o for_o example_n when_o a_o man_n dare_v where_o he_o hope_v to_o borrow_v as_o much_o another_o time_n when_o a_o miller_n dare_v money_n to_o a_o baker_n to_o the_o end_n he_o may_v grind_v at_o his_o mill_n when_o a_o scrivener_n dare_v money_n to_o a_o gentleman_n to_o the_o end_n that_o he_o shall_v have_v his_o write_n make_v with_o he_o etc._n etc._n but_o although_o this_o civil_a lend_n with_o expectation_n of_o the_o like_a courtesy_n be_v not_o so_o commendable_a as_o the_o christian_a and_o charitable_a lend_n which_o be_v without_o respect_n of_o our_o own_o good_a or_o profit_n even_o as_o the_o invite_a of_o our_o able_a friend_n be_v not_o so_o laudable_a as_o the_o feast_n of_o the_o poor_a and_o helpless_a yet_o be_v it_o lawful_a so_o long_o as_o the_o courtesy_n expect_v be_v not_o valuable_a by_o money_n or_o such_o as_o be_v common_o and_o lawful_o buy_v and_o sell_v for_o money_n such_o be_v the_o courtesy_n of_o lend_v expect_v from_o they_o of_o who_o we_o borrow_v the_o courtesy_n of_o their_o custom_n in_o frequent_v our_o shop_n to_o buy_v our_o ware_n or_o to_o have_v their_o work_n do_v with_o we_o and_o such_o like_a howbeit_o if_o we_o covenant_n with_o the_o borrower_n for_o these_o courtesy_n they_o may_v be_v cloak_n of_o usury_n as_o if_o i_o bind_v he_o to_o lend_v who_o will_v be_v more_o like_a to_o borrow_v &_o more_o willing_a to_o pay_v usury_n for_o the_o former_a loan_n than_o to_o lend_v as_o much_o more_o which_o have_v be_v a_o practice_n of_o some_o dissemble_a usurer_n or_o if_o i_o require_v his_o custom_n with_o this_o purpose_n to_o make_v he_o pay_v the_o more_o for_o my_o work_n or_o ware_n because_o he_o be_v in_o my_o danger_n or_o behold_v to_o i_o otherwise_o if_o he_o have_v a_o pennyworth_n for_o his_o penny_n and_o be_v as_o well_o deal_v with_o as_o other_o that_o be_v no_o way_n behold_v to_o we_o even_o by_o the_o natural_a obligation_n which_o bind_v all_o man_n to_o thankfulness_n he_o be_v bind_v to_o show_v that_o courtesy_n to_o those_o who_o have_v well_o deserve_v of_o he_o rather_o than_o to_o other_o and_o these_o be_v the_o argument_n which_o be_v bring_v for_o usury_n which_o also_o i_o will_v desire_v the_o christian_a reader_n to_o compare_v with_o those_o which_o have_v be_v bring_v against_o it_o now_o we_o be_v to_o descend_v to_o their_o testimony_n which_o be_v partly_o the_o public_a allowance_n of_o law_n in_o these_o day_n and_o common_a practice_n of_o most_o rich_a man_n in_o all_o christendom_n partly_o the_o private_a judgement_n of_o diverse_a learned_a and_o reverend_a man_n of_o this_o age_n of_o the_o law_n i_o have_v speak_v before_o that_o none_o allow_v usury_n though_o some_o with_o certain_a restraint_n do_v permit_v and_o tollerat_v it_o as_o a_o evil_a thing_n for_o the_o avoid_v of_o great_a mischief_n the_o come_v practice_n of_o rich_a man_n do_v not_o prove_v usury_n to_o be_v lawful_a but_o themselves_o to_o be_v covetous_a and_o void_a of_o charity_n as_o for_o the_o judgement_n of_o godly_a learned_a man_n i_o answer_v that_o none_o such_o do_v allow_v that_o usury_n which_o be_v practise_v in_o the_o world_n or_o if_o any_o do_v i_o oppose_v to_o they_o the_o judgement_n of_o many_o more_o
be_v to_o employ_v they_o as_o our_o lord_n and_o master_n appoint_v and_o see_v our_o lord_n and_o master_n appoint_v we_o and_o that_o upon_o pain_n of_o damnation_n to_o communicate_v they_o to_o the_o necessity_n of_o our_o brethren_n as_o their_o need_n shall_v require_v and_o our_o ability_n afford_v it_o behove_v we_o as_o we_o tender_v our_o own_o salvation_n so_o also_o to_o tender_v the_o distress_a estate_n of_o our_o poor_a brethren_n the_o second_o impediment_n be_v covetousness_n join_v with_o distrust_n for_o when_o as_o man_n be_v covetous_a they_o will_v not_o lay_v forth_o any_o thing_n unless_o it_o be_v for_o their_o advantage_n and_o be_v distrustful_a they_o imagine_v that_o what_o be_v give_v be_v lose_v but_o hereunto_o i_o will_v oppose_v as_o a_o antidote_n the_o gracious_a promise_n of_o god_n make_v to_o those_o who_o be_v gracious_a to_o the_o poor_a whether_o by_o free_a give_v or_o free_a lend_n thou_o say_v thou_o will_v not_o give_v because_o thou_o know_v not_o what_o want_v thyself_o may_v have_v but_o what_o say_v the_o holy_a ghost_n 27._o to_o he_o that_o give_v unto_o the_o poor_a shall_v be_v no_o want_n but_o to_o he_o that_o hide_v his_o eye_n shall_v be_v plenty_n of_o curse_n thou_o will_v not_o lend_v to_o the_o needy_a because_o thou_o doubte_v that_o what_o be_v lend_v to_o they_o will_v never_o be_v repay_v but_o what_o say_v the_o spirit_n of_o god_n he_o that_o have_v mercy_n on_o the_o poor_a 17._o dare_v unto_o the_o lord_n and_o the_o lord_n will_v recompense_v he_o that_o which_o he_o have_v give_v to_o which_o you_o may_v add_v deut._n 15._o 10._o &_o 23._o 20._o luke_n 6._o 35._o see_v therefore_o the_o lord_n have_v make_v such_o gracious_a promise_n to_o those_o that_o be_v merciful_a towards_o the_o poor_a and_o needy_a be_v it_o not_o extreme_a infidelity_n to_o imagine_v that_o by_o our_o liberality_n towards_o the_o poor_a we_o shall_v become_v loser_n see_v he_o have_v promise_v to_o repay_v what_o be_v lend_v and_o to_o reward_v what_o be_v give_v nay_o so_o far_o shall_v thou_o be_v from_o loss_n or_o hindrance_n by_o the_o charitable_a communicate_v of_o thy_o good_n as_o that_o this_o be_v the_o sure_a way_n not_o only_o of_o save_v they_o that_o they_o be_v not_o lose_v but_o also_o of_o lay_v they_o forth_o to_o increase_v for_o whereas_o we_o be_v strip_v of_o all_o other_o our_o good_n by_o death_n which_o turn_v we_o as_o naked_a out_o of_o this_o world_n as_o we_o come_v into_o it_o these_o which_o we_o have_v charitable_o give_v do_v remain_v unto_o we_o after_o death_n and_o therefore_o as_o they_o which_o travel_n into_o foreign_a country_n do_v not_o carry_v their_o money_n with_o they_o partly_o for_o fear_n of_o rob_v by_o the_o way_n and_o partly_o because_o it_o will_v not_o be_v currant_n in_o the_o country_n whereunto_o they_o travel_v but_o deliver_v it_o to_o the_o banker_n upon_o a_o bill_n of_o exchange_n whereby_o they_o may_v be_v assure_v to_o receive_v their_o money_n so_o we_o be_v to_o depart_v out_o of_o this_o life_n for_o as_o much_o as_o we_o can_v take_v our_o money_n with_o we_o neither_o be_v it_o currant_n in_o heaven_n aught_o to_o commit_v it_o to_o the_o poor_a and_o needy_a as_o it_o be_v the_o lord_n banker_n upon_o his_o promise_n in_o his_o word_n as_o it_o be_v his_o bill_n of_o exchange_n whereby_o he_o assure_v we_o of_o full_a recompense_n in_o the_o life_n to_o come_v wherefore_o that_o which_o we_o commit_v to_o the_o poor_a according_a to_o the_o rule_n of_o charity_n illud_fw-la non_fw-la amittimus_fw-la sed_fw-la promittimus_fw-la that_o we_o do_v not_o loose_v but_o as_o it_o be_v send_v before_o us._n and_o that_o be_v it_o which_o our_o saviour_n say_v 9_o make_v you_o friend_n of_o this_o mammon_n of_o iniquity_n etc._n etc._n for_o it_o be_v most_o certain_a that_o we_o shall_v be_v put_v out_o of_o the_o stewardship_n by_o death_n neither_o shall_v the_o administration_n of_o these_o temporal_a good_n any_o long_o appertain_v unto_o us._n what_o course_n therefore_o may_v we_o take_v that_o when_o we_o be_v put_v out_o of_o our_o stewardship_n we_o may_v have_v some_o benefit_n and_o comfort_n by_o the_o employment_n of_o our_o good_n in_o the_o time_n of_o our_o stewardship_n we_o be_v by_o the_o charitable_a expose_v of_o our_o good_n to_o make_v we_o friend_n of_o this_o unrighteous_a mammon_n that_o when_o we_o shall_v be_v put_v out_o of_o this_o stewardship_n we_o may_v be_v receive_v into_o everlasting_a tabernacle_n again_o the_o charitable_a expose_v of_o good_n in_o the_o scripture_n be_v compare_v to_o sow_v of_o seed_n in_o the_o ground_n 2._o cor._n 9_o 6_o 6._o therefore_o as_o the_o husbandman_n cast_v his_o seed_n into_o the_o ground_n in_o hope_n of_o good_a increase_n in_o time_n of_o harvest_n although_o his_o seed_n do_v rot_v in_o the_o mean_a time_n and_o die_v in_o the_o earth_n so_o we_o shall_v cast_v our_o seed_n upon_o the_o poor_a as_o it_o be_v the_o lord_n plough_v land_n in_o certain_a assurance_n of_o a_o plentiful_a increase_n in_o the_o great_a harvest_n at_o which_o time_n it_o shall_v be_v say_v 35._o come_v you_o bless_v of_o my_o father_n inherit_v the_o kingdom_n which_o be_v prepare_v for_o you_o for_o when_o i_o be_v hungry_a you_o give_v i_o meat_n when_o i_o be_v thirsty_a you_o give_v i_o drink_v etc._n etc._n that_o therefore_o which_o hinder_v man_n from_o give_v alm_n that_o be_v a_o covetous_a desire_n of_o better_v our_o estate_n will_v chief_o stir_v we_o up_o thereto_o if_o we_o yield_v any_o credit_n to_o the_o promise_n of_o god_n will_v thou_o then_o thrive_v by_o usury_n lend_v not_o upon_o worldly_a usury_n to_o man_n who_o will_v pay_v thou_o but_o ten_o in_o the_o hundred_o but_o lend_v upon_o spiritual_a usury_n unto_o the_o lord_n who_o have_v promise_v to_o repay_v a_o hundred_o fold_n the_o three_o and_o last_o impediment_n be_v hardness_n of_o heart_n shut_v up_o the_o bowel_n of_o compassion_n in_o the_o rich_a sort_n and_o take_v from_o they_o all_o feeling_n and_o regard_n of_o other_o man_n necessity_n for_o the_o remove_n whereof_o let_v the_o rich_a sort_n consider_v first_o that_o the_o poor_a christian_a that_o live_v be_v his_o own_o flesh_n isaiah_n 58._o 7._o second_o that_o he_o be_v his_o brother_n in_o christ_n redeem_v by_o the_o same_o most_o precious_a blood_n of_o christ._n yea_o three_o that_o he_o be_v a_o fellow_n member_n of_o the_o same_o body_n whereof_o christ_n be_v the_o head_n and_o therefore_o in_o the_o four_o place_n that_o christ_n esteem_v that_o give_v to_o he_o 4â—_n which_o be_v give_v to_o his_o poor_a member_n and_o that_o to_o be_v deny_v to_o himself_o which_o be_v deny_v to_o one_o of_o they_o consider_v then_o with_o i_o if_o any_o man_n ought_v to_o deny_v unto_o christ_n a_o alm_n who_o have_v not_o deny_v himself_o to_o we_o or_o if_o any_o shall_v whether_o he_o be_v not_o to_o be_v esteem_v a_o most_o wicked_a and_o hard_a heart_a man_n if_o you_o shall_v say_v far_o be_v it_o from_o we_o that_o we_o shall_v deny_v any_o thing_n to_o christ_n our_o saviour_n and_o yet_o be_v hard_o heart_v towards_o the_o poor_a i_o will_v advise_v you_o to_o call_v to_o mind_v the_o excuse_n which_o the_o wicked_a shall_v make_v at_o the_o day_n of_o judgement_n with_o the_o answer_n of_o christ_n the_o judge_n when_o say_v they_o do_v we_o see_v thou_o hungry_a 45._o or_o thirsty_a or_o a_o stranger_n or_o naked_a or_o sick_a or_o in_o prison_n and_o do_v not_o minister_v unto_o thou_o to_o who_o our_o saviour_n answer_v very_o i_o say_v unto_o you_o in_o as_o much_o as_o you_o do_v it_o not_o to_o one_o of_o the_o least_o of_o these_o you_o do_v it_o not_o to_o i_o mat._n 25._o 44_o 45_o where_o also_o we_o may_v observe_v that_o the_o sentence_n of_o salvation_n and_o condemnation_n shall_v be_v pronounce_v at_o the_o last_o day_n according_a either_o to_o the_o performance_n or_o neglect_n of_o this_o duty_n wherefore_o as_o we_o tender_v the_o salvation_n of_o our_o soul_n so_o let_v we_o think_v ourselves_o bind_v not_o only_o to_o abstain_v from_o all_o worldly_a usury_n which_o i_o prove_v to_o be_v a_o damnable_a sin_n but_o also_o to_o practice_v this_o spiritual_a usury_n wherein_o we_o have_v lend_v unto_o the_o lord_n shall_v be_v sure_a to_o receive_v a_o plentiful_a reward_n there_o remain_v the_o ten_o and_o last_o note_n of_o the_o sound_n christian_n and_o citisen_n of_o heaven_n in_o these_o word_n nor_o take_v reward_n against_o the_o innocent_a now_o reward_n be_v take_v either_o by_o way_n of_o bribery_n to_o pervert_v judgement_n or_o by_o way_n of_o treachery_n to_o betray_v innocent_a blood_n