but_o a_o bountiful_a act_n to_o require_v a_o quarter_n at_o the_o lest_o to_o be_v pay_v yearly_a for_o ever_o but_o indeed_o this_o example_n of_o joseph_n have_v no_o affinity_n with_o usury_n for_o when_o the_o egyptian_n money_n and_o cattle_n be_v spend_v 19_o and_o now_o have_v nothing_o leave_v they_o wherewith_o to_o buy_v food_n for_o themselves_o and_o seed_n for_o their_o ground_n in_o this_o extremity_n they_o come_v to_o joseph_n in_o the_o seven_o which_o be_v the_o last_o year_n of_o the_o famine_n and_o offer_v to_o sell_v themselves_o and_o their_o land_n to_o pharaoh_n for_o food_n and_o seed_n whereupon_o joseph_n be_v not_o to_o deal_v for_o himself_o but_o for_o the_o king_n accept_v their_o offer_n and_o buy_v both_o they_o and_o their_o land_n to_o the_o king_n use_n and_o in_o testimony_n that_o the_o right_a property_n and_o dominion_n of_o the_o land_n appertain_v to_o pharaoh_n he_o remove_v the_o people_n of_o the_o land_n from_o one_o side_n of_o egypt_n to_o another_o when_o as_o therefore_o the_o right_n and_o property_n of_o the_o land_n of_o all_o the_o egyptian_n 20._o except_v the_o priest_n appertain_v to_o pharaoh_n he_o grant_v the_o same_o unto_o the_o egyptian_n thus_o remove_v as_o it_o be_v in_o fee_n farm_n reserve_v the_o five_o part_n of_o the_o fruit_n for_o a_o rent_n to_o the_o king_n use_n and_o therefore_o in_o this_o example_n there_o be_v no_o usury_n unless_o it_o be_v usury_n for_o a_o man_n have_v buy_v land_n of_o one_o man_n to_o let_v they_o out_o to_o another_o at_o a_o easy_a rent_n their_o four_o exception_n be_v out_o of_o both_o those_o place_n exod._n 22._o 25._o levit._n 25._o 35._o viz._n that_o usury_n be_v forbid_v towards_o the_o poor_a and_o therefore_o it_o be_v lawful_a towards_o the_o rich_a and_o some_o add_v that_o not_o all_o usury_n towards_o the_o poor_a be_v condemn_v but_o that_o only_a which_o bit_v and_o oppress_v they_o for_o there_o may_v some_o usury_n be_v impose_v upon_o the_o poor_a which_o shall_v not_o bite_v they_o but_o rather_o heal_v the_o bite_v which_o their_o penury_n have_v make_v to_o omit_v the_o common_a practice_n of_o usurer_n who_o out_o of_o their_o brother_n want_v take_v advantage_n of_o seek_v the_o more_o gain_n i_o answer_v that_o this_o evasion_n be_v very_o frivolous_a for_o deut._n 23._o 19_o there_o be_v no_o mention_n of_o the_o poor_a but_o all_o usury_n be_v forbid_v towards_o a_o brother_n whether_o he_o be_v rich_a or_o poor_a meaning_n by_o brother_n any_o either_o israelit_fw-la or_o proselit_fw-la or_o as_o clemens_n alexandrinus_n speak_v 2._o 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d and_o in_o this_o general_a sense_n include_v both_o rich_a and_o poor_a the_o learned_a among_o the_o jew_n have_v understand_v this_o law_n and_o unto_o this_o day_n it_o be_v observe_v among_o they_o as_o appear_z by_o the_o book_n of_o r._n abraham_n late_o set_v forth_o in_o latin_a call_v vox_fw-la dei_fw-la and_o our_o saviour_n christ_n luke_n 6._o 34_o givith_n this_o tetimonie_n to_o the_o very_a sinner_n of_o his_o time_n among_o the_o jew_n that_o they_o will_v lend_v one_o to_o another_o that_o they_o may_v receive_v 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d so_o much_o as_o they_o lend_v and_o therefore_o it_o be_v certain_a that_o not_o so_o much_o as_o the_o least_o usury_n be_v lawful_a towards_o a_o brother_n whether_o he_o be_v poor_a or_o rich_a indeed_o if_o the_o lord_n in_o the_o scripture_n have_v put_v such_o a_o difference_n betwixt_o the_o poor_a and_o the_o rich_a as_o he_o do_v betwixt_o the_o israelit_fw-la and_o the_o canaanit_n to_o the_o rich_a thou_o may_v lend_v upon_o usury_n but_o to_o the_o poor_a thou_o shall_v not_o lend_v upon_o usury_n then_o usurious_a contract_n with_o the_o rich_a might_n with_o good_a conscience_n be_v practise_v but_o deut._n 23._o 19_o 20_o he_o make_v opposition_n not_o betwixt_o the_o poor_a and_o the_o rich_a but_o betwixt_o a_o israelit_fw-la and_o a_o canaanit_n and_o in_o other_o place_n of_o scripture_n as_o psal._n 15._o prou._n 28._o ezek._n 18._o and_o 22_o all_o usury_n and_o increase_n be_v absolute_o and_o general_a without_o condition_n or_o limitation_n condemn_v in_o these_o two_o place_n viz._n exod._n 22._o and_o levit._n 25._o mention_n be_v make_v of_o the_o poor_a and_o needy_a because_o the_o commandment_n of_o loan_n be_v especial_o make_v for_o their_o good_a and_o because_o usury_n impose_v upon_o they_o be_v a_o more_o grievous_a sin_n but_o may_v we_o conclude_v from_o hence_o as_o indeed_o the_o author_n of_o the_o aforesaid_a english_a treatise_n conclude_v we_o may_v not_o take_v usury_n of_o a_o poor_a man_n therefore_o we_o may_v take_v it_o of_o the_o rich_a then_o by_o the_o same_o reason_n we_o may_v conclude_v wrong_a be_v not_o to_o be_v do_v to_o the_o poor_a the_o widow_n the_o fatherless_a or_o stranger_n therefore_o wrong_n may_v be_v do_v to_o the_o rich_a to_o the_o marry_a wife_n to_o the_o child_n that_o have_v their_o parent_n live_v to_o those_o which_o be_v not_o stranger_n 22._o or_o when_o solomon_n say_v rob_v not_o the_o poor_a because_o he_o be_v poor_a we_o may_v infer_v therefore_o thou_o may_v rob_v the_o rich_a because_o he_o be_v rich_a but_o the_o lord_n oftentimes_o when_o he_o speak_v against_o the_o sin_n of_o the_o six_o and_o eight_o commandment_n etc._n make_v express_v mention_n of_o the_o poor_a and_o helpless_a 10._o because_o all_o wrong_n violence_n robbery_n and_o oppession_n exercise_v towards_o they_o be_v most_o grievous_a and_o indeed_o cry_v sin_n and_o not_o only_o in_o that_o respect_n do_v the_o lord_n sometime_o mention_v the_o poor_a and_o needy_a in_o the_o prohibition_n of_o usury_n but_o also_o because_o those_o only_o which_o have_v need_v have_v just_a occasion_n to_o borrow_v and_o as_o the_o needy_a have_v most_o occasion_n to_o borrow_v so_o be_v they_o most_o subject_a to_o the_o oppression_n and_o injury_n of_o the_o wealthy_a for_o as_o we_o common_o say_v where_o the_o hedge_n be_v low_a there_o every_o one_o go_v over_o howbeit_o the_o signification_n of_o a_o needy_a brother_n be_v not_o to_o be_v restrain_v to_o they_o which_o be_v of_o base_a condition_n but_o be_v to_o be_v extend_v also_o to_o those_o who_o be_v of_o good_a calling_n be_v come_v behind_o hand_n or_o fall_v into_o need_n not_o have_v mean_n of_o their_o own_o to_o supply_v their_o want_n for_o if_o man_n have_v mean_n of_o their_o own_o they_o ought_v not_o to_o borrow_v for_o the_o holy_a ghost_n in_o the_o borrower_n presuppose_v need_v 9_o and_o to_o the_o same_o purpose_n plato_n provide_v by_o law_n that_o no_o man_n shall_v fetch_v water_n at_o his_o neighbour_n well_o until_o himself_o have_v first_o dig_v 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d unto_o the_o potter_n earth_n under_o which_o there_o be_v no_o water_n do_v find_v his_o own_o ground_n to_o be_v without_o water_n and_o it_o be_v true_o say_v of_o plutarch_n faeâ—erandâ—_n 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d that_o the_o law_n provide_v for_o their_o help_n who_o want_n mean_v of_o their_o own_o and_o therefore_o to_o those_o who_o have_v no_o need_n to_o borrow_v we_o need_v not_o lend_v but_o if_o we_o do_v lend_v we_o must_v lend_v free_o or_o if_o we_o will_v look_v to_o gain_v by_o those_o which_o need_v not_o our_o help_n we_o must_v deal_v with_o they_o by_o some_o honest_a contract_n of_o negotiation_n for_o loan_n be_v such_o a_o contract_n as_o god_n have_v appoint_v to_o be_v free_a and_o where_o it_o be_v not_o free_a he_o have_v condemn_v it_o with_o fearful_a term_n under_o the_o name_n of_o usury_n for_o as_o chemnicius_n well_o faith_n 2._o in_o humane_a society_n god_n will_v not_o have_v all_o thing_n set_v to_o sale_n but_o he_o require_v that_o some_o duty_n shall_v be_v free_a which_o be_v deform_v and_o deprave_a if_o either_o they_o be_v sell_v as_o thing_n venal_a or_o let_v to_o hire_v as_o mercenary_a duty_n and_o sure_o say_v he_o if_o the_o scripture_n in_o the_o contract_n of_o loan_n shall_v grant_v usury_n to_o be_v exercise_v towards_o the_o rich_a the_o duty_n of_o free_a lend_n will_v soon_o be_v abolish_v and_o those_o who_o have_v need_v to_o borrow_v shall_v not_o be_v able_a to_o borrow_v free_o for_o every_o man_n will_v think_v he_o give_v to_o the_o needy_a so_o much_o as_o he_o may_v gain_v of_o the_o rich_a and_o you_o may_v be_v sure_a that_o will_v not_o be_v much_o and_o therefore_o god_n shall_v then_o have_v provide_v worse_o for_o the_o poor_a when_o he_o intend_v to_o have_v provide_v best_a for_o they_o for_o man_n necessity_n many_o time_n be_v such_o that_o they_o must_v needs_o borrow_v and_o better_a upon_o usury_n than_o not_o at_o all_o and_o
proportionable_a rent_n perhaps_o of_o five_o or_o six_o pound_n for_o ever_o to_o the_o payment_n whereof_o the_o cellar_n land_n may_v be_v liable_a but_o what_o if_o a_o man_n buy_v a_o rent_n for_o a_o certain_a and_o difinit_a time_n as_o for_o ten_o or_o twenty_o year_n i_o answer_v if_o it_o be_v a_o true_a contract_n or_o bargain_n and_o sale_n and_o a_o proportionable_a rate_n observe_v that_o it_o be_v not_o usury_n no_o more_o than_o by_o the_o payment_n of_o a_o fine_a to_o diminish_v the_o rent_n howbeit_o usury_n many_o time_n be_v cloak_v under_o such_o contract_n as_o for_o example_n a_o man_n borrow_v or_o already_o owe_v a_o hundred_o pound_n which_o because_o he_o be_v not_o able_a to_o pay_v at_o once_o the_o creditor_n for_o it_o do_v as_o it_o be_v buy_v of_o he_o a_o rent_n of_o twenty_o pound_n a_o year_n for_o ten_o year_n which_o be_v a_o great_a usury_n than_o of_o ten_o in_o the_o hundred_o for_o the_o borrower_n pay_v yearly_a ten_o pound_n of_o the_o principal_a do_v notwithstanding_o pay_v yearly_a ten_o pound_n for_o usury_n as_o though_o no_o part_n of_o the_o principal_n have_v be_v in_o the_o former_a year_n pay_v and_o thus_o we_o be_v to_o judge_v of_o those_o contract_n wherein_o there_o be_v a_o absolute_a covenant_n for_o the_o alienation_n of_o the_o principal_a but_o the_o great_a controversy_n be_v concern_v those_o bargain_n wherein_o the_o seller_n of_o a_o rent_n reserve_v liberty_n to_o redeem_v it_o and_o the_o buyer_n covenant_v upon_o the_o repayment_n of_o the_o principal_a to_o sell_v it_o back_o again_o or_o rather_o to_o release_v it_o i_o answer_v if_o the_o buyer_n of_o the_o rent_n give_v as_o much_o for_o it_o as_o it_o be_v worth_a in_o the_o common_a estimation_n of_o man_n the_o covenant_n of_o release_n it_o to_o the_o seller_n when_o he_o shall_v redeem_v it_o make_v not_o the_o contract_n usurious_a for_o that_o covenant_n make_v the_o buyer_n bargain_n the_o worse_o and_o not_o the_o better_a if_o therefore_o the_o seller_n require_v this_o covenant_n that_o by_o pay_v the_o principal_a he_o may_v redeem_v the_o rent_n not_o because_o of_o the_o inequality_n of_o the_o rent_n but_o only_o because_o he_o will_v not_o have_v his_o land_n liable_a to_o such_o a_o rend_a charge_n this_o covenant_n which_o make_v his_o case_n so_o much_o the_o better_a do_v so_o much_o the_o more_o free_a the_o buyer_n from_o usury_n but_o when_o this_o covenant_n of_o redeem_v the_o rent_n be_v make_v because_o of_o the_o inequality_n of_o the_o rent_n it_o be_v always_o a_o cloak_n of_o usury_n for_o neither_o the_o seller_n mean_v perpetual_o to_o alienate_v the_o rent_n the_o greatness_n whereof_o force_v he_o so_o soon_o as_o he_o able_a to_o redeem_v it_o neither_o do_v the_o buyer_n otherwise_o than_o in_o take_v a_o pawn_n or_o mortgage_n intend_v the_o perpetual_a alienation_n of_o his_o principal_n but_o you_o will_v say_v in_o this_o contract_n be_v not_o loan_n because_o the_o buyer_n have_v no_o right_a to_o demand_v his_o principal_n neither_o do_v he_o need_v for_o the_o seller_n will_v be_v sure_a so_o soon_o as_o he_o be_v able_a to_o repay_v it_o and_o therefore_o such_o a_o bargain_n be_v rather_o a_o contract_n of_o oppignoration_n or_o mortgage_n than_o of_o buy_v or_o sell_v and_o even_o as_o he_o which_o have_v a_o pawn_n of_o better_a value_n than_o his_o principal_n need_v not_o as_o in_o respect_n of_o his_o own_o profit_n to_o be_v overhasty_a with_o the_o borrower_n for_o the_o payment_n of_o his_o principal_n which_o indeed_o he_o have_v no_o right_a to_o require_v have_v a_o pawn_n of_o more_o worth_n in_o lieu_n thereof_o and_o yet_o be_v true_o say_v to_o have_v lend_v upon_o a_o pawn_n so_o he_o which_o have_v a_o round_a rent_n assure_v unto_o he_o the_o right_a whereof_o be_v of_o more_o worth_n than_o his_o money_n though_o he_o may_v not_o nor_o need_v not_o demand_v again_o his_o principal_n may_v true_o be_v say_v to_o have_v lend_v as_o it_o be_v on_o a_o pawn_n or_o mortgage_n and_o in_o lend_v to_o have_v commit_v usury_n because_o even_o as_o in_o the_o contract_n of_o antichresis_n he_o have_v the_o fruit_n and_o profit_n of_o the_o thing_n pawn_v until_o the_o principal_n be_v pay_v and_o yet_o look_v either_o to_o have_v the_o principal_a whole_o pay_v allow_v nothing_o back_o for_o the_o rent_n which_o he_o have_v receive_v in_o the_o mean_a time_n or_o the_o same_o rent_n to_o be_v continue_v for_o ever_o wherefore_o m._n luther_n write_v on_o this_o psalm_n say_v nostro_fw-la autem_fw-la seculo_fw-la â—oelicissima_fw-la est_fw-la usura_fw-la etc._n etc._n in_o our_o age_n usury_n be_v most_o happy_a be_v by_o the_o authority_n of_o the_o bishop_n of_o rome_n become_v justice_n &_o a_o lawful_a contract_n the_o name_n of_o usury_n be_v remove_v usurarium_fw-la and_o a_o new_a name_n invent_v whereby_o it_o be_v now_o call_v contractus_fw-la redemptionis_fw-la the_o contract_n of_o redeem_v or_o buy_v again_o for_o this_o be_v now_o call_v a_o fine_a figure_n and_o by_o this_o justice_n the_o whole_a world_n at_o this_o day_n be_v justify_v especial_o the_o clergy_n and_o that_o monster_n reign_v secure_o the_o gospel_n be_v by_o this_o mean_v extinguish_v and_o all_o the_o righteousness_n thereof_o with_o the_o kingdom_n of_o god_n necsic_n tamen_fw-la antichristum_n adesse_fw-la ullus_fw-la credit_n and_o yet_o not_o thus_o neither_o do_v any_o man_n belecue_v that_o antichrist_n be_v come_v and_o for_o the_o same_o cause_n the_o great_a patron_n of_o these_o contract_n do_v confess_v molinâ—us_fw-la that_o they_o have_v succeed_v in_o room_n of_o the_o old_a usury_n from_o which_o they_o differ_v little_a in_o substance_n for_o what_o difference_n be_v it_o whether_o i_o assure_v a_o man_n ten_o pound_n a_o year_n out_o of_o certain_a land_n until_o i_o repay_v unto_o he_o a_o hundred_o pound_n or_o enter_v into_o a_o bond_n of_o two_o hundred_o pound_n for_o the_o payment_n of_o a_o hundred_o and_o ten_o this_o bond_n be_v renew_v yearly_a until_o the_o principal_n be_v pay_v yet_o this_o difference_n there_o be_v that_o as_o in_o some_o respect_v the_o new_a usury_n be_v better_a than_o the_o old_a so_o in_o other_o respect_n worse_o better_o because_o the_o creditor_n can_v force_v the_o debtor_n to_o the_o payment_n of_o the_o principal_a at_o once_o worse_o first_o because_o the_o debtor_n be_v foâ—ced_v to_o great_a security_n second_o because_o whereas_o the_o old_a usury_n by_o the_o civil_a law_n be_v to_o cease_v and_o to_o determine_v so_o soon_o as_o it_o have_v match_v the_o principal_a and_o whatsoever_o be_v pay_v more_o be_v to_o be_v abate_v from_o the_o debt_n 〈◊〉_d â—â—at_n he_o which_o pay_v yearly_a ten_o pound_n for_o a_o hundred_o shall_v by_o the_o civil_a law_n be_v whole_o 〈◊〉_d charge_v oâ—_n the_o debt_n in_o the_o end_n of_o twenty_o year_n but_o in_o the_o 〈…〉_z there_o be_v no_o regard_n have_v of_o equal_v the_o princiâ—_n in_o so_o much_o that_o the_o increase_n may_v by_o many_o degreeâ—_n exâ—â—ed_v the_o stock_n itself_o in_o this_o argument_n therefore_o we_o be_v to_o hold_v the_o meanâ—_n neither_o condemn_v all_o buy_n of_o rent_n though_o it_o be_v with_o condition_n of_o sell_v back_o again_o the_o same_o nor_o yet_o allow_v all_o we_o be_v not_o to_o condemn_v the_o buy_n of_o rent_n at_o a_o equal_a rate_n and_o indifferent_a price_n as_o land_n and_o rent_n in_o the_o common_a estimation_n of_o man_n be_v value_v as_o namely_o after_o the_o rate_n of_o twenty_o year_n purchase_n which_o be_v the_o rate_n observe_v in_o this_o contract_n of_o redemption_n by_o the_o imperial_a law_n of_o germâ—nie_n for_o the_o preception_n of_o this_o rent_n be_v not_o usurious_a first_o because_o this_o be_v not_o a_o contract_n of_o loan_n but_o of_o buy_v and_o sell_v second_o because_o the_o rent_n which_o he_o receive_v be_v the_o fruit_n of_o that_o which_o be_v his_o own_o raise_v out_o of_o such_o land_n as_o be_v at_o his_o peril_n whereas_o in_o usury_n the_o creditor_n receive_v profit_n of_o that_o which_o now_o be_v not_o he_o the_o property_n be_v transfer_v unto_o the_o borrower_n and_o with_o the_o property_n the_o hazard_n neither_o do_v the_o covenant_n of_o sell_v back_o or_o release_n the_o rent_n to_o the_o seller_n when_o he_o shall_v redeem_v it_o disprove_v the_o property_n or_o dominion_n which_o the_o buyer_n have_v therein_o but_o only_o circumscribe_v and_o restrain_v it_o as_o when_o i_o give_v a_o man_n a_o commodity_n with_o this_o condition_n he_o shall_v not_o allienat_n it_o to_o any_o other_o i_o give_v he_o the_o property_n and_o dominion_n of_o the_o thing_n though_o restrain_v neither_o be_v we_o to_o allow_v those_o bargain_n wherein_o a_o great_a rent_n
to_o the_o place_n appoint_v beyond_o sea_n to_o the_o end_n that_o thereby_o so_o much_o money_n may_v be_v receive_v there_o to_o the_o lender_n behalf_n as_o by_o the_o manner_n of_o deal_n in_o exchange_n before_o specify_v be_v due_a the_o counterfeit_a exchange_n be_v when_o in_o imitation_n of_o the_o real_a exchange_n money_n be_v deliver_v upon_o bill_n of_o exchange_n with_o mention_n also_o of_o the_o place_n of_o exchange_n not_o to_o the_o intent_n that_o the_o bill_n shall_v be_v transport_v for_o the_o satisfy_n of_o the_o creditor_n beyond_o sea_n but_o that_o the_o lender_n keep_v the_o bill_n at_o home_n with_o he_o may_v have_v the_o like_a allowance_n which_o merchant_n have_v for_o the_o same_o time_n deal_v by_o exchange_n and_o rechange_v betwixt_o the_o place_n name_v the_o reason_n of_o which_o practice_n be_v because_o the_o gain_n which_o be_v reap_v by_o exchange_n be_v great_a than_o any_o other_o which_o be_v tolerate_v by_o the_o magistrate_n insomuch_o that_o they_o which_o put_v forth_o their_o money_n in_o this_o counterfeit_a exchange_n be_v suppose_v to_o gain_v after_o sixteen_o or_o twenty_o in_o the_o hundred_o and_o therefore_o this_o kind_n of_o exchange_n may_v most_o worthy_o be_v call_v cambium_n siccum_fw-la that_o be_v dry_a exchange_n because_o it_o be_v void_a of_o charity_n 54_o be_v indeed_o a_o gripe_a usury_n practise_v under_o the_o colour_n of_o merchandize_v exchange_n howbeit_o the_o former_a also_o by_o the_o doctrine_n of_o the_o schoolman_n be_v to_o be_v call_v dry_a exchange_n 6._o last_o usury_n be_v practise_v under_o pretence_n of_o the_o adventurer_n usury_n when_o a_o man_n covenant_v for_o gain_v in_o lend_v under_o pretence_n of_o hazard_n when_o indeed_o the_o principal_n be_v not_o hazard_v as_o when_o a_o man_n dare_v a_o hundred_o pound_n with_o this_o condition_n if_o himself_o and_o two_o or_o three_o other_o which_o he_o shall_v name_v or_o any_o of_o they_o shall_v be_v alive_a at_o the_o twelvemonth_n end_n that_o the_o debrour_n shall_v pay_v he_o a_o hundred_o and_o ten_o pound_n otherwise_o he_o shall_v pay_v but_o fourscore_o and_o ten_o pound_n for_o if_o he_o shall_v name_v but_o one_o it_o be_v seven_o to_o one_o that_o he_o shall_v be_v live_v at_o the_o year_n end_n but_o number_v three_o it_o be_v more_o than_o twenty_o to_o one_o that_o some_o one_o of_o the_o three_o shall_v survive_v this_o therefore_o be_v but_o a_o cloak_n of_o usury_n and_o thus_o we_o have_v hear_v of_o usury_n practise_v in_o such_o contract_n as_o have_v the_o name_n of_o other_o contract_n do_v not_o therefore_o seem_v though_o indeed_o they_o be_v contract_v of_o lend_v now_o we_o be_v brief_o to_o speak_v of_o usury_n commit_v when_o there_o seem_v to_o be_v no_o contract_n of_o lend_v for_o gain_n as_o first_o usury_n be_v sometime_o practise_v under_o a_o colour_n of_o free_a lend_n as_o when_o a_o man_n lend_v a_o hundred_o pound_n in_o light_n or_o crack_v angel_n and_o other_o money_n not_o currant_n covenant_v with_o the_o borrower_n that_o he_o shall_v repay_v he_o in_o good_a and_o currant_n money_n such_o be_v the_o usury_n practise_v of_o old_a by_o the_o jew_n in_o the_o time_n of_o ezechiel_n a_o little_a before_o the_o captivity_n 13._o for_o as_o some_o write_v they_o have_v ordain_v a_o new_a shekel_n exceed_v the_o old_a two_o and_o thirty_o grain_n so_o that_o whereas_o the_o civil_a or_o mosaical_a shekel_n which_o be_v but_o half_a of_o the_o holy_a shekel_n weigh_v a_o hundred_o and_o threescore_o grain_n 30._o the_o new_a weigh_v a_o hundred_o ninety_o and_o two_o they_o will_v lend_v after_o the_o old_a shekel_n but_o they_o will_v be_v pay_v according_a to_o the_o new_a second_o usury_n be_v practise_v in_o lend_v upon_o pawn_n for_o although_o by_o take_v a_o pawn_n which_o the_o debtor_n may_v spare_v the_o lender_n may_v lawful_o provide_v for_o his_o security_n &_o indemnity_n yet_o when_o gain_n be_v seek_v thereby_o it_o be_v a_o cloak_n of_o usury_n as_o first_o when_o he_o dare_v upon_o a_o pawn_n which_o be_v much_o better_a than_o his_o money_n in_o hope_n to_o get_v the_o pawn_n it_o be_v a_o spice_n of_o usury_n again_o when_o the_o creditor_n covenant_v to_o have_v and_o enjoy_v the_o fruitful_a use_n of_o the_o pawn_n in_o lieu_n of_o his_o loan_n abate_v nothing_o of_o the_o principal_a 〈◊〉_d this_o contract_n of_o the_o lawyer_n be_v call_v antichrest_n wherein_o at_o the_o first_o sight_n appear_v some_o show_n of_o equality_n and_o justice_n that_o as_o the_o debtor_n use_v the_o creditors_n money_n so_o the_o creditor_n shall_v use_v and_o enjoy_v the_o debtor_n house_n and_o land_n but_o indeed_o this_o contract_n be_v unjust_a and_o usurious_a usurious_a because_o it_o be_v nothing_o else_o but_o lend_v for_o gain_v for_o when_o the_o debtor_n yield_v to_o the_o creditor_n the_o use_n of_o his_o house_n and_o land_n for_o the_o use_n of_o his_o money_n it_o be_v all_o one_o as_o if_o he_o allow_v he_o the_o rent_n of_o the_o house_n and_o land_n for_o usury_n unjust_a also_o and_o unequal_a first_o because_o the_o house_n and_o land_n which_o be_v let_v for_o ten_o pound_n a_o year_n and_o pawn_v for_o a_o hundred_o pound_n be_v worth_a two_o hundred_o or_o perhaps_o three_o hundred_o pound_n and_o therefore_o it_o be_v unequal_a that_o for_o the_o use_n of_o a_o hundred_o pound_n which_o be_v spend_v in_o the_o use_n and_o be_v not_o lettable_a the_o borrower_n shall_v yield_v the_o fruitful_a use_n of_o his_o house_n and_o ground_n which_o be_v worth_a two_o or_o three_o hundred_o pound_n may_v be_v let_v for_o ten_o or_o twelve_o pound_n a_o year_n beside_o the_o creditor_n though_o he_o have_v the_o profit_n of_o the_o house_n and_o land_n yet_o have_v he_o not_o the_o property_n neither_o do_v he_o bear_v the_o hazard_n thereof_o and_o therefore_o reap_v the_o fruit_n of_o that_o which_o be_v not_o his_o own_o and_o whereof_o he_o bear_v not_o the_o hazard_n but_o to_o the_o borrower_n belong_v both_o the_o property_n and_o the_o hazard_n of_o the_o money_n borrow_v wherefore_o the_o scripture_n condemn_v the_o use_n of_o thing_n lay_v to_o pawn_n as_o lie_v in_o clothes_n pawn_v amos_n 2._o 8_o i_o mean_v such_o a_o use_n as_o whereby_o the_o thing_n pawn_v be_v diminish_v or_o impair_v but_o among_o we_o there_o be_v usurer_n which_o commit_v double_a usury_n not_o only_o covenant_v for_o usury_n in_o money_n but_o also_o impair_n the_o thing_n pawn_v as_o plate_n or_o garment_n by_o the_o use_n thereof_o three_o under_o lend_v upon_o bond_n for_o although_o it_o be_v lawful_a for_o a_o man_n to_o take_v bond_n for_o his_o indemnity_n and_o thereby_o by_o way_n of_o interest_n to_o save_v himself_o harmless_a yet_o if_o thereby_o he_o seek_v for_o gain_v he_o commit_v usury_n as_o for_o example_n one_o come_v to_o borrow_v of_o thou_o twenty_o pound_n for_o a_o twelvemonth_n thou_o say_v thou_o can_v not_o forbear_v thy_o money_n so_o long_o therefore_o thou_o will_v lend_v he_o so_o much_o free_o upon_o his_o bond_n for_o a_o month_n hope_v that_o he_o which_o come_v to_o borrow_v for_o a_o twelvemonth_n will_v not_o be_v in_o case_n to_o pay_v within_o a_o month_n the_o month_n therefore_o be_v expire_v and_o payment_n not_o make_v thou_o exact_a more_v of_o he_o than_o by_o a_o contract_n of_o usury_n thou_o can_v have_v covenant_v for_o but_o whether_o in_o take_v bond_n thou_o play_v the_o usurer_n or_o not_o thou_o may_v discern_v by_o this_o note_n for_o it_o thou_o desire_v in_o thy_o heart_n that_o he_o may_v keep_v touch_n with_o thou_o and_o not_o incur_v the_o forfeiture_n of_o his_o bond_n it_o be_v a_o sign_n that_o thou_o provide_v only_o for_o thy_o indemnity_n but_o if_o thou_o wish_v that_o he_o shall_v rather_o break_v his_o day_n than_o keep_v touch_v with_o thou_o it_o be_v a_o sign_n that_o thou_o lend_v for_o gain_n and_o take_v a_o bond_n not_o that_o he_o shall_v pay_v the_o soon_o but_o the_o more_o but_o if_o thy_o disposition_n be_v such_o that_o thou_o will_v not_o lend_v to_o a_o land_a man_n if_o thou_o do_v think_v that_o he_o will_v keep_v touch_n than_o do_v thou_o lend_v not_o to_o help_v thy_o neighbour_n but_o to_o undo_v he_o and_o while_o thou_o lay_v a_o net_n for_o thy_o brother_n thyself_o fall_v into_o the_o snare_n of_o the_o devil_n 4._o last_o usury_n be_v practise_v under_o the_o colour_n of_o interest_n so_o oft_o almost_o as_o man_n agree_v for_o interest_n aforehand_o for_o although_o some_o have_v distinguish_v interest_n that_o there_o be_v a_o casual_a interest_n usurarium_fw-la which_o they_o confess_v be_v not_o to_o be_v regard_v but_o after_o delay_n &_o a_o promiscuous_a or_o successive_a
for_o the_o fruitful_a use_n of_o that_o which_o have_v in_o itself_o no_o fruitful_a use_n but_o be_v spend_v in_o the_o use_n and_o therefore_o be_v not_o valuable_a by_o itself_o ought_v not_o to_o be_v pay_v for_o by_o itself_o as_o it_o be_v when_o in_o respect_n thereof_o a_o hire_n be_v require_v over_o and_o above_o the_o principal_a second_o in_o that_o he_o require_v gain_v or_o hire_v for_o another_o man_n industry_n and_o skill_n hazard_n and_o charge_v employ_v about_o that_o which_o now_o be_v not_o the_o usurer_n but_o the_o other_o man_n which_o use_v his_o skill_n and_o pain_n and_o bear_v the_o hazard_n and_o cost_v about_o it_o the_o usurer_n in_o the_o mean_a time_n have_v nothing_o to_o do_v with_o the_o money_n have_v transfer_v the_o property_n thereof_o to_o the_o borrower_n neither_o yet_o bear_v the_o hazard_n or_o charge_n or_o be_v at_o the_o pain_n of_o the_o employment_n of_o the_o money_n but_o against_o this_o argument_n diverse_a thing_n be_v object_v first_o they_o say_v money_n be_v not_o spend_v in_o the_o use_n i_o answer_v it_o be_v spend_v to_o the_o borrower_n so_o soon_o as_o he_o have_v use_v it_o though_o the_o substance_n thereof_o remain_v in_o other_o man_n hand_n and_o it_o be_v lend_v to_o be_v spend_v for_o therefore_o the_o borrower_n be_v bind_v by_o the_o contract_n of_o mutuation_n to_o restore_v not_o the_o same_o particular_a for_o that_o be_v to_o be_v spend_v and_o go_v but_o so_o much_o and_o it_o be_v all_o one_o to_o the_o usurer_n not_o only_o by_o the_o contract_n of_o usury_n but_o of_o mutuation_n whether_o the_o principal_a be_v keep_v or_o spend_v or_o lose_v or_o employ_v to_o advantage_n the_o borrower_n be_v bind_v alike_o whatsoever_o become_v of_o that_o particular_a to_o restore_v the_o full_a value_n of_o the_o principal_a it_o be_v nothing_o to_o the_o lender_n how_o the_o money_n lend_v be_v use_v for_o the_o time_n of_o the_o loan_n so_o that_o the_o principal_n be_v restore_v in_o due_a time_n 2._o yea_o but_o although_o the_o money_n itself_o remain_v not_o to_o the_o borrower_n after_o he_o have_v use_v it_o yet_o it_o remain_v in_o the_o equivalent_a that_o be_v in_o some_o commodity_n or_o ware_n which_o have_v be_v buy_v therewith_o by_o utter_v whereof_o some_o gain_n may_v be_v raise_v i_o answer_v first_o that_o it_o be_v all_o one_o to_o the_o usurer_n by_o the_o very_a contract_n of_o usury_n whether_o i_o give_v the_o money_n borrow_v or_o loose_v it_o or_o misspend_v it_o or_o pay_v a_o debt_n with_o it_o or_o buy_v a_o commodity_n with_o it_o and_o if_o i_o buy_v a_o commodity_n whether_o it_o be_v such_o as_o be_v to_o be_v spend_v in_o necessary_a use_n as_o victual_n and_o such_o like_a or_o whether_o it_o be_v to_o remain_v with_o i_o or_o be_v a_o ware_n which_o i_o will_v sell_v to_o other_o and_o likewise_o the_o use_n of_o money_n be_v one_o and_o the_o same_o viz._n the_o distraction_n or_o spend_v of_o it_o for_o whatsoever_o i_o do_v with_o the_o money_n and_o howsoever_o i_o use_v it_o whether_o to_o my_o loss_n or_o gain_n i_o be_o by_o the_o very_a contract_n of_o usury_n bind_v to_o restore_v the_o principal_a with_o the_o usury_n and_o therefore_o these_o be_v but_o frivolous_a pretence_n but_o suppose_v i_o buy_v a_o commodity_n which_o i_o mean_v to_o sell_v for_o gain_v first_o i_o employ_v my_o skill_n and_o industry_n according_a to_o my_o trade_n for_o the_o follow_v whereof_o i_o be_o at_o charge_n i_o only_o bear_v the_o hazard_n of_o the_o bargain_n which_o many_o time_n fall_v to_o my_o loss_n and_o last_o the_o commodity_n which_o i_o sell_v be_v i_o own_o and_o therefore_o the_o gain_n as_o well_o as_o the_o loss_n if_o there_o be_v any_o belong_v of_o right_a to_o myself_o and_o no_o man_n else_o but_o as_o i_o say_v whether_o i_o gain_v or_o lose_v by_o the_o employment_n of_o the_o money_n i_o be_o bind_v alike_o by_o the_o contract_n of_o usury_n to_o pay_v the_o principal_a with_o the_o increase_n and_o therefore_o my_o gain_n be_v no_o more_o the_o cause_n of_o his_o gain_n though_o that_o be_v pretend_v than_o my_o loss_n because_o in_o both_o he_o gain_v alike_o 3._o objection_n but_o although_o money_n itself_o have_v no_o fruitful_a use_n 19_o yet_o as_o solomon_n say_v money_n answer_v all_o thing_n and_o therefore_o with_o money_n i_o may_v buy_v that_o which_o have_v a_o fruitful_a use_n as_o namely_o cattle_n house_n or_o land_n etc._n etc._n and_o what_o reason_n can_v be_v give_v why_o i_o may_v not_o as_o well_o let_v my_o hundred_o pound_n in_o money_n as_o my_o hundred_o pound_n worth_a of_o cattle_n house_n or_o land_n which_o i_o buy_v with_o my_o money_n answer_n your_o money_n can_v be_v let_v for_o the_o reason_n aforesaid_a and_o be_v lend_v it_o be_v the_o borrower_n who_o bear_v the_o hazard_n of_o it_o beside_o his_o pain_n and_o charge_n be_v to_o reap_v the_o gain_n thereof_o but_o cattle_n house_n and_o land_n may_v be_v let_v they_o have_v a_o fruitful_a use_n which_o be_v valuable_a they_o remain_v you_o notwithstanding_o they_o be_v let_v and_o the_o hazard_n of_o they_o appertain_v to_o you_o 4._o suppose_v a_o man_n of_o better_a estate_n than_o myself_o borrow_v of_o i_o a_o hundred_o pound_n and_o therewith_o buy_v land_n and_o out_o of_o his_o land_n receive_v the_o fruit_n or_o rent_n thereof_o what_o reason_n be_v there_o that_o he_o shall_v receive_v a_o rent_n for_o the_o land_n buy_v with_o my_o money_n and_o i_o in_o the_o mean_a time_n have_v none_o allowance_n for_o my_o money_n i_o answer_v in_o such_o a_o case_n thou_o need_v not_o lend_v or_o if_o thou_o do_v thou_o may_v lend_v thy_o money_n upon_o this_o condition_n that_o so_o much_o land_n as_o be_v buy_v therewith_o shall_v be_v mortgage_v unto_o thou_o that_o so_o the_o bargain_n may_v be_v thou_o and_o the_o rent_n thereof_o pay_v to_o thou_o until_o thou_o receive_v thy_o principal_n but_o you_o will_v say_v may_v i_o not_o as_o well_o lend_v my_o money_n for_o gain_v i_o answer_v no_o for_o if_o he_o beside_o the_o charge_n do_v also_o bear_v the_o hazard_n of_o the_o land_n which_o he_o have_v buy_v and_o be_v his_o own_o it_o be_v good_a reason_n that_o he_o shall_v have_v the_o fruit_n thereof_o and_o what_o reason_n be_v it_o that_o when_o he_o which_o bear_v all_o the_o charge_n and_o hazard_n receive_v scarce_o five_o pound_n a_o year_n he_o shall_v allow_v thou_o ten_o but_o if_o thou_o take_v the_o bargain_n into_o thy_o hand_n the_o fruit_n that_o rise_v be_v of_o thy_o own_o and_o as_o thou_o bear_v the_o hazard_n either_o in_o respect_n of_o the_o title_n or_o in_o regard_n of_o some_o common_a calamity_n so_o be_v it_o good_a reason_n thou_o shall_v have_v the_o profit_n thereof_o as_o for_o the_o other_o he_o sustainenth_fw-mi no_o disadvantage_n for_o by_o this_o mean_v he_o may_v be_v assure_v of_o the_o land_n which_o he_o desire_v when_o he_o can_v procure_v the_o money_n and_o if_o he_o never_o procure_v the_o money_n it_o be_v no_o reason_n he_o shall_v ever_o have_v the_o land_n 5._o again_o whereas_o i_o say_v that_o money_n be_v lend_v be_v the_o borrower_n both_o in_o respect_n of_o the_o property_n and_o also_o of_o the_o hazard_n and_o therefore_o the_o profit_n thereof_o belong_v to_o the_o borrower_n and_o not_o to_o the_o lender_n who_o have_v transfer_v from_o himself_o both_o the_o property_n and_o the_o hazard_n for_o a_o time_n the_o usurer_n demand_v what_o reason_n be_v there_o say_v he_o that_o i_o shall_v lend_v my_o money_n and_o by_o lend_v make_v it_o another_o man_n without_o recompense_n i_o answer_v if_o you_o do_v but_o lend_v your_o money_n the_o borrower_n be_v bind_v by_o the_o very_a contract_n of_o loan_n to_o make_v you_o recompense_n by_o restore_v the_o principal_a in_o the_o full_a value_n thereof_o yea_o but_o why_o shall_v i_o make_v that_o which_o be_v my_o another_o man_n and_o transfer_v the_o dominion_n and_o property_n from_o myself_o to_o another_o if_o i_o may_v not_o require_v some_o gain_n therefore_o i_o answer_v because_o the_o lord_n himself_o have_v so_o straight_o command_v thou_o who_o be_v of_o ability_n to_o lend_v free_o to_o thy_o brother_n be_v in_o need_n 9_o as_o that_o if_o thou_o refuse_v to_o lend_v unto_o he_o it_o be_v sin_n unto_o thou_o and_o second_o because_o he_o have_v most_o straight_o forbid_v all_o lend_n for_o gain_n and_o condemn_v it_o as_o a_o abomination_n which_o whosoever_o commit_v he_o shall_v not_o live_v but_o die_v a_o everlasting_a death_n and_o three_o because_o the_o patron_n of_o usury_n themselves_o do_v confess_v that_o for_o the_o duty_n or_o courtesy_n
it_o be_v already_o in_o part_n of_o all_o honestart_n and_o occupation_n for_o who_o will_v toil_n and_o moil_n who_o will_v cark_n and_o care_n who_o will_v bear_v the_o charge_n and_o hazard_v of_o other_o profession_n for_o a_o uncertain_a and_o it_o may_v be_v no_o gain_n who_o may_v be_v assure_v that_o the_o time_n which_o be_v the_o parent_n of_o usury_n as_o basil_n say_v will_v bring_v he_o in_o without_o his_o labour_n without_o his_o cost_n without_o his_o hazard_n a_o very_a great_a and_o certain_a gain_n for_o to_o omit_v the_o practice_n of_o those_o usurer_n that_o know_v how_o by_o a_o hundred_o pound_n to_o gain_v forty_o or_o fifty_o pound_n by_o the_o year_n who_o know_v not_o that_o money_n continual_o put_v forth_o to_o usury_n after_o ten_o in_o the_o hundred_o do_v in_o seven_o year_n almost_o double_a the_o principal_a and_o in_o every_o seven_o year_n double_a the_o former_a sum_n so_o that_o 1000_o pound_n let_v out_o after_o this_o rate_n from_o three_o month_n to_o three_o month_n arise_v in_o seven_o year_n to_o almost_o 2000_o in_o 14_o year_n to_o 4000_o in_o 21_o year_n to_o 8000_o in_o 28_o to_o 16000_o in_o 35_o to_o 32000_o in_o 42_o to_o 64000_o in_o 49_o to_o 128000_o in_o 56_o to_o 256000_o pound_n in_o 63_o to_o 512000_o in_o 70_o year_n to_o more_o than_o a_o million_o and_o that_o be_v ten_o hundred_o thousand_o pound_n who_o will_v not_o sell_v his_o land_n and_o good_n and_o all_o that_o he_o can_v spare_v to_o raise_v a_o stock_n of_o money_n that_o thereout_o he_o may_v by_o usury_n reap_v so_o great_a and_o so_o certain_a a_o gain_n if_o once_o in_o his_o conscience_n he_o be_v assure_v that_o usury_n be_v lawful_a yea_o husbandry_n itself_o from_o which_o through_o the_o blessing_n of_o god_n there_o do_v arise_v many_o time_n so_o great_a increase_n 2._o will_v be_v in_o small_a request_n alphius_n if_o usury_n may_v be_v esteem_v as_o lawful_a as_o it_o alphius_n the_o usurer_n in_o horace_n have_v recount_v all_o the_o commendation_n of_o the_o country_n life_n and_o seem_v for_o the_o time_n to_o be_v ravish_v therewith_o ponere_fw-la resolve_v straightways_o to_o be_v a_o countryman_n and_o have_v to_o that_o end_n gather_v up_o his_o money_n in_o the_o ides_n of_o one_o month_n he_o seek_v to_o put_v it_o forth_o to_o usury_n in_o the_o begin_n of_o the_o next_o hence_o it_o be_v that_o gentleman_n when_o they_o can_v scarce_o raise_v a_o hundred_o pound_n a_o year_n for_o their_o land_n without_o rack_a their_o rent_n be_v so_o ready_a to_o sell_v they_o and_o have_v put_v the_o price_n thereof_o to_o usury_n perhaps_o for_o three_o or_o four_o hundred_o pound_n a_o year_n give_v over_o hospitality_n and_o betake_v themselves_o to_o some_o private_a house_n in_o a_o city_n where_o they_o may_v live_v private_o at_o small_a charge_n as_o though_o they_o be_v bear_v for_o themselves_o alone_o hence_o also_o it_o be_v that_o tradesman_n have_v once_o get_v a_o good_a stock_n give_v over_o their_o trade_n and_o traffic_n and_o give_v themselves_o whole_o to_o usury_n and_o the_o rest_n who_o stock_n be_v not_o great_a do_v follow_v traffic_n but_o so_o as_o either_o they_o borrow_v money_n of_o the_o wealther_n upon_o usury_n to_o traffic_v withal_o or_o else_o take_v up_o their_o ware_n on_o trust_n at_o a_o high_a rate_n and_o sell_v they_o again_o for_o time_n at_o a_o high_a price_n to_o such_o as_o do_v retail_v and_o they_o last_o do_v utter_v they_o to_o particular_a man_n at_o a_o excessive_a rate_n and_o therefore_o hence_o proceed_v in_o part_n the_o deernesse_n of_o all_o thing_n as_o i_o have_v show_v before_o again_o there_o be_v such_o inequality_n in_o usury_n that_o many_o man_n be_v consume_v thereby_o the_o wealth_n of_o the_o country_n where_o it_o be_v common_o practise_v come_v into_o the_o hand_n of_o a_o few_o now_o politician_n have_v observe_v 2._o that_o nothing_o be_v more_o dangerous_a for_o the_o conversion_n or_o eversion_n of_o kingdom_n than_o the_o great_a wealth_n of_o a_o few_o and_o the_o great_a want_n of_o the_o most_o and_o that_o be_v no_o way_n so_o much_o effect_v as_o by_o usury_n and_o therefore_o the_o enrich_n of_o a_o few_o by_o the_o impoverish_n of_o many_o through_o usury_n have_v be_v as_o the_o history_n of_o all_o age_n do_v testify_v a_o usual_a occasion_n of_o raise_v sedition_n and_o civil_a contention_n in_o common_a weal_n when_o the_o fear_n of_o god_n have_v not_o contain_v man_n within_o their_o bound_n as_o it_o always_o aught_o to_o do_v â—ane_fw-la vetus_fw-la urbi_fw-la foenebre_fw-la malum_fw-la &_o seditionum_fw-la discordiarumque_fw-la creberrima_fw-la causa_fw-la usury_n say_v tacitus_n have_v be_v a_o old_a mischief_n to_o the_o city_n of_o rome_n 6._o and_o the_o most_o frequent_a cause_n of_o sedition_n and_o civil_a discord_n in_o all_o city_n 58._o say_v jerome_n it_o be_v the_o great_a cause_n of_o sedition_n it_o be_v manifest_a appellat_fw-la say_v phil._n melancthon_n that_o by_o reason_n of_o the_o inequality_n which_o be_v in_o usury_n the_o great_a part_n of_o man_n where_o it_o be_v use_v be_v impoverish_v and_o that_o for_o the_o same_o cause_n sedition_n have_v often_o be_v raise_v in_o kingdom_n a_o spice_n whereof_o we_o may_v see_v nehem._n 5._o and_o yet_o these_o be_v not_o all_o the_o mischief_n which_o come_v to_o the_o common_a wealth_n by_o usury_n for_o over_o and_o beside_o all_o these_o it_o pull_v down_o the_o fearful_a judgement_n of_o god_n upon_o that_o country_n wherein_o it_o be_v public_o allow_v be_v usual_o and_o open_o practise_v as_o appear_v by_o that_o destruction_n threaten_v against_o jerusalem_n for_o this_o sin_n ezek._n 22._o 12_o 13._o thou_o have_v take_v usury_n and_o increase_n and_o have_v gain_v from_o thy_o neiâ—ghbour_n by_o deceit_n and_o have_v forget_v i_o say_v the_o lord_n god_n wherefore_o behold_v i_o clap_v my_o hand_n because_o of_o thy_o gain_n that_o be_v as_o appear_v out_o of_o the_o former_a chapter_n i_o will_v 17._o as_o it_o be_v by_o clap_v of_o hand_n set_v other_o nation_n upon_o thou_o to_o overcome_v thou_o etc._n etc._n wherefore_o wise_a man_n when_o they_o have_v consider_v not_o only_o the_o wrong_n which_o be_v do_v to_o particular_a man_n but_o also_o the_o manifold_a inconvenience_n and_o mischief_n which_o come_v to_o the_o common_a wealth_n by_o usury_n they_o have_v confident_o affirm_v that_o usurer_n be_v worse_o than_o other_o thief_n and_o that_o it_o be_v better_o for_o the_o common_a wealth_n that_o there_o shall_v be_v a_o thousand_o thief_n in_o it_o than_o a_o hundred_o usurer_n for_o the_o further_a proof_n whereof_o i_o refer_v you_o to_o the_o write_n of_o that_o worthy_a bishop_n jewel_n upon_o 1._o thes._n 4._o 6._o chrysost._n yea_o some_o have_v not_o doubt_v to_o say_v that_o the_o usurer_n be_v to_o be_v esteem_v as_o a_o common_a enemy_n to_o all_o man_n luther_n say_v a_o usurer_n be_v a_o bloodsucker_n of_o the_o people_n decalog_n &_o as_o a_o worm_n in_o a_o apple_n or_o nut_n consume_v all_o that_o be_v within_o so_o a_o usurer_n devour_v the_o substance_n of_o the_o city_n by_o wonderful_a and_o secret_a mean_n now_o if_o any_o man_n shall_v object_v that_o notwithstanding_o all_o that_o have_v be_v say_v usury_n may_v seem_v profitable_a and_o necessary_a unto_o common_a wealth_n because_o the_o law_n of_o all_o common_a wealth_n have_v allow_v the_o practice_n thereof_o i_o answer_v first_o that_o seldom_o or_o never_o have_v the_o law_n of_o any_o country_n allow_v of_o usury_n but_o ever_o the_o lawgiver_n when_o they_o see_v any_o hope_n of_o abolish_n it_o altogether_o have_v whole_o condemn_v it_o or_o if_o the_o covetousness_n and_o hardness_n of_o man_n heart_n will_v not_o suffer_v they_o to_o conceive_v any_o such_o hope_n they_o have_v labour_v to_o restrain_v it_o only_o and_o to_o keep_v it_o within_o some_o compass_n that_o it_o shall_v not_o be_v over-burdensome_a either_o to_o the_o borrower_n or_o to_o the_o common_a wealth_n among_o other_o solon_n lycurgus_n and_o plato_n in_o his_o book_n of_o law_n have_v whole_o forbid_v it_o the_o ancient_a roman_n who_o be_v renown_v for_o wisdom_n and_o politic_a justice_n 6._o first_o stint_v usury_n at_o one_o in_o the_o hundred_o and_o by_o the_o law_n of_o the_o twelve_o table_n ordain_v that_o if_o any_o usurer_n shall_v take_v above_o one_o in_o the_o hundred_o rustica_fw-la he_o shall_v be_v punish_v fourfold_a whereas_o a_o thief_n by_o the_o same_o law_n be_v to_o be_v punish_v but_o twofold_a whereby_o you_o may_v gather_v say_v cato_n how_o much_o they_o esteem_v a_o usurer_n to_o be_v a_o worse_a commonwealth_n man_n than_o a_o thief_n within_o one_o hundred_o and_o three_o year_n after_o as_o bodin_n
not_o command_v divorce_n for_o so_o he_o shall_v have_v be_v contrary_a to_o himself_o but_o to_o such_o as_o can_v not_o be_v get_v to_o retain_v their_o wife_n he_o command_v they_o to_o give_v their_o wife_n a_o bill_n of_o divorcement_n that_o provision_n may_v be_v make_v for_o they_o against_o their_o husband_n cruelty_n and_o yet_o for_o all_o that_o they_o which_o put_v away_o their_o wife_n cease_v not_o to_o be_v adulterer_n before_o god_n so_o say_v i_o again_o the_o law_n of_o man_n do_v not_o command_v nor_o allow_v usury_n for_o so_o shall_v they_o be_v contrary_a to_o the_o law_n of_o god_n and_o yet_o to_o they_o who_o can_v be_v get_v to_o lend_v free_o they_o permit_v to_o lend_v upon_o usury_n so_o as_o they_o do_v not_o exceed_v such_o a_o stint_n that_o provision_n may_v be_v make_v for_o man_n that_o be_v in_o need_n both_o that_o they_o may_v borrow_v and_o also_o that_o when_o they_o must_v needs_o borrow_v they_o shall_v not_o be_v too_o much_o oppress_v and_o yet_o for_o all_o this_o as_o he_o be_v a_o adulterer_n that_o put_v away_o his_o wife_n unless_o it_o be_v for_o the_o crime_n of_o adultery_n as_o our_o saviour_n there_o prove_v 8._o so_o be_v he_o guilty_a of_o theft_n before_o god_n who_o practise_v usury_n though_o it_o be_v permit_v by_o man_n but_o as_o i_o say_v our_o law_n do_v not_o permit_v usury_n as_o man_n common_o imagine_v but_o be_v as_o well_o contrive_v consider_v the_o iniquity_n of_o the_o time_n as_o can_v almost_o be_v wish_v only_o these_o two_o thing_n i_o desire_v may_v be_v now_o consider_v of_o in_o parliament_n first_o whether_o it_o be_v not_o more_o behooveful_a for_o the_o common_a weal_n if_o usury_n be_v stint_v at_o six_o rather_o than_o at_o ten_o in_o the_o hundred_o or_o rather_o that_o all_o usury_n be_v forbid_v man_n shall_v be_v allow_v to_o use_v in_o steed_n thereof_o the_o contract_n of_o redemption_n in_o that_o manner_n which_o before_o i_o approve_v buy_v a_o rent_n after_o five_o as_o in_o germany_n or_o because_o of_o our_o great_a use_n of_o money_n in_o traffic_n by_o reason_n of_o our_o more_o commodious_a navigation_n after_o six_o in_o the_o hundred_o or_o more_o if_o more_o be_v think_v more_o equal_a with_o a_o covenant_n of_o redemption_n in_o the_o behalf_n of_o the_o borrower_n or_o rather_o seller_n if_o he_o desire_v it_o for_o first_o it_o may_v seem_v unreasonable_a that_o whereas_o of_o a_o hundred_o pound_n worth_a of_o land_n which_o be_v fruitful_a by_o nature_n a_o man_n can_v hardly_o raise_v a_o rent_n of_o five_o or_o six_o pound_n a_o year_n a_o hundred_o pound_n in_o money_n which_o have_v in_o itself_o no_o fruitful_a use_n shall_v without_o his_o pain_n cost_n or_o hazard_n yield_v he_o ten_o pound_n a_o year_n second_o it_o will_v in_o my_o opinion_n be_v a_o notable_a mean_n to_o diminish_v the_o number_n of_o usurer_n and_o also_o to_o ease_v both_o the_o borrower_n in_o particular_a of_o oppression_n and_o the_o common_a wealth_n in_o general_a of_o that_o great_a burden_n of_o usury_n whereof_o i_o speak_v before_o and_o three_o it_o will_v be_v a_o mean_n to_o prevent_v both_o the_o usual_a commit_n of_o this_o sin_n and_o also_o the_o punishment_n which_o god_n have_v threaten_v for_o the_o same_o the_o second_o thing_n which_o i_o desire_v may_v be_v consider_v of_o be_v the_o permission_n of_o usury_n in_o the_o behalf_n of_o orphan_n for_o if_o it_o be_v simple_o evil_a it_o can_v be_v good_a in_o they_o neither_o can_v the_o respect_n have_v of_o they_o make_v it_o good_a in_o other_o and_o it_o be_v a_o principle_n in_o divinity_n 8._o evil_n may_v not_o be_v do_v that_o good_a may_v come_v thereof_o augustine_n give_v this_o charge_n which_o afterward_o be_v place_v among_o the_o canon_n of_o the_o law_n that_o man_n shall_v not_o lend_v upon_o usury_n 35._o though_o they_o will_v give_v that_o which_o be_v get_v by_o usury_n as_o alm_n to_o the_o poor_a 5._o and_o chrysostome_n when_o some_o make_v this_o excuse_n i_o lend_v indeed_o upon_o usury_n 57_o but_o that_o which_o i_o gain_v thereby_o i_o give_v to_o the_o poor_a he_o say_v plain_o that_o god_n do_v not_o accept_v such_o sacrifice_n and_o add_v that_o it_o be_v better_a not_o to_o give_v to_o the_o poor_a than_o so_o to_o give_v it_o be_v a_o good_a rule_n in_o the_o canon_n law_n if_o one_o can_v be_v relieve_v without_o another_o be_v hurt_v it_o be_v better_o neither_o shall_v be_v holpen_v than_o either_o wrong_a charity_n as_o it_o rejoice_v in_o the_o truth_n so_o also_o in_o justice_n and_o therefore_o whatsoever_o be_v unjust_a and_o against_o the_o law_n of_o god_n it_o can_v be_v charitable_a neither_o do_v charity_n require_v that_o i_o shall_v sin_v to_o do_v another_o man_n good_a or_o to_o cast_v away_o my_o soul_n by_o sin_n though_o it_o be_v to_o save_v another_o man_n life_n for_o he_o that_o shall_v be_v save_v do_v not_o put_v forth_o his_o money_n to_o usury_n and_o he_o that_o do_v 15._o shall_v he_o live_v say_v the_o lord_n 18._o he_o shall_v not_o live_v but_o he_o shall_v die_v the_o death_n wherefore_o usury_n be_v simple_o evil_a and_o general_o forbid_v in_o the_o word_n of_o god_n it_o can_v in_o any_o case_n be_v exercise_v with_o a_o good_a conscience_n you_o will_v say_v then_o what_o shall_v become_v of_o orphan_n if_o they_o may_v not_o be_v maintain_v with_o the_o increase_n of_o their_o stock_n but_o be_v force_v to_o live_v upon_o their_o stock_n and_o so_o to_o spend_v it_o answer_n you_o may_v better_o ask_v what_o shall_v become_v of_o those_o orphan_n who_o have_v no_o stock_n for_o who_o notwithstanding_o the_o lord_n do_v gracious_o provide_v according_a to_o his_o merciful_a promise_n i_o answer_v therefore_o that_o orphan_n and_o widow_n have_v a_o notable_a privilege_n of_o diverse_a gracious_a promise_n peculiar_o make_v to_o they_o 7._o let_v they_o therefore_o 11._o or_o their_o friend_n for_o they_o depend_v upon_o the_o gracious_a providence_n and_o promise_n of_o god_n in_o the_o use_n of_o lawful_a mean_n let_v they_o either_o employ_v their_o good_n in_o some_o honest_a trade_n or_o negotiation_n wherein_o they_o have_v as_o good_a cause_n to_o expect_v a_o blessing_n from_o god_n as_o any_o other_o or_o let_v they_o deal_v by_o partnership_n or_o if_o other_o mean_n fail_v let_v annuity_n be_v buy_v for_o their_o life_n or_o land_n or_o rend_v purchase_v for_o ever_o or_o let_v some_o other_o honest_a course_n be_v tataken_v which_o wise_a man_n can_v easy_o devise_v if_o they_o list_v how_o orphan_n may_v be_v maintain_v without_o impair_n of_o their_o stock_n again_o if_o any_o man_n to_o make_v good_a the_o former_a objection_n concern_v the_o profitablenesse_n of_o usury_n to_o common_a weal_n molin_n shall_v allege_v as_o some_o have_v do_v that_o the_o civil_a law_n allow_v thereof_o and_o do_v not_o only_o permit_v but_o authorise_v usury_n according_a to_o the_o rate_v aforesaid_a i_o answer_v that_o by_o the_o law_n itself_o it_o evident_o appear_v that_o it_o do_v not_o allow_v it_o as_o good_a but_o permit_v it_o as_o evil_n for_o the_o avoid_v of_o great_a inconvenience_n and_o permit_v it_o with_o a_o threefold_a restraint_n the_o first_o in_o respect_n of_o the_o quantity_n for_o the_o law_n stint_v the_o merchant_n usury_n at_o eight_o the_o gentleman_n and_o nobleman_n usury_n at_o four_o and_o the_o usury_n of_o other_o man_n at_o six_o in_o the_o hundred_o the_o second_o restraint_n be_v in_o respect_n of_o the_o continuance_n for_o the_o civil_a law_n provide_v that_o when_o the_o usury_n which_o in_o the_o continuance_n of_o the_o loan_n have_v be_v pay_v already_o do_v amount_v to_o as_o great_a a_o sum_n as_o the_o principal_n itself_o that_o then_o it_o shall_v cease_v and_o whatsoever_o be_v pay_v afterward_o shall_v be_v reckon_v in_o the_o principal_a as_o for_o example_n ten_o in_o the_o hundred_o do_v match_n the_o principal_a in_o ten_o year_n after_o which_o time_n no_o more_o use_n be_v to_o be_v pay_v or_o if_o any_o be_v pay_v it_o be_v to_o be_v abate_v in_o the_o principal_a the_o three_o restraint_n be_v in_o respect_n of_o the_o compound_n usury_n which_o be_v call_v usury_n of_o usury_n for_o that_o be_v absolute_o forbid_v by_o the_o civil_a law_n which_o two_o latter_a restraint_n do_v also_o prove_v that_o usury_n by_o the_o civil_a law_n be_v judge_v a_o thing_n evil_n in_o itself_o for_o if_o usury_n of_o ten_o in_o the_o hundred_o be_v lawful_a for_o ten_o year_n together_o why_o not_o for_o the_o eleven_o and_o twelve_o etc._n etc._n the_o principal_a be_v still_o forbear_v and_o if_o the_o usury_n of_o the_o principal_n be_v lawful_a the_o
but_o that_o they_o may_v with_o good_a conscience_n desire_v in_o their_o necessity_n to_o borrow_v free_o only_a man_n must_v beware_v how_o they_o fall_v into_o this_o necessity_n as_o for_o they_o which_o borrow_v for_o gain_v you_o may_v consider_v their_o deal_n in_o the_o time_n either_o of_o the_o borrow_n or_o of_o the_o payment_n in_o the_o time_n of_o borrow_v he_o do_v not_o therefore_o sin_n against_o charity_n if_o he_o will_v not_o out_o of_o his_o uncertain_a traffic_n promise_v certain_a gain_n to_o the_o lender_n who_o will_v bear_v no_o hazard_n with_o he_o indeed_o if_o the_o lender_n will_v be_v content_a to_o bear_v part_n of_o the_o loss_n the_o borrower_n ought_v to_o yield_v he_o part_v of_o the_o gain_n at_o the_o time_n of_o payment_n he_o be_v bind_v to_o be_v thankful_a to_o the_o creditor_n if_o he_o have_v gain_v and_o willing_o to_o afford_v he_o some_o part_n of_o that_o gain_n wherewith_o it_o have_v please_v god_n by_o the_o creditor_n mean_n to_o bless_v he_o especial_o if_o the_o creditor_n can_v not_o well_o forbear_v his_o money_n as_o touch_v the_o latter_a point_n that_o usury_n offend_v not_o against_o public_a charity_n they_o endeavour_n to_o prove_v by_o these_o two_o reason_n because_o it_o be_v both_o profitable_a and_o necessary_a to_o common_a weal_n it_o be_v profitable_a for_o if_o the_o creditor_n have_v no_o skill_n in_o any_o trade_n or_o traffic_n and_o the_o borrower_n have_v skill_n want_v a_o stock_n not_o only_o both_o they_o shall_v be_v gainer_n but_o the_o commonwealth_n also_o shall_v receive_v good_a by_o the_o employment_n of_o the_o one_o man_n stock_n and_o of_o the_o other_o skill_n whereas_o contrariwise_o the_o common_a wealth_n shall_v sustain_v loss_n if_o neither_o the_o creditor_n money_n be_v occupy_v nor_o the_o borrower_n skill_n employ_v i_o answer_v there_o be_v other_o lawful_a mean_n whereby_o man_n money_n may_v better_o be_v employ_v for_o the_o good_a of_o the_o common_a weal_n than_o by_o usury_n for_o when_o the_o borrower_n do_v gain_v by_o that_o which_o they_o have_v take_v up_o on_o usury_n the_o common_a wealth_n common_o pay_v the_o usury_n as_o have_v be_v show_v but_o why_o will_v not_o thou_o employ_v thy_o money_n thyself_o in_o some_o honest_a contract_n be_v it_o because_o thou_o will_v take_v no_o pain_n nor_o bear_v any_o adventure_n but_o will_v be_v sure_a to_o provide_v for_o great_a and_o certain_a gain_n with_o ease_n then_o be_v thou_o a_o unprofitable_a member_n in_o the_o commonwealth_n live_v of_o the_o sweat_n of_o other_o man_n brow_n etc._n etc._n or_o have_v thou_o any_o lawful_a reason_n either_o because_o of_o thy_o call_n age_n or_o condition_n that_o thou_o can_v not_o indeed_o employ_v thy_o money_n thyself_o then_o may_v thou_o buy_v either_o land_n or_o rent_n after_o that_o manner_n which_o before_o have_v be_v show_v or_o else_o thou_o may_v deal_v by_o partnership_n but_o you_o must_v remember_v there_o be_v no_o partnership_n without_o partake_v in_o the_o loss_n as_o well_o as_o in_o the_o gain_n that_o usury_n be_v necessary_a they_o prove_v because_o as_o the_o world_n now_o go_v and_o as_o man_n manner_n now_o be_v no_o common_a weal_n can_v stand_v without_o it_o answer_n if_o that_o be_v true_a than_o usury_n be_v prove_v to_o be_v a_o necessary_a evil_n and_o this_o necessity_n argue_v not_o the_o lawfulness_n of_o usury_n but_o the_o wretched_a estate_n of_o the_o world_n which_o as_o john_n say_v lie_v in_o evil_a 19_o for_o to_o say_v absolute_o that_o commonweal_n can_v stand_v without_o usury_n be_v derogatory_n to_o the_o wisdom_n of_o god_n who_o will_v not_o suffer_v usury_n in_o that_o commonweal_n which_o he_o ordain_v as_o have_v before_o be_v show_v but_o whence_o arise_v this_o necessity_n the_o necessity_n of_o borrow_v &_o so_o of_o lend_v arise_v from_o man_n want_n and_o hardly_o can_v humane_a society_n stand_v without_o that_o contract_n but_o the_o necessity_n of_o usury_n arise_v of_o man_n covetousness_n and_o hardness_n of_o their_o heart_n for_o although_o there_o may_v be_v a_o necessity_n of_o borrow_v upon_o usury_n when_o man_n that_o must_v needs_o borrow_v can_v borrow_v free_o yet_o there_o be_v no_o other_o necessity_n why_o man_n shall_v lend_v upon_o usury_n but_o that_o which_o their_o own_o covetousness_n when_o they_o have_v once_o say_v they_o will_v be_v rich_a have_v impose_v upon_o they_o 9_o for_o unless_o thy_o neighbour_n have_v need_n to_o borrow_v there_o be_v no_o necessity_n of_o lend_v at_o all_o impose_v upon_o thou_o but_o if_o thy_o neighbour_n have_v great_a need_n to_o borrow_v and_o thou_o be_v well_o able_a to_o forbear_v the_o lord_n have_v lay_v a_o necessity_n of_o duty_n upon_o thou_o to_o lend_v free_o which_o without_o sin_n thou_o can_v not_o avoid_v or_o if_o there_o be_v a_o necessity_n that_o thou_o shall_v employ_v thy_o stock_n to_o gain_v there_o be_v other_o lawful_a contract_n to_o that_o purpose_n so_o that_o thou_o shall_v not_o need_v unless_o it_o be_v for_o idleness_n and_o distrust_n to_o deal_v by_o usury_n now_o if_o a_o pretend_a necessity_n arise_v from_o the_o hardness_n of_o man_n heart_n and_o settle_a resolution_n to_o go_v on_o in_o the_o practice_n of_o usury_n contrary_a to_o the_o commandment_n of_o god_n be_v of_o sufficient_a force_n to_o justify_v usury_n then_o by_o the_o same_o argument_n may_v any_o other_o sin_n be_v justify_v object_n 4._o it_o belong_v to_o magistrate_n to_o determine_v of_o civil_a contract_n and_o therefore_o usury_n be_v so_o far_o forth_o lawful_a as_o they_o by_o their_o law_n allow_v it_o answer_n the_o rule_n of_o our_o conscience_n be_v not_o the_o law_n of_o man_n but_o the_o law_n of_o god_n and_o it_o be_v a_o principle_n that_o the_o law_n of_o the_o inferior_a can_v dispense_v with_o the_o law_n of_o the_o superior_a if_o therefore_o the_o law_n of_o god_n condemn_v all_o usury_n no_o law_n of_o man_n can_v make_v any_o usury_n lawful_a again_o we_o be_v to_o distinguish_v betwixt_o allow_v and_o permit_v no_o good_a law_n allow_v usury_n as_o good_a though_o some_o permit_v it_o as_o a_o thing_n evil_a for_o avoid_v of_o great_a evil_n magistrate_n be_v fain_o sometime_o to_o permit_v and_o tollerat_v that_o which_o they_o be_v not_o able_a altogether_o to_o amend_v moses_n for_o the_o hardness_n of_o man_n heart_n permit_v the_o husband_n to_o put_v away_o their_o wife_n so_o that_o they_o do_v give_v they_o a_o bill_n of_o divorcement_n wherein_o their_o wife_n innocence_n shall_v be_v clear_v not_o that_o he_o allow_v thereof_o but_o that_o he_o will_v provide_v for_o the_o wife_n safety_n deliver_v they_o from_o the_o fury_n or_o tyranny_n of_o their_o husband_n but_o notwithstanding_o this_o permission_n whosoever_o put_v away_o his_o wife_n have_v not_o break_v the_o bond_n of_o wedlock_n by_o commit_v adultery_n by_o the_o sentence_n of_o our_o saviour_n christ_n himself_o commit_v adultery_n 19_o so_o the_o magistrate_n by_o reason_n of_o the_o covetousness_n and_o hardness_n of_o man_n heart_n be_v force_v to_o tollerat_a usury_n so_o it_o be_v keep_v within_o such_o bond_n as_o they_o prescribe_v not_o that_o they_o allow_v thereof_o but_o that_o they_o may_v provide_v for_o the_o good_a of_o those_o who_o have_v need_v to_o borrow_v both_o that_o they_o may_v borrow_v and_o also_o that_o borrow_n they_o shall_v not_o be_v too_o much_o oppress_v but_o notwithstanding_o this_o legal_a toleration_n he_o that_o dare_v for_o gain_n be_v a_o usurer_n &_o a_o thief_n before_o god_n and_o therefore_o as_o the_o judicial_a permission_n of_o moses_n in_o the_o case_n of_o divorcement_n so_o the_o civil_a permission_n of_o magistrate_n in_o the_o case_n of_o usury_n do_v not_o serve_v to_o clear_v a_o man_n from_o the_o guilt_n of_o sin_n before_o god_n but_o only_o to_o exempt_v the_o party_n from_o civil_a punishment_n and_o yet_o it_o can_v be_v true_o say_v that_o our_o law_n do_v so_o much_o as_o permit_v any_o usury_n except_v in_o the_o case_n of_o orphan_n wherefore_o this_o argument_n may_v also_o be_v retort_v upon_o our_o patron_n of_o usury_n for_o see_v as_o they_o say_v magistrate_n have_v authority_n by_o their_o law_n to_o determine_v of_o civil_a contract_n and_o see_v our_o law_n determine_v of_o all_o usury_n as_o of_o a_o sin_n allow_v none_o at_o all_o as_o good_a but_o punish_v it_o as_o evil_n and_o not_o so_o much_o as_o permit_v any_o except_o in_o the_o case_n of_o orphan_n hereof_o it_o be_v to_o be_v infer_v that_o no_o usury_n among_o we_o can_v be_v practise_v with_o a_o good_a conscience_n object_n 5._o if_o let_v be_v lawful_a than_o usury_n also_o be_v lawful_a for_o usury_n be_v let_v of_o money_n but_o let_v be_v lawful_a
therefore_o usury_n answer_n to_o the_o prosyllogisme_n or_o proof_n of_o the_o proposition_n i_o have_v before_o sufficient_o show_v that_o usury_n can_v be_v commit_v but_o in_o thing_n which_o be_v lend_v to_o be_v spend_v and_o therefore_o as_o they_o be_v the_o subject_n of_o usury_n they_o be_v not_o lettable_a and_o as_o for_o the_o proposition_n itself_o you_o have_v hear_v that_o although_o let_v in_o itself_o be_v a_o lawful_a contract_n yet_o usury_n in_o itself_o be_v simple_o and_o utter_o unlawful_a but_o why_o may_v not_o money_n be_v let_v as_o well_o as_o other_o thing_n because_o none_o of_o those_o respect_n be_v incident_a unto_o money_n for_o which_o hire_n be_v lawful_o require_v for_o first_o thing_n which_o may_v be_v let_v have_v a_o fruitful_a use_n in_o themselves_o which_o a_o man_n may_v let_v and_o alienat_fw-la for_o a_o time_n reserve_v the_o property_n to_o himself_o but_o money_n and_o those_o other_o thing_n which_o be_v the_o subject_n of_o usury_n which_o consist_v in_o quantity_n be_v spend_v in_o the_o use_n have_v no_o fruitful_a use_n which_o either_o may_v be_v sever_v from_o the_o property_n or_o value_v apart_o as_o though_o it_o may_v be_v let_v or_o alienate_v the_o property_n reserve_v second_o the_o party_n which_o hire_v thing_n that_o be_v let_v after_o he_o have_v according_a to_o the_o contract_n of_o hire_v enjoy_v the_o use_n thereof_o he_o restore_v the_o self_n same_o particular_a which_o he_o take_v to_o hire_v be_v for_o the_o most_o part_n impair_v in_o the_o use_n the_o party_n which_o borrow_v money_n and_o such_o other_o thing_n as_o consist_v in_o quantity_n after_o he_o have_v spend_v the_o same_o be_v not_o to_o restore_v the_o same_o particular_a which_o he_o have_v spend_v impair_v in_o the_o use_n but_o the_o full_a value_n of_o the_o principal_a with_o better_a rather_o than_o worse_a three_o he_o that_o let_v any_o thing_n to_o hire_v as_o he_o retain_v the_o property_n so_o he_o bear_v the_o hazard_n thereof_o but_o it_o be_v concontrarie_a in_o usury_n for_o the_o money_n be_v once_o lend_v the_o property_n be_v transfer_v to_o the_o borrower_n and_o with_o the_o property_n the_o hazard_n to_o omit_v the_o cost_n and_o charge_n which_o the_o letter_n to_o hire_v many_o time_n be_v at_o with_o those_o thing_n which_o he_o let_v whereas_o the_o usurer_n be_v at_o no_o cost_n at_o all_o there_o be_v these_o four_o consideration_n why_o let_v be_v lawful_a and_o usury_n unlawful_a the_o patron_n of_o usury_n take_v exception_n against_o the_o first_o neglect_v the_o rest_n for_o say_v some_o of_o the_o most_o learned_a of_o they_o it_o be_v but_o a_o ignorant_a objection_n which_o be_v make_v out_o of_o aristotle_n that_o usury_n be_v a_o gain_n contrary_a to_o nature_n because_o money_n beget_v not_o money_n see_v the_o scripture_n condemn_v the_o increase_n of_o meat_n as_o of_o money_n answer_n be_v it_o so_o for_o there_o be_v the_o same_o reason_n of_o money_n and_o of_o other_o thing_n which_o be_v spend_v in_o the_o use_n let_v the_o reader_n therefore_o judge_v whether_o chrysostome_n and_o ambrose_n which_o make_v this_o objection_n out_o of_o aristotle_n or_o he_o which_o use_v this_o reason_n be_v more_o ignorant_a for_o it_o be_v as_o monstrous_a to_o require_v gain_n for_o the_o fruitful_a use_n of_o meat_n be_v spend_v in_o the_o use_n beside_o the_o price_n of_o the_o meat_n itself_o as_o to_o require_v a_o gain_n for_o the_o fruitful_a use_n of_o money_n which_o be_v spend_v in_o the_o use_n beside_o the_o full_a restitution_n of_o the_o principal_a yea_o but_o money_n though_o it_o be_v not_o fruitful_a in_o be_v self_n yet_o by_o negotiation_n it_o bring_v forth_o great_a increase_v they_o other_o thing_n which_o be_v let_v answer_n the_o gain_n which_o be_v raise_v out_o of_o any_o thing_n which_o have_v not_o a_o fruitful_a use_n in_o itself_o but_o be_v spend_v in_o the_o use_n be_v not_o the_o fruit_n of_o that_o thing_n but_o of_o his_o skill_n and_o industry_n which_o do_v employ_v it_o no_o more_o have_v other_o thing_n say_v they_o no_o not_o the_o earth_n itself_o without_o the_o labour_n and_o industry_n of_o he_o that_o use_v the_o same_o answer_n we_o must_v distinguish_v betwixt_o fructum_fw-la and_o questum_fw-la fruitful_a use_n and_o gain_v the_o fruit_n or_o fruitful_a use_n arise_v from_o the_o nature_n of_o the_o thing_n itself_o and_o as_o the_o lawyer_n speak_v ex_fw-la ipso_fw-la cuiâ—sque_fw-la rei_fw-la corpore_fw-la and_o such_o be_v the_o fruit_n or_o fruitful_a use_n of_o thing_n that_o be_v let_v as_o of_o cattle_n their_o young_a one_o their_o milk_n their_o wool_n their_o labour_n in_o draw_v and_o carriage_n of_o the_o earth_n both_o that_o which_o grow_v within_o it_o as_o metal_n and_o mineral_n etc._n etc._n and_o also_o that_o which_o grow_v upon_o it_o as_o herb_n and_o tree_n and_o their_o fruit_n likewise_o of_o artificial_a thing_n as_o of_o house_n the_o commodity_n of_o dwell_v of_o ship_n the_o commodity_n of_o sail_v etc._n etc._n questuâ—_n or_o gain_v be_v that_o which_o arise_v not_o out_o of_o the_o nature_n of_o the_o thing_n itself_o but_o be_v get_v by_o negotiation_n or_o make_v of_o contract_n as_o buy_v and_o sell_v etc._n etc._n and_o thus_o those_o which_o have_v skill_n and_o will_v be_v at_o the_o pain_n and_o charge_n may_v raise_v a_o gain_n not_o only_o out_o of_o those_o thing_n which_o have_v a_o fruitful_a use_n of_o themselves_o as_o those_o which_o buy_v such_o commodity_n to_o sell_v they_o again_o usual_o do_v as_o horse-courser_n drover_n and_o other_o trade_n man_n but_o also_o out_o of_o such_o thing_n as_o be_v spend_v in_o the_o use_n which_o as_o the_o lawyer_n speak_v non_fw-la corpore_fw-la sed_fw-la quantitate_fw-la constant_a as_o victualler_n money_n changer_n salter_n vintner_n and_o such_o as_o buy_v these_o kind_n of_o commodity_n to_o sell_v they_o again_o usual_o do_v now_o if_o thing_n which_o have_v a_o fruitful_a use_n in_o themselves_o can_v be_v let_v in_o respect_n of_o any_o gain_n which_o may_v be_v raise_v out_o of_o the_o buy_n and_o sell_v of_o they_o much_o less_o may_v those_o thing_n which_o in_o themselves_o be_v not_o lettable_a because_o they_o have_v no_o fruitful_a use_n neither_o be_v to_o return_v in_o the_o same_o particular_a be_v let_v in_o respect_n of_o any_o gain_n which_o may_v perhaps_o be_v raise_v by_o the_o employment_n of_o they_o in_o negotiation_n if_o you_o say_v that_o although_o thing_n can_v be_v let_v to_o this_o use_n because_o they_o be_v not_o to_o return_v in_o the_o same_o particular_a yet_o they_o may_v be_v sell_v to_o this_o use_n and_o in_o respect_n thereof_o may_v be_v sell_v the_o dear_a i_o answer_v that_o all_o commodity_n be_v and_o indeed_o aught_o to_o be_v sell_v cheap_a to_o such_o as_o buy_v to_o fell_v they_o again_o than_o to_o other_o who_o buy_v for_o their_o own_o use_n otherwise_o they_o which_o deal_v by_o retail_v which_o be_v a_o necessary_a trade_n shall_v either_o themselves_o be_v continual_a loser_n or_o be_v force_v to_o enhance_v the_o price_n of_o commodity_n to_o the_o prejudice_n of_o the_o commonwealth_n only_o the_o usurer_n who_o ought_v to_o lend_v free_o to_o those_o which_o be_v in_o need_n do_v think_v they_o may_v put_v forth_o their_o money_n and_o commodity_n at_o a_o high_a rate_n to_o those_o which_o mean_v to_o employ_v they_o unto_o gain_n whereby_o such_o person_n become_v either_o banquerup_n if_o their_o gain_n be_v not_o great_a or_o oppressor_n of_o the_o common_a weal_n if_o it_o be_v but_o suppose_v that_o money_n have_v a_o fruitful_a use_n in_o respect_n of_o the_o gain_n which_o be_v raise_v by_o the_o employment_n of_o it_o yet_o to_o who_o ought_v the_o profit_n arise_v out_o of_o the_o use_n thereof_o appertain_v sure_o to_o he_o who_o have_v the_o property_n of_o the_o money_n do_v also_o bear_v the_o hazard_n sustain_v the_o charge_n take_v the_o pain_n use_v his_o skill_n in_o the_o employment_n of_o it_o that_o be_v to_o say_v to_o the_o borrower_n to_o who_o the_o loss_n also_o if_o there_o be_v any_o whole_o appertain_v if_o you_o say_v that_o by_o the_o same_o reason_n the_o landlord_n ought_v not_o to_o receive_v any_o rent_n for_o the_o ground_n which_o he_o let_v i_o answer_v first_o that_o the_o land_n have_v a_o fruitful_a use_n in_o itself_o answerable_a to_o the_o rent_n both_o without_o man_n help_n as_o in_o meadow_n pasture_n wood_n and_o mine_n etc._n etc._n and_o also_o with_o as_o in_o arable_a ground_n wherein_o the_o rent_n be_v proportionated_a according_a to_o the_o fruitfulness_n thereof_o second_o that_o the_o property_n of_o the_o ground_n belong_v to_o the_o landlord_n and_o therefore_o the_o profit_n belong_v partly_o to_o he_o
mean_v the_o proud_a and_o riotous_a person_n they_o be_v to_o be_v dissuade_v from_o their_o sin_n by_o this_o argument_n among_o many_o other_o that_o beside_o their_o own_o sin_n which_o be_v too_o heavy_a for_o they_o to_o bear_v they_o make_v themselves_o accessary_a to_o the_o sin_n of_o the_o usurer_n for_o as_o plutarch_n say_v well_o 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d delicacy_n riot_n and_o excess_n have_v set_v up_o usurer_n for_o if_o these_o man_n will_v live_v sober_o and_o frugal_o according_a to_o their_o call_n and_o estate_n and_o will_v cut_v out_o their_o garment_n as_o we_o say_v according_a to_o their_o cloth_n they_o shall_v not_o need_v to_o fly_v to_o the_o usurer_n wherefore_o as_o other_o when_o they_o be_v in_o the_o usurer_n danger_n fly_v to_o sanctuary_n so_o to_o prevent_v this_o danger_n the_o best_a course_n for_o these_o man_n be_v to_o make_v unto_o themselves_o a_o sanctuary_n of_o frugality_n as_o plutarch_n speak_v last_o for_o covetousness_n as_o those_o which_o seek_v to_o enrich_v themselves_o by_o borrow_v upon_o usury_n and_o this_o their_o covetousness_n for_o which_o they_o borrow_v be_v common_o join_v either_o with_o oppression_n and_o hard_a deal_n or_o with_o hypocrisy_n and_o dissemble_a or_o with_o deceit_n and_o cozenage_n some_o therefore_o borrow_v for_o covetousness_n join_v with_o oppression_n and_o hard_a deal_n and_o of_o this_o kind_n there_o be_v diverse_a sort_n first_o those_o who_o borrow_v money_n upon_o moderate_a usury_n that_o they_o may_v put_v it_o forth_o again_o upon_o gripe_a usury_n a_o generation_n of_o man_n not_o so_o much_o to_o be_v confute_v by_o a_o minister_n as_o punish_v by_o the_o magistrate_n second_o such_o tradesman_n as_o have_v set_v down_o with_o themselves_o that_o they_o will_v be_v rich_a 9_o and_o be_v therefore_o not_o content_a to_o traffic_v with_o their_o own_o stock_n to_o the_o intent_n they_o may_v compass_v great_a matter_n and_o perhaps_o that_o they_o may_v play_v the_o engrosser_n they_o take_v up_o money_n upon_o usury_n but_o these_o man_n offend_v first_o in_o maintain_v the_o usurer_n and_o consent_v to_o his_o sin_n second_o by_o make_v the_o buyer_n pay_v their_o usury_n three_o by_o enhance_a the_o price_n of_o such_o commodity_n as_o they_o â—ell_o as_o before_o have_v be_v show_v but_o as_o these_o man_n consent_v to_o the_o sin_n of_o the_o usurer_n so_o be_v the_o usurer_n also_o accessary_a to_o their_o oppression_n of_o the_o buyer_n and_o both_o of_o they_o conspire_v to_o the_o rob_n of_o the_o commonwealth_n three_o those_o which_o borrow_v money_n on_o usury_n to_o purchase_v land_n or_o house_n for_o beside_o that_o they_o offend_v in_o maintain_v the_o usurer_n and_o consent_n to_o his_o sin_n in_o buy_v land_n with_o money_n borrow_v upon_o usury_n either_o they_o overreach_v the_o seller_n take_v advantage_n of_o his_o want_n or_o by_o rack_a of_o their_o rent_n make_v their_o tenant_n pay_v the_o usury_n or_o themselves_o must_v live_v by_o the_o loss_n if_o buy_v land_n after_o twenty_o year_n purchase_n and_o so_o receive_v after_o five_o in_o the_o hundred_o themselves_o do_v pay_v after_o ten_o in_o the_o hundred_o or_o else_o they_o must_v abate_v so_o much_o of_o their_o hospitality_n and_o housekeeping_n to_o the_o hurt_n of_o the_o poor_a and_o perhaps_o betake_v themselves_o to_o some_o corner_n in_o a_o city_n where_o they_o may_v live_v private_o and_o obscure_o as_o if_o they_o be_v bear_v only_o for_o themselves_o again_o there_o be_v which_o borrow_v for_o covetousness_n join_v with_o hypocrisy_n and_o dissemble_a as_o those_o which_o be_v indeed_o rich_a do_v borrow_v upon_o usury_n that_o they_o may_v seem_v poor_a and_o seem_v poor_a may_v avoid_v the_o communication_n of_o their_o good_n either_o to_o the_o public_a use_n of_o the_o church_n as_o in_o contribution_n or_o of_o the_o commonweal_n as_o in_o subsidy_n and_o tax_n or_o to_o the_o private_a necessity_n of_o their_o brethren_n will_v you_o borrow_v of_o they_o alas_o their_o estate_n be_v such_o as_o that_o themselves_o be_v fain_o to_o borrow_v and_o that_o upon_o usury_n thus_o beside_o their_o wilful_a communicate_v with_o the_o usurer_n in_o his_o sin_n they_o offend_v through_o covetousness_n and_o hypocrisy_n but_o the_o most_o wicked_a sort_n of_o borrower_n be_v those_o which_o borrow_v for_o covetousness_n join_v with_o deceit_n and_o cozenage_n a_o generation_n of_o man_n in_o these_o day_n who_o never_o mind_v to_o repay_v borrow_v or_o otherwise_o take_v up_o on_o trust_n they_o care_v not_o how_o much_o nor_o upon_o what_o condition_n and_o when_o their_o credit_n will_v extend_v no_o further_o they_o become_v voluntary_a bankrupt_n and_o by_o that_o mean_n force_v their_o creditor_n to_o take_v a_o three_o or_o four_o part_n of_o their_o debt_n they_o enrich_v themselves_o with_o other_o man_n good_n the_o most_o vile_a and_o base_a cozenage_n that_o ever_o be_v practise_v and_o thus_o we_o have_v hear_v the_o three_o first_o case_n wherein_o man_n borrow_v without_o necessity_n the_o four_o be_v when_o man_n have_v sufficient_a and_o convenient_a mean_n of_o their_o own_o to_o supply_v their_o want_n and_o i_o call_v those_o convenient_a mean_n in_o this_o case_n speak_v by_o comparison_n which_o will_v not_o bring_v a_o loss_n upon_o we_o much_o great_a than_o the_o bite_n of_o usury_n for_o while_o a_o man_n have_v mean_n of_o his_o own_o he_o ought_v not_o to_o borrow_v of_o other_o and_o much_o less_o upon_o usury_n wherefore_o plato_n will_v have_v it_o provide_v by_o law_n that_o no_o man_n shall_v fetch_v water_n from_o his_o neighbour_n well_o until_o himself_o have_v dig_v unto_o the_o potter_n earth_n the_o scripture_n always_o speak_v of_o loan_n presuppose_v the_o borrower_n want_v why_o therefore_o do_v thou_o go_v to_o the_o usurer_n see_v thou_o have_v in_o thy_o own_o store_n a_o remedy_n against_o thy_o necessity_n thou_o have_v plate_n or_o other_o stuff_n which_o thou_o may_v spare_v yea_o thou_o have_v some_o land_n which_o thou_o may_v better_a sell_v than_o borrow_v upon_o usury_n again_o consider_v that_o to_o be_v in_o state_n to_o borrow_v 6._o it_o be_v a_o cross_n but_o to_o borrow_v upon_o usury_n and_o so_o to_o fall_v into_o the_o usurer_n net_n it_o be_v a_o curse_n which_o we_o shall_v not_o be_v hasty_a to_o draw_v upon_o we_o 11._o unless_o it_o be_v for_o avoid_v of_o that_o which_o be_v a_o great_a curse_n the_o five_o and_o last_o case_n be_v when_o man_n borrow_v upon_o usury_n who_o might_n if_o they_o will_v borrow_v free_o yea_o but_o i_o have_v rather_o say_v one_o give_v ten_o in_o the_o hundred_o than_o make_v myself_o so_o much_o behold_v to_o any_o man_n why_o but_o thou_o profess_v thyself_o when_o thou_o borrow_v much_o behold_v to_o the_o usurer_n and_o so_o be_v unless_o thou_o dissemble_v and_o will_v thou_o be_v behold_v to_o he_o rather_o than_o to_o thy_o friend_n or_o if_o thou_o will_v be_v no_o more_o beholden_a to_o thy_o friend_n than_o to_o he_o why_o may_v thou_o not_o give_v to_o he_o voluntary_o as_o much_o one_o way_n or_o other_o as_o thou_o will_v to_o the_o usurer_n upon_o covenant_n but_o this_o evident_o show_v that_o thou_o choose_v rather_o to_o give_v another_o man_n occasion_n of_o sin_v by_o the_o practice_n of_o usury_n than_o to_o give_v thy_o friend_n occasion_n of_o well_o do_v by_o exercise_v his_o liberality_n and_o therefore_o can_v not_o by_o any_o mean_n excuse_v thyself_o from_o a_o wilful_a consent_n to_o the_o usurer_n sin_n neither_o may_v thou_o hope_v to_o be_v exempt_v from_o partake_v in_o the_o usurer_n punishment_n if_o thou_o will_v be_v partner_n in_o his_o offence_n thus_o than_o he_o offend_v who_o borrow_v upon_o usury_n without_o necessity_n and_o that_o offence_n reach_v also_o to_o those_o who_o without_o necessity_n borrow_v upon_o usury_n though_o not_o direct_o when_o as_o they_o take_v up_o of_o ware_n upon_o trust_n do_v pay_v the_o dear_a for_o the_o time_n the_o second_o point_n wherein_o a_o borrower_n upon_o usury_n may_v offend_v be_v when_o as_o he_o take_v up_o money_n to_o ill_a purpose_n as_o when_o he_o borrow_v to_o maintain_v his_o unlawful_a game_n to_o nourish_v his_o unhonest_a pleasure_n to_o execute_v his_o covetous_a design_n etc._n etc._n for_o if_o it_o be_v not_o lawful_a to_o do_v ill_o that_o good_a may_v come_v thereof_o 8._o much_o more_o be_v it_o unlawful_a to_o do_v ill_a that_o evil_o may_v come_v thereof_o and_o therefore_o he_o which_o borrow_v for_o any_o ill_a purpose_n he_o sin_v not_o only_o in_o borrow_v as_o a_o accessary_a to_o the_o usurer_n sin_n accessary_a i_o say_v because_o he_o willing_o consent_v thereto_o and_o he_o consent_v willing_o because_o there_o be_v no_o true_a necessity_n of_o
borrow_v to_o a_o ill_a purpose_n but_o also_o he_o sin_v in_o that_o for_o which_o he_o borrow_v and_o beside_o the_o usurer_n sin_n to_o which_o he_o be_v accessary_a he_o add_v another_o of_o his_o own_o wherein_o he_o be_v principal_a the_o three_o thing_n wherein_o the_o borrower_n upon_o usury_n may_v sin_v be_v if_o he_o induce_v the_o lender_n to_o lend_v upon_o usury_n who_o either_o will_v have_v lend_v free_o if_o it_o be_v needful_a or_o if_o it_o be_v not_o needful_a will_v not_o have_v lend_v at_o all_o for_o he_o which_o induce_v another_o into_o any_o sin_n which_o otherwise_o he_o be_v not_o willing_a to_o have_v commit_v seem_v of_o the_o two_o to_o sin_v the_o more_o fearful_o as_o the_o serpent_n which_o tempt_v eve_n and_o as_o jezabell_n who_o provoke_v achab._n but_o that_o it_o may_v appear_v when_o the_o borrower_n inducâ—th_v the_o lender_n to_o usury_n &_o when_o not_o we_o be_v to_o remember_v the_o three_o distinction_n before_o mention_v for_o it_o be_v one_o thing_n for_o the_o borrower_n to_o offer_v usury_n of_o his_o own_o acâ—ord_n and_o another_o to_o yield_v unto_o it_o upon_o necessity_n be_v impose_v by_o the_o lender_n for_o he_o that_o do_v only_o yield_v to_o usury_n upon_o necessity_n be_v impose_v on_o he_o by_o the_o lender_n can_v true_o be_v say_v either_o to_o induce_v the_o lender_n unto_o usury_n or_o willing_o to_o consent_v thereto_o again_o there_o be_v difference_n to_o be_v make_v whether_o a_o man_n that_o will_v borrow_v offer_v usury_n at_o the_o first_o motion_n of_o borrow_v or_o after_o the_o other_o party_n refusal_n who_o he_o desire_v to_o lend_v for_o see_v in_o a_o case_n of_o urgent_a necessity_n it_o be_v a_o great_a sin_n for_o he_o that_o be_v of_o ability_n not_o to_o lend_v at_o all_o than_o not_o to_o lend_v free_o therefore_o he_o who_o be_v in_o urgent_a necessity_n intreat_v a_o able_a man_n who_o have_v refuse_v to_o lend_v at_o all_o that_o he_o will_v lend_v though_o it_o be_v upon_o usury_n can_v true_o be_v say_v either_o to_o induce_v he_o into_o sin_n or_o willing_o to_o consent_v thereto_o for_o he_o do_v not_o induce_v the_o lender_n into_o sin_n when_o only_o he_o intreat_v he_o to_o avoid_v the_o great_a sin_n neither_o do_v he_o willing_o consent_v to_o that_o which_o he_o make_v choice_n of_o only_a as_o the_o less_o evil_a as_o for_o example_n a_o man_n be_v disease_v with_o some_o dangerous_a sickness_n come_v to_o a_o physician_n to_o be_v cure_v promise_v a_o equal_a reward_n the_o physician_n refuse_v to_o meddle_v with_o he_o the_o party_n be_v in_o this_o extremity_n offer_v the_o physician_n ten_o time_n the_o value_n of_o his_o cure_n so_o he_o will_v not_o refuse_v to_o heal_v he_o to_o refuse_v the_o cure_n altogether_o be_v in_o a_o case_n of_o extremity_n the_o great_a sin_n in_o the_o physician_n this_o therefore_o the_o sick_a party_n desire_v he_o to_o avoid_v to_o pay_v a_o unreasonable_a fee_n be_v a_o less_o evil_a to_o himself_o and_o therefore_o that_o he_o make_v choice_n of_o suppose_v a_o man_n upon_o the_o way_n to_o fail_v under_o his_o burden_n or_o to_o be_v in_o any_o other_o distress_n as_o we_o be_v subject_a to_o many_o casualty_n nay_o suppose_v a_o man_n horse_n or_o cart_n to_o be_v overthrow_v and_o himself_o not_o able_a to_o relieve_v himself_o or_o his_o cattle_n therefore_o another_o able_a man_n pass_v by_o who_o both_o can_v and_o ought_v to_o succour_v he_o in_o this_o case_n he_o intreat_v his_o help_n the_o party_n churlish_o refuse_v his_o aid_n he_o offer_v he_o that_o which_o be_v ten_o time_n more_o worth_a than_o his_o labour_n so_o that_o he_o will_v not_o refuse_v to_o help_v he_o in_o his_o need_n in_o like_a case_n a_o man_n be_v in_o great_a need_n and_o ready_a to_o fail_v under_o the_o burden_n of_o his_o present_a want_n come_v to_o a_o able_a man_n who_o both_o can_v and_o ought_v to_o relieve_v he_o and_o intreat_v he_o to_o lend_v he_o twenty_o pound_n the_o party_n unchristianly_a refuse_v he_o say_v sir_n if_o you_o will_v lend_v i_o this_o money_n in_o my_o need_n i_o will_v make_v you_o allowance_n according_a to_o the_o statute_n why_o this_o borrower_n shall_v be_v accessary_a to_o the_o sin_n of_o usury_n and_o not_o the_o other_o distress_a person_n accessary_a to_o the_o sin_n of_o oppression_n and_o extortion_n as_o indeed_o they_o be_v not_o i_o can_v conceive_v but_o if_o at_o the_o first_o motion_n thou_o offere_v usury_n to_o the_o lender_n thou_o induce_v he_o unto_o usury_n and_o whatsoever_o thy_o case_n be_v thou_o be_v accessary_a to_o his_o sin_n but_o you_o will_v say_v he_o be_v a_o know_a usurer_n of_o who_o if_o i_o do_v but_o ask_v to_o borrow_v free_o i_o shall_v be_v sure_a not_o to_o borrow_v at_o all_o answer_n thou_o know_v not_o how_o god_n may_v move_v and_o incline_v his_o heart_n to_o thou_o and_o it_o may_v be_v that_o if_o not_o in_o regard_n of_o thy_o need_n yet_o in_o regard_n of_o thy_o friendship_n or_o thy_o friend_n or_o some_o other_o respect_n he_o will_v not_o reject_v thou_o why_o but_o he_o be_v a_o notorious_a usurer_n already_o and_o therefore_o my_o motion_n will_v not_o induce_v he_o to_o be_v a_o usurer_n distinguish_v betwixt_o the_o habit_n and_o the_o act_n though_o thou_o do_v not_o induce_v he_o to_o be_v a_o usurer_n yet_o thou_o induce_v he_o to_o commit_v a_o act_n of_o usury_n even_o as_o a_o whoremonger_n allure_a a_o common_a harlot_n to_o folly_n though_o he_o do_v not_o induce_v she_o to_o be_v a_o whore_n for_o that_o she_o be_v already_o yet_o he_o induce_v she_o to_o the_o actual_a commit_n of_o whoredom_n the_o four_o case_n wherein_o borrower_n upon_o usury_n may_v offend_v be_v when_o they_o have_v no_o good_a assurance_n of_o any_o future_a mean_n to_o repair_v the_o loss_n which_o usury_n inflict_v without_o either_o the_o damnify_v of_o other_o or_o impoverish_v of_o themselves_o in_o respect_n of_o other_o therefore_o they_o offend_v when_o as_o they_o purpose_v to_o make_v other_o man_n pay_v their_o usury_n as_o he_o which_o borrow_v money_n upon_o usury_n with_o purpose_n to_o put_v it_o forth_o at_o a_o high_a rate_n or_o that_o buy_v ware_n either_o upon_o trust_n and_o so_o pay_v the_o more_o or_o with_o money_n borrow_v upon_o usury_n with_o purpose_n to_o pitch_v his_o price_n so_o as_o that_o he_o will_v gain_v sufficient_a both_o for_o himself_o and_o the_o usurer_n too_o and_o thus_o become_v a_o hurtful_a member_n to_o the_o commonweal_n or_o buy_v land_n with_o money_n borrow_v upon_o usury_n mean_v so_o to_o rack_n his_o rent_n as_o that_o his_o poor_a tenant_n must_v pay_v his_o usury_n and_o so_o become_v a_o oppressor_n of_o other_o in_o respect_n of_o themselves_o they_o offend_v when_o as_o they_o know_v no_o good_a mean_n to_o cure_v the_o wound_n which_o the_o bite_n of_o usury_n will_v make_v but_o first_o borrow_v of_o one_o and_o then_o to_o satisfy_v he_o of_o another_o and_o so_o of_o a_o three_o etc._n etc._n the_o debt_n in_o every_o change_n of_o the_o creditor_n be_v increase_v one_o ten_o part_n until_o at_o length_n usury_n have_v consume_v their_o whole_a estate_n unless_o therefore_o thy_o come_n in_o do_v so_o much_o exceed_v thy_o expense_n as_o thy_o usury_n come_v to_o assure_v thyself_o the_o long_o thou_o borrow_v upon_o usury_n the_o more_o will_v be_v thy_o want_n neither_o may_v thou_o think_v by_o change_v thy_o usurious_a creditor_n to_o better_v thy_o estate_n for_o it_o fare_v with_o such_o a_o man_n as_o with_o he_o who_o stick_v deep_a in_o the_o mire_n and_o clay_n who_o lift_v up_o the_o one_o leg_n in_o hope_n to_o get_v out_o thrust_v the_o other_o the_o deep_a in_o and_o then_o to_o get_v out_o that_o shift_v to_o the_o other_o but_o the_o often_o he_o shift_v the_o deep_a he_o plunge_v himself_o or_o that_o i_o may_v use_v plutarch_n his_o similitude_n it_o happen_v to_o they_o who_o change_v their_o creditor_n as_o to_o a_o man_n which_o be_v fall_v into_o the_o dirt_n turn_v himself_o up_o and_o down_o for_o the_o more_o he_o turn_v the_o more_o be_v he_o bedirt_v if_o therefore_o thy_o future_a mean_n be_v not_o like_a to_o be_v better_a than_o the_o present_a extend_v thy_o present_a mean_n to_o the_o uttermost_a for_o the_o supply_n of_o thy_o want_n and_o where_o they_o be_v defective_a acknowledge_v thy_o want_n and_o stand_v to_o the_o favour_n of_o other_o for_o if_o thou_o can_v not_o bear_v a_o less_o burden_n now_o when_o thy_o estate_n be_v better_a how_o will_v thou_o bear_v a_o great_a when_o thy_o estate_n shall_v be_v weak_a than_o now_o it_o be_v well_o therefore_o