supplement_n the_o foregoing_a discourse_n i_o write_v in_o the_o sickness-summer_n at_o my_o country-habitation_n not_o then_o intend_v to_o publish_v it_o but_o only_o to_o communicate_v it_o to_o some_o honourable_a and_o ingenious_a friend_n of_o the_o present_a parliament_n who_o be_v please_v to_o take_v copy_n of_o it_o for_o their_o own_o deliberate_a consideration_n and_o digestion_n of_o the_o principle_n therein_o assert_v which_o at_o first_o be_v strange_a to_o they_o as_o i_o expect_v they_o will_v be_v to_o most_o other_o till_o they_o have_v spend_v some_o time_n in_o think_v on_o they_o after_o which_o i_o doubt_v not_o but_o all_o man_n will_v be_v convince_v of_o the_o truâ—h_n of_o they_o that_o have_v not_o some_o private_a interest_n of_o heir_n own_o against_o they_o external_a to_o the_o general_a good_a of_o the_o kingdom_n for_o sure_o i_o be_o they_o have_v a_o foundation_n in_o nature_n and_o that_o according_a to_o the_o excellent_a sir_n william_n petty_n observation_n in_o his_o late_a discourse_n concern_v tax_n res_fw-la nolune_n male_a administrare_fw-la nature_n must_v and_o will_v have_v its_o course_n the_o matter_n in_o england_n be_v prepare_v for_o a_o abatement_n of_o interest_n and_o it_o can_v long_o be_v obstruct_v and_o after_o the_o next_o abatement_n who_o ever_o live_v forty_o year_n long_o shall_v see_v a_o second_o abatement_n for_o we_o shall_v never_o stand_v on_o even_a ground_n in_o trade_n with_o the_o dutch_a till_o interest_n be_v the_o same_o with_o we_o as_o it_o be_v with_o they_o his_o majesty_n be_v gracious_o please_v at_o the_o open_n of_o the_o last_o session_n of_o this_o parliament_n to_o propose_v to_o the_o consideration_n of_o both_o house_n the_o balance_a of_o the_o trade_n of_o the_o nation_n to_o effect_v which_o in_o my_o opinion_n the_o abatement_n of_o interest_n be_v the_o first_o and_o principal_a engine_n which_o ought_v to_o be_v set_v on_o work_n which_o notwithstanding_o i_o shall_v not_o have_v presume_v to_o expose_v it_o to_o public_a censure_n on_o my_o own_o single_a opinion_n if_o i_o have_v not_o have_v the_o concurrence_n of_o much_o better_a judgement_n than_o my_o own_o have_v never_o see_v any_o thing_n in_o print_n for_o it_o though_o much_o against_o it_o until_o the_o latter_a end_n of_o january_n last_o at_o which_o time_n a_o friend_n who_o i_o have_v often_o discourse_v with_o upon_o this_o subject_n meet_v with_o by_o accident_n a_o small_a tract_n to_o the_o same_o purpose_n write_v near_o fifty_o year_n ago_o which_o he_o give_v i_o and_o i_o have_v for_o public_a good_a think_v fit_a to_o annex_v it_o hereunto_o verbatim_o the_o author_n of_o the_o say_v tract_n by_o the_o stile_n thereof_o seem_v to_o have_v be_v a_o country_n gentleman_n and_o my_o education_n have_v most_o be_v that_o of_o a_o merchant_n so_o i_o hope_v that_o go_v together_o they_o may_v in_o some_o measure_n supply_v the_o defect_n of_o each_o other_o another_o reason_n that_o induce_v i_o to_o to_o the_o print_n of_o they_o together_o be_v because_o what_o he_o write_v then_o will_v be_v the_o consequence_n of_o the_o abatement_n of_o interest_n from_o ten_o to_o six_o per_fw-la cent_n i_o have_v i_o think_v full_o prove_v to_o the_o conviction_n of_o all_o man_n not_o wilful_o blind_a have_v be_v the_o real_a effect_n thereof_o and_o that_o to_o a_o great_a proportion_n than_o he_o do_v premise_v every_o paragraph_n whereof_o be_v write_v by_o i_o and_o copy_n thereof_o deliver_v to_o several_a worthy_a member_n of_o this_o parliament_n many_o month_n before_o ever_o i_o see_v or_o hear_v of_o this_o or_o any_o thing_n else_o write_v or_o print_v to_o the_o like_a purpose_n what_o i_o have_v aim_v at_o in_o the_o whole_a be_v the_o good_a of_o my_o native_a country_n otherwise_o i_o have_v not_o busy_v myself_o about_o it_o for_o i_o want_v not_o employment_n sufficient_a of_o my_o own_o nor_o have_v reason_n to_o be_v out_o of_o love_n with_o that_o i_o have_v the_o several_a particular_n in_o the_o begin_n of_o this_o treatise_n relate_v to_o trade_n i_o have_v only_o hint_v in_o general_a term_n hope_v that_o some_o able_a pen_n will_v hereafter_o be_v incite_v for_o the_o service_n of_o his_o king_n and_o country_n to_o enlarge_v more_o particular_o upon_o they_o before_o i_o conclude_v though_o i_o have_v study_v brevity_n in_o the_o whole_a i_o can_v omit_v the_o insert_v of_o one_o objection_n more_o which_o i_o have_v late_o meet_v with_o to_o the_o main_a design_n of_o this_o treatise_n viz._n object_n it_o be_v say_v that_o the_o lowness_n of_o interest_n of_o money_n in_o holland_n be_v not_o the_o effect_n of_o law_n but_o proceed_v only_a from_z their_o abundance_n thereof_o for_o that_o in_o holland_n there_o be_v no_o law_n limit_v the_o rate_n of_o usury_n answ._n i_o answer_v that_o it_o may_v be_v true_a that_o in_o holland_n there_o have_v not_o late_o be_v any_o law_n to_o limit_v usury_n to_o the_o present_a rate_n it_o be_v now_o at_o i._n e._n three_o or_o four_o per_fw-la cent_n although_o most_o certain_a it_o be_v that_o many_o year_n since_o there_o be_v a_o law_n that_o do_v limit_v it_o to_o five_o or_o six_o at_o most_o and_o by_o consequence_n there_o will_v be_v a_o renew_n of_o that_o law_n to_o a_o lesser_a rate_n be_v it_o necessary_a at_o this_o time_n it_o have_v always_o be_v the_o policy_n of_o that_o people_n to_o keep_v down_o the_o interest_n of_o their_o money_n three_o or_o four_o per_fw-la cent_n under_o the_o rate_n of_o what_o be_v usual_o pay_v in_o their_o neighbour_a country_n which_o be_v now_o natural_o do_v it_o be_v needless_a to_o use_v the_o artificial_a stratagem_n of_o a_o law_n to_o establish_v answ._n 2._o although_o they_o have_v no_o law_n express_o limit_v interest_n at_o present_a yet_o they_o have_v other_o law_n which_o we_o can_v yet_o arrive_v to_o which_o do_v effect_v the_o same_o thing_n among_o they_o and_o will_v do_v the_o like_a among_o we_o if_o we_o can_v have_v they_o one_o whereof_o be_v their_o ascertain_v real_a security_n by_o their_o public_a register_n for_o we_o see_v evident_o money_n be_v not_o so_o much_o want_v in_o england_n as_o security_n which_o man_n account_v infallible_a a_o remarkable_a instance_n whereof_o be_v the_o east-india-company_n who_o can_v and_o do_v take_v up_o what_o money_n they_o please_v for_o four_o per_fw-la cent_n at_o any_o time_n another_o law_n be_v their_o constitution_n of_o bank_n and_o lumbards_n whereby_o private_a person_n that_o have_v but_o tolerable_a credit_n may_v be_v supply_v at_o easy_a rate_n from_o the_o state_n a_o three_o and_o very_o considerable_a one_o be_v their_o law_n for_o transfer_v bill_n of_o debt_n mention_v in_o the_o begin_n of_o this_o discourse_n a_o four_o which_o be_v a_o custom_n and_o in_o effect_n may_v be_v here_o to_o our_o purpose_n account_v as_o a_o law_n be_v the_o extraordinary_a frugality_n use_v in_o all_o their_o public_a affair_n which_o in_o their_o great_a extremity_n have_v be_v such_o as_o not_o to_o compel_v they_o to_o give_v above_o four_o per_fw-la cent_n for_o the_o loan_n of_o money_n whereas_o it_o be_v say_v his_o majesty_n in_o some_o case_n of_o exigency_n when_o the_o national_a supply_n have_v not_o come_v in_o to_o answer_v the_o present_a emergency_n of_o affair_n have_v be_v enforce_v to_o give_v above_o the_o usual_a rate_n to_o goldsmith_n and_o that_o encourage_v they_o to_o take_v up_o great_a sum_n from_o private_a person_n at_o the_o full_a rate_n of_o six_o per_fw-la cent_n whereas_o former_o they_o usul_o give_v but_o four_o per_fw-la cent_n otherwise_o in_o (null)_o probability_n money_n will_v have_v fall_v of_o itself_o to_o four_o per_fw-la cent_n but_o again_o to_o conclude_v every_o nation_n do_v proceed_v according_a to_o peculiar_a method_n of_o their_o own_o in_o the_o transaction_n of_o their_o public_a affair_n and_o law-making_a and_o in_o this_o kingdom_n it_o have_v always_o be_v the_o custom_n to_o reduce_v the_o rate_n of_o interest_n by_o a_o law_n when_o nature_n have_v prepare_v the_o matter_n fit_a for_o such_o a_o alteration_n as_o now_o i_o say_v it_o have_v by_o a_o law_n it_o be_v reduce_v from_o a_o unlimited_a rate_n to_o ten_o and_o afterward_o from_o ten_o to_o eight_o after_o that_o from_o eight_o to_o six_o and_o through_o the_o blessing_n of_o almighty_n god_n this_o kingdom_n have_v find_v as_o i_o think_v i_o have_v full_o prove_v and_o every_o man_n experience_n will_v witness_v prodigious_a success_n and_o advantage_n thereby_o and_o i_o doubt_v not_o through_o the_o like_a blessing_n of_o god_n almighty_n but_o this_o generation_n will_v find_v the_o like_a great_a and_o good_a effect_n by_o the_o reduction_n of_o it_o from_o six_o to_o four_o which_o be_v now_o at_o
offend_v with_o i_o i_o dare_v undertake_v that_o this_o will_v never_o spoil_v but_o mend_v their_o marriage_n beside_o the_o great_a good_n it_o will_v bring_v to_o their_o country_n and_o to_o their_o posterity_n after_o they_o whether_o they_o prove_v to_o be_v nobleman_n gentleman_n or_o merchant_n etc._n etc._n i_o have_v in_o several_a place_n of_o my_o ensue_a treatise_n refer_v to_o some_o tract_n i_o former_o publish_v upon_o this_o subject_n which_o be_v now_o whole_o out_o of_o print_n i_o think_v fit_a to_o re-print_n and_o annex_v unto_o this_o which_o at_o first_o i_o intend_v not_o some_o there_o be_v who_o will_v grant_v that_o abatement_n of_o interest_n if_o it_o can_v be_v effect_v will_v procure_v to_o the_o nation_n all_o the_o good_a that_o i_o allege_v it_o will_v bring_v with_o it_o but_o say_v it_o be_v not_o practicable_a or_o at_o least_o not_o now_o 1._o a_o needless_a scruple_n and_o contradictory_n to_o experience_n for_o first_o a_o law_n have_v abate_v interest_n in_o england_n three_o time_n within_o these_o few_o year_n already_o and_o what_o shall_v hinder_v its_o effect_n now_o more_o than_o former_o 2._o if_o a_o law_n will_v not_o do_v it_o why_o do_v the_o usurer_n raise_v such_o a_o dust_n and_o engage_v so_o many_o friend_n to_o oppose_v the_o pass_n of_o a_o act_n to_o this_o purpose_n the_o true_a reason_n be_v because_o they_o be_v wise_a enough_o to_o know_v that_o a_o law_n will_v certain_o do_v it_o as_o it_o have_v do_v already_o though_o they_o will_v persuade_v other_o the_o contrary_n and_o if_o it_o be_v doubt_v we_o have_v not_o money_n enough_o in_o england_n beside_o what_o i_o have_v say_v in_o my_o former_a treatise_n as_o to_o the_o increase_n of_o our_o riches_n in_o general_a i_o shall_v here_o give_v some_o further_a reason_n of_o probability_n which_o be_v the_o best_a that_o can_v be_v expect_v in_o this_o case_n to_o prove_v that_o we_o have_v now_o much_o more_o money_n in_o england_n then_o we_o have_v twenty_o year_n past_a notwithstanding_o the_o seem_a scarcity_n at_o present_a if_o i_o shall_v look_v further_o back_o then_o twenty_o year_n the_o argument_n will_v be_v strong_a on_o my_o side_n and_o the_o proportion_n of_o the_o increase_n of_o money_n great_a and_o more_o perspicuous_a but_o i_o shall_v confine_v myself_o to_o that_o time_n which_o be_v within_o most_o man_n memory_n 1._o we_o give_v general_o now_o one_o three_o more_o money_n with_o apprentice_n than_o we_o do_v twenty_o year_n past_a 2._o notwithstanding_o the_o decay_n and_o loss_n of_o sundry_a trade_n and_o manufacture_n yet_o in_o the_o gross_a we_o ship_n off_o now_o one_o three_o part_n more_o of_o the_o manufacture_n as_o also_o lead_v and_o tin_n than_o we_o do_v twenty_o year_n past_a which_o be_v a_o cause_n as_o well_o as_o a_o proof_n of_o our_o increase_n of_o money_n if_o any_o doubt_v this_o if_o they_o please_v to_o consult_v mr_n diâ—kins_n surveyor_n of_o his_o majesty_n custom_n who_o be_v the_o best_a able_a i_o know_v live_v and_o have_v take_v the_o most_o pain_n in_o these_o calculation_n he_o may_v be_v satisfactory_o resolve_v 3._o house_n new_o build_v in_o london_n yield_v twice_o the_o rent_n they_o do_v before_o the_o fire_n and_o house_n general_o immediate_o before_o the_o fire_n yield_v about_o one_o four_o part_n more_o rent_n than_o they_o do_v twenty_o year_n past_a 4._o the_o speedy_a and_o costly_a building_n of_o london_n be_v a_o convince_a and_o to_o stranger_n a_o amaze_a argument_n of_o the_o plenty_n and_o late_o increase_v of_o money_n in_o england_n 5._o we_o have_v now_o more_o than_o double_a the_o quantity_n of_o merchant_n ship_n we_o have_v twenty_o year_n past_a 6._o the_o course_n of_o our_o trade_n from_o the_o increase_n of_o our_o money_n be_v strange_o alter_v within_o these_o twenty_o year_n most_o payment_n from_o merchant_n and_o shopkeeper_n be_v now_o make_v with_o ready_a money_n whereas_o former_o the_o course_n of_o our_o general_a trade_n run_v at_o three_o six_o nine_o twelve_o and_o eighteen_o month_n time_n but_o if_o this_o case_n be_v so_o clear_a some_o may_v ask_v i_o how_o come_v it_o to_o pass_v that_o all_o sort_n of_o man_n complain_v so_o much_o of_o the_o scarcity_n of_o money_n especial_o in_o the_o country_n my_o answer_n to_o this_o query_n be_v viz._n 1._o this_o proceed_v from_o the_o frailty_n and_o corruption_n of_o (null)_o nature_n it_o be_v natural_a for_o man_n to_o complain_v of_o the_o present_a and_o commend_v the_o time_n past_a so_o say_v they_o of_o old_a the_o former_a day_n be_v better_a than_o these_o and_o i_o can_v say_v in_o truth_n upon_o my_o own_o memory_n that_o man_n do_v complain_v as_o much_o of_o the_o scarcity_n of_o money_n ever_o since_o i_o know_v the_o world_n as_o they_o do_v now_o nay_o the_o very_a same_o person_n that_o now_o complain_v of_o this_o and_o commend_v that_o time_n 2._o and_o more_o particular_o this_o complaint_n proceed_v from_o many_o man_n find_n themselves_o uneasy_a in_o the_o matter_n of_o their_o religion_n it_o be_v natural_a for_o man_n when_o they_o be_v discontent_v at_o one_o thing_n to_o complain_v of_o all_o and_o principal_o to_o utter_v their_o discontent_n and_o complaint_n in_o those_o thing_n which_o be_v most_o popular_a those_o that_o hate_v a_o man_n for_o some_o one_o cause_n will_v seldom_o allow_v of_o any_o thing_n that_o be_v good_a in_o he_o and_o some_o that_o be_v angry_a with_o one_o person_n or_o thing_n will_v find_v fault_n with_o other_o that_o give_v they_o no_o offence_n like_o peevish_a person_n that_o meet_v discontent_n abroad_o come_v home_n quarrel_n with_o their_o wife_n child_n servant_n etc._n etc._n 3._o and_o more_o especial_o this_o complaint_n in_o the_o country_n proceed_v from_o the_o late_a practice_n of_o bring_v up_o the_o tax-money_n in_o wagon_n to_o london_n which_o do_v doubtless_o cause_v a_o scarcity_n of_o money_n in_o the_o country_n 4._o and_o principal_o this_o seem_a scarcity_n of_o money_n proceed_v from_o the_o trade_n of_o banker_a which_o obstruct_v circulation_n advance_v usury_n and_o render_v it_o so_o easy_a that_o most_o man_n as_o soon_o as_o they_o can_v make_v up_o a_o sum_n of_o 50_o l._n or_o a_o 100_o l._n send_v it_o into_o the_o goldsmith_n which_o do_v and_o will_v occasion_v while_o it_o last_v that_o fatal_a press_a necessity_n for_o money_n so_o visible_a throughout_o the_o whole_a kingdom_n both_o to_o prince_n and_o people_n from_o what_o have_v be_v last_o say_v it_o appear_v the_o matter_n in_o england_n be_v prepare_v for_o the_o abatement_n of_o interest_n which_o as_o sir_n henry_n blunt_n a_o honourable_a member_n of_o his_o majesty_n council_n of_o trade_n well_o say_v before_o the_o lord_n at_o the_o debate_n be_v the_o unum_n magnum_n towards_o the_o prosperity_n of_o this_o kingdom_n it_o be_v a_o generative_a good_a and_o will_v bring_v many_o other_o good_a thing_n with_o it_o i_o shall_v conclude_v with_o two_o or_o three_o request_n to_o the_o reader_n 1._o that_o he_o will_v read_v and_o consider_v what_o he_o read_v with_o a_o entire_a love_n to_o his_o country_n void_a of_o private_a interest_n and_o former_a ill_a ground_a impression_n receive_v into_o his_o mind_n to_o the_o prejudice_n of_o this_o principle_n 2._o that_o he_o will_v read_v all_o mind_v the_o matter_n not_o the_o stile_n before_o he_o make_v a_o judgement_n 3._o that_o in_o all_o his_o meditation_n upon_o these_o principle_n he_o will_v wary_o distinguish_v between_o the_o profit_n of_o the_o merchant_n and_o the_o gain_n of_o the_o kingdom_n which_o be_v so_o far_o from_o be_v always_o parallel_n that_o frequent_o they_o run_v counter_a one_o to_o the_o other_o although_o most_o man_n by_o their_o education_n and_o business_n have_v fix_v their_o eye_n and_o aim_v whole_o upon_o the_o former_a do_v usual_o confound_v these_o two_o in_o their_o thought_n and_o discourse_n of_o trade_n or_o else_o mistake_v the_o former_a for_o the_o latter_a from_o which_o false_a measure_n have_v proceed_v many_o vulgar_a error_n in_o trade_n some_o whereof_o by_o reason_n of_o man_n frequent_a mistake_n as_o aforesaid_a be_v become_v almost_o proverbial_a and_o often_o hear_v out_o of_o the_o mouth_n not_o only_o of_o the_o common_a people_n but_o of_o man_n that_o may_v know_v better_o if_o they_o will_v due_o consider_v the_o aforesaid_a distinction_n some_o of_o the_o say_v common_a proverbial_a error_n be_v viz._n 1._o vulgar_a error_n we_o have_v too_o many_o merchant_n already_o 2._o the_o stock_n of_o england_n be_v too_o big_a for_o the_o trade_n of_o england_n 3._o no_o man_n shall_v exercise_v two_o calling_n 4._o especial_o no_o shopkeeper_n ought_v to_o be_v a_o merchant_n 5._o luxury_n and_o some_o excess_n may_v be_v
pound_n portion_n with_o a_o daughter_n sixty_o year_n ago_o be_v not_o esteem_v a_o large_a proportion_n than_o two_o thousand_o pound_n be_v now_o and_o whether_o gentlewoman_n in_o those_o day_n will_v not_o esteem_v themselves_o well_o clothe_v in_o a_o serge_n gown_n which_o a_o chambermaid_n now_o will_v be_v ashamed_a to_o be_v see_v in_o whether_o our_o citizen_n and_o middle_a sort_n of_o gentry_n now_o be_v not_o more_o rich_a in_o clothes_n plate_n jewel_n and_o household-good_n etc._n etc._n then_o the_o best_a sort_n of_o knight_n and_o gentry_n be_v in_o those_o day_n and_o whether_o our_o best_a sort_n of_o knight_n and_o gentry_n now_o do_v not_o exceed_v by_o much_o in_o those_o thing_n the_o nobility_n of_o england_n sixty_o year_n past_a many_o of_o who_o then_o will_v not_o go_v to_o the_o price_n of_o a_o whole_a sattin-doublet_n the_o embroiderer_n be_v yet_o live_v who_o have_v assure_v i_o he_o have_v make_v many_o hundred_o of_o they_o for_o the_o nobility_n with_o canvas_n back_n which_o way_n ever_o we_o take_v our_o measure_n to_o i_o it_o seem_v evident_a that_o since_o our_o first_o abatement_n of_o interest_n the_o riches_n and_o splendour_n of_o this_o kingdom_n be_v increase_v to_o above_o four_o i_o may_v say_v above_o six_o time_o so_o much_o as_o it_o be_v we_o have_v now_o almost_o one_o hundred_o coach_n for_o one_o we_o have_v former_o we_o with_o case_n can_v pay_v a_o great_a tax_n now_o in_o one_o year_n than_o our_o forefather_n can_v in_o twenty_o our_o custom_n be_v very_o much_o improve_v i_o believe_v above_o the_o proportion_n aforesaid_a of_o six_o to_o one_o which_o be_v not_o so_o much_o in_o advance_v of_o the_o rate_n of_o good_n as_o by_o increase_n of_o the_o bulk_n of_o trade_n for_o though_o some_o foreign_a commodity_n be_v advance_v other_o of_o our_o native_a commodity_n and_o manufacture_n be_v considerable_o abate_v by_o the_o last_o book_n of_o rate_n i_o can_v myself_o remember_v since_o there_o be_v not_o in_o london_n use_v so_o many_o wharf_n or_o key_n for_o the_o land_n of_o merchant_n good_n by_o at_o least_o one_o three_o part_n as_o now_o there_o be_v and_o those_o that_o be_v then_o can_v scarce_o have_v employment_n for_o half_a what_o they_o can_v do_v and_o now_o notwithstanding_o one_o three_o more_o use_v to_o the_o same_o purpose_n they_o be_v all_o too_o little_a in_o a_o time_n of_o peace_n to_o land_n the_o good_n at_o that_o come_v to_o london_n if_o we_o look_v into_o the_o country_n we_o shall_v find_v land_n as_o much_o improve_v since_o the_o abatement_n of_o interest_n as_o trade_n etc._n etc._n in_o city_n that_o now_o yield_v twenty_o year_n purchase_v which_o then_o will_v not_o have_v sell_v for_o above_o eight_o or_o ten_o at_o most_o beside_o the_o rent_n of_o farm_n have_v be_v for_o these_o last_o thirty_o year_n much_o advance_v and_o although_o they_o have_v for_o these_o three_o or_o four_o last_o year_n fall_v that_o have_v no_o respect_n at_o all_o to_o the_o lowness_n of_o interest_n at_o present_a nor_o to_o the_o other_o mistake_v reason_n which_o be_v common_o assign_v for_o it_o but_o principal_o to_o the_o vast_a improvement_n of_o ireland_n since_o a_o great_a part_n of_o it_o be_v late_o possess_v by_o the_o industrous_a english_a who_o be_v soldier_n in_o the_o late_a army_n and_o the_o late_a great_a land-tax_n more_o may_v be_v say_v but_o the_o premise_n be_v consider_v i_o judge_v will_v sufficient_o demonstrate_v how_o great_o this_o kingdom_n of_o england_n have_v be_v advance_v in_o all_o respect_n for_o these_o last_o fifty_o year_n and_o that_o the_o abatement_n of_o interest_n have_v be_v the_o cause_n thereof_o to_o i_o seem_v most_o probable_a because_o as_o it_o appear_v it_o have_v be_v in_o england_n so_o i_o find_v it_o be_v at_o this_o day_n in_o all_o europe_n and_o other_o part_n of_o the_o world_n insomuch_o that_o to_o know_v whether_o any_o country_n be_v rich_a or_o poor_a or_o in_o what_o proportion_n it_o be_v so_o no_o other_o question_n need_v to_o be_v resolve_v but_o this_o viz._n what_o interest_n do_v they_o pay_v for_o money_n near_o home_o we_o see_v it_o evident_o in_o scotland_n and_o ireland_n where_o ten_o and_o twelve_o per_fw-la cent_z be_v pay_v for_o interest_n the_o people_n be_v poor_a and_o despicable_a their_o person_n ill_o clothe_v their_o house_n worse_o provide_v and_o money_n intolerable_o scarce_o notwithstanding_o they_o have_v great_a plenty_n of_o all_o provision_n nor_o will_v their_o land_n yield_v above_o eight_o or_o ten_o year_n purchase_v at_o most_o in_o france_n where_o money_n be_v at_o seven_o per_fw-mi cent_z their_o land_n will_v yield_v about_o eighteen_o year_n purchase_v and_o the_o gentry_n who_o may_v possess_v land_n live_v in_o good_a condition_n though_o the_o peasant_n be_v little_o better_o than_o slave_n because_o they_o can_v possess_v nothing_o but_o at_o the_o will_n of_o other_o in_o italy_n money_n will_v not_o yield_v above_o three_o per_fw-la cent_z to_o be_v let_v out_o upon_o real_a security_n there_o the_o people_n be_v rich_a full_a of_o trade_n well_o attire_v and_o their_o land_n will_v sell_v at_o thirty_o five_o to_o forty_o year_n purchase_v and_o that_o it_o be_v so_o or_o better_a with_o they_o in_o holland_n be_v too_o manifest_a in_o spain_n the_o usual_a interest_n be_v ten_o and_o twelve_o per_fw-la cent_z and_o there_o notwithstanding_o they_o have_v the_o only_a trade_n in_o the_o world_n for_o gold_n and_o silver_n money_n be_v no_o where_n more_o scarce_o the_o people_n poor_a despicable_a and_o void_a of_o commerce_n other_o than_o such_o as_o english_a dutch_a italian_n jew_n and_o other_o foreigner_n bring_v to_o they_o who_o be_v to_o they_o in_o effect_n but_o as_o leech_n who_o suck_v their_o blood_n and_o vital_a spirit_n from_o they_o i_o may_v urge_v many_o other_o instâ—nces_n of_o this_o nature_n not_o only_o out_o of_o chriâ—â—endom_n but_o from_o under_o the_o turk_n dominion_n east-india_n and_o america_n but_o every_o man_n by_o his_o eperience_n in_o foreign_a country_n may_v easy_a inform_v himself_o whether_o this_o rule_n do_v universal_o hold_v true_a or_o not_o for_o my_o own_o part_n to_o satisfy_v my_o own_o curiosity_n i_o have_v for_o some_o year_n as_o occasion_v offer_v diligent_o inquire_v of_o all_o my_o acquaintance_n that_o have_v knowledge_n of_o foreign_a country_n and_o i_o can_v true_o say_v that_o i_o never_o find_v it_o to_o fail_v in_o any_o particular_a instance_n now_o if_o upon_o what_o have_v be_v say_v it_o be_v grant_v that_o defacto_fw-la this_o kingdom_n be_v rich_a at_o least_o fourfold_a i_o may_v say_v eight-fold_n than_o it_o be_v before_o any_o law_n for_o interest_n be_v make_v and_o that_o all_o country_n be_v at_o this_o day_n rich_a or_o poor_a in_o a_o exact_a proportion_n to_o what_o they_o pay_v and_o have_v usual_o pay_v for_o the_o interest_n of_o money_n it_o remain_v that_o we_o inquire_v careful_o whether_o the_o abatement_n of_o interest_n be_v in_o truth_n the_o cause_n of_o the_o riches_n of_o any_o country_n or_o only_o the_o concomitant_a or_o effect_v of_o the_o riches_n of_o a_o country_n in_o which_o seem_v to_o lie_v the_o intricacy_n of_o this_o question_n to_o satisfy_v myself_o wherein_o i_o have_v take_v all_o opportunity_n to_o discourse_v this_o point_n with_o the_o most_o ingenious_a man_n i_o have_v the_o honour_n to_o be_v know_v to_o and_o have_v search_v for_o and_o read_v all_o the_o book_n that_o i_o can_v ever_o hear_v be_v print_v against_o the_o abatement_n of_o interest_n and_o serious_o consider_v all_o the_o argument_n and_o objection_n use_v by_o they_o against_o it_o all_o which_o have_v tend_v to_o confirm_v i_o in_o this_o opinion_n which_o i_o bumble_o offer_v to_o the_o consideration_n of_o wise_a head_n viz._n that_o the_o abatement_n of_o interest_n be_v the_o cause_n of_o the_o prosperity_n &_o riches_n of_o any_o nation_n and_o that_o the_o bring_v down_o of_o interest_n in_o this_o kingdom_n from_o six_o to_o four_o or_o three_o per_fw-mi cent_z will_v necessary_o in_o less_o than_o twenty_o year_n time_n double_v the_o capital_a stock_n of_o the_o nation_n the_o most_o material_a objection_n i_o have_v meet_v with_o against_o it_o be_v as_o follow_v object_n 1._o to_o abate_v interest_n will_v cause_v the_o dutch_a and_o other_o people_n that_o have_v money_n put_v out_o at_o interest_n in_o england_n by_o their_o friend_n and_o factor_n to_o call_v home_o their_o estate_n and_o consequent_o will_v occasion_v a_o great_a scarcity_n and_o want_n of_o money_n among_o we_o to_o this_o i_o answer_v that_o if_o interest_n be_v bring_v but_o to_o four_o per_fw-mi cent_z no_o dutchman_n will_v call_v in_o his_o money_n that_o be_v out_o upon_o good_a security_n
be_v former_o that_o money_n double_v once_o in_o seven_o year_n at_o 10_o per_fw-mi cent_z according_a to_o which_o rule_n 100_o l._n in_o seventy_o year_n amount_n to_o 102400_o l._n one_o hundred_o pound_n at_o ten_o pound_n per_fw-la cent_z per_fw-la annum_fw-la at_o interest_n upon_o interest_n increase_v thus_o viz._n  _fw-fr l._n s._n d._n at_o first_o 100_o 00_o 00_o at_o 3_o month_n it_o be_v 102_o 10_o 00_o at_o 6_o month_n 105_o 1_o 03_o at_o 9_o month_n 107_o 13_o 9_o at_o 12_o month_n 110_o 07_o 7_o at_o 1_o year_n ¼_n 113_o 02_o 9_o at_o 1_o year_n ½_n 115_o 19_o 4_o at_o 1_o year_n ¾_n 118_o 17_o 4_o at_o 2_o year_n 121_o 16_o 9_o at_o 2_o year_n ¼_n 124_o 17_o 8_o at_o 2_o year_n ½_n 128_o 00_o 1_o at_o 2_o year_n ¾_n 131_o 4_o 1_o at_o 3_o year_n 134_o 9_o 9_o at_o 3_o year_n ¼_n 137_o 17_o 0_o at_o 3_o year_n ½_n 141_o 5_o 10_o at_o 3_o year_n ¾_n 144_o 16_o 6_o at_o 4_o year_n 148_o 8_o 11_o at_o 4_o year_n ¼_n 152_o 3_o 1_o at_o 4_o year_n ½_n 155_o 19_o 2_o at_o 4_o year_n ¾_n 159_o 17_o 2_o at_o 5_o year_n 163_o 17_o 1_o at_o 5_o year_n ¼_n 167_o 19_o 0_o at_o 5_o year_n ½_n 172_o 3_o 0_o at_o 5_o year_n ¼_n 176_o 9_o 1_o at_o 6_o year_n 180_o 17_o 3_o at_o 6_o year_n ¼_n 185_o 7_o 9_o at_o 6_o year_n ½_n 190_o 5_o 0_o at_o 6_o year_n â—_o 4_o 194_o 15_o 5_o at_o 7_o year_n 199_o 12_o 10_o suppose_v one_o hundred_o pound_n to_o double_a in_o seven_o year_n at_o interest_n upon_o interest_n as_o aforesaid_a the_o increase_n be_v viz._n  _fw-fr l._n at_o first_o 100_o at_o 7_o year_n 200_o at_o 14_o year_n 400_o at_o 21_o year_n 800_o at_o 28_o year_n 1600_o at_o 35_o year_n 3200_o at_o 42_o year_n 6400_o at_o 49_o year_n 12800_o at_o 56_o year_n 25600_o at_o 63_o year_n 51200_o at_o 70_o year_n 102400_o pag._n 13._o he_o say_v that_o i_o make_v use_n of_o the_o abuse_n of_o interest_n which_o no_o man_n plead_v for_o annex_v a_o discourse_n against_o interest_n write_v in_o 1621._o when_o it_o be_v at_o 10_o per_fw-mi cent_z endeavour_v thereby_o to_o impose_v a_o belief_n that_o the_o gentleman_n who_o write_v that_o discourse_n be_v of_o my_o mind_n whereas_o it_o may_v be_v suppose_v the_o author_n of_o that_o book_n be_v content_v with_o 8_o per_fw-mi cent_z because_o within_o four_o year_n after_o it_o be_v bring_v down_o to_o that_o rate_n and_o that_o otherwise_o he_o will_v have_v write_v further_o it_o be_v probable_a that_o he_o may_v live_v till_o after_o four_o year_n i_o answer_v that_o through_o the_o mercy_n of_o almighty_a god_n and_o for_o the_o good_a of_o this_o kingdom_n that_o patriot_n of_o his_o country_n old_a sir_n thomas_n culpepper_n who_o i_o have_v since_o be_v assure_v be_v the_o author_n of_o that_o treatise_n do_v live_v above_o twenty_o year_n after_o the_o write_n thereof_o and_o then_o publish_v a_o second_o treatise_n which_o be_v late_o reprint_v by_o his_o worthy_a son_n which_o second_o treatise_n be_v now_o to_o be_v have_v at_o mr_n wilkinson_n over_o against_o st_n dunstan_n church_n in_o fleetstreet_n which_o i_o will_v advise_v my_o opposer_n to_o read_v and_o then_o i_o hope_v he_o will_v be_v more_o modest_a hereafter_o then_o to_o miscall_a the_o most_o natural_a and_o rational_a conclusion_n imposings_n but_o lest_o he_o shall_v not_o meet_v with_o the_o say_a treatise_n i_o shall_v here_o insert_v a_o few_o line_n out_o of_o it_o to_o the_o present_a purpose_n viz._n old_a sir_n thomas_n speak_v of_o the_o certain_a good_a effect_n of_o the_o abatement_n of_o interest_n from_o 10_o to_o 8_o per_fw-mi cent_z pag._n 19_o of_o his_o second_o treatise_n say_v this_o good_a success_n do_v call_v upon_o we_o not_o to_o rest_v here_o but_o that_o we_o bring_v the_o use_n for_o money_n to_o a_o low_a rate_n which_o now_o i_o suppose_v will_v find_v no_o opposition_n for_o all_o objection_n which_o before_o the_o statute_n be_v make_v against_o it_o be_v now_o answer_v by_o the_o success_n &_o most_o certain_o the_o benefit_n will_v be_v much_o great_a to_o the_o common_a wealth_n by_o call_v the_o use_n for_o money_n down_o from_o 8_o to_o 5_o or_o 6_o per_fw-mi cent_z than_o it_o be_v from_o call_v it_o down_o from_o 10_o to_o 8_o per_fw-la cent._n i_o shall_v not_o comment_v upon_o his_o word_n but_o only_o declare_v that_o in_o truth_n i_o never_o hear_v of_o this_o treatise_n noâ—_n of_o any_o other_o to_o the_o like_a effect_n when_o i_o write_v i_o pag._n 13._o the_o gentleman_n bâ—ings_v up_o his_o battalion_n and_o like_o a_o stout_a champion_n for_o the_o sly_a and_o timorous_a heard-of_a usurer_n plant_n his_o main_a battery_n against_o that_o part_n which_o i_o confess_v to_o be_v weak_a viz._n that_o the_o difficulty_n of_o this_o question_n be_v whether_o the_o lowness_n of_o interest_n be_v the_o cause_n or_o the_o effect_n of_o riches_n and_o he_o positive_o deny_v that_o the_o lowness_n of_o interest_n be_v the_o cause_n &_o affirm_v it_o to_o be_v only_o the_o effect_n thereof_o which_o he_o endeavour_v to_o prove_v by_o four_o argument_n which_o i_o shall_v particular_o answer_v in_o a_o due_a place_n in_o the_o mean_a time_n use_v my_o own_o method_n to_o prove_v that_o the_o abatement_n of_o interest_n by_o a_o law_n in_o england_n will_v be_v a_o mean_n to_o improve_v the_o riches_n of_o this_o kingdom_n and_o i_o prove_v it_o thus_o 1._o whatever_o do_v advance_v the_o value_n of_o land_n in_o purchase_n must_v be_v a_o procure_a cause_n of_o riches_n 2._o whatever_o do_v improve_v the_o rent_n of_o farm_n must_v be_v a_o procure_a cause_n of_o riches_n 3._o whatever_o do_v increase_v the_o bulk_n of_o foreign_a trade_n must_v be_v a_o procure_a cause_n of_o riches_n 4._o whatever_o do_v multiply_v domestic_a artificer_n must_v be_v a_o procure_a cause_n of_o riches_n 5._o whatever_o do_v incline_v the_o nation_n to_o thriftiness_n must_v be_v a_o procure_a cause_n of_o riches_n 6._o whatever_o do_v employ_v the_o poor_a must_v be_v a_o procure_a cause_n of_o riches_n 7._o whatever_o do_v increase_v the_o stock_n of_o people_n must_v be_v a_o procure_a cause_n of_o riches_n now_o that_o the_o abatement_n of_o interest_n will_v advance_v the_o value_n of_o land_n i_o prove_v first_o by_o experience_n for_o certain_o anno_fw-la 1621._o the_o currant_n price_n of_o our_o land_n in_o england_n be_v twelve_o year_n purchase_v and_o so_o i_o have_v be_v assure_v by_o many_o ancient_a man_n who_o i_o have_v query_v particular_o as_o to_o this_o matter_n and_o i_o find_v it_o so_o by_o purchase_n make_v about_o that_o time_n by_o my_o own_o relation_n and_o acquaintance_n and_o i_o presume_v that_o any_o nobleman_n or_o gentleman_n of_o england_n by_o only_o command_v the_o steward_n of_o their_o manor_n to_o give_v they_o list_n out_o of_o the_o record_n of_o any_o manor_n or_o farm_n that_o their_o grandfather_n or_o father_n buy_v or_o sell_v fifty_o year_n past_a will_v find_v that_o the_o same_o farm_n to_o be_v now_o sell_v will_v yield_v one_o with_o another_o at_o least_o treble_a the_o money_n and_o in_o some_o case_n six_o time_n the_o money_n they_o be_v then_o buy_v and_o sell_v for_o which_o i_o submit_v still_o to_o the_o single_a and_o joint_a judgement_n of_o the_o honourable_a member_n of_o both_o house_n of_o parliament_n who_o be_v the_o great_a owner_n of_o our_o territory_n be_v in_o their_o private_a as_o well_o as_o in_o their_o politic_a capacity_n the_o most_o proper_a and_o experimental_a judge_n of_o this_o case_n if_o the_o ancient_n of_o they_o will_v please_v to_o recollect_v their_o memory_n and_o the_o young_a will_v please_v to_o be_v inform_v by_o their_o elder_a servant_n and_o if_o this_o be_v so_o it_o can_v be_v deny_v but_o the_o abatement_n of_o interest_n by_o a_o law_n have_v great_o advance_v land_n in_o purchase_n as_o well_o as_o improve_v rent_n by_o meliorate_n the_o land_n themselves_o those_o improvement_n by_o marling_n lime_a drain_n etc._n etc._n have_v be_v make_v since_o money_n be_v at_o 8_o and_o 6_o per_fw-la cent_n which_o 10_o per_fw-la cent_n can_v not_o bear_v and_o to_o prove_v that_o land_n be_v then_o at_o twelve_o year_n purchase_v i_o have_v the_o write_a testimony_n of_o that_o incomparable_a worthy_a person_n sir_n thomas_n culpepper_n senior_n who_o page_z 11._o of_o his_o first_o treatise_n express_o affirm_v that_o land_n be_v then_o at_o twelve_o year_n purchase_v who_o be_v himself_o a_o grave_n and_o ancient_a parliament_n man_n and_o dedicate_a his_o book_n to_o the_o then_o parliament_n whereof_o he_o be_v then_o a_o member_n can_v without_o horrible_a uncharitableness_n be_v presume_v
to_o impose_v upon_o his_o country_n and_o now_o that_o our_o interest_n be_v at_o 6_o per_fw-la cent_n as_o the_o same_o worthy_a author_n do_v wise_o foresee_v i_o appeal_v to_o the_o judgement_n and_o experience_n of_o my_o country_n man_n whether_o the_o genuine_a price_n of_o our_o land_n in_o england_n now_o will_v not_o be_v 20_o year_n purchase_v be_v it_o not_o for_o accidental_a pressure_n under_o which_o it_o labour_v at_o present_a such_o as_o these_o 1._o our_o late_a great_a land_n tax_n 2._o and_o principal_o the_o late_a great_a improvement_n of_o ireland_n mention_v in_o my_o former_a treatise_n the_o consequence_n whereof_o be_v that_o that_o country_n now_o supply_v foreign_a market_n as_o well_o as_o our_o own_o plantation_n in_o america_n with_o beef_n pork_n hides_n tallow_n bread_n beer_n wool_n and_o corn_n at_o cheap_a rate_n than_o we_o can_v afford_v to_o the_o beat_v we_o out_o of_o those_o trade_n whereas_o former_o viz._n present_o after_o the_o late_a irish_a war_n many_o man_n get_v good_a estate_n by_o transport_v english_a cattle_n thither_o and_o that_o the_o improvement_n of_o ireland_n be_v the_o principal_a cause_n why_o our_o land_n in_o purchase_n rise_v not_o as_o natural_o they_o shall_v with_o the_o fall_n of_o our_o interest_n appear_v evident_o from_o the_o effect_n the_o fall_n of_o interest_n have_v have_v upon_o house_n in_o london_n where_o the_o growth_n of_o ireland_n can_v have_v no_o such_o destructive_a influence_n which_o have_v be_v so_o considerable_a that_o whosoever_o will_v please_v to_o inform_v themselves_o by_o old_a scrivener_n or_o ancient_a deed_n shall_v find_v that_o a_o house_n in_o london_n about_o fifty_o year_n past_a that_o will_v sell_v but_o for_o 300_o l._n at_o most_o will_v ready_o sell_v within_o a_o short_a time_n afâ—er_o interest_n be_v bring_v to_o 8_o per_fw-la cent_n at_o 5_o or_o 600_o l._n and_o the_o same_o house_n to_o be_v sell_v sometime_o after_o interest_n be_v bring_v to_o 6_o per_fw-la cent_n viz._n before_o and_o after_o the_o late_a dutch_a war_n will_v have_v yield_v without_o scruple_n 1000_o or_o 1200_o l._n the_o abatement_n of_o interest_n have_v have_v a_o double_a effect_n upon_o house_n by_o increase_a trade_n and_o consequent_o raise_v rent_n as_o well_o as_o increase_n the_o number_n of_o year_n purchase_v 3._o a_o three_o reason_n why_o land_n do_v not_o at_o present_a bear_v a_o exact_a proportion_n to_o 6_o per_fw-la cent_n which_o shall_v natural_o be_v twenty_o year_n be_v the_o late_a plague_n which_o do_v much_o depopulate_v this_o kingdom_n 4._o the_o late_a fire_n in_o london_n which_o have_v engage_v man_n in_o building_n in_o the_o city_n who_o otherwise_o will_v have_v be_v purchase_v in_o the_o country_n 5._o the_o unusual_a plenty_n of_o corn_n which_o have_v be_v for_o these_o three_o or_o four_o year_n pass_v in_o most_o part_n of_o christendom_n the_o like_a whereof_o have_v be_v seldom_o know_v it_o happen_v most_o common_o that_o when_o one_o country_n have_v have_v great_a plenty_n other_o have_v have_v great_a scarcity_n 6._o the_o rack_a up_o of_o rent_n in_o the_o year_n 1651._o and_o 1652._o which_o be_v present_o after_o the_o last_o abatement_n of_o interest_n a_o seven_o accidental_a reason_n why_o land_n do_v not_o sell_v at_o present_a at_o the_o rate_n it_o natural_o shall_v in_o proportion_n to_o the_o legal_a interest_n be_v that_o innovate_v practice_n of_o banker_n in_o london_n which_o have_v more_o effect_n attend_v it_o then_o most_o i_o converse_v with_o have_v yet_o observe_v but_o i_o shall_v here_o take_v notice_n of_o that_o only_a which_o be_v to_o my_o present_a purpose_n viz._n the_o gentleman_n that_o be_v banker_n have_v a_o large_a interest_n from_o his_o majesty_n for_o what_o they_o advance_v upon_o his_o majesty_n revenue_n can_v afford_v to_o give_v the_o full_a legal_a interest_n to_o all_o person_n that_o put_v money_n into_o their_o hand_n though_o for_o never_o so_o short_a or_o long_o a_o time_n which_o make_v the_o trade_n of_o usury_n so_o easy_a and_o hitherto_o safe_a that_o few_o after_o have_v find_v the_o sweetness_n of_o this_o lazy_a way_n of_o improvement_n be_v by_o continuance_n and_o success_n grow_v to_o fancy_n themselves_o secure_a in_o it_o can_v be_v lead_v there_o be_v neither_o ease_n nor_o profit_n to_o invite_v they_o to_o lay_v out_o their_o money_n in_o land_n though_o at_o 15_o year_n purchase_v whereas_o before_o this_o way_n of_o private_a banker_a come_n up_o man_n that_o have_v money_n be_v force_v ofttimes_o to_o let_v it_o lie_v dead_a by_o they_o until_o they_o can_v meet_v with_o security_n to_o their_o mind_n and_o if_o the_o like_a necessity_n be_v now_o of_o money_n lie_v dead_a the_o loss_n of_o use_n for_o the_o dead_a time_n be_v deduct_v from_o the_o profit_n of_o 6_o l._n per_fw-la cent_z communibus_fw-la annis_fw-la will_v in_o effect_n take_v off_o 1_o l._n per_fw-la cent_z per_fw-la annum_fw-la of_o the_o profit_n of_o usury_n and_o consequent_o incline_v man_n more_o to_o purchase_v land_n in_o regard_n the_o difference_n between_o usury_n and_o purchase_n will_v not_o in_o point_n of_o profit_n be_v so_o great_a as_o now_o it_o be_v this_o new_a invention_n of_o cashcire_v have_v in_o my_o opinion_n clear_o better_v the_o usurer_n trade_n 1_o or_o 2_o per_fw-la cent_z per_fw-la annum_fw-la and_o that_o this_o way_n of_o leave_v money_n with_o goldsmith_n have_v have_v the_o aforesaid_a effect_n seem_v evident_a to_o i_o from_o the_o scarcity_n it_o make_v of_o money_n in_o the_o country_n for_o the_o trade_n of_o banker_n be_v only_o in_o london_n do_v very_o much_o drain_v the_o ready_a money_n from_o all_o other_o part_n of_o the_o kingdom_n the_o second_o point_n i_o be_o to_o prove_v be_v that_o it_o will_v advance_v the_o rent_n of_o farm_n to_o prove_v that_o it_o do_v so_o in_o fact_n depend_v on_o memory_n and_o for_o my_o own_o part_n i_o and_o most_o other_o i_o converse_v with_o do_v perfect_o remember_v that_o rent_n do_v general_o rise_v after_o the_o late_a abatement_n of_o interest_n viz._n in_o the_o year_n 1651._o and_o 1652._o the_o reason_n why_o they_o do_v so_o be_v from_o the_o encouragement_n which_o that_o abatement_n of_o interest_n give_v to_o landlord_n and_o tenant_n to_o improve_v by_o draining_n marling_n lime_a etc._n etc._n excellent_o make_v out_o by_o the_o aforesaid_a two_o worthy_a author_n so_o that_o i_o do_v i_o think_v with_o good_a reason_n conclude_v that_o the_o present_a fall_n of_o rent_n be_v not_o natural_a but_o accidental_a and_o to_o be_v ascribe_v principal_o to_o the_o foregoing_a reason_n give_v for_o the_o present_a abatement_n of_o land_n in_o purchase_n and_o especial_o to_o the_o late_a improvement_n of_o ireland_n the_o three_o thing_n i_o be_o to_o prove_v be_v that_o the_o abatement_n of_o interest_n will_v increase_v the_o bulk_n of_o foreign_a trade_n which_o i_o do_v thus_o by_o evidence_n of_o fact_n it_o have_v be_v so_o in_o england_n the_o increase_n of_o our_o trade_n have_v always_o follow_v the_o abatement_n of_o our_o interest_n by_o law_n i_o say_v not_o precede_v but_o follow_v it_o and_o the_o cause_n do_v always_o go_v before_o the_o effect_n which_o i_o think_v i_o have_v evident_o demonstrate_v in_o my_o former_a treatise_n if_o any_o doubt_n of_o this_o and_o will_v be_v at_o the_o pain_n to_o examine_v the_o custom-house_n book_n they_o may_v soon_o be_v resolve_v 2._o by_o authority_n not_o only_o of_o that_o ancient_a gentleman_n sir_n thomas_n culpepper_n in_o his_o second_o treatise_n and_o therein_o of_o the_o judgement_n of_o the_o french_a king_n and_o court_n in_o a_o edict_n there_o recite_v but_o likewise_o of_o a_o parliament_n of_o england_n king_n lord_n &_o commons_o in_o the_o act_n for_o reduce_v it_o to_o 6_o per_fw-mi cent_z in_o the_o preamble_n whereof_o be_v these_o word_n viz._n forasmuch_o as_o the_o abatement_n of_o interest_n from_o 10_o in_o the_o hundred_o in_o former_a time_n have_v be_v find_v by_o notable_a experience_n beneficial_a to_o the_o advancement_n of_o trade_n and_o improvement_n of_o land_n by_o good_a husbandry_n with_o many_o other_o considerable_a advantage_n to_o this_o nation_n especial_o the_o reduce_n of_o it_o to_o a_o near_a proportion_n with_o foreign_a state_n with_o who_o we_o traffic_n and_o whereas_o in_o fresh_a memory_n the_o like_a fall_n from_o 8_o to_o 6_o in_o the_o hundred_o by_o a_o late_a constant_a practice_n have_v find_v the_o like_a success_n to_o the_o general_a contentment_n of_o this_o nation_n as_o be_v visible_a by_o several_a improvement_n etc._n etc._n 3._o by_o necessary_a consequence_n when_o interest_n be_v abate_v they_o who_o call_v in_o their_o money_n must_v either_o buy_v land_n or_o trade_n with_o it_o if_o they_o buy_v land_n the_o many_o
as_o it_o be_v call_v as_o in_o former_a day_n when_o our_o great_a expense_n be_v upon_o our_o belly_n the_o most_o destructive_a consumption_n that_o can_v happen_v to_o a_o nation_n and_o tend_v only_o to_o nourish_v idleness_n luxury_n and_o beggary_n whereas_o that_o other_o kind_n of_o expense_n which_o follow_v trade_n encourage_v labour_n art_n and_o invention_n to_o which_o give_v i_o leave_v to_o add_v that_o the_o abatement_n of_o interest_n conjoynt_v with_o excise_n upon_o our_o home_n consumption_n if_o the_o late_a can_v be_v hit_v upon_o without_o disturbance_n to_o trade_n or_o danger_n of_o continuation_n be_v two_o of_o the_o most_o comprehensive_a and_o effectual_a sumptuary_n law_n that_o ever_o be_v establish_v in_o any_o nation_n and_o most_o necessitating_a and_o engage_v any_o people_n to_o thriftiness_n the_o high_a road_n to_o riches_n as_o well_o for_o nation_n as_o private_a family_n the_o frugal_a italian_n of_o old_a and_o the_o provident_a dutch_a of_o latter_a time_n i_o think_v have_v give_v the_o world_n a_o sufficient_a proof_n of_o this_o theorim_n and_o if_o any_o shall_v tell_v i_o it_o be_v the_o nature_n of_o those_o people_n to_o be_v thrifty_a i_o answer_v all_o man_n by_o nature_n be_v alike_o it_o be_v only_a law_n custom_n and_o education_n that_o differ_v man_n their_o nature_n and_o disposition_n and_o the_o disposition_n of_o all_o people_n in_o the_o world_n proceed_v from_o their_o law_n the_o french_a peasantry_n be_v a_o slavish_a cowardly_a people_n because_o the_o law_n of_o their_o country_n have_v make_v they_o slave_n the_o french_a gentry_n a_o noble_a valiant_a people_n because_o free_a by_o law_n birth_n and_o education_n in_o england_n we_o be_v all_o free_a subject_n by_o our_o law_n and_o therefore_o our_o people_n prove_v general_o courageous_a the_o dutch_a and_o italian_n be_v both_o frugal_a nation_n though_o their_o climate_n and_o government_n differ_v as_o much_o as_o any_o because_o the_o law_n of_o both_o nation_n incline_v they_o to_o thriftiness_n other_o nation_n i_o can_v name_v be_v general_o vain_a &_o prodigal_a not_o by_o nature_n nor_o for_o want_v of_o a_o good_a country_n but_o because_o their_o law_n etc._n etc._n dispose_v they_o so_o to_o be_v the_o six_o proof_n of_o the_o proposition_n be_v that_o it_o employ_v the_o poor_a which_o be_v a_o ne-necessary_a consequence_n likewise_o of_o the_o increase_n of_o trade_n in_o city_n and_o improvement_n of_o land_n in_o the_o country_n which_o be_v well_o and_o true_o demonstrate_v from_o experience_n by_o the_o elder_a and_o young_a sir_n thomas_n culpepper_n to_o who_o to_o avoid_v prolixity_n i_o must_v refer_v the_o reader_n seven_o it_o increase_v the_o people_n of_o a_o nation_n this_o also_o necessary_o follow_v the_o increase_n of_o trade_n and_o improvement_n of_o land_n not_o that_o it_o cause_v marry_v man_n to_o get_v more_o child_n but_o 1_o st_o a_o trade_a country_n afford_v comfortable_a subsistance_n to_o more_o family_n than_o a_o country_n destitute_a of_o trade_n be_v the_o reason_n that_o many_o do_v marry_v who_o otherwise_o must_v be_v force_v to_o live_v single_a which_o may_v be_v one_o reason_n why_o few_o people_n of_o either_o sex_n be_v to_o be_v see_v unmarried_a in_o holland_n at_o 25_o year_n of_o age_n then_o may_v be_v find_v in_o england_n at_o 40_o year_n old_a 2_o dly_z where_o there_o be_v much_o employment_n and_o good_a pay_n if_o we_o want_v hand_n of_o our_o own_o we_o shall_v draw_v they_o from_o other_o as_o have_v be_v say_v 3_o dly_z we_o shall_v keep_v our_o own_o people_n at_o home_n which_o otherwise_o for_o want_n of_o employment_n will_v be_v force_v to_o leave_v we_o and_o serve_v other_o nation_n as_o too_o many_o of_o our_o seaman_n shipwrights_a and_o other_o have_v do_v 4_o thly_a our_o land_n and_o trade_n be_v improve_v will_v render_v we_o capable_a not_o only_o of_o employ_v but_o feed_v a_o far_o great_a number_n of_o people_n as_o be_v manifest_a in_o that_o instance_n of_o the_o land_n of_o palestine_n and_o if_o these_o will_v be_v the_o effect_n of_o abate_v interest_n than_o i_o think_v it_o be_v out_o of_o doubt_n that_o the_o abatement_n of_o interest_n be_v the_o cause_n of_o the_o increase_n of_o the_o riches_n of_o any_o kingdom_n for_o quicquid_fw-la efficit_fw-la tale_n est_fw-la magis_fw-la tale_n now_o to_o answer_v his_o four_o recite_v reason_n viz._n first_o he_o say_v if_o a_o low_a state_v interest_n by_o law_n be_v the_o cause_n of_o riches_n no_o country_n will_v be_v poor_a all_o desire_a riches_n rather_o than_o poverty_n and_o all_o have_v it_o in_o their_o power_n to_o state_n their_o interest_n as_o low_a as_o they_o please_v by_o law_n i_o answer_v first_o whatever_o nation_n do_v it_o gradual_o for_o so_o it_o must_v be_v do_v as_o it_o have_v be_v hitherto_o in_o england_n 2_o per_fw-la cent_z being_n enough_o to_o abate_v at_o one_o time_n will_v find_v those_o effect_n i_o have_v mention_v but_o it_o be_v a_o work_n of_o age_n and_o can_v be_v do_v at_o once_o for_o nec_fw-la natura_fw-la aut_fw-la lex_fw-la operantur_fw-la per_fw-la saltum_fw-la second_o it_o be_v great_a imprudence_n to_o imagine_v that_o any_o country_n understand_v their_o true_a interest_n so_o well_o as_o by_o degree_n to_o abate_v use-money_n will_v not_o likewise_o by_o the_o same_o wisdom_n be_v lead_v to_o the_o institute_n of_o many_o other_o good_a law_n for_o the_o encouragement_n of_o trade_n as_o our_o parliament_n have_v still_o proceed_v to_o do_v as_o interest_n have_v be_v abate_v his_o second_o reason_n be_v that_o if_o the_o lowness_n of_o interest_n be_v not_o the_o effect_n of_o riches_n in_o holland_n they_o may_v take_v as_o much_o vse-money_n as_o they_o can_v get_v there_o be_v no_o law_n against_o it_o i_o answer_v there_o be_v former_o law_n in_o holland_n that_o reduce_v interest_n to_o 8_o and_o 6_o and_o afterward_o to_o 5_o per_fw-mi cent_z anno_fw-la 1640._o and_o since_o in_o the_o year_n 1655._o to_o 4_o per_fw-mi cent_z the_o placart_n for_o which_o i_o have_v see_v and_o have_v be_v tell_v and_o do_v believe_v they_o have_v since_o reduce_v it_o by_o placart_n to_o 3_o per_fw-la cent_z as_o to_o their_o cantor_n and_o all_o public_a receipt_n which_o in_o holland_n be_v as_o much_o in_o effect_n as_o if_o they_o have_v make_v a_o general_a law_n for_o it_o because_o the_o most_o of_o their_o receipt_n and_o payment_n be_v make_v in_o and_o out_o of_o the_o aforesaid_a public_a office_n or_o else_o into_o and_o out_o of_o their_o bank_n for_o which_o no_o use-money_n be_v allow_v which_o several_a gradual_a and_o successful_a abatement_n of_o interest_n do_v occasion_v their_o riches_n at_o first_o and_o bring_v their_o people_n to_o that_o consistency_n of_o wealth_n that_o they_o have_v since_o wrought_v themselves_o into_o such_o a_o abundance_n that_o there_o be_v more_o lender_n now_o than_a borrower_n and_o so_o i_o doubt_v not_o but_o it_o will_v be_v with_o we_o in_o a_o few_o year_n after_o the_o next_o abatement_n of_o interest_n be_v make_v by_o law_n which_o i_o have_v good_a reason_n to_o conclude_v not_o only_o from_o the_o visible_a operation_n of_o nature_n in_o all_o other_o thing_n and_o place_n but_o from_o fact_n and_o experience_n in_o this_o very_a case_n be_v certain_a that_o the_o goldsmith_n in_o london_n can_v have_v what_o money_n they_o will_v upon_o their_o servant_n note_n only_o at_o 4_o l._n and_o 4_o l._n 10_o s._n per_fw-la cent_z before_o the_o late_a emergency_n of_o state_n which_o i_o can_v demonstrate_v have_v very_o much_o obstruct_v the_o natural_a fall_n of_o interest_n with_o we_o something_o more_o i_o have_v say_v in_o answer_n to_o this_o in_o the_o addition_n to_o my_o former_a treatise_n and_o this_o may_v serve_v likewise_o for_o a_o answer_n to_o his_o three_o reason_n four_o he_o say_v that_o which_o i_o must_v prove_v to_o make_v good_a my_o assertion_n be_v that_o any_o country_n in_o the_o world_n from_o a_o poor_a and_o low_a condition_n while_o interest_n be_v at_o 6_o per_fw-mi cent_z be_v make_v rich_a by_o bring_v it_o to_o 4_o per_fw-mi cent_z or_o 3_o per_fw-la cent_z by_o a_o law_n i_o answer_v if_o the_o instance_n of_o holland_n and_o italy_n be_v not_o sufficient_a to_o satisfy_v he_o in_o this_o point_n yet_o that_o have_v prove_v which_o he_o can_v deny_v that_o our_o own_o kingdom_n have_v be_v enrich_v consequent_o constant_o and_o proportionable_o to_o and_o after_o our_o several_a abatement_n of_o interest_n by_o law_n from_o a_o unlimited_a rate_n to_o 10_o from_z 10_o to_z â—_o and_z from_z 8_o to_z 6_o per_fw-mi cent_z i_o think_v it_o may_v rational_o be_v conclude_v that_o another_o abatement_n of_o interest_n in_o england_n will_v cause_v a_o further_a increase_n of_o
a_o knavish_a design_n of_o the_o citizen_n to_o advance_v themselves_o who_o be_v too_o proud_a already_o and_o that_o if_o it_o go_v forward_o it_o will_v undo_v all_o the_o country_n gentleman_n in_o england_n and_o if_o one_o speak_v with_o the_o city_n usurer_n they_o will_v be_v as_o ready_a to_o affirm_v that_o this_o be_v a_o plot_n carry_v on_o only_o by_o nobleman_n and_o gentleman_n who_o estate_n be_v all_o in_o land_n for_o their_o own_o advantage_n and_o that_o it_o will_v spoil_v all_o the_o trade_n of_o the_o kingdom_n be_v a_o project_n at_o one_o instant_a to_o take_v off_o just_a one_o three_o of_o all_o man_n estate_n that_o be_v personal_a and_o add_v the_o same_o proportion_n to_o all_o such_o who_o estate_n be_v real_a which_o in_o effect_n be_v to_o impoverish_v all_o the_o young_a and_o enrich_v all_o elder_a brother_n in_o england_n so_o that_o out_o of_o the_o mouth_n of_o the_o great_a and_o wise_a adversary_n to_o this_o principle_n it_o may_v be_v just_o conclude_v that_o though_o single_o they_o deny_v the_o truth_n of_o it_o yet_o joint_o they_o confess_v it_o to_o conclude_v there_o be_v nothing_o that_o i_o have_v say_v or_o that_o i_o think_v any_o other_o can_v say_v upon_o this_o occasion_n but_o be_v say_v in_o substance_n before_o by_o old_a sir_n thomas_n culpepper_n though_o unknown_a to_o i_o who_o have_v a_o ampel_v and_o clear_a sight_n into_o the_o whole_a nature_n of_o this_o principle_n and_o the_o true_a effect_n and_o consequence_n of_o it_o truth_n be_v always_o the_o same_o though_o illustration_n may_v vary_v nor_o can_v any_o thing_n now_o be_v object_v against_o the_o make_n a_o law_n for_o a_o further_a abatement_n of_o interest_n but_o the_o same_o that_o be_v object_v in_o those_o time_n wherein_o the_o former_a statute_n pass_v so_o that_o why_o my_o opposer_n shall_v cavil_v at_o the_o do_v of_o that_o by_o a_o law_n in_o england_n now_o which_o he_o seem_v to_o â—ike_v well_o if_o it_o can_v be_v do_v i_o know_v no_o real_a cause_n except_o it_o be_v that_o in_o truth_n he_o be_v wise_a enough_o to_o know_v that_o a_o law_n in_o england_n will_v certain_o do_v the_o work_n as_o it_o have_v do_v former_o and_o in_o consequence_n his_o own_o private_a gain_n will_v be_v retrench_v before_o i_o conclude_v i_o think_v it_o necessary_a for_o caution_n to_o my_o countryman_n to_o let_v they_o know_v what_o effect_n these_o discourse_n have_v have_v on_o other_o when_o i_o write_v my_o first_o treatise_n interest_n be_v in_o the_o island_n of_o barbadoes_n at_o 15_o per_fw-la centum_fw-la where_o it_o be_v since_o by_o a_o act_n of_o the_o country_n bring_v down_o to_o 10_o per_fw-la cent_n a_o great_a fall_n at_o once_o and_o our_o weekly_a gazette_n do_v some_o month_n pass_v inform_v we_o that_o the_o sweed_n by_o a_o law_n have_v bring_v down_o their_o interest_n to_o 6_o per_fw-la cent_n neither_o of_o which_o can_v have_v any_o good_a effect_n upon_o we_o but_o certain_o the_o contrary_a except_o by_o way_n of_o emulation_n they_o quicken_v we_o to_o provide_v in_o time_n for_o our_o own_o good_a and_o prosperity_n i_o have_v now_o do_v with_o this_o controversy_n and_o therein_o discharge_v my_o duty_n to_o my_o native_a country_n and_o though_o ignorance_n malice_n or_o private_a interest_n may_v yet_o for_o some_o time_n oppose_v it_o i_o be_o confident_a the_o wisdom_n of_o my_o countryman_n will_v at_o length_n find_v their_o true_a and_o general_a interest_n in_o the_o establishment_n of_o such_o a_o law_n which_o as_o to_o my_o own_o particular_a concernment_n signify_v not_o two_o farthing_n whether_o they_o do_v or_o not_o chap._n ii_o concern_v the_o relief_n and_o employment_n of_o the_o poor_a this_o be_v a_o calm_a subject_n and_o thwart_v no_o common_a or_o private_a interest_n among_o we_o except_o that_o of_o the_o common_a enemy_n of_o mankind_n the_o devil_n so_o i_o hope_v that_o what_o shall_v be_v offer_v towards_o the_o effect_n of_o so_o universal_o acceptable_a a_o work_n as_o this_o and_o the_o removal_n of_o the_o innumerable_a inconvenience_n that_o do_v now_o and_o have_v in_o all_o age_n attend_v this_o kingdom_n through_o defect_n of_o such_o provision_n for_o the_o poor_a will_v not_o be_v ill_o take_v although_o the_o plaster_n at_o first_o essay_n do_v not_o exact_o fit_v the_o sore_a in_o the_o discourse_n of_o this_o subject_n i_o shall_v first_o assert_v some_o particular_n which_o i_o think_v arâ—â—greed_v by_o common_a consent_n and_o from_o thence_o take_v occasion_n to_o proceed_v to_o what_o be_v more_o doubtful_a 1._o that_o our_o poor_a in_o england_n have_v always_o be_v in_o a_o most_o sad_a and_o wretched_a condition_n some_o famish_v for_o want_n of_o bread_n other_o starve_v with_o cold_a and_o nakedness_n and_o many_o whole_a family_n in_o all_o the_o out_o part_n of_o city_n and_o great_a town_n common_o remain_v in_o a_o languish_a nasty_a and_o useless_a condition_n uncomfortable_a to_o themselves_o and_o unprofitable_a to_o the_o kingdom_n this_o be_v confess_v and_o lament_v by_o all_o men._n 2._o that_o the_o child_n of_o our_o poor_a breed_v up_o in_o beggary_n and_o laziness_n do_v by_o that_o mean_n become_v not_o only_o of_o unhealthy_a body_n and_o more_o than_o ordinary_o subject_a to_o many_o loathsome_a disease_n whereof_o very_a many_o die_n in_o their_o tender_a age_n and_o if_o any_o of_o they_o do_v arrive_v to_o year_n and_o strength_n they_o be_v by_o their_o idle_a habit_n contract_v in_o their_o youth_n render_v for_o ever_o after_o indispose_v to_o labour_n and_o serve_v only_o to_o stock_n the_o kingdom_n with_o thief_n and_o beggar_n 3._o that_o if_o all_o our_o impotent_a poor_a be_v provide_v for_o and_o those_o of_o both_o sex_n and_o all_o age_n that_o can_v do_v work_n of_o any_o kind_n employ_v it_o will_v redound_v some_o hundred_o of_o thousand_o of_o pound_n per_fw-la annum_fw-la to_o the_o public_a advantage_n 4._o that_o it_o be_v our_o duty_n to_o god_n and_o nature_n so_o to_o provide_v for_o and_o employ_v the_o poor_a 5._o that_o by_o so_o do_v one_o of_o the_o great_a sin_n for_o which_o this_o land_n ought_v to_o mourn_v will_v be_v remove_v 6._o that_o our_o forefather_n have_v pious_a intention_n towards_o this_o good_a work_n as_o appear_v by_o the_o many_o statute_n make_v by_o they_o to_o this_o purpose_n 7._o that_o there_o be_v place_n in_o the_o world_n wherein_o the_o poor_a be_v so_o provide_v for_o and_o employ_v as_o in_o holland_n hambrough_n new-england_n and_o other_o and_o as_o i_o be_o inform_v now_o in_o the_o city_n of_o paris_n thus_o far_o we_o all_o agree_v the_o first_o question_n then_o that_o natural_o occur_v be_v question_v how_o come_v it_o to_o pass_v that_o in_o england_n we_o do_v not_o nor_o ever_o do_v comfortable_o maintain_v and_o employ_v our_o poor_a the_o common_a answer_n to_o this_o question_n be_v two_o 1._o that_o our_o law_n to_o this_o purpose_n be_v as_o good_a as_o any_o in_o the_o world_n but_o we_o fail_v in_o the_o execution_n 2._o that_o former_o in_o the_o day_n of_o our_o pious_a ancestor_n the_o work_n be_v do_v but_o now_o charity_n be_v decease_v and_o that_o be_v the_o reason_n we_o see_v the_o poor_a so_o neglect_v as_o now_o they_o be_v in_o both_o which_o answer_v i_o humble_o conceive_v the_o effect_n be_v mistake_v for_o the_o cause_n for_o though_o it_o can_v be_v deny_v but_o there_o have_v be_v and_o be_v a_o great_a failure_n in_o the_o execution_n of_o those_o statute_n which_o relate_v to_o the_o poor_a yet_o i_o say_v the_o cause_n of_o that_o failure_n have_v be_v occasion_v by_o defect_n of_o the_o law_n themselves_o for_o otherwise_o what_o be_v the_o reason_n that_o in_o our_o late_a time_n of_o confusion_n and_o alteration_n wherein_o almost_o every_o party_n in_o the_o nation_n at_o one_o time_n or_o other_o take_v their_o turn_n at_o the_o helm_n and_o all_o have_v that_o compass_n those_o law_n to_o steer_v by_o and_o yet_o none_o of_o they_o can_v or_o ever_o do_v conduct_v the_o poor_a into_o a_o harbour_n of_o security_n to_o they_o and_o profit_n to_o the_o kingdom_n i._n e._n none_o sufficient_o maintain_v the_o impotent_a and_o employ_v the_o indigent_a among_o we_o and_o if_o this_o be_v never_o do_v in_o any_o age_n nor_o by_o any_o sort_n of_o man_n whatsoever_o in_o this_o kingdom_n who_o have_v the_o use_n of_o those_o law_n now_o in_o force_n it_o seem_v to_o i_o a_o very_a strong_a argument_n that_o it_o never_o can_v nor_o ever_o will_v be_v do_v by_o those_o law_n and_o that_o consequent_o the_o defect_n lie_v in_o the_o law_n themselves_o not_o in_o the_o man_n i._n e._n those_o that_o shall_v put_v they_o in_o execution_n as_o to_o the_o second_o
be_v our_o law_n against_o exportation_n of_o bullion_n late_o repeal_v 5th_o such_o be_v the_o use_n of_o the_o law_n at_o present_a which_o take_v not_o only_o a_o custom_n but_o 15_o s._n per_fw-la tun_n excise_n on_o strong_a beer_n export_v be_v the_o same_o rate_v it_o pay_v when_o spend_v at_o home_n contrary_a to_o the_o practice_n of_o all_o trade_a country_n six_o such_o be_v our_o law_n which_o charge_v sea-coal_n or_o any_o of_o our_o native_a provision_n export_v with_o custom_n viz._n beef_n pork_n bread_n beer_n etc._n etc._n for_o which_o i_o think_v in_o prudence_n the_o door_n shall_v be_v open_v wide_a to_o let_v they_o out_o seven_o of_o the_o like_a nature_n be_v our_o law_n impose_v a_o great_a duty_n upon_o our_o horse_n mare_n and_o nag_n export_v 8._o such_o in_o my_o weak_a opinion_n be_v that_o branch_n of_o the_o statute_n of_o 5_o eliz._n that_o none_o shall_v use_v any_o manual_a occupation_n except_o he_o have_v be_v appretince_n to_o the_o same_o 9th_o such_o in_o my_o opinion_n be_v the_o law_n which_o yet_o prohibit_v the_o exportation_n of_o our_o own_o coin_n for_o since_o it_o be_v now_o by_o consent_n of_o parliament_n agree_v and_o find_v by_o experience_n of_o all_o understand_a man_n to_o be_v advantageous_a for_o this_o kingdom_n to_o permit_v the_o free_a exportation_n of_o bullion_n i_o think_v it_o be_v better_o for_o we_o that_o our_o own_o coin_n may_v likewise_o be_v free_o export_v because_o by_o what_o of_o that_o go_v out_o we_o shall_v gain_v the_o manufacture_n the_o coin_v beside_o the_o great_a honour_n and_o note_n of_o magnificency_n it_o will_v be_v to_o his_o majesty_n and_o this_o kingdom_n to_o have_v his_o majesty_n coin_n currant_n in_o all_o part_n of_o the_o universe_n 10th_o such_o be_v all_o by-law_n use_v among_o the_o society_n of_o cooper_n &_o other_o artificer_n limit_v master_n to_o keep_v but_o one_o apprentice_n at_o a_o time_n whereas_o it_o be_v better_o for_o the_o public_a they_o be_v permit_v to_o keep_v ten_o if_o they_o can_v or_o will_v maintain_v or_o employ_v they_o 11th_o such_o seem_v to_o be_v many_o of_o our_o law_n relate_v to_o the_o poor_a especial_o those_o against_o inmate_n in_o city_n &_o trade_a town_n and_o those_o oblige_a parish_n to_o maintain_v their_o own_o poor_a only_o page_n 23._o and_o 24._o the_o gentleman_n make_v a_o large_a repetition_n of_o what_o he_o have_v say_v before_o wherein_o i_o observe_v nothing_o new_a but_o that_o he_o say_v the_o east-india-company_n have_v money_n at_o 4._o per_fw-la cent_n only_o because_o man_n may_v have_v their_o money_n out_o when_o they_o please_v which_o be_v a_o mistake_n though_o a_o small_a one_o for_o the_o company_n seldom_o or_o never_o take_v up_o money_n but_o for_o a_o certain_a time_n though_o i_o doubt_v not_o but_o that_o generous_a company_n will_v and_o do_v at_o most_o time_n accommodate_v any_o person_n with_o his_o money_n before_o due_a that_o have_v occasion_n to_o require_v such_o a_o kindness_n of_o they_o although_o they_o oblige_v not_o themselves_o to_o do_v it_o in_o this_o ten_o particular_a at_o the_o latter_a end_n of_o page_n 24._o he_o say_v i_o be_o mistake_v in_o my_o assertion_n of_o the_o interest_n of_o scotland_n which_o upon_o further_a enquiry_n among_o the_o scotch_a merchant_n upon_o the_o exchange_n i_o be_o tell_v be_v his_o own_o mistake_n so_o i_o must_v leave_v that_o be_v matter_n of_o fact_n to_o those_o that_o know_v that_o country_n and_o its_o law_n more_o and_o better_a then_o either_o of_o we_o last_o he_o conclude_v that_o whilst_o i_o say_v the_o matter_n in_o england_n be_v so_o natural_o prepare_v for_o a_o abatement_n of_o interest_n that_o it_o can_v be_v long_o obstruct_v i_o propound_v a_o law_n to_o anticipate_v nature_n which_o be_v against_o reason_n i_o answer_v it_o be_v the_o wisdom_n of_o our_o grandfather_n to_o bring_v it_o to_o what_o it_o will_v bear_v in_o their_o time_n and_o our_o father_n find_v the_o good_a effect_n of_o that_o and_o bring_v it_o low_o and_o the_o benefit_n thereof_o be_v since_o manifest_v to_o we_o by_o the_o success_n and_o therefore_o see_v the_o matter_n will_v now_o bear_v further_a abatement_n it_o be_v reasonable_a for_o we_o to_o follow_v that_o excellent_a example_n of_o our_o ancestor_n law_n against_o nature_n i_o grant_v will_v be_v ineffectual_a but_o i_o never_o hear_v before_o that_o law_n to_o help_v nature_n be_v against_o reason_n touch_v the_o gentleman_n personal_a reflection_n upon_o i_o i_o shall_v say_v little_a it_o appear_v sufficient_o by_o what_o i_o have_v write_v and_o his_o answer_n that_o i_o be_o a_o advocate_n for_o industry_n he_o for_o idleness_n it_o appear_v likewise_o to_o those_o that_o know_v i_o in_o london_n which_o be_v many_o that_o i_o be_o so_o far_o from_o design_v to_o engrose_v trade_n that_o i_o be_o hasten_v to_o convert_v what_o i_o can_v of_o my_o small_a estate_n that_o be_v personal_a into_o real_a suppose_v it_o to_o be_v my_o interest_n so_o to_o do_v before_o the_o use_v of_o money_n fall_v which_o i_o conclude_v can_v long_o suspend_v and_o that_o then_o land_n and_o house_n must_v rise_v and_o i_o doubt_v it_o will_v appear_v when_o this_o gentleman_n be_v as_o well_o know_v as_o i_o be_o that_o he_o be_v more_o a_o usurer_n than_o a_o owner_n of_o land_n or_o manager_n of_o trade_n at_o present_a my_o end_n have_v only_o be_v to_o serve_v my_o country_n which_o i_o can_v with_o a_o sincere_a heart_n declare_v in_o the_o presence_n of_o god_n and_o man_n and_o that_o nothing_o else_o can_v have_v engage_v i_o into_o this_o unpleasing_a controversy_n wherein_o i_o have_v give_v unwilling_a offence_n to_o all_o my_o near_a relation_n and_o know_v at_o first_o that_o i_o must_v needs_o do_v so_o most_o of_o they_o be_v such_o as_o age_n and_o wisdom_n have_v instruct_v rather_o to_o be_v box-keeper_n than_o gamester_n i_o have_v beforementioned_a the_o judgement_n of_o the_o french_a king_n and_o court_n but_o intend_v not_o to_o recite_v the_o edict_n be_v it_o be_v at_o large_a in_o sir_n thomas_n culpepper_v senior_a his_o last_o treatise_n yet_o on_o second_o thought_n consider_v all_o man_n perhaps_o may_v not_o come_v to_o a_o sight_n of_o that_o and_o find_v the_o say_a edict_n so_o comprehensive_a of_o the_o whole_a matter_n of_o this_o controversy_n i_o have_v here_o recite_v it_o the_o king_n by_o these_o edict_n have_v nothing_o relieve_v the_o necessity_n of_o the_o nobility_n if_o he_o have_v not_o provide_v for_o usury_n which_o have_v ruin_v many_o good_a and_o ancient_a house_n fill_v town_n with_o unprofitable_a servant_n and_o the_o country_n with_o misery_n and_o inhumanities_n he_o find_v the_o rent_n viz._n usury_n constitute_v after_o 10_o or_o 8_o in_o the_o hundred_o do_v ruin_v many_o good_a family_n hinder_v the_o traffic_n and_o commerce_n of_o merchandize_n and_o make_v tillage_n and_o handicraft_n to_o be_v neglect_v many_o desire_v through_o the_o easiness_n of_o a_o deceitful_a gain_n to_o live_v idle_o in_o good_a town_n of_o their_o rent_n rather_o than_o to_o give_v themselves_o with_o any_o pain_n to_o liberal_a art_n or_o to_o till_o or_o husband_n their_o inheritance_n for_o this_o reason_n mean_v to_o invite_v his_o subject_n to_o enrich_v themselves_o with_o more_o just_a gain_n to_o content_v themselves_o with_o more_o moderate_a profit_n and_o to_o give_v the_o nobility_n mean_v to_o pay_v their_o debt_n he_o do_v forbid_v all_o usury_n or_o constitution_n of_o rent_n at_o a_o high_a rate_n than_o six_o pound_n five_o shilling_n in_o the_o hundred_o the_o edict_n be_v verify_v in_o the_o court_n of_o parliament_n which_o consider_v that_o it_o be_v always_o prejudicial_a to_o the_o commonwealth_n to_o give_v money_n to_o usury_n for_o it_o be_v a_o serpent_n who_o bite_v be_v not_o apparent_a and_o yet_o it_o be_v so_o sensible_a that_o it_o peirce_v the_o very_a heart_n of_o the_o best_a family_n the_o whole_a of_o this_o controversy_n lie_v narrow_o in_o these_o two_o short_a question_n viz._n will_v abatement_n of_o interest_n improve_v trade_n second_o will_v it_o advance_v the_o price_n of_o land_n the_o collective_a unite_a body_n of_o the_o government_n of_o our_o own_o and_o other_o kingdom_n express_o say_v it_o will_v do_v both_o and_o experience_n cry_v aloud_o that_o so_o it_o will_v do_v and_o have_v do_v in_o all_o age_n and_o in_o all_o place_n and_o i_o never_o yet_o meet_v with_o any_o private_a person_n how_o much_o soever_o concern_v in_o interest_n that_o have_v the_o ignorance_n or_o confidence_n to_o deny_v both_o for_o discourse_v with_o a_o country_n usurer_n he_o will_v affirm_v and_o perhaps_o be_v ready_a to_o swear_v to_o it_o that_o this_o abatement_n of_o interest_n be_v
order_n to_o the_o building_n and_o supply_v our_o ship_n that_o without_o they_o other_o trade_n can_v not_o be_v carry_v on_o it_o will_v not_o be_v deny_v by_o the_o honourable_a east-india_n company_n but_o they_o import_v much_o more_o good_n into_o england_n than_o they_o export_v &_o that_o to_o purchase_v the_o same_o they_o carry_v out_o quantity_n of_o gold_n &_o silver_n annual_o yet_o no_o man_n that_o understand_v any_o thing_n of_o the_o trade_n of_o the_o world_n will_v affirm_v that_o england_n lose_v by_o that_o trade_n the_o dutch_a with_o good_a reason_n esteem_v the_o trade_n of_o the_o east-indies_n more_o profitable_a to_o they_o than_o be_v the_o mine_n of_o gold_n and_o silver_n in_o america_n to_o the_o king_n of_o spain_n and_o if_o the_o english_a company_n be_v vest_v by_o act_n of_o parliament_n with_o so_o much_o authority_n as_o the_o dutch_a have_v and_o thereby_o encourage_v to_o drive_v as_o full_a a_o trade_n thither_o as_o the_o dutch_a do_v i_o 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that_o we_o require_v more_o supply_n of_o commodity_n from_o abroad_o than_o our_o export_n in_o good_n do_v serve_v to_o purchase_v and_o certain_a it_o be_v that_o when_o once_o the_o exchange_n come_v to_o be_v 5_o or_o 6_o per_fw-mi cent_z above_o the_o true_a value_n of_o foreign_a money_n our_o treasure_n will_v be_v carry_v out_o whatever_o law_n shall_v be_v make_v to_o prevent_v it_o and_o on_o the_o contrary_a when_o the_o exchange_n be_v general_o below_o the_o true_a value_n of_o the_o foreign_a coin_n it_o be_v a_o evidence_n that_o our_o export_n do_v in_o value_n exceed_v what_o we_o require_v from_o abroad_o and_o so_o if_o the_o exchange_n come_v to_o be_v 5_o or_o 6_o per_fw-mi cent_z below_o the_o true_a value_n of_o the_o foreign_a coin_n return_n will_v be_v make_v for_o england_n in_o the_o coin_n of_o foreign_a country_n now_o that_o there_o be_v also_o a_o great_a deal_n of_o truth_n in_o this_o notion_n be_v not_o to_o be_v deny_v and_o that_o the_o diligent_a observance_n and_o consideration_n of_o the_o course_n of_o the_o exchange_n may_v be_v of_o use_n and_o very_o necessary_a in_o many_o respect_n and_o be_v a_o very_a ingenivous_a study_n for_o any_o that_o will_v dive_v into_o the_o mystery_n of_o trade_n yet_o because_o this_o be_v likewise_o subject_a to_o vary_v on_o many_o accident_n of_o emergency_n of_o state_n and_o war_n etc._n etc._n &_o because_o there_o be_v no_o settle_a course_n of_o exchange_n but_o to_o and_o from_o france_n holland_n flanders_n hambrough_n venice_n legorn_v &_o genoa_n and_o that_o there_o be_v many_o other_o great_a and_o eminent_a trade_n beside_o what_o be_v drive_v to_o those_o country_n this_o can_v afford_v a_o true_a and_o satisfactory_a solution_n to_o the_o present_a question_n thus_o have_v demonstrate_v that_o these_o notion_n touch_v the_o balance_n of_o trade_n though_o they_o be_v in_o their_o kind_n useful_a notion_n be_v in_o some_o case_n fallible_a and_o uncertain_a if_o any_o shall_v ask_v how_o shall_v we_o then_o come_v to_o be_v resolve_v of_o the_o matter_n in_o question_n i_o answer_v first_o the_o best_a and_o most_o certain_a discovery_n to_o my_o apprehension_n be_v to_o be_v make_v fâ—om_o the_o increase_n or_o diminution_n of_o our_o â—rade_n and_o ship_n in_o general_a for_o if_o our_o trade_n and_o ship_n diminish_v whatever_o profit_n particular_a man_n may_v make_v the_o nation_n undoubted_o lose_v and_o on_o the_o contrary_a if_o our_o trade_n and_o ship_n increase_v how_o small_a or_o low_o soever_o the_o profit_n be_v to_o private_a man_n it_o be_v a_o infallible_a indication_n that_o the_o nation_n in_o general_n thrive_v for_o i_o dare_v affirm_v and_o that_o catagorical_o in_o all_o part_n of_o the_o whole_a world_n wherever_o trade_n be_v great_a and_o continue_v so_o and_o grow_v daily_o more_o great_a and_o increase_v in_o ship_n and_o that_o for_o a_o succession_n not_o of_o a_o few_o year_n but_o of_o age_n that_o trade_n must_v be_v national_o profitable_a as_o a_o town_n where_o only_o a_o fair_a be_v keep_v if_o every_o year_n the_o number_n of_o people_n and_o commodity_n do_v augment_v that_o town_n however_o the_o market_n be_v will_v gain_v whereas_o if_o there_o come_v still_o few_o and_o few_o peâ—ple_n and_o commodity_n that_o place_n will_v decline_v and_o decay_v discourse_v once_o with_o a_o noble_a lord_n concern_v this_o measure_n or_o method_n of_o know_v the_o balance_n of_o our_o trade_n or_o more_o plain_o our_o general_a national_a gain_v or_o loss_n by_o trade_n his_o lordship_n be_v please_v to_o oppose_v by_o ask_v two_o very_o proper_a question_n viz._n quest._n 1._o be_v there_o not_o a_o great_a similitude_n between_o the_o affair_n of_o a_o private_a person_n and_o of_o a_o nation_n the_o former_a be_v but_o a_o little_a family_n and_o the_o latter_a a_o great_a family_n i_o
license_v november_n the_o 18_o 1689._o and_o enter_v according_a to_o order_n a_o discourse_n about_o trade_n wherein_o the_o reduction_n of_o interest_n of_o money_n to_o 4_o l._n per_fw-la centum_fw-la be_v recommend_v method_n for_o the_o employment_n and_o maintenance_n of_o the_o poor_a be_v propose_v several_a weighty_a point_n relate_v to_o company_n of_o merchant_n the_o act_n of_o navigation_n naturalisation_n of_o stranger_n our_o woollen_a manufacture_n the_o balance_n of_o trade_n and_o the_o nature_n of_o plantation_n and_o their_o consequence_n in_o relation_n to_o the_o kingdom_n be_v serious_o discuss_v and_o some_o argument_n for_o erect_v a_o court_n of_o merchant_n for_o determine_a controversy_n relate_v to_o maritime_a affair_n and_o for_o a_o law_n for_o transferrance_n of_o bill_n of_o debt_n be_v humble_o offer_v never_o before_o print_v print_a by_o a_o soul_n at_o the_o crooked-billet_a in_o holloway-lane_n and_o sell_v at_o the_o three_o key_n in_o 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preservation_n of_o health_n and_o increase_n of_o strength_n and_o as_o a_o person_n of_o very_a great_a honour_n pertinent_o instance_a at_o a_o late_a debate_n upon_o this_o question_n a_o egg_n be_v the_o cause_n of_o a_o hen_n and_o a_o hen_n the_o cause_n of_o a_o egg._n the_o incomparable_a lord_n bacon_n in_o his_o history_n of_o henry_n the_o seven_o say_v pag._n 245_o of_o that_o prince_n as_o well_o as_o other_o man_n that_o his_o fortune_n work_v upon_o his_o nature_n &_o his_o nature_n upon_o his_o fortune_n the_o like_a may_v be_v say_v of_o nation_n the_o abatement_n of_o interest_n cause_v a_o increase_n of_o wealth_n and_o the_o increase_n of_o wealth_n may_v cause_v a_o further_a abatement_n of_o interest_n but_o that_o be_v best_a do_v by_o the_o midwifery_n of_o good_a law_n which_o be_v what_o i_o plead_v for_o the_o corrupt_a nature_n of_o man_n be_v more_o apt_a to_o decline_v to_o vice_n then_o incline_v to_o virtue_n folio_n 15._o he_o affirm_v land_n be_v not_o rise_v in_o purchase_n nor_o rent_n improve_v since_o the_o abatement_n of_o interest_n that_o i_o shall_v say_v no_o more_o to_o it_o be_v matter_n of_o fact_n and_o gentleman_n who_o be_v the_o owner_n of_o land_n be_v the_o best_a judge_n of_o this_o case_n only_o i_o will_v entreat_v they_o not_o to_o depend_v upon_o their_o memory_n alone_o but_o to_o command_v particular_a account_n to_o be_v give_v they_o what_o sum_n or_o sum_n of_o money_n be_v give_v 40_o or_o 50_o year_n pass_v for_o any_o entire_a farm_n or_o manor_n they_o now_o know_v and_o i_o doubt_v not_o but_o they_o will_v find_v that_o most_o of_o they_o will_v yield_v double_a the_o say_a sum_n of_o money_n now_o notwithstanding_o the_o present_a great_a pressure_n that_o land_n lie_v under_o which_o ought_v mature_o to_o be_v consider_v of_o when_o this_o judgement_n be_v make_v i_o rather_o desire_v the_o enquiry_n to_o be_v make_v upon_o the_o gross_a sum_n of_o money_n pay_v than_o the_o year_n purchase_v as_o be_v less_o fallible_a because_o many_o farm_n have_v be_v of_o late_a year_n so_o rack_v up_o in_o rent_n that_o it_o may_v be_v they_o will_v not_o yield_v more_o year_n purchase_v now_o according_a to_o the_o present_a rent_n than_o they_o will_v many_o year_n past_a and_o yet_o may_v yield_v double_a the_o money_n they_o be_v then_o buy_v or_o sell_v for_o because_o the_o rent_n be_v much_o less_o then_o fol._n 15._o he_o impertinent_o quarrel_n at_o my_o instance_n of_o ireland_n say_v i_o quote_v it_o sometime_o to_o prove_v the_o benefit_n of_o a_o low_a interest_n pag._n 8._o and_o sometime_o the_o mischief_n of_o high_a interest_n pag._n 9_o which_o seem_v to_o i_o to_o be_v a_o unfriendly_a way_n of_o prevaricate_a for_o pag._n 8._o i_o mention_v the_o late_a great_a improvement_n of_o ireland_n only_o as_o a_o accidental_a cause_n why_o our_o rent_n at_o that_o present_a fell_a and_o in_o this_o it_o appear_v i_o be_v not_o much_o mistake_v for_o within_o a_o few_o month_n after_o i_o first_o write_v that_o treatise_n the_o parliament_n take_v notice_n of_o it_o pag._n 9_o i_o mention_v that_o place_n among_o other_o that_o pay_v a_o high_a interest_n and_o be_v consequent_o very_o poor_a if_o there_o be_v any_o contradiction_n in_o this_o let_v the_o reader_n judge_n pag._n 16._o the_o gentleman_n puzle_v himself_o about_o find_v mistake_v in_o my_o calculation_n of_o the_o increase_n of_o merchant_n estate_n but_o discover_v none_o but_o his_o own_o so_o i_o shall_v not_o trouble_v the_o reader_n further_o about_o that_o all_o merchant_n grant_v i_o as_o much_o as_o i_o design_v by_o it_o though_o some_o of_o they_o have_v not_o or_o care_v not_o to_o observe_v the_o abatement_n of_o interest_n to_o have_v be_v the_o principal_a cause_n thereof_o fol._n 17._o because_o he_o can_v answer_v that_o large_a and_o pregnant_a instance_n of_o the_o effect_n of_o a_o low_a interest_n which_o i_o give_v in_o the_o case_n of_o the_o sugar-baker_n of_o london_n and_o those_o of_o holland_n which_o be_v but_o one_o of_o a_o hundred_o which_o i_o can_v have_v mention_v he_o endeavour_v to_o set_v up_o another_o of_o a_o contrary_a effect_n which_o be_v a_o weak_a ridiculous_a instance_n and_o nothing_o to_o his_o purpose_n for_o that_o commodity_n that_o i_o mention_v viz._n sugar_n be_v a_o solid_a bulky_a commodity_n always_o in_o fashion_n not_o consequent_a to_o humour_n as_o be_v that_o of_o silk-stocking_n 1000_o l._n worth_n whereof_o may_v be_v with_o less_o charge_n carry_v to_o italy_n than_o 30_o l._n worth_n of_o barbadoes_n sugar_n can_v be_v send_v to_o holland_n beside_o the_o reason_n why_o we_o of_o late_o send_v silk-stocking_n thither_o be_v accidental_a not_o natural_a only_o happen_v by_o mean_n of_o a_o engine_n wâ—_n have_v to_o weave_v they_o whereof_o they_o have_v not_o yet_o the_o use_n in_o italy_n beside_o wear_v thing_n be_v more_o esteem_v through_o fancy_n then_o judgement_n the_o italian_n may_v have_v the_o same_o vanity_n which_o be_v too_o much_o among_o we_o to_o esteem_v that_o which_o be_v none_o of_o their_o own_o make_n as_o we_o do_v french_a ribond_n and_o the_o frenchman_n english_a one_o beside_o he_o be_v mistake_v in_o say_v we_o bring_v the_o silk_n we_o make_v they_o of_o from_o italy_n for_o the_o silk_n of_o which_o we_o make_v that_o commodity_n be_v turkey_n not_o italian_n silk_n fol._n 18._o the_o gentleman_n begin_v to_o be_v kind_a and_o find_v i_o out_o of_o the_o way_n pretend_v to_o set_v i_o right_n viz._n to_o instruct_v i_o as_o first_o what_o will_v bring_v down_o interest_n one_a multitude_n of_o people_n two_o a_o full_a trade_n three_o liberty_n of_o conscience_n i_o answer_v that_o i_o have_v i_o think_v prove_v that_o the_o abatement_n of_o interest_n will_v effect_v the_o two_o former_a