have_v be_v of_o late_a year_n so_o rack_v up_o in_o rent_n that_o it_o may_v be_v they_o will_v not_o yield_v more_o year_n purchase_v now_o according_a to_o the_o present_a rent_n than_o they_o will_v have_v do_v many_o year_n past_a and_o yet_o may_v double_v the_o money_n they_o be_v then_o buy_v or_o sell_v for_o because_o the_o rent_n may_v be_v much_o less_o then_o where_o use_v for_o money_n be_v high_a land_n be_v cheap_a in_o other_o part_n of_o the_o world_n as_o well_o as_o in_o england_n and_o it_o must_v be_v so_o that_o it_o be_v so_o spain_n scotland_n and_o ireland_n do_v abundant_o attest_v in_o those_o kingdom_n interest_n be_v high_a and_o land_n cheap_a in_o italy_n and_o holland_n usury_n be_v low_a and_o land_n dear_a that_o it_o must_v be_v so_o according_a to_o the_o rate_n of_o interest_n be_v evident_a from_o reason_n for_o who_o be_v so_o stupid_a as_o to_o give_v more_o than_o ten_o or_o twelve_o year_n purchase_n for_o land_n if_o interest_n be_v at_o 10_o per_fw-la cent._n when_o at_o single_a interest_n they_o may_v double_v their_o money_n in_o ten_o year_n if_o high_a interest_n bring_v down_o the_o price_n of_o land_n certain_o low_a interest_n must_v raise_v it_o whilst_o use_n be_v at_o 6_o per_fw-la cent._n especial_o when_o land_n be_v load_v with_o tax_n few_o will_v buy_v the_o interest_n of_o money_n be_v at_o least_o 2_o per_fw-la cent._n more_o than_o the_o rent_n of_o land_n if_o interest_n be_v reduce_v to_o four_o in_o the_o hundred_o it_o will_v not_o so_o much_o overrun_v the_o rent_n of_o land_n and_o consequent_o more_o man_n will_v be_v incline_v to_o buy_v and_o can_v affore_v to_o give_v a_o better_a price_n than_o now_o they_o can_v for_o interest_n fetch_v the_o price_n in_o buy_v and_o sell_v land_n if_o usury_n be_v reduce_v to_o four_o in_o the_o hundred_o we_o may_v reasonable_o enough_o expect_v that_o 10_o l._n per_fw-la ann._n in_o land_n be_v now_o worth_a 200_o l._n will_v within_o few_o year_n be_v worth_a 300_o l._n the_o disproportion_n betwixt_o the_o rent_n of_o land_n and_o interest_n of_o money_n be_v so_o much_o less_o and_o the_o value_n of_o money_n be_v thereby_o so_o considerable_o abate_v that_o 300_o l._n at_o 4_o per_fw-la cent._n in_o twenty_o year_n will_v bring_v in_o no_o more_o than_o 200_o l._n at_o 6_o per_fw-la cent._n in_o twenty_o year_n do_v now_o and_o there_o be_v great_a reason_n that_o the_o exchange_n betwixt_o land_n money_n and_o good_n shall_v be_v even_o for_o why_o shall_v the_o country_n gentleman_n give_v 6_o per_fw-mi cent._n for_o money_n or_o good_n when_o his_o land_n will_v bring_v in_o but_o four_o i_o believe_v i_o may_v say_v not_o three_o at_o this_o time_n why_o shall_v the_o gentleman_n pay_v 2_o per_fw-la cent._n more_o for_o all_o the_o good_n he_o buy_v of_o the_o merchant_n viz._n for_o silk_n linen_n etc._n etc._n than_o the_o merchant_n give_v for_o his_o wool_n corn_n or_o cattle_n this_o be_v the_o case_n i_o do_v not_o question_v but_o the_o nobility_n and_o gentry_n have_v so_o great_a a_o share_n in_o parliament_n will_v in_o due_a time_n before_o it_o be_v too_o late_a reflect_v upon_o the_o great_a odds_o in_o the_o exchange_n and_o promote_v a_o law_n to_o regulate_v the_o balance_n such_o a_o law_n will_v certain_o prevent_v many_o noble_a manor_n and_o goodly_a farm_n from_o be_v so_o quick_o devour_v by_o tailor_n be_v and_o mercer_n bill_n for_o gentleman_n may_v then_o expend_v more_o pay_v better_o and_o run_v into_o debt_n less_o chap._n iii_o that_o it_o will_v improve_v rent_n or_o at_o least_o enable_v the_o farmer_n to_o pay_v his_o rent_n better_o that_o a_o abatement_n of_o interest_n will_v improve_v rent_n or_o at_o least_o enable_v the_o farmer_n to_o pay_v his_o rent_n better_o than_o he_o can_v whilst_o money_n be_v at_o 6_o per_fw-la cent._n it_o will_v raise_v the_o rent_n of_o some_o estate_n and_o keep_v up_o the_o rent_n of_o other_o for_o the_o farmer_n must_v make_v up_o his_o account_n as_o the_o merchant_n do_v the_o interest_n of_o the_o stock_n must_v be_v reckon_v as_o well_o as_o the_o rent_n of_o land_n so_o that_o the_o take_v 2_o l._n per_fw-la cent._n from_o the_o stock_n be_v add_v to_o the_o rent_n of_o the_o land_n so_o much_o be_v the_o rent_n of_o the_o land_n raise_v or_o the_o farm_n so_o much_o the_o cheap_a to_o the_o tenant_n as_o for_o instance_n a_o farm_n that_o be_v now_o worth_a 50_o l._n per_fw-la ann._n and_o require_v 300_o l._n to_o stock_n it_o will_v be_v worth_a 56_o l._n per_fw-la annum_fw-la when_o interest_n be_v reduce_v to_o four_o in_o the_o hundred_o there_o be_v six_o pound_n a_o year_n take_v from_o the_o stock_n and_o add_v to_o the_o rent_n and_o the_o farmer_n shall_v make_v the_o same_o account_n of_o profit_n from_o the_o farm_n as_o he_o do_v now_o interest_n be_v at_o 6_o per_fw-la cent._n interest_n be_v so_o high_a trade_n discourse_v of_o trade_n in_o england_n be_v the_o cause_n of_o the_o fall_n of_o rent_n for_o trade_n be_v thereby_o confine_v to_o a_o quick_a return_n and_o the_o merchant_n not_o be_v able_a to_o lay_v up_o any_o quantity_n of_o good_n he_o export_v less_o of_o our_o own_o growth_n and_o the_o plenty_n of_o our_o native_a stock_n bring_v down_o the_o rent_n of_o land_n for_o the_o rent_n of_o land_n that_o produce_v the_o stock_n must_v fall_v as_o the_o price_n of_o the_o stock_n do_v whereas_o if_o interest_n be_v at_o 4_o per_fw-la cent._n it_o will_v make_v the_o rent_n more_o certain_a and_o raise_v the_o value_n of_o land_n if_o usury_n be_v at_o four_o in_o the_o hundred_o there_o will_v always_o be_v a_o magazine_n of_o corn_n and_o wool_n in_o england_n which_o will_v be_v a_o great_a advantage_n to_o the_o farmer_n for_o there_o be_v year_n of_o plenty_n and_o scarcity_n and_o there_o be_v more_o farmer_n trade_n discouse_n of_o trade_n undo_v in_o plentiful_a year_n than_o recover_v themselves_o in_o year_n of_o scarcity_n for_o when_o the_o price_n be_v very_o low_a the_o crop_n will_v not_o pay_v the_o charge_n of_o plough_v sow_v reap_v thrash_a and_o carry_v to_o the_o market_n and_o when_o it_o be_v dear_a all_o farmer_n that_o lose_v by_o plenty_n be_v not_o so_o fortunate_a as_o to_o have_v a_o crop_n now_o if_o interest_n be_v at_o 4_o per_fw-la cent._n corn_n and_o wool_n in_o year_n of_o plenty_n will_v be_v buy_v and_o lay_v up_o to_o be_v sell_v in_o year_n of_o scarcity_n and_o by_o this_o mean_v the_o buy_n in_o year_n of_o plenty_n will_v keep_v the_o price_n from_o fall_v too_o low_o and_o the_o sell_n in_o year_n of_o scarcity_n will_v prevent_v it_o from_o rise_v too_o high_a whereby_o corn_n and_o wool_n will_v always_o be_v buy_v and_o sell_v at_o a_o moderate_a price_n and_o the_o farmer_n be_v stock_n and_o the_o rent_n of_o land_n will_v be_v more_o certain_a estate_n let_v in_o lease_n whether_o for_o life_n or_o year_n will_v be_v very_o much_o advance_v by_o low_a interest_n for_o the_o tenant_n be_v furnish_v more_o ready_o and_o easy_o with_o money_n may_v afford_v to_o renew_v often_o and_o give_v great_a fine_n and_o will_v be_v enable_v to_o pay_v his_o yearly_a rent_n more_o punctual_o than_o now_o he_o can_v the_o clergy_n as_o well_o as_o gentry_n tradesman_n and_o farmer_n will_v equal_o find_v the_o benefit_n of_o 4_o per_fw-la cent._n the_o tithe_n of_o all_o improvement_n be_v their_o inheritance_n will_v flow_v in_o plentiful_o to_o they_o without_o fraud_n or_o murmur_n when_o the_o farmer_n can_v well_o afford_v it_o such_o of_o they_o as_o enjoy_v church-lease_n may_v just_o enough_o and_o without_o oppress_v their_o tenant_n enlarge_v their_o fine_n whereas_o otherwise_o they_o can_v hardly_o expect_v to_o keep_v up_o the_o present_a reserve_a rent_n and_o i_o fear_v they_o be_v very_o sensible_a that_o tenant_n come_v in_o slow_o to_o renew_v i_o may_v upon_o this_o head_n proper_o enough_o and_o without_o much_o difficulty_n show_v that_o to_o low_a interest_n will_v very_o much_o encourage_v and_o promote_v building_n for_o house_n will_v be_v build_v cheaper_o and_o let_v dear_a that_o it_o will_v be_v a_o great_a invitation_n to_o improve_v land_n by_o good_a husbandry_n that_o it_o will_v multiply_v artificer_n and_o revive_v our_o die_a manufacture_n and_o put_v artisan_n upon_o seek_v out_o way_n of_o make_v such_o commodity_n as_o we_o daily_o spend_v and_o buy_v from_o foreign_a part_n though_o we_o be_v or_o may_v be_v accommodate_v with_o they_o at_o home_n but_o so_o many_o ingenious_a piece_n be_v in_o print_n which_o the_o reader_n may_v every_o where_o be_v furnish_v with_o that_o it_o will_v be_v a_o needless_a repetition_n
reason_n for_o the_o abatement_n of_o interest_n to_o four_o in_o the_o hundred_o and_o the_o objection_n against_o it_o fair_o state_v and_o brief_o and_o full_o answer_v by_o e._n h._n london_n print_v for_o daniel_n brown_n and_o matt._n gillyflower_n at_o the_o bible_n without_o temple-bar_n and_o at_o the_o spread-eagle_n in_o westminster-hall_n 1692._o the_o content_n of_o the_o follow_a discourse_n be_v these_o viz._n chap._n 1._o the_o chief_a advantage_n propound_v by_o bring_v down_o interest_n from_o six_o to_o four_o per_fw-la cent._n per_fw-la annum_fw-la be_v 1._o that_o it_o will_v increase_v trade_n p._n 1._o chap._n 2._o the_o abatement_n of_o interest_n will_v raise_v the_o value_n of_o land_n p._n 25_o chap._n 3._o that_o it_o will_v improve_v rent_n or_o at_o least_o enable_v the_o farmer_n to_o pay_v his_o rent_n better_o p._n 30_o chap._n 4._o the_o objection_n against_o the_o abatement_n of_o interest_n fair_o state_v and_o clear_o answer_v p._n 38._o reason_n for_o the_o abatement_n of_o interest_n etc._n etc._n chap._n i._n the_o chief_a advantage_n propound_v by_o bring_v down_o interest_n from_o six_o to_o four_o per_fw-la cent._n per_fw-la annum_fw-la be_v 1._o that_o it_o will_v increase_v trade_n before_o i_o endeavour_v to_o prove_v that_o a_o abatement_n of_o interest_n to_o four_o in_o the_o hundred_o will_v be_v very_o beneficial_a to_o the_o nation_n or_o go_v about_o to_o answer_v the_o objection_n which_o be_v common_o make_v against_o it_o i_o think_v it_o not_o amiss_o to_o premise_v that_o i_o will_v not_o undertake_v to_o evince_v that_o only_o the_o lower_a of_o interest_n will_v at_o any_o time_n force_v a_o trade_n though_o it_o lie_v under_o never_o so_o many_o obstruction_n or_o restraint_n no_o that_o sure_o will_v not_o be_v expect_v nor_o can_v it_o be_v reasonable_o imagine_v that_o the_o bare_a lessen_v of_o use_n can_v make_v we_o drive_v a_o great_a trade_n in_o time_n of_o war_n than_o we_o have_v in_o time_n of_o peace_n though_o interest_n be_v at_o 6_o per_fw-la cent._n i_o hope_v it_o will_v be_v sufficient_a to_o induce_v gentleman_n to_o promote_v a_o bill_n to_o low_a interest_n if_o it_o can_v be_v prove_v that_o when_o trade_n be_v open_a it_o shall_v be_v great_a when_o interest_n be_v low_a than_o it_o can_v be_v when_o interest_n be_v high_a if_o it_o can_v be_v prove_v that_o even_o a_o restrain_a trade_n shall_v be_v great_a with_o a_o low_a interest_n than_o it_o can_v be_v with_o a_o high_a if_o i_o can_v make_v it_o appear_v that_o land_n in_o time_n of_o war_n as_o well_o as_o peace_n will_v sell_v for_o more_o if_o interest_n be_v at_o four_o than_o it_o will_v if_o it_o be_v at_o six_o per._n cent._n this_o i_o doubt_v not_o will_v be_v sufficient_a to_o convince_v the_o reader_n that_o the_o lower_a of_o interest_n to_o four_o in_o the_o hundred_o will_v be_v very_o advantageous_a to_o the_o nation_n i_o will_v not_o take_v up_o the_o reader_n be_v time_n with_o a_o long_a introduction_n but_o will_v begin_v with_o the_o first_o benefit_n propound_v to_o be_v discuss_v viz._n that_o the_o lessen_v of_o interest_n to_o four_o in_o the_o hundred_o will_v encourage_v and_o promote_v trade_n only_o give_v i_o leave_v here_o to_o prefix_v the_o preamble_n of_o a_o act_n of_o parliament_n make_v in_o the_o twenty_o first_o year_n of_o jac._n 1._o cap._n 17._o and_o another_o make_v in_o the_o 12_o car._n 2._o cap._n 13._o whereas_o at_o this_o time_n 17._o 21_o jac._n 1._o cap._n 17._o there_o be_v a_o very_a great_a abatement_n in_o the_o value_n of_o land_n and_o other_o the_o merchandize_n ware_n and_o commodity_n of_o this_o kingdom_n both_o at_o home_n and_o also_o in_o foreign_a part_n whither_o they_o be_v transport_v 2._o and_o whereas_o divers_a the_o subject_n of_o this_o kingdom_n as_o well_o the_o gentry_n as_o merchant_n farmer_n and_o tradesman_n both_o for_o their_o urgent_a and_o necessary_a occasion_n for_o the_o follow_v their_o trade_n maintenance_n of_o their_o stock_n and_o employment_n have_v borrow_a and_o do_v borrow_v divers_a sum_n of_o money_n wares_n merchandises_n and_o other_o commodity_n 3._o but_o by_o reason_n of_o the_o say_v general_a fall_n and_o abatement_n of_o the_o value_n of_o land_n and_o the_o price_n of_o the_o say_a merchandise_n ware_n and_o commodity_n and_o interest_n in_o loan_n continue_v at_o so_o high_a a_o rate_n as_o ten_o pound_n in_o the_o hundred_o pound_n for_o a_o year_n do_v not_o only_o make_v man_n unable_a to_o pay_v their_o debt_n and_o continue_v the_o maintenance_n of_o trade_n but_o their_o debt_n daily_o increase_v they_o be_v enforce_v to_o sell_v their_o land_n and_o stock_n at_o very_o low_a rate_n to_o forsake_v the_o use_n of_o merchandise_n and_o trade_n and_o to_o give_v over_o their_o lease_n and_o farm_n and_o so_o become_v unprofitable_a member_n of_o the_o commonwealth_n to_o the_o great_a hurt_n and_o hindrance_n of_o the_o same_o be_v it_o therefore_o etc._n etc._n forasmuch_o as_o the_o abatement_n 13._o 12_o car._n 2._o cap._n 13._o of_o interest_n from_o ten_o in_o the_o hundred_o in_o former_a time_n have_v be_v find_v by_o notable_a experience_n beneficial_a to_o the_o advancement_n of_o trade_n and_o improvement_n of_o land_n by_o good_a husbandry_n with_o many_o other_o considerable_a advantage_n to_o this_o nation_n especial_o the_o reduce_v it_o to_o a_o near_a proportion_n with_o foreign_a state_n with_o who_o we_o traffic_n 2._o and_o whereas_o in_o fresh_a memory_n the_o like_a fall_n from_o eight_o to_o six_o in_o the_o hundred_o by_o a_o late_a constant_a practice_n have_v find_v the_o like_a success_n to_o the_o general_a contentment_n of_o this_o nation_n as_o be_v visible_a by_o several_a improvement_n 3._o and_o whereas_o it_o be_v the_o endeavour_n of_o some_o at_o present_a to_o reduce_v it_o back_o again_o in_o practice_n to_o the_o allowance_n of_o the_o statute_n still_o in_o force_n to_o eight_o in_o the_o hundred_o to_o the_o great_a discouragement_n of_o ingenuity_n and_o industry_n in_o the_o husbandry_n trade_n and_o commerce_n of_o this_o nation_n be_v it_o therefore_o etc._n etc._n that_o a_o abatement_n of_o interest_n to_o four_o in_o the_o hundred_o will_v increase_v trade_n i_o shall_v prove_v by_o these_o follow_a argument_n all_o merchant_n that_o trade_n n._n b._n m._n d._n in_o his_o disc_n of_o trade_n trade_n in_o the_o same_o sort_n of_o good_n to_o the_o same_o port_n shall_v trade_n by_o the_o same_o interest_n or_o else_o the_o gain_n can_v be_v equal_a interest_n be_v the_o rule_n of_o buy_v and_o sell_v and_o be_v high_o in_o england_n than_o in_o holland_n the_o english_a merchant_n trade_n with_o a_o disadvantage_n because_o the_o dutch_a merchant_n can_v afford_v to_o give_v more_o to_o buy_v dear_a and_o sell_v cheap_a than_o the_o english_a can_v and_o yet_o shall_v gain_v more_o the_o dutch_a can_v sell_v a_o hundred_o pound_n worth_n of_o good_n for_o 103_o l._n and_o the_o english_a must_v sell_v the_o same_o sort_n and_o quantity_n for_o 106_o l._n to_o make_v the_o same_o account_n of_o the_o principal_a and_o interest_n the_o dutch_a may_v give_v 1_o per_fw-la cent._n more_o for_o the_o same_o quantity_n of_o the_o same_o sort_n of_o good_n as_o the_o english_a deal_n in_o and_o sell_v for_o 1_o l._n per_fw-la cent._n less_o than_o they_o and_o yet_o shall_v gain_v 1_o per_fw-la cent._n as_o for_o instance_n the_o dutch_a may_v give_v 101_o l._n for_o the_o same_o quantity_n of_o good_n which_o i_o suppose_v the_o english_a to_o buy_v at_o 100_o l._n may_v sell_v these_o at_o 105_o l._n and_o will_v gain_v 1_o per_fw-la cent._n whereas_o the_o english_a if_o they_o sell_v at_o 106_o l._n shall_v gain_v nothing_o when_o we_o have_v almost_o the_o ibid._n ibid._n sole_a trade_n of_o spain_n and_o the_o sole_a sell_v of_o cloth_n into_o turkey_n and_o several_a other_o place_n the_o difference_n of_o interest_n be_v then_o not_o so_o considerable_a a_o prejudice_n to_o trade_n though_o interest_n be_v then_o in_o england_n at_o 8_o per_fw-la cent._n because_o whosoever_o have_v the_o sole_a trade_n to_o any_o place_n may_v set_v what_o price_n he_o please_v upon_o his_o good_n but_o now_o trade_n be_v disperse_v the_o same_o sort_n of_o manufacture_n be_v make_v in_o several_a country_n the_o dutch_a and_o english_a trade_n in_o the_o same_o sort_n of_o good_n to_o the_o same_o foreign_a part_n and_o therefore_o they_o ought_v to_o deal_v by_o the_o same_o interest_n which_o be_v the_o measure_n of_o trade_n or_o else_o the_o dutch_a may_v undersell_n we_o and_o so_o must_v beat_v we_o out_o of_o our_o trade_n by_o this_o difference_n of_o interest_n ibid_fw-la ibid_fw-la holland_n be_v become_v the_o great_a magazine_n and_o storehouse_n for_o all_o sort_n of_o good_n
may_v multiply_v people_n and_o the_o multiplication_n of_o people_n may_v cause_v a_o great_a fertility_n in_o that_o country_n so_o the_o abatement_n of_o interest_n cause_v a_o increase_n of_o wealth_n and_o the_o increase_n of_o wealth_n may_v cause_v a_o further_a abatement_n of_o interest_n since_o our_o first_o abatement_n trade_n discourse_v of_o trade_n of_o interest_n the_o riches_n and_o splendour_n of_o this_o kingdom_n be_v very_o much_o increase_v as_o appear_v from_o the_o new_a building_n fine_a furniture_n and_o number_n of_o coach_n from_o our_o ship_n and_o navigation_n from_o the_o improvement_n of_o our_o custom_n which_o do_v not_o proceed_v so_o much_o from_o the_o advancement_n of_o the_o rate_n of_o good_n as_o from_o the_o increase_n of_o the_o bulk_n of_o trade_n for_o though_o some_o foreign_a commodity_n and_o manufacture_n be_v advance_v yet_o other_o of_o our_o native_a commodity_n and_o manufacture_n be_v considerable_o abate_v in_o the_o book_n of_o rate_n england_n have_v be_v enrich_v constant_o and_o proportionable_o to_o and_o after_o our_o several_a abatement_n of_o interest_n by_o law_n from_o a_o unlimited_a rate_n to_o ten_o from_o ten_o to_o eight_o and_o from_o eight_o to_o six_o in_o the_o hundred_o and_o i_o think_v it_o may_v reasonable_o be_v hope_v that_o a_o further_a abatement_n will_v produce_v more_o riches_n as_o well_o here_o as_o it_o have_v do_v in_o holland_n as_o it_o have_v be_v in_o england_n so_o my_o author_n say_v it_o be_v in_o all_o europe_n and_o other_o part_n of_o the_o world_n insomuch_o that_o to_o know_v whether_o any_o country_n be_v rich_a or_o poor_a or_o in_o what_o proportion_n it_o be_v so_o the_o resolution_n of_o this_o question_n viz._n what_o interest_n do_v they_o pay_v for_o money_n will_v tell_v you_o for_o all_o country_n be_v at_o this_o day_n rich_a or_o poor_a in_o a_o exact_a proportion_n to_o what_o they_o pay_v and_o have_v usual_o pay_v for_o the_o interest_n of_o money_n that_o a_o abatement_n of_o interest_n will_v increase_v trade_n which_o be_v the_o cause_n of_o riches_n and_o will_v raise_v the_o value_n of_o land_n and_o keep_v up_o rent_n be_v the_o opinion_n of_o the_o parliament_n in_o the_o 21_o jac._n 1._o and_o of_o another_o in_o the_o 12_o car._n 2._o as_o appear_v in_o the_o preamble_n to_o those_o act_n which_o i_o desire_v the_o reader_n once_o more_o to_o look_v over_o again_o that_o they_o be_v not_o mistake_v in_o their_o sentiment_n be_v evident_a from_o seventy_o year_n observation_n beyond_o all_o contradiction_n insomuch_o that_o it_o must_v be_v grant_v by_o all_o englishman_n for_o it_o can_v no_o long_o be_v make_v a_o question_n that_o to_o abate_v interest_n will_v advance_v land_n and_o increase_v trade_n and_o consequent_o be_v the_o cause_n of_o riches_n it_o be_v confess_v on_o all_o hand_n that_o in_o holland_n interest_n be_v low_a than_o in_o england_n but_o some_o be_v please_v to_o say_v that_o be_v not_o the_o effect_n of_o law_n but_o proceed_v only_o from_o the_o plenty_n of_o money_n for_o in_o holland_n there_o be_v no_o law_n restrain_v usury_n to_o which_o i_o answer_v out_o of_o my_o anonymous_n author_n in_o his_o discourse_n of_o trade_n that_o it_o may_v be_v true_a that_o in_o holland_n there_o have_v not_o late_o be_v any_o law_n to_o limit_v usury_n to_o the_o present_n rate_v it_o be_v now_o at_o viz._n 3_o or_o 4_o per_fw-la cent._n yet_o most_o certain_a it_o be_v that_o many_o year_n since_o there_o be_v law_n in_o holland_n that_o reduce_v interest_n to_o 8_o 6_o and_o afterward_o to_o 5_o per_fw-la cent._n an._n 1640._o and_o in_o the_o year_n 1655._o to_o 4._o per_fw-la cent._n as_o he_o affirm_v pag._n 31._o and_o no_o doubt_n but_o they_o will_v by_o law_n lessen_v usury_n still_o be_v it_o necessary_a at_o this_o time_n it_o have_v always_o be_v the_o policy_n of_o that_o state_n to_o keep_v down_o the_o interest_n of_o their_o money_n 3_o or_o 4_o per_fw-la cent._n under_o the_o rate_n of_o what_o be_v usual_o pay_v in_o their_o neighbour_a country_n we_o never_o yet_o abate_v our_o interest_n but_o they_o soon_o after_o abate_v they_o interest_n have_v be_v at_o 6_o per_fw-la cent._n in_o holland_n but_o after_o it_o be_v reduce_v to_o eight_o in_o england_n it_o be_v reduce_v to_o four_o in_o holland_n and_o now_o be_v at_o six_o here_o it_o be_v there_o at_o three_o so_o that_o they_o have_v always_o keep_v the_o same_o advantage_n in_o trade_n from_o our_o overbalance_n by_o usury_n well_o understand_v the_o profit_n they_o have_v from_o thence_o it_o may_v not_o be_v impertinent_a to_o recite_v here_o so_o much_o of_o the_o french_a king_n edict_n as_o concern_v this_o matter_n for_o perhaps_o all_o may_v not_o elsewhere_o come_v to_o the_o sight_n of_o it_o he_o find_v that_o ten_o or_o eight_o in_o the_o hundred_o do_v ruin_v many_o good_a family_n hinder_v the_o traffic_n and_o commerce_n of_o merchandise_n and_o make_v tillage_n cheap_a and_o handicraft_n to_o be_v neglect_v many_o desire_v through_o the_o easiness_n of_o a_o deceitful_a gain_n to_o live_v idle_o rather_o than_o give_v themselves_o to_o art_n or_o to_o till_o or_o husband_n their_o land_n for_o these_o reason_n he_o do_v forbid_v all_o usury_n at_o a_o high_a rate_n than_o 6_o l._n 5_o sh._n in_o the_o hundred_o this_o edict_n be_v ratify_v in_o the_o court_n of_o parliament_n i_o have_v transcribe_v this_o out_o of_o a_o discourse_n of_o trade_n pag._n 51._o shall_v i_o pursue_v all_o the_o advantage_n to_o trade_n which_o may_v reasonable_o be_v hope_v for_o from_o a_o abatement_n of_o interest_n or_o shall_v i_o enumerate_v all_o the_o benefit_n which_o will_v redound_v to_o the_o kingdom_n by_o the_o encouragement_n and_o increase_n of_o trade_n this_o piece_n will_v swell_v into_o a_o large_a volume_n i_o need_v not_o tell_v you_o of_o what_o great_a use_n the_o lower_a of_o interest_n will_v be_v to_o the_o government_n that_o the_o king_n may_v with_o much_o less_o charge_n build_v ship_n and_o set_v out_o his_o fleet_n that_o all_o ammunition_n and_o other_o necessary_n for_o the_o army_n will_v be_v much_o cheap_a that_o upon_o all_o occasion_n he_o will_v be_v more_o ready_o supply_v with_o money_n these_o consideration_n alone_o be_v of_o no_o small_a concernment_n to_o the_o nation_n for_o the_o more_o easy_o the_o government_n can_v be_v maintain_v the_o less_o tax_n will_v be_v want_v it_o will_v be_v unnecessary_a to_o add_v any_o more_o upon_o this_o head_n which_o relate_v to_o trade_n i_o make_v no_o doubt_n but_o the_o reason_n allege_v will_v convince_v the_o merchant_n and_o tradesman_n that_o a_o further_a abatement_n of_o interest_n will_v be_v no_o prejudice_n to_o they_o but_o will_v high_o advance_v their_o call_v i_o proceed_v now_o to_o the_o next_o thing_n propound_v to_o the_o consideration_n of_o the_o reader_n wherein_o i_o shall_v endeavour_v to_o satisfy_v the_o landed-man_n that_o to_o lessen_v usury_n will_v be_v of_o very_o great_a advantage_n to_o he_o by_o raise_v the_o value_n of_o land_n in_o purchase_n and_o by_o enable_v his_o tenant_n to_o give_v more_o for_o his_o farm_n or_o at_o least_o to_o pay_v his_o rent_n fooner_o chap._n ii_o that_o abatement_n of_o interest_n will_v raise_v the_o value_n of_o land_n the_o inseparable_a affinity_n betwixt_o trade_n and_o land_n be_v so_o obvious_a to_o every_o man_n understanding_n that_o i_o think_v it_o will_v not_o be_v deny_v but_o when_o trade_n flourish_v land_n always_o bear_v a_o good_a price_n and_o the_o landlord_n rent_n be_v well_o pay_v when_o trade_n decay_v rent_n be_v never_o well_o pay_v and_o the_o price_n of_o land_n fall_v too_o on_o the_o other_o hand_n when_o rent_n fall_v and_o farmer_n break_v than_o shopkeeper_n fail_v and_o merchant_n give_v over_o the_o interest_n of_o one_o be_v so_o interweave_v with_o the_o other_o that_o it_o can_v be_v ill_o with_o trade_n but_o land_n will_v fall_v nor_o ill_a with_o land_n but_o trade_n will_v feel_v it_o this_o observation_n be_v by_o experience_n find_v so_o true_a that_o no_o trader_n or_o landed-man_n can_v make_v the_o least_o doubt_n of_o it_o that_o land_n in_o england_n have_v rise_v in_o value_n as_o interest_n have_v trade_n discourse_v of_o trade_n be_v abate_v be_v matter_n of_o fact_n and_o every_o owner_n of_o land_n can_v best_o judge_v of_o this_o look_v but_o into_o your_o ancestor_n deed_n of_o purchase_n make_v seventy_o year_n ago_o and_o you_o will_v find_v that_o land_n be_v then_o fold_v for_o 10_o or_o 12_o year_n purchase_n but_o a_o enquiry_n into_o the_o gross_a sum_n of_o money_n pay_v will_v be_v more_o exact_a and_o less_o fallible_a than_o to_o make_v a_o estimate_n by_o the_o year_n purchase_v for_o many_o farm_n
to_o pass_v through_o all_o these_o branch_n which_o have_v be_v so_o well_o handle_v by_o other_o long_v since_o the_o great_a encumbrance_n of_o gentleman_n estate_n of_o what_o pernicious_a consequence_n they_o have_v be_v and_o must_v be_v to_o the_o whole_a kingdom_n be_v manifest_a enough_o for_o if_o gentleman_n become_v insolvent_a or_o but_o bad_a paymaster_n tradesman_n who_o be_v force_v to_o depend_v upon_o they_o must_v be_v so_o too_o when_o the_o charge_n upon_o land_n be_v light_n and_o rent_n well_o pay_v than_o the_o nobility_n and_o gentry_n who_o have_v always_o be_v the_o constant_a support_n of_o the_o crown_n will_v be_v able_a to_o serve_v the_o king_n both_o with_o purse_n and_o person_n and_o will_v recover_v that_o power_n and_o reputation_n in_o their_o country_n which_o former_o they_o have_v on_o the_o other_o hand_n if_o the_o nobility_n and_o gentry_n shall_v be_v so_o weaken_v in_o their_o estate_n and_o credit_n that_o they_o can_v contribute_v little_a to_o the_o aid_n and_o assistance_n of_o the_o prince_n what_o can_v we_o expect_v but_o that_o our_o peace_n must_v soon_o be_v disturb_v the_o government_n shake_v and_o the_o kingdom_n ruin_v this_o consideration_n be_v of_o no_o small_a importance_n for_o it_o be_v scarce_o imaginable_a that_o the_o interest_n of_o the_o landed-man_n shall_v at_o any_o time_n be_v sever_v from_o that_o of_o the_o crown_n because_o land_n be_v visible_a and_o immovable_a be_v always_o most_o responsible_a to_o the_o law_n i_o hope_v this_o digression_n will_v not_o seem_v impertinent_a though_o it_o neither_o relate_v to_o the_o value_n or_o rent_n of_o land_n i_o will_v in_o this_o place_n only_o offer_v one_o thing_n more_o to_o be_v consider_v by_o the_o landed-man_n suppose_v a_o gentleman_n that_o have_v 600_o l._n per_fw-la annum_fw-la shall_v have_v 300_o l._n per_fw-la annum_fw-la in_o his_o hand_n and_o have_v no_o money_n to_o stock_n it_o with_o will_v not_o his_o circumstance_n be_v very_o hard_a to_o borrow_v at_o 6_o per_fw-la cent._n when_o it_o be_v too_o well_o know_v that_o he_o can_v with_o all_o his_o care_n and_o trouble_n make_v the_o rent_n of_o his_o land_n in_o many_o place_n half_a will_v he_o not_o let_v his_o land_n lie_v untilled_a and_o without_o stock_n rather_o than_o run_v himself_o into_o debt_n that_o a_o great_a part_n of_o the_o land_n in_o england_n be_v now_o untenanted_a i_o appeal_v to_o all_o those_o who_o have_v any_o share_n or_o interest_n in_o it_o be_v it_o not_o therefore_o high_a time_n to_o enable_v the_o fere-holder_n to_o manage_v it_o at_o a_o more_o easy_a charge_n and_o will_v not_o a_o abatement_n of_o interest_n do_v it_o chap._n iu._n the_o objection_n against_o the_o abatement_n of_o interest_n fair_o state_v and_o clear_o answer_v have_v by_o what_o have_v be_v allege_v in_o the_o forego_n chapter_n endeavour_v to_o maintain_v and_o i_o hope_v to_o the_o satisfaction_n of_o the_o reader_n that_o the_o lessen_v of_o usury_n to_o 4_o per_fw-la cent._n will_v increase_v trade_n and_o raise_v the_o value_n of_o land_n and_o keep_v up_o rent_n i_o intend_v in_o this_o to_z state_z the_o objection_n fair_o which_o be_v common_o make_v against_o it_o and_o will_v study_v to_o answer_v they_o as_o plain_o and_o full_o as_o i_o can_v in_o so_o short_a a_o discourse_n object_n 1._o that_o foreigner_n will_v call_v in_o their_o loan_n answ_n in_o this_o objection_n four_o thing_n seem_v to_o be_v insinuate_v viz._n 1._o that_o a_o high_a interest_n be_v so_o great_a a_o invitation_n to_o lend_v do_v fill_v any_o country_n with_o money_n 2._o that_o we_o be_v now_o supply_v with_o abundance_n by_o merchant_n beyond_o the_o sea_n 3._o that_o it_o be_v for_o our_o advantage_n to_o borrow_v from_o they_o and_o last_o that_o if_o interest_n be_v lessen_v they_o will_v call_v it_o in_o if_o any_o of_o these_o be_v false_a the_o objection_n be_v then_o out_o of_o door_n for_o my_o part_n i_o can_v scarce_o believe_v any_o of_o the_o four_o insinuation_n true_a if_o high_a interest_n fill_v any_o country_n with_o money_n what_o be_v the_o reason_n that_o in_o ireland_n scotland_n and_o spain_n and_o other_o part_n of_o the_o world_n where_o interest_n have_v be_v and_o be_v high_a they_o have_v so_o little_a and_o how_o come_v it_o to_o pass_v that_o in_o italy_n and_o holland_n money_n be_v so_o plentiful_a where_o interest_n be_v much_o low_a how_o much_o money_n be_v lend_v by_o foreigner_n be_v not_o easy_a to_o find_v out_o the_o great_a part_n i_o guess_v come_v from_o the_o dutch_a merchant_n and_o very_o probable_a it_o be_v it_o may_v be_v pay_v in_o by_o bill_n of_o exchange_n which_o way_n of_o lend_v do_v not_o bring_v in_o gold_n or_o silver_n for_o if_o one_o english_a man_n lend_v to_o another_o englishman_n be_v the_o interest_n high_a or_o low_a between_o they_o two_o nothing_o be_v get_v or_o lose_v to_o the_o nation_n but_o if_o foreigner_n do_v transmit_v over_o gold_n or_o silver_n it_o be_v no_o advantage_n to_o we_o to_o borrow_v for_o in_o all_o loan_n the_o gain_n be_v the_o lender_n not_o the_o borrower_n as_o for_o instance_n if_o the_o dutch_a lend_v to_o the_o english_a a_o 100000_o l._n and_o let_v it_o continue_v here_o till_o it_o come_v to_o 200000_o l._n they_o at_o length_n carry_v home_o both_o principal_a and_o interest_n which_o interest_n be_v a_o clear_a loss_n to_o the_o nation_n and_o a_o manifest_a gain_n to_o the_o dutch._n after_o all_o why_o shall_v we_o imagine_v the_o dutch_a will_v call_v in_o their_o debt_n here_o to_o put_v it_o out_o for_o less_o there_o certain_o they_o will_v not_o be_v so_o extravagant_a the_o usual_a reply_n to_o this_o be_v that_o their_o security_n be_v better_a true_o i_o can_v say_v so_o unless_o they_o be_v as_o safe_a from_o the_o french_a as_o they_o be_v secure_a in_o their_o title_n from_o law-suit_n by_o the_o help_n of_o a_o registry_n i_o rather_o think_v they_o will_v be_v glad_a whilst_o the_o french_a do_v daily_o approach_v near_a and_o near_o to_o they_o to_o transmit_v more_o hither_o but_o if_o upon_o lower_v of_o interest_n they_o shall_v call_v it_o home_o it_o will_v be_v better_o for_o the_o nation_n if_o they_o do_v for_o then_o perhaps_o they_o will_v draw_v back_o their_o effect_n in_o our_o native_a commodity_n object_n 2._o that_o the_o value_n of_o the_o principal_a money_n will_v be_v abate_v by_o lessen_v the_o interest_n so_o that_o every_o man_n who_o whole_a estate_n be_v in_o money_n will_v by_o such_o a_o law_n lose_v a_o three_o part_n of_o it_o answ_n this_o be_v a_o great_a mistake_n for_o the_o lower_a of_o the_o interest_n a_o three_o will_v not_o lessen_v the_o value_n of_o the_o principal_a for_o a_o 100_o l._n will_v buy_v as_o much_o good_n of_o some_o sort_n more_o after_o such_o a_o law_n be_v make_v as_o it_o will_v before_o it_o will_v buy_v as_o much_o corn_n wool_n cloth_n and_o all_o thing_n else_o as_o now_o except_o land_n for_o the_o lower_a of_o interest_n will_v chief_o fall_v upon_o foreign_a stock_n or_o ware_n and_o the_o merchant_n may_v afford_v to_o sell_v his_o good_n 2_o per_fw-la cent._n cheaper_o and_o will_v gain_v as_o much_o by_o they_o as_o he_o do_v when_o money_n be_v at_o 6_o per_fw-la cent._n and_o almost_o ¾_n of_o every_o gentleman_n fxpence_n be_v in_o foreign_a ware_n as_o wine_n spice_n silk_n linen_n etc._n etc._n in_o such_o good_n there_o will_v be_v 2_o per_fw-la cent._n save_v in_o the_o price_n so_o that_o they_o may_v then_o maintain_v themselves_o almost_o as_o well_o with_o 40_o l._n a_o year_n as_o they_o can_v now_o with_o 60_o l._n but_o what_o if_o the_o principal_n shall_v sink_v in_o value_n be_v all_o the_o cash_n in_o the_o kingdom_n equivalent_a to_o the_o value_n of_o all_o the_o land_n in_o england_n no_o certain_o for_o i_o have_v very_o good_a reason_n to_o believe_v that_o all_o the_o coin_n in_o the_o nation_n do_v not_o exceed_v ten_o million_o and_o the_o annual_a rent_n of_o england_n be_v at_o least_o twelve_o as_o i_o can_v easy_o make_v appear_v if_o there_o be_v occasion_n for_o it_o and_o consequent_o the_o land_n of_o england_n at_o twenty_o year_n purchase_n be_v worth_a above_o twenty_o time_n more_o than_o the_o money_n wherefore_o it_o be_v not_o difficult_a to_o know_v which_o be_v most_o for_o the_o advantage_n of_o england_n to_o keep_v up_o the_o interest_n of_o money_n or_o to_o raise_v the_o value_n of_o land_n object_n 3._o that_o such_o as_o be_v indebt_v will_v not_o be_v able_a to_o take_v up_o money_n to_o pay_v off_o their_o debt_n and_o so_o will_v be_v put_v to_o great_a strait_n and_o difficulty_n and_o many_o will_v be_v undo_v and_o ruin_v answ_n
be_v anticipate_v upon_o a_o borrow_a clause_n shall_v soon_o be_v bring_v in_o and_o that_o will_v be_v of_o great_a use_n to_o the_o nation_n so_o that_o what_o be_v here_o urge_v against_o lessen_v use_n be_v when_o well_o weigh_v a_o very_a strong_a reason_n for_o it_o but_o what_o if_o money_n shall_v flow_v in_o will_v it_o not_o find_v a_o way_n out_o have_v we_o any_o ground_n to_o fear_n it_o will_v be_v lock_v up_o there_o i_o be_o sure_a there_o be_v no_o such_o danger_n in_o time_n of_o peace_n and_o much_o less_o during_o a_o chargeable_a war._n object_n 7._o that_o widow_n and_o orphan_n will_v suffer_v much_o by_o a_o abatement_n of_o interest_n those_o who_o have_v sixty_o pound_v a_o year_n for_o a_o 1000_o l._n will_v then_o have_v but_o forty_o answ_n i_o answer_v thus_o this_o will_v not_o be_v a_o general_a prejudice_n because_o they_o be_v few_o in_o number_n in_o respect_n of_o the_o whole_a nation_n for_o they_o be_v scarce_o one_o to_o twenty_o of_o the_o whole_a people_n and_o of_o those_o not_o one_o in_o forty_o will_v suffer_v by_o a_o abatement_n of_o interest_n for_o these_o reason_n many_o of_o they_o have_v land_n or_o annuity_n and_o such_o person_n may_v gain_v more_o by_o the_o rise_n of_o land_n than_o they_o will_v lose_v by_o the_o fall_n of_o use-money_n many_o executor_n allow_v orphan_n no_o interest_n and_o yet_o justify_v themselves_o by_o law_n to_o such_o orphan_n it_o will_v be_v no_o damage_n to_o lessen_v the_o legal_a rate_n of_o interest_n their_o portion_n will_v be_v of_o the_o same_o esteem_n and_o of_o the_o same_o value_n to_o buy_v every_o thing_n except_o land_n and_o they_o be_v never_o give_v they_o with_o that_o intent_n for_o than_o their_o parent_n may_v as_o well_o have_v give_v they_o land_n so_o that_o it_o be_v only_o the_o income_n of_o their_o portion_n that_o will_v be_v lessen_v and_o that_o but_o for_o a_o short_a time_n till_o the_o young_a man_n set_v up_o their_o trade_n or_o till_o the_o maiden_n or_o widow_n marry_v but_o how_o severe_a soever_o the_o lower_a of_o interest_n from_o six_o to_o four_o in_o the_o hundred_o may_v be_v to_o widow_n orphan_n or_o young_a brother_n yet_o they_o will_v have_v as_o much_o rent_n for_o their_o money_n as_o the_o gentry_n and_o their_o elder_a brother_n have_v for_o their_o land_n for_o the_o land_n of_o england_n do_v not_o yield_v four_o in_o the_o hundred_o after_o interest_n be_v reduce_v to_o four_o in_o the_o hunnred_n many_o will_v leave_v their_o child_n annuity_n or_o estate_n run_v in_o trade_n as_o they_o do_v in_o holland_n and_o italy_n whereby_o the_o abatement_n of_o interest_n will_v become_v profitable_a not_o prejudicial_a to_o they_o and_o advantageous_a to_o the_o whole_a nation_n by_o enlarge_a trade_n object_n 8._o that_o gentleman_n must_v give_v more_o with_o their_o daughter_n for_o portion_n by_o which_o mean_v a_o great_a part_n of_o the_o inheritance_n of_o such_o gentleman_n estate_n will_v be_v lessen_v and_o more_o encumber_v answ_n this_o objection_n be_v found_v upon_o a_o supposition_n that_o the_o value_n of_o the_o principal_a money_n be_v sink_v and_o therefore_o they_o must_v give_v great_a portion_n but_o that_o be_v a_o mistake_n for_o 1000_o l._n will_v be_v as_o much_o value_v by_o a_o tradesman_n as_o it_o be_v now_o it_o will_v buy_v as_o much_o good_n of_o some_o sort_n more_o after_o usury_n be_v abate_v as_o it_o will_v now_o foreign_a stock_n or_o ware_n may_v be_v sell_v 2_o l._n per_fw-la cent._n cheap_a than_o now_o they_o can_v be_v afford_v for_o and_o the_o great_a part_n of_o the_o lady_n expense_n be_v in_o foreign_a ware_n so_o that_o they_o may_v then_o maintain_v themselves_o almost_o as_o well_o with_o forty_o pound_n a_o year_n as_o they_o can_v now_o with_o threescore_o but_o if_o large_a portion_n shall_v be_v requisite_a the_o gentleman_n will_v be_v better_a able_a to_o raise_v they_o for_o his_o rent_n will_v be_v better_o pay_v and_o his_o land_n will_v sell_v for_o a_o three_o part_n more_o so_o that_o his_o estate_n will_v be_v less_o encumber_v than_o before_o object_n 9_o other_o object_n that_o a_o abatement_n of_o interest_n by_o a_o law_n be_v not_o practicable_a nor_o will_v it_o be_v conducive_a to_o the_o end_n aim_v at_o though_o they_o confess_v a_o low_a interest_n do_v most_o encourage_v trade_n and_o advance_v land_n answ_n some_o man_n fancy_n that_o such_o a_o law_n will_v be_v only_o advantageous_a to_o scrivener_n who_o will_v have_v more_o for_o procuration_n and_o continuation_n if_o this_o shall_v happen_v though_o i_o see_v no_o reason_n for_o it_o the_o borrower_n may_v afford_v to_o give_v more_o to_o the_o scrivener_n when_o he_o pay_v less_o to_o the_o usurer_n interest_n have_v be_v abate_v twice_o in_o england_n by_o act_n of_o parliament_n within_o the_o space_n of_o fifty_o year_n with_o very_o good_a success_n and_o great_a advantage_n to_o the_o kingdom_n and_o what_o shall_v hinder_v its_o effect_n now_o more_o than_o former_o if_o a_o law_n will_v not_o do_v it_o why_o do_v the_o usurer_n always_o oppose_v the_o pass_n of_o a_o act_n to_o that_o purpose_n the_o true_a reason_n seem_v to_o be_v because_o they_o be_v wise_a enough_o to_o know_v that_o a_o law_n will_v certain_o do_v it_o as_o it_o have_v do_v already_o though_o they_o will_v persuade_v other_o to_o the_o contrary_n octject_n 10._o many_o assert_v that_o low_a interest_n be_v not_o the_o cause_n but_o the_o effect_n of_o riches_n or_o otherwise_o say_v they_o why_o be_v not_o all_o country_n rich_a they_o have_v it_o in_o their_o power_n to_o make_v themselves_o so_o by_o a_o low-stated_n interest_n by_o law_n answ_n that_o low_a interest_n be_v the_o cause_n of_o riches_n i_o appeal_v to_o the_o judgement_n of_o the_o parliament_n in_o the_o 21_o jac._n and_o of_o that_o in_o the_o 12_o car._n 2._o who_o ascribe_v the_o decay_n of_o trade_n the_o fall_n of_o rent_n the_o discouragement_n of_o all_o improvement_n and_o good_a husbandry_n to_o the_o height_n of_o interest_n and_o those_o wise_a consideration_n do_v induce_v they_o to_o pass_v two_o act_n as_o may_v be_v see_v by_o the_o preamble_n to_o the_o act_n reduce_v usury_n from_o ten_o to_o eight_o and_o from_o eight_o to_o six_o in_o the_o hundred_o the_o authority_n of_o so_o many_o wise_a and_o worthy_a patriot_n and_o the_o visible_a usefulness_n of_o those_o act_n confirm_v by_o seventy_o year_n experience_n be_v i_o doubt_v not_o of_o so_o great_a weight_n that_o no_o man_n without_o immodesty_n can_v deny_v that_o low_a interest_n be_v the_o cause_n of_o riches_n vide_fw-la p._n 31._o to_o p._n 39_o object_n 11._o last_o some_o allege_v that_o all_o the_o reason_n urge_v for_o reduce_v interest_n to_o four_o in_o the_o hundred_o will_v hold_v as_o strong_o against_o all_o usury_n answ_n to_o this_o i_o answer_v no_o for_o many_o improvement_n be_v make_v with_o borrow_a money_n and_o several_a considerable_a trade_n be_v carry_v on_o with_o loan_n which_o will_v fall_v or_o decay_n unless_o money_n can_v be_v have_v ready_o and_o free_o it_o be_v true_a if_o moneyed_a man_n will_v lend_v their_o money_n free_o and_o gratis_o upon_o all_o occasion_n then_o doubtless_o trade_n will_v flourish_v most_o and_o land_n be_v advance_v to_o its_o high_a value_n but_o since_o the_o usurer_n be_v not_o so_o public-spirited_a it_o be_v necessary_a that_o a_o moderate_a interest_n shall_v be_v allow_v to_o invite_v he_o to_o part_v with_o his_o money_n frank_o but_o why_o so_o great_a as_o to_o discourage_v trade_n and_o whole_o to_o depress_v land_n nay_o to_o exceed_v the_o rent_n of_o it_o i_o see_v no_o occasion_n my_o lord_n bacon_n in_o his_o time_n in_o his_o essay_n upon_o usury_n think_v it_o expedient_a that_o use_v shall_v be_v bring_v to_o 5_o l._n in_o the_o hundred_o and_o high_o reasonable_a that_o the_o rent_n of_o land_n shall_v always_o exceed_v the_o interest_n of_o money_n and_o i_o be_o sure_a at_o four_o in_o the_o hundred_o it_o will_v not_o do_v that_o i_o have_v now_o go_v through_o all_o the_o objection_n of_o moment_n that_o ever_o i_o can_v find_v in_o print_n or_o meet_v with_o in_o conversation_n i_o have_v answer_v every_o one_o of_o they_o distinct_o with_o as_o much_o brevity_n and_o perspicuity_n as_o possible_o i_o can_v if_o through_o inadvertency_n i_o have_v omit_v any_o i_o ask_v the_o reader_n be_v pardon_n how_o many_o more_o objection_n soever_o may_v occur_v this_o short_a answer_n will_v serve_v for_o all_o we_o have_v often_o and_o continual_o feel_v the_o good_a effect_n of_o a_o abatement_n of_o interest_n and_o therefore_o we_o may_v reasonable_o expect_v the_o like_a advantage_n the_o objection_n be_v the_o same_o then_o as_o now_o and_o can_v have_v no_o great_a force_n nor_o be_v of_o worse_a consequence_n i_o wish_v what_o be_v say_v may_v give_v satisfaction_n if_o it_o do_v not_o i_o hope_v this_o subject_a which_o be_v of_o so_o general_a concernment_n and_o public_a use_n to_o the_o whole_a nation_n will_v be_v better_o handle_v by_o a_o more_o acceptable_a and_o successful_a pen._n the_o conclusion_n the_o raise_v the_o value_n of_o land_n at_o this_o time_n seem_v most_o necessary_a the_o nation_n be_v engage_v in_o such_o a_o chargeable_a war_n for_o the_o land_n be_v the_o fund_z that_o ever_o have_v maintain_v and_o must_v still_o support_v and_o preserve_v the_o government_n have_v not_o all_o our_o late_a tax_n be_v raise_v upon_o land_n excise_n custom_n upon_o home-commodity_n which_o duty_n arise_v from_o the_o product_n of_o land_n or_o imposition_n upon_o foreign_a good_n the_o last_o of_o which_o do_v though_o not_o so_o immediate_o fall_v upon_o land_n for_o the_o gentry_n and_o consumer_n of_o foreign_a ware_n must_v pay_v at_o least_o so_o much_o dear_a as_o the_o duty_n amount_v to_o if_o the_o charge_n of_o our_o government_n and_o defence_n shall_v increase_v as_o they_o have_v late_o and_o i_o be_o afraid_a must_v still_o the_o power_n of_o france_n be_v so_o formidable_a and_o shall_v their_o majesty_n custom_n decline_v as_o they_o must_v unless_o we_o have_v a_o free_a and_o uninterrupted_a trade_n at_o sea_n than_o i_o will_v glad_o be_v inform_v from_o any_o projector_n how_o this_o happy_a settlement_n can_v be_v keep_v up_o or_o the_o french_a keep_v out_o without_o a_o general_n excise_n or_o a_o extraordinary_a great_a and_o last_a land-tax_n money_n must_v be_v grant_v in_o proportion_n to_o future_a exigency_n how_o great_a soever_o they_o may_v be_v there_o be_v no_o true_a englishman_n but_o will_v cheerful_o give_v his_o money_n when_o life_n fortune_n and_o family_n be_v at_o stake_n i_o need_v not_o remind_v any_o gentleman_n how_o rent_n fall_v and_o tenant_n break_v though_o very_o honest_a and_o industrious_a but_o one_o thing_n i_o desire_v all_o gentleman_n especial_o such_o who_o have_v no_o place_n to_o consider_v serious_o in_o what_o manner_n after_o what_o poor_a fashion_n they_o must_v live_v if_o but_o half_a of_o their_o estate_n be_v throw_v into_o their_o own_o hand_n i_o doubt_v they_o will_v find_v it_o very_o difficult_a to_o stock_n that_o half_a and_o when_o tax_n and_o all_o other_o charge_n be_v pay_v and_o the_o usual_a deduction_n make_v not_o to_o reckon_v casualty_n i_o fear_v they_o will_v see_v very_o little_a money_n nothing_o but_o a_o abatement_n of_o interest_n can_v effectual_o reach_v the_o usurer_n who_o must_v otherwise_o grow_v rich_a in_o time_n of_o war_n whilst_o other_o labour_v under_o heavy_a pressure_n in_o a_o word_n no_o law_n can_v be_v of_o great_a advantage_n to_o the_o nation_n than_o a_o act_n to_o reduce_v interest_n to_o 4_o l._n per_fw-la cent._n it_o will_v produce_v the_o most_o general_a good_a with_o the_o least_o private_a disadvantage_n it_o will_v give_v great_a satisfaction_n to_o the_o whole_a kingdom_n it_o will_v make_v a_o abundant_a recompensation_n for_o the_o great_a tax_n and_o heavy_a imposition_n which_o the_o necessity_n of_o public_a affair_n have_v require_v the_o parliament_n to_o lay_v upon_o the_o people_n and_o it_o will_v enable_v the_o landed-man_n to_o bear_v exceed_v tax_n with_o great_a ease_n and_o cheerfulness_n no_o consideration_n whatsoever_o have_v induce_v i_o to_o expose_v these_o line_n to_o public_a view_n and_o censure_n but_o the_o deep_a sense_n i_o have_v of_o the_o free-holder_n and_o farmer_n be_v poverty_n the_o visible_a decay_n of_o trade_n the_o prospect_n of_o the_o pitiful_a condition_n of_o the_o ancient_a nobility_n and_o gentry_n who_o have_v not_o be_v bring_v up_o to_o husbandry_n if_o once_o their_o whole_a estate_n shall_v be_v untenanted_a nothing_o else_o have_v bring_v this_o treatise_n forth_o therefore_o i_o hope_v if_o i_o be_v mistake_v in_o the_o remedy_n propound_v the_o candid_a and_o ingenuous_a reader_n will_v easy_o forgive_v i_o and_o acquaint_v the_o world_n with_o a_o more_o speedy_a and_o effectual_a way_n to_o raise_v the_o value_n of_o land_n and_o increase_v trade_n finis_fw-la