second_o it_o must_v be_v mutual_a for_o though_o one_o party_n agree_v unto_o it_o yet_o it_o be_v no_o covenant_n unless_o both_o give_v consent_v mutual_o three_o that_o mutual_a agreement_n must_v be_v reduce_v unto_o a_o certainty_n else_o it_o be_v void_a if_o both_o party_n do_v not_o understand_v one_o certain_a thing_n it_o be_v no_o covenant_n and_o therefore_o we_o see_v that_o a_o conditional_a covenant_n because_o it_o depend_v upon_o some_o future_a uncertainty_n be_v no_o covenant_n at_o all_o but_o upon_o this_o condition_n that_o that_o uncertain_a thing_n do_v prove_v certain_a if_o a_o man_n money_n free_o lend_v for_o a_o time_n be_v by_o force_n retain_v past_o that_o time_n to_o the_o sensible_a detriment_n of_o the_o lender_n we_o have_v before_o conclude_v that_o a_o recompense_n be_v due_a but_o in_o case_n a_o covenant_n be_v make_v of_o free_a loan_n for_o such_o a_o time_n and_o if_o it_o be_v not_o repay_v at_o such_o a_o time_n then_o so_o much_o to_o be_v allow_v for_o interest_n this_o covenant_n make_v usury_n which_o before_o be_v none_o a_o man_n dare_v his_o neighbour_n a_o sum_n of_o money_n to_o trade_n withal_o and_o that_o free_o this_o borrower_n become_v a_o gainer_n out_o of_o his_o thankful_a mind_n he_o do_v gratify_v the_o lender_n with_o some_o part_n of_o his_o gain_n this_o be_v no_o usury_n but_o a_o thankful_a gratuity_n term_v by_o the_o name_n of_o foenus_fw-la liberale_fw-mi and_o it_o be_v lawful_a to_o give_v and_o take_v where_o it_o be_v not_o lawful_a to_o covenant_n or_o contract_n before_o for_o as_o to_o gratify_v a_o patron_n for_o preferment_n a_o judge_n for_o justice_n upon_o any_o precedent_a stipulation_n promise_n or_o demand_v be_v simony_n in_o the_o church_n bribery_n in_o the_o commonwealth_n so_o be_v it_o usury_n in_o any_o fashion_n to_o contract_v before_o the_o time_n of_o the_o loan_n the_o reason_n of_o all_o this_o be_v because_o neither_o justice_n which_o god_n and_o nature_n have_v make_v free_a for_o all_o nor_o sacred_a thing_n sanctify_v and_o set_v apart_o for_o the_o service_n of_o god_n nor_o work_v of_o mercy_n bounty_n or_o favour_n as_o give_v and_o lend_v be_v in_o their_o own_o nature_n any_o way_n capable_a of_o bargain_n and_o sale_n covenant_n therefore_o be_v that_o which_o poison_v the_o nature_n of_o they_o and_o turn_v they_o into_o sin_n the_o sin_n of_o simony_n bribery_n usury_n let_v they_o go_v together_o but_o that_o man_n deceive_v not_o themselves_o in_o mistake_v this_o term_n of_o covenant_n understand_v brief_o the_o latitude_n of_o it_o it_o be_v either_o real_a by_o pawn_n lay_v in_o both_o for_o principal_n and_o interest_n or_o literal_a by_o write_v without_o pawn_n as_o by_o bill_n book_n or_o bond_n or_o personal_a without_o write_v in_o take_v another_o man_n for_o surety_n besides_o the_o borrower_n or_o verbal_a either_o by_o promise_n without_o surety_n before_o witness_n or_o by_o secret_a stipulation_n between_o themselves_o without_o witness_n or_o silent_a without_o word_n witness_n writing_n or_o pawn_v and_o this_o silence_n either_o of_o one_o party_n or_o both_o of_o one_o thus_o a_o usurer_n say_v i_o will_v lend_v you_o thus_o much_o money_n but_o so_o much_o interest_n you_o shall_v pay_v i_o the_o borrower_n take_v it_o in_o filence_n this_o silence_n be_v a_o promise_n and_o that_o promise_v a_o covenant_n nay_o where_o there_o be_v silence_n on_o both_o side_n there_o may_v be_v a_o usurious_a covenant_n a_o common_a borrower_n come_v to_o a_o common_a usurer_n to_o take_v up_o a_o hundred_o pound_n for_o three_o month_n there_o be_v neither_o bill_n bond_n promise_n nor_o demand_v for_o any_o interest_n only_o this_o the_o borrower_n know_v how_o that_o usurer_n never_o dare_v his_o money_n but_o for_o ten_o in_o the_o hundred_o likewise_o the_o usurer_n know_v how_o that_o borrower_n never_o take_v up_o but_o upon_o interest_n the_o very_a act_n of_o borrow_v and_o lend_v in_o these_o two_o party_n by_o common_a intendment_n be_v a_o covenant_n for_o usury_n and_o every_o covenant_n whatsoever_o whether_o it_o be_v silent_a or_o express_a whether_o it_o be_v bare_a and_o naked_a in_o promise_n or_o invest_v by_o further_a security_n if_o it_o be_v a_o covenant_n for_o loan_n it_o be_v usury_n chap._n vi_o of_o the_o three_o term_n lucrum_fw-la gain_n albeit_o there_o be_v a_o covenant_n mere_o for_o loan_n yet_o if_o there_o be_v no_o lucre_n it_o be_v no_o usury_n i_o use_v the_o word_n lucre_n rather_o than_o gain_v because_o it_o be_v more_o proper_a for_o this_o purpose_n in_o the_o english_a 6_o godliness_n be_v great_a gain_n but_o godliness_n be_v no_o lucre_n lucre_n be_v clear_a gain_n in_o money_n or_o money_n worth_a that_o which_o be_v covenant_v or_o agree_v upon_o for_o mere_a loan_n must_v also_o be_v clear_a gain_n for_o where_o equality_n be_v there_o can_v be_v no_o usury_n clear_a gain_n either_o in_o money_n which_o be_v a_o certain_a price_n or_o else_o in_o money_n worth_a which_o be_v valuable_a and_o to_o be_v rate_v at_o a_o certain_a price_n for_o as_o 14._o s._n ambrose_n say_v et_fw-la esca_fw-la usura_fw-la est_fw-la &_o vest_n be_v usura_fw-la est_fw-la &_o quodcunque_fw-la sorti_fw-la accedit_fw-la usura_fw-la est_fw-la quod_fw-la velis_fw-la ei_fw-la nomen_fw-la imponas_fw-la usura_fw-la est_fw-la be_v it_o meat_n or_o apparel_n or_o any_o overplus_n above_o the_o principal_a what_o ever_o you_o call_v it_o it_o be_v usury_n a_o man_n dare_v money_n to_o his_o neighbour_n free_o in_o his_o need_n for_o though_o he_o be_v a_o rich_a neighbour_n yet_o upon_o occasion_n he_o may_v want_v a_o sum_n of_o money_n for_o lawful_a and_o necessary_a employment_n promise_n pass_v to_o requite_v his_o kindness_n another_o time_n in_o lend_v he_o as_o much_o again_o for_o his_o occasion_n here_o be_v a_o covenant_n for_o loan_n yet_o no_o usury_n because_o no_o covenant_n for_o clear_a gain_n but_o one_o good_a turn_n for_o another_o and_o where_o there_o be_v equality_n there_o be_v no_o usury_n christ_n allow_v 34_o 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d in_o this_o kind_n a_o man_n owe_v i_o ten_o pound_n i_o wot_v not_o how_o to_o come_v by_o it_o he_o come_v to_o i_o for_o ten_o pound_n more_o i_o condition_n with_o he_o that_o he_o shall_v put_v in_o good_a security_n for_o the_o whole_a debt_n of_o twenty_o pound_n which_o if_o he_o do_v willing_o yield_v this_o be_v to_o i_o as_o the_o case_n now_o stand_v a_o profitable_a covenant_n for_o the_o loan_n of_o money_n yet_o it_o be_v no_o usury_n because_o no_o clear_a gain_n but_o only_o a_o recovery_n of_o my_o own_o due_a debt_n with_o out_o wrong_v offer_v to_o any_o a_o man_n dare_v money_n to_o get_v the_o friendship_n of_o such_o a_o person_n as_o may_v stand_v he_o in_o stead_n a_o friend_n in_o court_n be_v worth_a a_o penny_n in_o the_o purse_n but_o because_o his_o friendship_n can_v be_v value_v or_o set_v at_o a_o certain_a price_n therefore_o it_o be_v no_o lucre_n and_o consequent_o no_o usury_n a_o shopkeeper_n dare_v money_n free_o to_o a_o chapman_n covenant_v with_o he_o that_o he_o will_v not_o balk_v his_o shop_n but_o that_o he_o may_v take_v his_o money_n before_o another_o this_o be_v gain_v to_o the_o shopkeeper_n but_o it_o be_v not_o valuable_a at_o any_o certainty_n so_o long_o as_o he_o may_v be_v serve_v in_o that_o place_n for_o his_o money_n as_o well_o as_o elsewhere_o but_o in_o case_n he_o make_v he_o pay_v dear_a for_o his_o ware_n because_o he_o lend_v he_o money_n that_o be_v usury_n i_o lend_v a_o poor_a labour_a man_n money_n free_o but_o condition_v that_o he_o shall_v work_v so_o many_o day_n with_o i_o in_o harvest_n free_o this_o be_v usury_n for_o a_o day_n work_n be_v valuable_a at_o a_o certain_a price_n therefore_o be_v it_o lucre_n and_o money_n worth_a there_o be_v a_o office_n or_o lease_n fall_v void_a of_o such_o a_o yearly_a value_n i_o lend_v my_o courtly_a friend_n a_o sum_n of_o money_n for_o such_o a_o time_n free_o without_o usury_n only_o covenant_v that_o he_o will_v procure_v the_o say_a lease_n or_o office_n this_o be_v usury_n for_o though_o his_o friendship_n at_o large_a be_v not_o valuable_a as_o be_v aforesaid_a yet_o now_o be_v reduce_v unto_o a_o certainty_n in_o this_o particular_a it_o may_v be_v value_v at_o a_o price_n therefore_o be_v it_o lucre_n and_o so_o consequent_o direct_v usury_n chap._n vii_o abriefe_n recapitulation_n of_o that_o which_o have_v be_v say_v by_o that_o which_o brief_o have_v be_v deliver_v it_o may_v in_o some_o sort_n appear_v how_o usury_n have_v be_v call_v and_o what_o it_o be_v the_o gentile_n both_o roman_n and_o grecian_n lead_v by_o the_o light_n of_o nature_n term_v it_o the_o
he_o be_v it_o fair_a or_o soul_n all_o be_v one_o they_o will_v have_v their_o money_n the_o husbandman_n look_v up_o to_o the_o cloud_n and_o pray_v for_o seasonable_a weather_n the_o merchant_n observe_v the_o wind_n and_o pray_v god_n to_o deliver_v he_o from_o tempest_n and_o wrack_n the_o tradesman_n wish_v the_o people_n may_v have_v money_n that_o he_o may_v vent_v his_o ware_n at_o a_o reasonable_a rate_n and_o live_v in_o some_o good_a fashion_n the_o labour_a man_n pray_v for_o work_n and_o health_n that_o he_o may_v get_v a_o poor_a live_n with_o the_o sweat_n of_o his_o brow_n only_o the_o usurer_n of_o all_o other_o have_v lest_o need_v to_o say_v his_o prayer_n be_v it_o wet_a or_o dry_a be_v it_o tempest_n or_o calm_a blow_v the_o wind_n east_n west_n north_n or_o south_n be_v he_o well_o or_o be_v he_o sick_a be_v he_o gouty_a and_o lame_a or_o be_v he_o sound_v of_o body_n let_v he_o be_v what_o he_o will_v or_o do_v what_o his_o list_n he_o will_v be_v sure_a of_o his_o money_n for_o time_n only_o work_v for_o he_o all_o the_o day_n in_o the_o calendar_n be_v set_v a_o work_n to_o work_v out_o his_o gain_n yea_o sabbath_n and_o all_o the_o red_a letter_n be_v as_o fit_a as_o the_o black_a for_o his_o business_n to_o make_v up_o the_o number_n of_o day_n of_o week_n of_o month_n so_o the_o time_n go_v out_o and_o the_o money_n come_v in_o i_o will_v not_o deny_v it_o may_v fall_v out_o sometime_o that_o the_o usurer_n may_v lose_v a_o sum_n of_o money_n as_o 16._o paul_n and_o silas_n be_v loose_v out_o of_o prison_n when_o the_o iailor_n think_v they_o have_v lay_v on_o bond_n enough_o so_o i_o grant_v there_o may_v come_v such_o a_o earthquake_n and_o sometime_o do_v that_o the_o usurer_n bond_n and_o obligation_n will_v be_v of_o little_a effect_n but_o ordinary_o if_o he_o be_v his_o trades-master_n he_o shall_v not_o stand_v in_o so_o great_a need_n of_o god_n blessing_n as_o other_o honest_a man_n do_v can_v we_o think_v in_o conscience_n that_o god_n be_v please_v with_o such_o a_o life_n saint_n paul_n give_v a_o charge_n to_o timothy_n to_o charge_v the_o rich_a of_o this_o world_n that_o they_o trust_v not_o in_o uncertain_a riches_n but_o 17._o in_o the_o live_a god_n who_o give_v all_o thing_n abundant_o to_o enjoy_v god_n have_v therefore_o make_v riches_n uncertain_a because_o we_o shall_v not_o trust_v in_o they_o but_o in_o he_o who_o give_v they_o that_o contract_n therefore_o which_o for_o lucre_n and_o gain_n make_v the_o usurer_n money_n both_o principal_a and_o increase_n certain_a unto_o he_o which_o god_n have_v make_v uncertain_a in_o itself_o do_v cross_v his_o divine_a ordinance_n and_o be_v so_o far_o forth_o a_o ungodly_a contract_n beside_o the_o more_o certain_a he_o make_v wealth_n unto_o himself_o the_o more_o he_o do_v withdraw_v himself_o out_o of_o god_n blessing_n into_o the_o warm_a sun_n to_o sit_v quiet_o at_o home_n without_o care_n and_o to_o be_v sure_a of_o his_o money_n this_o be_v ungodly_a but_o it_o will_v be_v say_v if_o god_n have_v make_v riches_n uncertain_a it_o be_v not_o the_o usurer_n can_v make_v they_o certain_a true_a yet_o unto_o himself_o he_o make_v they_o certain_a by_o transfer_v their_o uncertainty_n upon_o other_o he_o take_v the_o bond_n of_o a_o man_n to_o secure_v he_o against_o god_n both_o for_o his_o gain_n and_o principal_a against_o all_o casualty_n whatsoever_o against_o the_o act_n of_o god_n himself_o this_o be_v ungodly_a i_o meddle_v not_o with_o assurance_n in_o this_o place_n they_o be_v no_o part_n of_o my_o question_n in_o they_o there_o be_v a_o more_o equal_a adventure_n where_o the_o gainer_n bear_v the_o peril_n and_o where_o god_n hand_n in_o the_o loss_n light_v upon_o both_o party_n but_o light_v it_o where_o it_o will_v upon_o the_o usurer_n by_o his_o own_o will_n it_o shall_v never_o light_v yea_o but_o will_v he_o will_v he_o he_o must_v trust_v god_n who_o providence_n be_v over_o all_o true_a but_o if_o he_o do_v it_o perforce_o against_o his_o will_n it_o be_v nothing_o be_v thou_o willing_a according_a to_o the_o rule_n of_o piety_n to_o trust_v god_n with_o thy_o own_o good_n then_o tempt_v he_o not_o and_o thou_o may_v trust_v he_o safe_o that_o be_v to_o say_v arm_v thyself_o with_o all_o convenient_a security_n against_o the_o fraud_n and_o deceit_n of_o man_n for_o the_o world_n be_v naught_o be_v as_o provident_a as_o thou_o can_v against_o all_o casualty_n that_o may_v befall_v so_o god_n will_v have_v thou_o else_o thou_o shall_v tempt_v he_o then_o if_o thou_o send_v out_o thy_o good_n for_o thy_o own_o advantage_n send_v they_o out_o as_o thy_o own_o desire_v a_o blessing_n upon_o they_o if_o they_o perish_v by_o the_o default_n of_o another_o in_o who_o hand_n they_o be_v good_a reason_n that_o he_o shall_v pay_v for_o his_o own_o fault_n but_o if_o the_o hand_n of_o god_n be_v upon_o they_o remember_v they_o be_v thy_o good_n send_v out_o for_o thy_o gain_n as_o well_o as_o for_o the_o borrower_n they_o be_v god_n blessing_n it_o be_v the_o lord_n that_o give_v they_o and_o the_o lord_n have_v take_v they_o bless_v his_o name_n this_o be_v a_o godly_a and_o christian_a resolution_n else_o thou_o do_v build_v the_o tower_n of_o babel_n to_o defend_v thyself_o against_o heaven_n thou_o take_v security_n of_o a_o wretched_a man_n both_o for_o thy_o own_o good_n and_o 4._o gain_n for_o god_n blessing_n against_o the_o hand_n of_o god_n himself_o montes_n impietatis_fw-la this_o which_o i_o say_v unto_o all_o in_o general_a i_o say_v unto_o old_a man_n in_o particular_a who_o be_v attentiores_fw-la ad_fw-la rem_fw-la who_o have_v give_v over_o trade_v and_o begin_v now_o to_o repose_v themselves_o upon_o usury_n will_v not_o such_o a_o man_n trust_v god_n in_o his_o old_a day_n who_o have_v bless_v and_o preserve_v he_o thus_o far_o remember_v the_o time_n be_v not_o long_o until_o thou_o must_v trust_v he_o with_o a_o far_o great_a matter_n not_o the_o principal_a of_o thy_o money_n but_o the_o principal_a of_o all_o even_o thy_o soul_n must_v be_v commit_v into_o his_o hand_n who_o be_v able_a and_o may_v just_o cast_v it_o into_o hell_n fire_n admit_v god_n shall_v by_o his_o own_o act_n take_v away_o some_o part_n of_o thy_o wealth_n think_v with_o thyself_o it_o may_v be_v i_o have_v get_v some_o part_n unjust_o and_o god_n will_v pare_v it_o away_o that_o he_o may_v withal_o cut_v off_o my_o sin_n for_o my_o soul_n sake_n and_o if_o it_o please_v god_n hereby_o to_o try_v my_o patience_n the_o lord_n have_v give_v and_o the_o lord_n have_v take_v as_o it_o please_v the_o lord_n so_o come_v 21._o thing_n to_o pass_v bless_a be_v the_o name_n of_o the_o lord_n chap._n xv._n the_o six_o argument_n that_o it_o be_v unjust_a the_o second_o table_n be_v derive_v from_o the_o first_o therefore_o if_o usury_n be_v ungodly_a how_o can_v it_o be_v just_a it_o offend_v against_o heaven_n and_o against_o earth_n unjust_a it_o be_v whether_o we_o consider_v the_o nature_n of_o the_o thing_n itself_o as_o it_o be_v before_o define_v or_o whether_o we_o respect_v the_o person_n themselves_o who_o it_o do_v concern_v look_v upon_o the_o definition_n and_o in_o it_o upon_o three_o thing_n 1._o the_o loane_n 2._o the_o covenant_n for_o the_o loan_n and_o 3._o the_o lucre_n upon_o covenant_n and_o every_o one_o of_o these_o will_v prove_v the_o iniquity_n of_o it_o 1_o first_o it_o be_v the_o nature_n of_o loan_n to_o be_v free_a for_o as_o a_o thing_n be_v not_o give_v but_o sell_v unless_o it_o be_v free_o give_v so_o be_v not_o any_o thing_n lend_v but_o rather_o let_v if_o it_o go_v for_o hire_v we_o have_v define_v usury_n by_o lend_v or_o mutuation_n and_o so_o have_v the_o scripture_n 19_o likewise_o unto_o which_o our_o molinaeus_n adversary_n in_o this_o point_n do_v accord_n that_o the_o object_n of_o usury_n be_v a_o thing_n lend_v call_v mutuum_fw-la but_o lend_v be_v a_o work_n of_o mercy_n of_o kindness_n of_o bounty_n of_o liberality_n it_o be_v ever_o so_o take_v both_o in_o scripture_n and_o common_a conceit_n 8._o thou_o shall_v not_o shut_v up_o thy_o compassion_n but_o shall_v lend_v 5._o a_o good_a man_n be_v merciful_a and_o dare_v 35._o do_v good_a and_o lend_v lend_v i_o say_v be_v a_o work_n of_o mercy_n to_o the_o poor_a of_o kindness_n to_o thy_o friend_n thou_o must_v not_o therefore_o set_v a_o price_n upon_o it_o those_o be_v much_o deceive_v then_o who_o think_v that_o usury_n be_v just_a because_o the_o use_n of_o money_n for_o a_o time_n be_v worth_a money_n and_o therefore_o if_o no_o more_o be_v take_v then_o the_o
be_v mutuum_fw-la it_o be_v no_o usury_n i_o say_v if_o it_o be_v for_o other_o respective_a consideration_n and_o not_o mere_o for_o loan_n a_o man_n unskilful_a in_o trade_n have_v a_o stock_n of_o money_n which_o he_o deliver_v to_o a_o merchant_n or_o tradesman_n to_o employ_v receive_v part_n of_o gain_n and_o bear_v part_n of_o hazard_n proportionable_o this_o be_v no_o usury_n but_o partnership_n no_o usury_n because_o his_o money_n be_v not_o lend_v by_o mutuation_n so_o long_o as_o he_o reserve_v a_o property_n in_o it_o himself_o in_o contractu_fw-la societatis_fw-la cessat_fw-la obiectum_fw-la initio_fw-la usurae_fw-la mutuum_fw-la in_o like_a manner_n the_o stock_n of_o a_o widow_n or_o a_o orphan_n be_v in_o trust_n commit_v to_o a_o friend_n to_o employ_v and_o use_v it_o in_o charity_n only_o to_o their_o use_n they_o have_v the_o benefit_n of_o the_o increase_n which_o be_v no_o usury_n because_o the_o money_n be_v still_o they_o it_o prosper_v or_o perish_v to_o they_o as_o to_o the_o right_a owner_n a_o man_n dare_v for_o a_o time_n free_o that_o time_n be_v expire_v his_o money_n be_v retain_v long_o against_o his_o will_n for_o want_v whereof_o he_o be_v damnify_v if_o the_o lender_n receive_v a_o overplus_n in_o this_o case_n above_o the_o principal_a answerable_a to_o the_o damage_n which_o he_o have_v suffer_v this_o be_v no_o usury_n but_o due_a and_o just_a satisfaction_n no_o usury_n because_o increase_v be_v not_o take_v for_o the_o loan_n for_o loan_n be_v a_o voluntary_a act_n whereas_o this_o money_n be_v not_o willing_o lend_v but_o retain_v by_o force_n after_o the_o time_n it_o be_v due_a if_o the_o lender_n have_v be_v damnify_v by_o the_o forbearance_n of_o his_o money_n during_o that_o time_n which_o he_o lend_v it_o he_o can_v in_o strict_a justice_n have_v exact_v no_o satisfaction_n because_o it_o be_v his_o own_o voluntary_a act_n volenti_fw-la non_fw-la fit_a iniuria_fw-la but_o the_o time_n be_v come_v out_o to_o receive_v overplus_n for_o his_o loss_n sustain_v be_v no_o usury_n but_o a_o just_a recompense_n which_o be_v proper_o term_v interest_n a_o great_a man_n by_o his_o authority_n do_v wring_v from_o a_o inferior_a person_n the_o loan_n of_o such_o a_o sum_n which_o he_o can_v spare_v without_o sensible_a detriment_n and_o yet_o perhaps_o in_o regard_n of_o the_o man_n greatness_n he_o have_v better_o lose_v the_o principal_a then_o deny_v the_o loan_n to_o receive_v interest_n that_o be_v to_o say_v recompense_n for_o the_o forbearance_n of_o this_o money_n be_v no_o usury_n because_o it_o be_v not_o voluntary_o lend_v by_o he_o but_o by_o some_o violence_n extort_a from_o he_o as_o if_o a_o man_n shall_v command_v a_o poor_a man_n tool_n without_o which_o he_o can_v earn_v his_o live_n if_o he_o give_v he_o not_o satisfaction_n he_o commit_v extortion_n the_o money_n of_o a_o tradesman_n be_v his_o tool_n by_o which_o he_o get_v his_o live_n if_o therefore_o they_o be_v either_o retain_v or_o force_v from_o he_o to_o his_o sensible_a detriment_n satisfaction_n be_v due_a in_o justice_n and_o equity_n without_o touch_n of_o usury_n to_o sell_v ware_n for_o time_n and_o in_o respect_n of_o time_n to_o sell_v dear_a may_v be_v free_a from_o usury_n either_o in_o respect_n of_o the_o rise_n of_o the_o commodity_n so_o sell_v if_o by_o the_o ordinary_a course_n of_o season_n it_o will_v be_v worth_n more_o at_o the_o day_n of_o payment_n of_o the_o money_n than_o it_o be_v at_o the_o time_n of_o sale_n and_o delivery_n or_o in_o case_n a_o man_n can_v neither_o vent_v his_o commodity_n for_o present_a money_n nor_o keep_v it_o long_o without_o corruption_n or_o detriment_n to_o the_o ware_n nor_o forbear_v the_o money_n without_o sensible_a prejudice_n to_o himself_o these_o may_v seem_v valuable_a consideration_n without_o compass_n of_o this_o term_n but_o admit_v a_o man_n will_v sell_v dear_a of_o purpose_n for_o the_o forbearance_n and_o forbear_v of_o purpose_n only_o that_o he_o may_v sell_v dear_a without_o pregnant_a likelihood_n of_o the_o market_n rise_v at_o the_o time_n of_o payment_n or_o of_o damnify_v of_o himself_o by_o keep_v his_o word_n or_o such_o like_a valuable_a consideration_n that_o be_v usury_n for_o it_o be_v allone_n as_o if_o he_o lend_v so_o much_o money_n for_o lucre_n upon_o covenant_n §_o 4._o the_o three_o conclusion_n if_o it_o be_v a_o gain_n covenant_v mere_o in_o respect_n of_o loan_n it_o be_v condemn_v as_o usurious_a for_o than_o be_v it_o vimutui_n for_o the_o loan_n before_o describe_v though_o it_o come_v never_o so_o disguise_v under_o the_o colour_n of_o a_o lawful_a contract_n as_o many_o time_n it_o do_v 1._o sometime_o under_o the_o colour_n of_o buy_v if_o i_o shall_v lend_v one_o hundred_o pound_n the_o principal_a to_o be_v repay_v by_o ten_o pound_n a_o year_n in_o ten_o year_n and_o ten_o pound_n a_o year_n overplus_n for_o the_o use_n of_o that_o money_n this_o be_v extreme_a usury_n within_o the_o statute_n if_o therefore_o purposely_o to_o avoid_v the_o statute_n i_o do_v agree_v with_o the_o borrower_n to_o alter_v the_o nature_n of_o the_o contract_n thus_o with_o the_o same_o hundred_o pound_n i_o will_v purchase_v a_o annuity_n of_o twenty_o pound_n for_o ten_o year_n of_o the_o same_o party_n this_o be_v bargain_n and_o sale_n yet_o be_v it_o the_o very_a same_o thing_n in_o truth_n differ_v only_o in_o the_o parchment_n and_o manner_n of_o covenant_v subject_a to_o the_o same_o iniquity_n and_o inequality_n poison_v with_o their_o joint_a purpose_n of_o avoid_v the_o penalty_n of_o usury_n by_o other_o conveyance_n for_o if_o their_o purpose_n can_v by_o some_o pregnant_a circumstance_n be_v discover_v the_o same_o statute_n will_v condemn_v they_o of_o usury_n 2._o sometime_o it_o pass_v under_o the_o colour_n of_o sell_v a_o merchant_n dare_v his_o chapman_n one_o hundred_o pound_n free_o but_o with_o condition_n that_o he_o will_v in_o lieu_n of_o his_o courtesy_n take_v a_o commodity_n that_o lie_v upon_o his_o hand_n at_o such_o a_o price_n pay_v for_o the_o purpose_n eight_o or_o ten_o pound_n dear_a than_o he_o may_v have_v buy_v elsewhere_o have_v he_o not_o as_o good_a have_v pay_v ten_o pound_n for_o the_o loan_n of_o his_o money_n or_o more_o cunning_o thus_o a_o country_n gentleman_n will_v borrow_v one_o hundred_o pound_n of_o his_o dear_a friend_n a_o tradesman_n answer_n be_v return_v that_o he_o have_v no_o money_n but_o rather_o than_o fail_v for_o old_a love_n and_o acquaintance_n he_o shall_v have_v 100_o pound_n worth_a of_o ware_n even_o out_o of_o his_o shop_n present_o to_o make_v money_n of_o the_o gentleman_n can_v make_v it_o therefore_o he_o do_v he_o yet_o a_o further_a kindness_n in_o send_v to_o a_o friend_n that_o shall_v sell_v it_o for_o he_o note_n by_o the_o way_n that_o friend_n be_v his_o broker_n who_o after_o long_a discourse_n what_o a_o prejudice_n it_o be_v to_o proffer_v ware_n and_o after_o much_o seek_v he_o hit_v upon_o a_o friend_n who_o will_v give_v the_o gentleman_n fourscore_o and_o eight_o pound_n present_a money_n for_o his_o ware_n and_o that_o friend_n be_v the_o broker_n own_o master_n who_o lend_v the_o ware_n the_o poor_a gentleman_n glad_a of_o present_a money_n give_v the_o broker_n for_o his_o pain_n now_o this_o tradesman_n that_o have_v twelve_o in_o the_o hundred_o be_v in_o expectation_n beside_o of_o as_o great_a kindness_n as_o the_o free_a loan_n of_o one_o hundred_o pound_n be_v worth_a whereof_o this_o gentleman_n will_v not_o fail_v he_o because_o he_o will_v keep_v such_o a_o friend_n in_o a_o corner_n for_o a_o pinch_n and_o he_o have_v beside_o pleasure_v his_o broker_n for_o do_v nothing_o for_o the_o ware_n be_v never_o stir_v out_o of_o his_o place_n this_o under_o colour_n of_o sell_v be_v direct_a usury_n and_o somewhat_o else_o beside_o 3._o sometime_o it_o be_v commit_v under_o the_o colour_n of_o let_v a_o man_n dare_v his_o neighbour_n such_o a_o sum_n of_o money_n conditional_o that_o he_o will_v take_v such_o a_o house_n at_o such_o a_o rent_n provide_v always_o that_o the_o rent_n of_o the_o house_n shall_v pay_v for_o the_o use_n of_o the_o money_n more_o cunning_o thus_o a_o country_n farmer_n come_v to_o a_o usurer_n and_o tell_v he_o of_o such_o a_o lease_n for_o year_n to_o be_v sell_v for_o three_o hundred_o pound_n if_o it_o please_v you_o quoth_v the_o farmer_n to_o deliver_v i_o so_o much_o money_n i_o will_v buy_v that_o lease_n in_o your_o name_n with_o your_o money_n you_o shall_v sit_v still_o never_o trouble_v yourself_o to_o look_v after_o it_o let_v i_o be_v your_o tenant_n for_o thirty_o pound_n a_o year_n and_o i_o will_v put_v you_o in_o good_a security_n for_o the_o payment_n of_o three_o