for_o that_o purpose_n now_o when_o the_o state_n will_v cause_v these_o thing_n to_o be_v compute_v and_o the_o quantity_n of_o their_o coin_n to_o be_v know_v which_o the_o new_a coin_n of_o their_o old_a money_n will_v best_o do_v than_o it_o may_v also_o be_v know_v whether_o we_o have_v too_o much_o or_o too_o little_a money_n qu._n 26._o what_o remedy_n be_v there_o if_o we_o have_v too_o little_a money_n answ._n we_o must_v erect_v a_o bank_n which_o well_o compute_v do_v almost_o double_a the_o effect_n of_o our_o coin_a money_n and_o we_o have_v in_o england_n material_n for_o a_o bank_n which_o shall_v furnish_v stock_n enough_o to_o drive_v the_o trade_n of_o the_o whole_a commercial_n world_n qu._n 27._o what_o if_o we_o have_v too_o much_o coin_n answ._n we_o may_v melt_v down_o the_o heavy_a and_o turn_v it_o into_o the_o splendour_n of_o plate_n in_o vessel_n or_o utensil_n of_o gold_n and_o silver_n or_o send_v it_o out_o as_o a_o commodity_n where_o the_o same_o be_v want_v or_o desire_a or_o let_v it_o out_o at_o interest_n where_o interest_n be_v high_a qu._n 28._o what_o be_v interest_n or_o use-money_n answ._n a_o reward_n for_o forbear_v the_o use_n of_o your_o own_o money_n for_o a_o term_n of_o time_n agree_v upon_o whatsoever_o need_v yourself_o may_v have_v of_o it_o in_o the_o mean_a while_n qu._n 29._o what_o be_v exchange_n answ._n local_a interest_n or_o a_o reward_n give_v for_o have_v your_o money_n at_o such_o a_o place_n where_o you_o most_o need_v the_o use_n of_o it_o qu._n 30._o what_o be_v the_o trade_n of_o a_o banker_n answ._n buy_v and_o sell_v of_o interest_n and_o exchange_n who_o be_v honest_a only_o upon_o the_o penalty_n of_o lose_v a_o beneficial_a trade_n found_v upon_o a_o good_a opinion_n of_o the_o world_n which_o be_v call_v credit_n qu._n 31._o you_o be_v speak_v of_o base_a money_n and_o farthing_n which_o be_v general_o below_o the_o intrinsic_a value_n and_o therefore_o ought_v not_o to_o be_v permit_v to_o increase_v ad_fw-la infinitum_fw-la be_v there_o any_o way_n to_o know_v how_o many_o be_v enough_o answ._n i_o think_v there_o be_v viz._n allow_v about_o 12d_o in_o farthing_n to_o every_o family_n so_o as_o if_o there_o be_v a_o million_o of_o family_n in_o england_n as_o i_o think_v there_o be_v then_o about_o 50,000l_o in_o farthing_n will_v suffice_v for_o change_n and_o if_o such_o farthing_n be_v but_o â…•th_v below_o the_o intrinsic_a value_n the_o nation_n will_v pay_v but_o 10,000l_o for_o this_o convenience_n but_o if_o this_o way_n of_o family_n be_v not_o limitation_n enough_o you_o may_v help_v it_o by_o consider_v the_o small_a piece_n of_o silver_n money_n current_n in_o the_o nation_n which_o how_o much_o lesser_a it_o be_v by_o so_o much_o lesser_a may_v the_o number_n of_o farthing_n be_v the_o use_n of_o farthing_n be_v but_o to_o make_v up_o payment_n in_o silver_n and_o to_o adjust_a account_n to_o which_o end_n of_o adjust_v account_n let_v i_o add_v that_o if_o your_o old_a defective_a farthing_n be_v cry_v down_o to_o 5_o a_o penny_n you_o may_v keep_v all_o account_n in_o a_o way_n of_o decimal_a arithmetic_n which_o have_v be_v long_o desire_v for_o the_o case_n and_o certainty_n of_o account_n qu._n 32._o what_o do_v you_o think_v of_o our_o law_n for_o limit_v interest_n answ._n the_o same_o as_o of_o limit_v the_o exportation_n of_o money_n and_o there_o may_v be_v as_o well_o law_n for_o limit_v exchange_n also_o for_o interest_n always_o carry_v with_o it_o a_o insurance_n proemium_fw-la which_o be_v very_o casual_a beside_o that_o of_o forbearance_n for_o instance_n in_o ireland_n there_o be_v a_o time_n when_o land_n the_o high_a security_n be_v sell_v for_o 2_o year_n purchase_v it_o be_v then_o natural_o just_a to_o take_v 20_o 30_o or_o 40_o per_fw-la cent._n interest_n whereas_o there_o the_o law_n allow_v but_o 10._o and_o since_o that_o time_n land_n be_v rise_v to_o 12_o year_n purchase_v responsible_a man_n will_v not_o give_v above_o 8._o and_o insolvent_a man_n will_v offer_v cent._n per_fw-la cent._n notwithstanding_o the_o law_n again_o suppose_v a_o man_n have_v 100l_n of_o land_n worth_a 20_o year_n purchase_v and_o another_o 100l_n in_o house_n worth_a 12_o year_n purchase_v and_o a_o other_o 100l_n in_o ship_n worth_n 2_o year_n purchase_v and_o another_o in_o horse_n worth_a 6_o month_n purchase_n be_v it_o not_o manifest_a he_o must_v have_v a_o great_a yearly_o proemium_fw-la for_o lend_v his_o house_n than_o his_o land_n his_o ship_n than_o his_o house_n and_o his_o horse_n than_o his_o ship_n for_o if_o his_o horse_n be_v worth_a 100l_n he_o can_v hire_v he_o out_o for_o less_o than_o 10_n per_fw-la diem_fw-la whereas_o the_o land_n will_v not_o yield_v a_o groat_n for_o the_o same_o time_n and_o these_o hire_n be_v the_o same_o with_o interest_n finis_fw-la finis_fw-la this_o be_v a_o controvert_v question_n but_o on_o the_o whole_a we_o have_v no_o difficulty_n in_o dissent_v from_o the_o opinion_n of_o petty_n coin_n be_v to_o be_v regard_v rather_o as_o the_o property_n of_o the_o public_a than_o of_o individual_n they_o pass_v free_o from_o hand_n to_o hand_n among_o all_o class_n and_o their_o weight_n be_v diminish_v by_o the_o wear_v they_o undergo_v and_o sometime_o also_o as_o be_v especial_o the_o case_n in_o 1690_o by_o the_o fraudulent_a practice_n of_o clipper_n and_o other_o but_o it_o will_v be_v most_o unjust_a to_o make_v the_o present_a holder_n of_o coin_n responsible_a for_o their_o wear_n during_o the_o previous_a twenty_o or_o thirty_o year_n or_o for_o the_o depredation_n practise_v upon_o they_o in_o the_o tooth_n of_o the_o law_n by_o knave_n and_o swindler_n these_o be_v loss_n which_o the_o coin_n have_v incur_v in_o the_o public_a service_n and_o they_o shall_v consequent_o be_v bear_v by_o the_o public_a it_o be_v true_a that_o in_o carry_v out_o this_o principle_n considerable_a difficulty_n have_v sometime_o have_v to_o be_v encounter_v previous_o to_o the_o great_a recoinage_n of_o 1696-99_a the_o practice_n of_o clip_v the_o coin_n be_v carry_v to_o a_o great_a height_n and_o it_o be_v contend_v that_o if_o a_o proclamation_n be_v issue_v call_v in_o the_o coin_n in_o circulation_n by_o a_o certain_a day_n that_o they_o may_v be_v exchange_v for_o new_a coin_n of_o full_a weight_n a_o correspond_v premium_fw-la will_v be_v offer_v to_o the_o clipper_n to_o redouble_v their_o activity_n in_o the_o interval_n and_o as_o this_o be_v the_o course_n adopt_v on_o the_o occasion_n refer_v to_o the_o anticipate_v result_n be_v realize_v to_o the_o full_a extent_n it_o be_v believe_v indeed_o that_o the_o coin_n lose_v as_o much_o by_o clip_v between_o the_o period_n when_o it_o be_v announce_v that_o they_o will_v be_v call_v in_o and_o exchange_v for_o new_a coin_n and_o their_o exchange_n for_o the_o same_o as_o they_o have_v do_v in_o the_o course_n of_o the_o precede_a ten_o or_o twelve_o year_n leake'_v english_a money_n 2nd_o ed._n p._n 391_o etc._n etc._n but_o it_o be_v very_o improbable_a that_o a_o loss_n of_o this_o sort_n will_v have_v to_o be_v again_o make_v up_o inasmuch_o as_o mill_v coin_n which_o be_v now_o exclusive_o in_o use_n be_v little_a susceptible_a of_o be_v clip_v and_o it_o may_v further_o be_v observe_v that_o the_o loss_n experience_v in_o 1696-99_a from_o the_o circumstance_n already_o mention_v may_v have_v be_v in_o great_a measure_n obviate_v have_v government_n take_v upon_o itself_o the_o responsibility_n of_o the_o coinage_n and_o quiet_o prepare_v a_o supply_n of_o coin_n at_o the_o mint_n sufficient_a to_o enable_v they_o at_o once_o to_o call_v down_o those_o in_o circulation_n the_o recoinage_n of_o 1696-99_a notwithstanding_o the_o great_a expense_n and_o difficulty_n with_o which_o it_o be_v effect_v prove_v on_o the_o whole_a a_o failure_n this_o however_o be_v not_o a_o consequence_n of_o anything_o immediate_o connect_v with_o the_o coinage_n but_o be_v entire_o to_o be_v ascribe_v as_o will_v be_v afterward_o see_v to_o the_o overvaluation_n of_o gold_n as_o compare_v with_o silver_n