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have_v not_o lend_v one_o farthing_n in_o that_o manner_n our_o bank_n be_v indeed_o nothing_o but_o so_o many_o goldsmith_n shop_n where_o the_o credit_n be_v high_a and_o the_o director_n as_o high_a people_n lodge_v their_o money_n and_o they_o the_o director_n i_o mean_v make_v their_o advantage_n of_o it_o if_o you_o lay_v it_o at_o demand_n they_o allow_v you_o nothing_o if_o at_o time_n 3_o per_fw-la cent._n and_o so_o will_v any_o goldsmith_n in_o lombardstreet_n have_v do_v before_o but_o the_o very_a bank_n themselves_o be_v so_o awkward_a in_o lend_v so_o strict_a so_o tedious_a so_o inquisitive_a and_o withal_o so_o public_a in_o their_o take_a security_n that_o man_n who_o be_v any_o thing_n tender_a will_v go_v to_o they_o and_o so_o the_o easiness_n of_o borrow_v money_n so_o much_o design_v be_v defeat_v for_o here_o be_v a_o private_a interest_n to_o be_v make_v though_o it_o be_v a_o public_a one_o and_o in_o short_a it_o be_v only_o a_o great_a trade_n carry_v on_o 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indeed_o first_o a_o bank_n ought_v to_o be_v of_o a_o magnitude_n proportion_v to_o the_o trade_n of_o the_o country_n it_o be_v in_o which_o this_o bank_n be_v so_o far_o from_o that_o it_o be_v no_o more_o to_o the_o whole_a than_o the_o least_o goldsmith_n cash_n in_o lombardstreet_n be_v to_o the_o bank_n from_o whence_o it_o come_v to_o pass_v that_o already_o more_o bank_n be_v contrive_v and_o i_o question_v not_o but_o bank_n in_o london_n will_v ever_o long_o be_v as_o frequent_a as_o lottery_n the_o consequence_n of_o which_o in_o all_o probability_n will_v be_v the_o diminish_v their_o reputation_n or_o a_o civil_a war_n with_o one_o another_o it_o be_v true_a the_o bank_n of_o england_n have_v a_o capital_a stock_n but_o yet_o be_v that_o stock_n whole_o clear_a of_o the_o public_a concern_v of_o the_o government_n it_o be_v not_o above_o a_o five_o part_n of_o what_o will_v be_v necessary_a to_o manage_v the_o whole_a business_n of_o the_o town_n which_o it_o ought_v though_o not_o to_o do_v at_o least_o to_o be_v able_a to_o do_v and_o i_o suppose_v i_o may_v venture_v to_o say_v above_o one_o half_a of_o the_o stock_n of_o the_o present_a bank_n be_v take_v up_o in_o the_o affair_n of_o the_o exchequer_n i_o suppose_v no_o body_n will_v take_v this_o discourse_n for_o a_o invective_n against_o the_o bank_n of_o england_n i_o believe_v it_o be_v a_o very_a good_a fund_z a_o very_o useful_a one_o and_o a_o very_a profitable_a one_o it_o have_v be_v useful_a to_o the_o government_n and_o it_o be_v profitable_a to_o the_o proprietor_n and_o the_o establish_n it_o at_o such_o a_o juncture_n when_o our_o enemy_n be_v make_v great_a boast_n of_o our_o poverty_n and_o want_n of_o money_n be_v a_o particular_a glory_n to_o our_o nation_n and_o the_o city_n in_o particular_a that_o when_o the_o paris_n gazette_n inform_v the_o world_n that_o the_o parliament_n have_v indeed_o give_v the_o king_n grant_v for_o raise_v money_n in_o fund_n to_o be_v pay_v in_o remote_a year_n but_o money_n be_v so_o scarce_o that_o no_o anticipation_n can_v be_v procure_v that_o just_o then_o beside_o three_o million_o pay_v into_o the_o exchequer_n that_o spring_n on_o other_o tax_n by_o way_n of_o advance_n there_o be_v a_o overplus-stock_n to_o be_v find_v of_o 1200000_o pound_n sterling_a or_o to_o make_v it_o speak_v french_z of_o above_o fifteen_o million_o which_o be_v all_o pay_v voluntary_o into_o the_o exchequer_n in_o less_o than_o beside_o this_o i_o believe_v the_o present_a bank_n of_o england_n have_v be_v very_o useful_a to_o the_o exchequer_n and_o to_o supply_v the_o king_n with_o remittance_n for_o the_o payment_n of_o the_o army_n in_o flanders_n which_o have_v also_o by_o the_o way_n be_v very_o profitable_a to_o itself_o but_o still_o this_o bank_n be_v not_o of_o that_o bulk_n that_o the_o business_n do_v here_o require_v nor_o be_v it_o able_a with_o all_o the_o stock_n it_o have_v to_o procure_v the_o great_a propose_a benefit_n the_o low'r_a the_o interest_n of_o money_n whereas_o all_o foreign_a bank_n absolute_o govern_v the_o interest_n both_o at_o amsterdam_n genoa_n and_o other_o place_n and_o this_o defect_n i_o conceive_v the_o multiplicity_n of_o bank_n can_v supply_v unless_o a_o perfect_a understanding_n can_v be_v secure_v between_o they_o to_o remedy_v this_o defect_n several_a method_n may_v be_v propose_v some_o i_o shall_v take_v the_o freedom_n to_o hint_n at_o first_o that_o the_o present_a bank_n increase_v their_o stock_n to_o at_o least_o five_o million_o sterling_a to_o be_v settle_v as_o they_o be_v already_o with_o some_o small_a limitation_n to_o make_v the_o method_n more_o beneficial_a five_o million_o sterling_a be_v a_o immense_a sum_n to_o which_o add_v the_o credit_n of_o their_o cash_n which_o will_v supply_v they_o with_o all_o the_o overplus-money_n in_o the_o town_n and_o probable_o may_v amount_v to_o half_a as_o much_o more_o and_o then_o the_o credit_n of_o running-bill_n which_o by_o circulate_v will_v not_o question_n be_v a_o equivalent_a to_o the_o other_o half_a so_o that_o in_o stock_n credit_n and_o bank-bill_n the_o balance_n of_o their_o cash_n will_v be_v always_o ten_o million_o sterling_a a_o sum_n that_o every_o body_n who_o can_v talk_v of_o do_v not_o understand_v but_o then_o to_o find_v business_n for_o all_o this_o stock_n which_o though_o it_o be_v a_o strange_a thing_n to_o think_v of_o be_v nevertheless_o easy_a when_o it_o come_v to_o be_v examine_v and_o first_o for_o the_o business_n this_o bank_n shall_v enlarge_v the_o number_n of_o their_o director_n as_o they_o do_v of_o their_o stock_n and_o shall_v then_o estabish_a several_a sub-committee_n compose_v of_o their_o own_o member_n who_o shall_v have_v the_o direct_n of_o several_a office_n relate_v to_o the_o distinct_a sort_n of_o business_n they_o refer_v to_o to_o be_v overrule_v and_o govern_v by_o the_o governor_n and_o director_n in_o a_o body_n but_o to_o have_v a_o conclusive_a power_n as_o to_o contract_n of_o these_o there_o shall_v be_v one_o office_n for_o loan_n of_o money_n for_o custom_n of_o good_n which_o by_o a_o plain_a method_n may_v be_v so_o order_v that_o the_o merchant_n may_v with_o ease_n pay_v the_o high_a custom_n down_o and_o so_o by_o allow_v the_o bank_n 4_o per_fw-la cent._n advance_v be_v first_o sure_a to_o secure_v the_o 10_o l._n per_fw-la cent._n which_o the_o king_n allow_v for_o prompt_a payment_n at_o the_o custom-house_n and_o be_v also_o free_v from_o the_o troublesome_a work_n of_o find_v bonds-man_n and_o security_n for_o the_o money_n which_o have_v expose_v many_o a_o man_n to_o the_o tyranny_n of_o extent_n either_o for_o himself_o or_o his_o friend_n to_o his_o utter_a ruin_n who_o under_o a_o more_o moderate_a prosecution_n have_v be_v able_a to_o pay_v all_o his_o debt_n and_o by_o this_o method_n have_v be_v tear_v to_o piece_n and_o disable_v from_o make_v any_o tolerable_a proposal_n to_o his_o creditor_n this_o be_v a_o scene_n of_o large_a business_n and_o will_v in_o proportion_n employ_v a_o large_a cash_n and_o it_o be_v the_o easy_a thing_n in_o the_o world_n to_o make_v the_o bank_n the_o paymaster_n of_o all_o the_o large_a custom_n and_o yet_o the_o merchant_n have_v so_o honourable_a a_o possession_n of_o his_o good_n as_o may_v be_v neither_o any_o diminution_n to_o his_o reputation_n or_o any_o hindrance_n to_o their_o sale_n as_o for_o example_n suppose_v i_o have_v 100_o hogshead_n of_o tobacco_n to_o import_n who_o custom_n by_o several_a duty_n come_v to_o 1000_o l._n and_o want_v cash_n to_o clear_v they_o i_o go_v with_o my_o bill_n of_o load_v to_o the_o bank_n who_o appoint_v their_o officer_n to_o enter_z the_o good_n and_o pay_v the_o duty_n which_o good_n so_o enter_v by_o the_o
to_o be_v a_o design_n in_o hand_n by_o some_o person_n in_o town_n and_o be_v indeed_o no_o thought_n of_o my_o own_o ensure_v of_o life_n i_o can_v admire_v i_o shall_v say_v nothing_o to_o it_o but_o that_o in_o italy_n where_o stab_v and_o poison_v be_v so_o much_o in_o vogue_n something_o may_v be_v say_v for_o it_o and_o on_o contingent_a annuity_n and_o yet_o i_o never_o know_v the_o thing_n much_o approve_v of_o on_o any_o account_n of_o friendly-society_n another_o branch_n of_o insurance_n be_v by_o contribution_n or_o to_o borrow_v the_o term_n from_o that_o beforementioned_a friendly-society_n which_o be_v in_o short_a a_o number_n of_o people_n enter_v into_o a_o mutual_a compact_n to_o help_v one_o another_o in_o case_n any_o disaster_n or_o distress_n fall_v upon_o they_o if_o mankind_n can_v agree_v as_o these_o may_v be_v regulate_v all_o thing_n which_o have_v casualty_n in_o they_o may_v be_v secure_v but_o one_o thing_n be_v particular_o require_v in_o this_o way_n of_o assurance_n none_o can_v be_v admit_v but_o such_o who_o circumstance_n be_v at_o least_o in_o some_o degree_n alike_o and_o so_o mankind_n must_v be_v sort_v into_o class_n and_o as_o their_o contingence_n differ_v every_o different_a sort_n may_v be_v a_o society_n upon_o even_a term_n for_o the_o circumstance_n of_o people_n as_o to_z life_n differ_v extreme_o by_o the_o age_n and_o constitution_n of_o their_o body_n and_o difference_n of_o employment_n as_o he_o that_o live_v on_o shore_n against_o he_o that_o go_v to_o sea_n or_o a_o young_a man_n against_o a_o old_a man_n or_o a_o shopkeeper_n against_o a_o soldier_n be_v unequal_a i_o do_v pretend_v to_o determine_v the_o controvert_v point_n of_o predestination_n the_o foreknowledge_n and_o decree_n of_o providence_n perhaps_o if_o a_o man_n be_v decree_v to_o be_v kill_v in_o the_o trench_n the_o same_o foreknowledge_n order_v he_o to_o list_n himself_o a_o soldier_n that_o it_o may_v come_v to_o pass_v and_o the_o like_a of_o a_o seaman_n but_o this_o i_o be_o sure_a speak_v of_o second_o cause_n a_o seaman_n or_o a_o soldier_n be_v subject_a to_o more_o contingent_a hazard_n than_o other_o man_n and_o therefore_o be_v not_o upon_o equal_a term_n to_o form_v such_o a_o society_n nor_o be_v a_o annuity_n on_o the_o life_n of_o such_o a_o man_n worth_a so_o much_o as_o it_o be_v upon_o other_o man_n therefore_o if_o a_o society_n shall_v agree_v together_o to_o pay_v the_o executor_n of_o every_o member_n so_o much_o after_o the_o decease_n of_o the_o say_a member_n the_o seman_n executor_n will_v most_o certain_o have_v a_o advantage_n and_o receive_v more_o than_o they_o pay_n so_o that_o it_o be_v necessary_a to_o sort_v the_o world_n into_o parcel_n seaman_n with_o seaman_n soldier_n with_o soldier_n and_o the_o like_a nor_o be_v this_o a_o new_a thing_n the_o friendly_a society_n must_v not_o pretend_v to_o assume_v to_o themselves_o the_o contrivance_n of_o the_o method_n or_o think_v we_o guilty_a of_o borrow_v from_o they_o when_o we_o draw_v this_o into_o other_o branch_n for_o i_o know_v nothing_o be_v take_v from_o they_o but_o the_o bare_a word_n friendly-society_n which_o they_o can_v pretend_v to_o be_v any_o considerable_a piece_n of_o invention_n neither_o i_o can_v refer_v they_o to_o the_o very_a individual_a practice_n in_o other_o thing_n which_o claim_v prescription_n beyond_o the_o begin_n of_o the_o last_o age_n and_o that_o be_v in_o our_o marsh_n and_o fen_n in_o essex_n kent_n and_o the_o isle_n of_o ely_n where_o great_a quantity_n of_o land_n be_v with_o much_o pain_n and_o a_o vast_a charge_n recover_v out_o of_o the_o sea_n and_o river_n and_o maintain_v with_o bank_n which_o they_o call_v wall_n the_o owner_n of_o those_o land_n agree_v to_o contribute_v to_o the_o keep_n up_o those_o wall_n and_o keep_v out_o the_o sea_n which_o be_v all_o one_o with_o a_o friendly-society_n and_o if_o i_o have_v a_o piece_n of_o land_n in_o any_o level_n or_o marsh_n though_o it_o bound_v no_o where_n on_o the_o sea_n or_o river_n yet_o i_o pay_v my_o proportion_n to_o the_o maintenance_n of_o the_o say_a wall_n or_o bank_n and_o if_o at_o any_o time_n the_o sea_n break_v in_o the_o damage_n be_v not_o lay_v upon_o the_o man_n in_o who_o land_n the_o breach_n happen_v unless_o it_o be_v by_o his_o neglect_n but_o it_o lie_v on_o the_o whole_a land_n and_o be_v call_v a_o level-lot_n again_o i_o have_v know_v it_o practise_v in_o troop_n of_o horse_n especial_o when_o it_o be_v so_o order_v that_o the_o trooper_n mount_v themselves_o where_o every_o private_a trooper_n have_v agree_v to_o pay_v perhaps_o 2_o d._n per_fw-la diem_fw-la out_o of_o his_o pay_n into_o a_o public_a stock_n which_o stock_n be_v employ_v to_o remount_v any_o of_o the_o troop_n who_o by_o accident_n shall_v lose_v his_o horse_n again_o the_o sailor_n contribution_n to_o the_o chest_n at_o chatham_n be_v another_o friendly-society_n and_o more_o may_v be_v name_v to_o argue_v against_o the_o lawfulness_n of_o this_o will_v be_v to_o cry_v down_o common_a equity_n as_o well_o as_o charity_n for_o as_o it_o be_v kind_a that_o my_o neighbour_n shall_v relieve_v i_o if_o i_o fall_v into_o distress_n or_o decay_n so_o it_o be_v but_o equal_a he_o shall_v do_v so_o if_o i_o agree_v to_o have_v do_v the_o same_o for_o he_o and_o if_o god_n almighty_n have_v command_v we_o to_o relieve_v and_o help_v one_o another_o in_o distress_n sure_o it_o must_v be_v commendable_a to_o bind_v ourselves_o by_o agreement_n to_o obey_v that_o command_n nay_o it_o seem_v to_o be_v a_o project_n that_o we_o be_v lead_v to_o by_o the_o divine_a rule_n and_o have_v such_o a_o latitude_n in_o it_o that_o for_o aught_o i_o know_v as_o i_o say_v all_o the_o disaster_n in_o the_o world_n may_v be_v prevent_v by_o it_o and_o mankind_n be_v secure_v from_o all_o the_o misery_n indigence_n and_o distress_n that_o happen_v in_o the_o world_n in_o which_o i_o crave_v leave_n to_o be_v a_o 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within_o shot_n as_o i_o may_v say_v of_o the_o grave_a it_o be_v true_a their_o familiarity_n with_o danger_n make_v they_o despise_v it_o for_o which_o i_o hope_v no_o body_n will_v say_v they_o be_v the_o wise_a and_o custom_n have_v so_o harden_v they_o that_o we_o find_v they_o the_o worst_a of_o man_n though_o always_o in_o view_n of_o their_o last_o moment_n i_o have_v observe_v one_o great_a error_n in_o the_o custom_n of_o england_n relate_v to_o these_o sort_n of_o people_n and_o which_o this_o way_n of_o friendly-society_n will_v be_v a_o remedy_n for_o if_o a_o seaman_n who_o enter_v himself_o or_o be_v press_a into_o the_o king_n service_n be_v by_o any_o accident_n wound_v or_o disable_v to_o recompense_n he_o for_o the_o loss_n he_o receive_v a_o pension_n during_o life_n which_o the_o sailor_n call_v smart-money_n and_o be_v proportion_v to_o their_o hurt_a as_o for_o the_o loss_n of_o a_o eye_n arm_z leg_n or_o finger_n and_o the_o like_a and_o as_o it_o be_v a_o 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pay_v and_o make_v good_a all_o loss_n damage_n avarage_n and_o casualty_n whatsoever_o as_o full_o as_o by_o the_o custom_n of_o assurance_n now_o be_v do_v without_o any_o discount_n rebate_n or_o delay_n whatsoever_o the_o say_v 4_o l._n per_fw-la cent._n to_o be_v state_v on_o the_o voyage_n to_o the_o barbados_n and_o enlarge_v or_o take_v off_o in_o proportion_n to_o the_o voyage_n by_o rule_n and_o law_n to_o be_v print_v and_o public_o know_v reserve_v only_o that_o then_o as_o reason_v good_a the_o say_a office_n shall_v have_v power_n to_o direct_v ship_n of_o all_o sort_n how_o and_o in_o what_o manner_n and_o how_o long_o they_o shall_v sail_v with_o or_o wait_v for_o convoy_n and_o shall_v have_v power_n with_o limitation_n to_o lay_v embargo_n on_o ship_n in_o order_n to_o compose_v fleet_n for_o the_o benefit_n of_o convoy_n these_o rule_n former_o note_v to_o extend_v to_o all_o trade_n by_o sea_n the_o coast_v and_o home-fishing_a trade_n except_v and_o for_o they_o 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no_o where_o neither_o poor_a nor_o rich_a will_v pay_v the_o more_o for_o coal_n foreign_a good_n will_v be_v bring_v home_o cheap_a and_o our_o own_o good_n carry_v to_o market_n cheap_a owner_n will_v get_v more_o by_o ship_n merchant_n by_o good_n and_o loss_n by_o sea_n will_v be_v no_o loss_n at_o all_o to_o any_o body_n because_o repay_v by_o the_o public_a stock_n another_o unseen_a advantage_n will_v arise_v by_o it_o we_o shall_v be_v able_a to_o out-work_n all_o our_o neighbour_n even_o the_o dutch_a themselves_o by_o sail_v as_o cheap_a and_o carry_v good_n as_o cheap_a in_o a_o time_n of_o war_n as_o in_o peace_n a_o advantage_n which_o have_v more_o in_o it_o than_o be_v easy_o think_v of_o and_o will_v have_v a_o noble_a influence_n upon_o all_o our_o foreign_a trade_n for_o what_o can_v the_o dutch_a do_v in_o trade_n if_o we_o can_v carry_v our_o good_n to_o cadiz_n at_o 50_o s._n per_fw-la tun_n freight_n and_o they_o give_v 8_o or_o 10_o l._n and_o the_o like_a in_o 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small_a error_n have_v slip_v i_o which_o it_o be_v too_o late_a to_o help_v as_o to_o language_n i_o have_v be_v rather_o careful_a to_o make_v it_o speak_v english_a suitable_a to_o the_o manner_n of_o the_o story_n than_o to_o dress_v it_o up_o with_o exactness_n of_o style_n choose_v rather_o to_o have_v it_o free_a and_o familiar_a according_a to_o the_o nature_n of_o essay_n than_o to_o strain_v at_o a_o perfection_n of_o language_n which_o i_o rather_o wish_v for_o than_o pretend_v to_o be_v master_n of_o finis_fw-la errata_fw-la introduction_n page_n 3_o line_n 7._o for_o elodgment_n read_v lodgment_n page_n 9_o line_n 19_o put_v the_o comma_n between_o probable_a and_o so_o page_n 316._o line_n 10_o for_o 896000_o read_v 89600._o