Selected quad for the lemma: city_n

Word A	Word B	Word C	Word D	Occurrence	Frequency Band	MI	MI Band	Prominent
city_n	call_v	great_a	time_n	9,883	5	3.3059	3	false

Text snippets containing the quad

ID	Title	Author	Corrected Date of Publication (TCP Date of Publication)	STC	Words	Pages
A30884	A letter to a gentleman in the country, giving an account of the two insurance-offices, the Fire-Office & Friendly-Society	Barbon, Nicholas, d. 1698.	1684 (1684)	Wing B707A; ESTC R7494	5,053	4

a_o letter_n to_o a_o gentleman_n in_o the_o country_n giving_z a_o account_n of_o the_o two_o insurance_n office_n the_o fire-office_n &_o friendly-society_n you_o of_o the_o 15_o instant_a i_o receive_v and_o that_o i_o may_v return_v a_o satisfactory_a answer_n i_o have_v peruse_v the_o settlement_n of_o both_o the_o office_n that_o of_o the_o fire-office_n and_o that_o of_o the_o friendly_a society_n and_o have_v send_v you_o the_o print_a paper_n of_o both_o with_o the_o observation_n i_o have_v make_v i._o upon_o the_o validity_n of_o their_o security_n ii_o their_o interest_n to_o preserve_v the_o insure_v from_o fire_n and_o iii_o the_o charge_n of_o insure_v the_o fund_z or_o security_n be_v these_o that_o of_o the_o fire_n office_n be_v ground_n rent_n now_o to_o the_o value_n of_o fifty_o thousand_o pound_n settle_v upon_o trustee_n to_o make_v good_a all_o loss_n from_o fire_n and_o to_o be_v increase_v as_o the_o number_n of_o house_n insure_v increase_n the_o strength_n of_o this_o security_n stand_v upon_o this_o supposition_n that_o the_o fund_z be_v so_o large_a consider_v the_o house_n insure_v be_v disperse_v at_o several_a distance_n that_o it_o be_v very_o improbable_a unless_o the_o whole_a city_n be_v destroy_v at_o once_o that_o any_o loss_n at_o one_o time_n shall_v exceed_v the_o fund_z and_o than_o it_o will_v be_v always_o the_o interest_n of_o the_o insurer_n as_o of_o man_n that_o have_v mortgage_v their_o land_n for_o less_o than_o the_o value_n to_o pay_v the_o debt_n when_o call_v for_o to_o prevent_v a_o great_a loss_n since_o the_o land_n be_v of_o more_o value_n than_o the_o debt_n the_o security_n of_o the_o friendly_a society_n be_v the_o mutual_a covenant_n between_o the_o insure_v and_o insurer_n the_o design_n be_v thus_o frame_v the_o insure_v deposit_v into_o the_o hand_n of_o the_o insurer_n six_o shilling_n eight_o penny_n for_o insure_v one_o hundred_o pound_n on_o a_o brick_n house_n and_o double_a for_o timber_n and_o covenant_n to_o pay_v the_o residue_n of_o their_o premium_n when_o there_o shall_v be_v occasion_n not_o exceed_v thirty_o shilling_n for_o one_o hundred_o pound_n on_o a_o brick_n house_n and_o double_a on_o timber_n at_o one_o loss_n upon_o condition_n that_o after_o such_o a_o loss_n to_o be_v at_o liberty_n to_o go_v off_o from_o the_o society_n also_o they_o covenant_n to_o pay_v sixteen_o pence_n per_fw-la annum_fw-la for_o every_o hundred_o pound_n insure_v on_o a_o brick_n house_n and_o double_a on_o timber_n for_o the_o insurer_n trouble_v and_o charge_n of_o hold_v stake_n collect_v the_o money_n and_o execute_v the_o office_n under_o a_o penalty_n of_o lose_v their_o money_n deposit_v with_o the_o benefit_n of_o be_v after_o insure_v and_o to_o be_v cashier_v out_o of_o the_o company_n if_o they_o do_v not_o pay_v their_o rent_n within_o the_o time_n limit_v the_o insurer_n covenant_n with_o the_o insure_v and_o because_o they_o be_v trust_v with_o money_n give_v collateral_a security_n to_o the_o value_n of_o sixteen_o thousand_o pound_n to_o perform_v these_o covenant_n 1._o to_o pay_v the_o loss_n out_o of_o the_o money_n deposit_v in_o their_o hand_n and_o covenant_v to_o be_v pay_v by_o the_o insure_v if_o it_o be_v sufficient_a 2._o to_o make_v a_o proportionable_a rate_n collect_v the_o money_n and_o answer_v for_o all_o those_o that_o be_v miss_v or_o prove_v insolvent_a 3._o at_o the_o end_n of_o the_o term_n to_o pay_v back_o what_o be_v leave_v in_o their_o hand_n except_o the_o yearly_o rend_v to_o each_o of_o the_o insure_v the_o strength_n of_o this_o security_n stand_v upon_o this_o supposition_n that_o the_o premium_n deposit_v and_o agree_v to_o be_v pay_v by_o the_o insure_v be_v more_o than_o sufficient_a to_o pay_v the_o loss_n and_o therefore_o there_o be_v no_o provision_n make_v to_o pay_v those_o loss_n which_o may_v at_o one_o time_n exceed_v the_o premium_n for_o the_o sixteen_o thousand_o pound_n be_v not_o security_n for_o the_o loss_n from_o fire_n but_o only_o for_o the_o insolvent_a the_o insure_v of_o house_n be_v a_o new_a design_n it_o be_v impossible_a to_o make_v a_o certain_a guess_n of_o the_o strength_n of_o this_o supposition_n but_o that_o i_o may_v give_v you_o some_o satisfaction_n i_o have_v examine_v its_o foundation_n by_o inquire_v into_o the_o profit_n and_o loss_n of_o the_o fire_n office_n since_o their_o first_o beginning_n which_o i_o find_v thus_o that_o the_o fire_n office_n in_o three_o year_n have_v insure_v four_o thousand_o house_n and_o the_o premium_n of_o one_o house_n with_o another_o do_v amount_v to_o about_o four_o pound_n ten_o shilling_n the_o house_n which_o in_o the_o total_a be_v eighteen_o thousand_o pound_n and_o they_o have_v already_o pay_v back_o for_o loss_n above_o seven_o thousand_o pound_n beside_o charge_n by_o which_o it_o be_v plain_a that_o they_o have_v repay_v almost_o half_a the_o premium_n before_o a_o four_o part_n of_o the_o term_n the_o house_n be_v insure_v for_o be_v expire_v for_o some_o house_n be_v insure_v for_o seven_o some_o for_o eleven_o and_o some_o for_o one_o and_o twenty_o year_n this_o calculation_n any_o man_n that_o will_v examine_v their_o policy_n book_n will_v find_v to_o be_v true_a so_o that_o by_o what_o hitherto_o appear_v its_o most_o probable_a that_o the_o premium_fw-la will_v not_o be_v sufficient_a to_o pay_v the_o loss_n and_o that_o this_o design_n seem_v to_o be_v frame_v upon_o the_o imaginary_a success_n of_o the_o fire_n office_n encourage_v by_o the_o common_a presumption_n general_o believe_v that_o man_n never_o set_v up_o a_o new_a invention_n without_o hope_n of_o a_o great_a advantage_n to_o themselves_o and_o not_o remember_v how_o often_o the_o first_o undertaker_n be_v mistake_v but_o suppose_v the_o premium_n shall_v be_v more_o than_o sufficient_a to_o pay_v the_o loss_n it_o do_v not_o appear_v to_o i_o that_o any_o man_n be_v insure_v for_o any_o certain_a term_n by_o the_o friendly_a society_n for_o how_o can_v any_o man_n be_v insure_v for_o seven_o year_n which_o be_v a_o term_n certain_a when_o the_o number_n of_o those_o that_o be_v to_o pay_v the_o loss_n be_v uncertain_a 1._o from_o the_o forfeiture_n for_o nonpayment_n of_o rent_n 2._o from_o the_o loss_n occasion_v many_o to_o go_v off_o 3._o from_o the_o daily_a expiration_n of_o the_o term_n after_o the_o first_o seven_o year_n so_o that_o though_o the_o number_n be_v sufficient_a when_o a_o man_n first_o insure_n by_o all_o or_o any_o of_o these_o three_o accident_n there_o may_v be_v too_o few_o leave_v to_o pay_v the_o loss_n and_o this_o argument_n seem_v to_o i_o to_o have_v the_o great_a force_n because_o the_o fire_n office_n that_o be_v first_o set_v up_o give_v better_a security_n better_a preserve_v the_o insure_v from_o fire_n and_o insure_n at_o a_o cheaper_o rate_v which_o when_o understand_v by_o those_o of_o the_o friendly_a society_n it_o be_v reasonable_a to_o believe_v many_o of_o they_o may_v alter_v their_o mind_n and_o go_v off_o first_o the_o fire_n office_n give_v better_a security_n because_o land_n be_v settle_v at_o first_o to_o the_o value_n of_o thirty_o thousand_o pound_n to_o make_v good_a the_o loss_n before_o a_o penny_n premium_fw-la be_v receive_v and_o the_o premium_n be_v settle_v in_o proportion_n as_o the_o number_n of_o house_n insure_v increase_n but_o in_o the_o friendly_a society_n you_o have_v only_o the_o premium_n for_o security_n second_o the_o old_a the_o fire_n office_n the_o better_a but_o the_o friendly_a society_n the_o old_a the_o worse_a for_o every_o loss_n that_o happen_v to_o the_o friendly_a society_n be_v pay_v out_o of_o the_o premium_n lessen_v the_o security_n the_o security_n be_v not_o so_o large_a when_o every_o man_n have_v pay_v ten_o or_o fifteen_o shilling_n a_o man_n towards_o a_o loss_n as_o before_o for_o though_o by_o the_o covenant_n that_o a_o man_n be_v not_o at_o liberty_n till_o after_o he_o have_v pay_v his_o thirty_o shilling_n at_o one_o loss_n the_o security_n be_v the_o better_a to_o those_o who_o house_n be_v burn_v yet_o it_o be_v the_o worse_o for_o those_o that_o be_v not_o burn_v for_o they_o run_v the_o hazard_n of_o lose_v the_o value_n of_o their_o house_n and_o more_o by_o pay_v nine_o and_o twenty_o shilling_n a_o time_n or_o less_o towards_o other_o man_n loss_n now_o both_o be_v insure_v it_o be_v the_o same_o thing_n whether_o their_o house_n be_v lose_v by_o fire_n or_o by_o contribute_v to_o other_o loss_n but_o on_o the_o contrary_a when_o a_o loss_n happen_v to_o the_o fire_n office_n it_o be_v pay_v out_o of_o the_o bank_n of_o the_o office_n and_o the_o land_n which_o be_v the_o fund_z be_v never_o the_o less_o but_o the_o old_a the_o office_n grow_v the_o better_a for_o as_o the_o term_n

of_o insure_v wear_v off_o the_o land_n be_v less_o encumber_v and_o the_o security_n be_v the_o better_a to_o those_o that_o continue_v second_o in_o the_o fire_n office_n the_o insure_v be_v better_a preserve_v from_o fire_n than_o in_o the_o friendly_a society_n it_o be_v more_o the_o interest_n of_o the_o insurer_n because_o the_o loss_n be_v their_o own_o and_o experience_n have_v already_o show_v how_o great_a the_o advantage_n be_v to_o the_o insure_v from_o those_o industrious_a man_n they_o keep_v to_o extinguish_v the_o fire_n like_o old_a discipline_v soldier_n that_o do_v great_a thing_n than_o ten_o time_n that_o number_n of_o raw_a and_o unexperienced_a man_n but_o in_o the_o friendly_a society_n the_o loss_n be_v pay_v by_o the_o insure_v therefore_o the_o insurer_n can_v probable_o have_v so_o much_o damage_n when_o a_o fire_n happen_v as_o will_v equal_v the_o charge_n of_o keep_v man_n to_o preserve_v their_o house_n for_o they_o only_o run_v the_o hazard_n of_o pay_v for_o the_o insolvent_a now_o it_o be_v but_o a_o small_a sum_n of_o money_n that_o the_o insure_v covenant_n to_o pay_v who_o be_v general_o owner_n of_o house_n and_o the_o obligation_n not_o long_a than_o for_o a_o year_n for_o it_o be_v not_o to_o be_v suppose_v that_o the_o office_n shall_v pay_v for_o any_o after_o they_o have_v forfeit_v their_o interest_n so_o that_o the_o hazard_n be_v but_o to_o pay_v the_o overplus_n of_o what_o be_v not_o deposit_v in_o their_o hand_n if_o the_o loss_n exceed_v it_o which_o can_v be_v considerable_a but_o if_o it_o shall_v they_o may_v as_o sometime_o the_o parish_n assessor_n rate_v those_o that_o be_v solvent_a something_o the_o more_o to_o pay_v for_o those_o that_o be_v insolvent_a for_o consider_v the_o term_n will_v daily_o expire_v the_o many_o forfeiture_n and_o fraction_n that_o must_v arise_v from_o the_o disproportion_n of_o the_o premium_n no_o account_n can_v be_v make_v so_o plain_a as_o to_o discover_v it_o or_o at_o least_o so_o easy_o as_o to_o be_v worth_a any_o man_n time_n to_o inquire_v into_o it_o to_o save_v a_o shilling_n or_o two_o so_o that_o though_o those_o gentleman_n that_o now_o keep_v the_o office_n be_v man_n of_o that_o know_a worth_n and_o honesty_n as_o never_o to_o be_v suspect_v yet_o by_o their_o death_n it_o may_v happen_v into_o such_o man_n hand_n as_o may_v gain_v by_o every_o fire_n three_o the_o fire_n office_n insure_v at_o a_o cheaper_o rate_v for_o in_o the_o friendly_a society_n you_o be_v oblige_v to_o pay_v 6_o s._n 8_o d._n down_o for_o a_o hundred_o pound_n in_o brick_n and_o double_a for_o timber_n and_o covenant_n to_o pay_v your_o proportion_n of_o all_o the_o loss_n within_o the_o term_n of_o seven_o year_n not_o exceed_v thirty_o shilling_n per_n hundred_o pound_n and_o double_a for_o timber_n for_o one_o loss_n at_o one_o time_n so_o that_o if_o at_o several_a time_n the_o loss_n amount_v to_o ten_o time_n thirty_o shilling_n or_o more_o in_o the_o seven_o year_n you_o be_v oblige_v to_o pay_v it_o and_o as_o the_o chance_n at_o present_a appear_v by_o the_o account_n of_o the_o fire_n office_n it_o be_v more_o probable_a the_o loss_n may_v exceed_v thirty_o shilling_n then_o be_v less_o therefore_o suppose_v thirty_o shilling_n for_o seven_o year_n the_o medium_n and_o nine_o shilling_n four_o penny_n for_o the_o seven_o year_n rent_n and_o half_o a_o crown_n for_o the_o policy_n make_v in_o the_o total_a forty_o one_o shilling_n ten_o penny_n for_o insure_v of_o a_o hundred_o pound_n on_o a_o brick_n house_n whereas_o in_o the_o fire_n office_n you_o may_v insure_v the_o same_o sum_n for_o the_o same_o term_n of_o year_n for_o five_o and_o twenty_o shilling_n and_o two_o shilling_n the_o policy_n which_o be_v one_o three_o cheaper_o to_o conclude_v the_o friendly_a society_n be_v a_o more_o profitable_a design_n than_o the_o fire_n office_n for_o the_o insurer_n for_o they_o have_v the_o use_n of_o about_o a_o four_o part_n of_o the_o premium_n and_o a_o yearly_a rent_n which_o be_v better_o than_o interest_n for_o the_o remainder_n with_o the_o run_v little_a or_o no_o hazard_n but_o the_o insure_v be_v just_a in_o the_o same_o condition_n or_o rather_o worse_a than_o if_o they_o have_v not_o insure_v for_o what_o ever_o the_o loss_n be_v it_o must_v be_v pay_v if_o ever_o by_o the_o insure_v who_o be_v owner_n of_o the_o house_n and_o than_o it_o be_v the_o same_o thing_n whether_o pay_v by_o contribution_n or_o parternorship_n or_o by_o every_o man_n pay_v single_o for_o his_o own_o for_o what_o be_v save_v by_o the_o contribution_n be_v lose_v by_o increase_n of_o the_o hazard_n for_o suppose_v that_o there_o be_v one_o hundred_o thousand_o house_n in_o this_o city_n or_o within_o the_o bill_n of_o mortality_n and_o one_o thousand_o of_o they_o be_v insure_v by_o the_o friendly_a society_n it_o be_v then_o but_o a_o hundred_o to_o one_o when_o any_o fire_n happen_v that_o some_o of_o the_o insure_v house_n be_v burn_v and_o at_o the_o same_o time_n be_v one_o hundred_o thousand_o to_o one_o against_o any_o particular_a man_n house_n not_o insure_v that_o it_o be_v not_o burn_v so_o that_o it_o be_v a_o equal_a chance_n that_o the_o whole_a thousand_o house_n insure_v be_v burn_v as_o soon_o as_o any_o particular_a house_n not_o insure_v be_v burn_v for_o a_o thousand_o hundred_o to_o one_o make_v one_o hundred_o thousand_o to_o one._n as_o in_o the_o lottery_n of_o the_o royal_a oak_n it_o be_v a_o equal_a chance_n that_o a_o quarter_n figure_n which_o be_v eight_o to_o one_o shall_v turn_v up_o four_o time_n as_o soon_o as_o a_o whole_a figure_n once_o which_o be_v two_o and_o thirty_o to_o one._n for_o four_o eight_o make_v two_o and_o thirty_o now_o to_o make_v a_o instance_n of_o this_o insurance_n suppose_v three_o hundred_o &_o ten_o brick_n house_n in_o a_o town_n worth_n one_o with_o another_o one_o hundred_o pound_n of_o which_o number_n three_o hundred_o be_v insure_v by_o the_o friendly_a society_n and_o ten_o be_v not_o insure_v and_o suppose_v it_o a_o equal_a chance_n that_o ten_o house_n may_v be_v every_o year_n burn_v in_o one_o month_n four_o house_n be_v burn_v which_o be_v insure_v at_o three_o hundred_o pound_n so_o that_o by_o twenty_o shilling_n a_o house_n among_o three_o hundred_o the_o loss_n be_v pay_v another_o month_n two_o house_n insure_v at_o one_o hundred_o and_o fifty_o pound_n be_v burn_v which_o come_v to_o ten_o shilling_n the_o house_n and_o within_o the_o year_n three_o more_o and_o in_o seven_o year_n and_o a_o half_n a_o four_o part_n of_o the_o town_n be_v by_o ten_o house_n in_o a_o year_n burn_v and_o rebuilt_a and_o no_o loss_n at_o one_o time_n do_v amount_v to_o four_o hundred_o and_o fifty_o pound_n which_o be_v thirty_o shilling_n a_o house_n and_o yet_o upon_o state_v the_o account_n every_o man_n have_v equal_o lose_v a_o four_o part_n of_o his_o house_n those_o that_o be_v not_o burn_v by_o pay_v the_o premium_n to_o those_o that_o be_v burn_v and_o suppose_v the_o society_n to_o continue_v in_o this_o friendship_n thirty_o one_o year_n the_o whole_a number_n of_o three_o hundred_o and_o ten_o house_n be_v burn_v the_o ten_o that_o be_v not_o insure_v be_v burn_v and_o of_o the_o three_o hundred_o insure_v some_o be_v burn_v twice_o some_o thrice_o and_o some_o never_o burn_v and_o yet_o there_o be_v no_o difference_n between_o the_o insure_v &_o not_o insure_v betwixt_o those_o that_o be_v burn_v and_o not_o burn_v for_o every_o man_n lose_v his_o house_n and_o every_o man_n equal_o pay_v for_o the_o loss_n those_o that_o be_v not_o burn_v lose_v their_o house_n by_o pay_v for_o those_o that_o be_v burn_v twice_o and_o thrice_o only_o those_o that_o be_v insure_v lose_v their_o house_n yearly_o by_o contribute_v ten_o and_o twenty_o shilling_n at_o a_o time_n towards_o one_o another_o loss_n and_o those_o not_o insure_v lose_v their_o house_n at_o once_o but_o then_o with_o this_o advantage_n all_o the_o time_n they_o make_v use_v of_o their_o own_o premium_n save_v the_o rent_n of_o the_o office_n and_o trouble_v of_o examine_v account_n but_o if_o the_o instance_n be_v make_v that_o the_o three_o hundred_o house_n be_v half_a brick_n and_o half_a timber_n then_o the_o difference_n will_v be_v great_a for_o the_o timber_n pay_v double_a premium_fw-la and_o receive_v it_o back_o single_a they_o will_v have_v lose_v their_o own_o house_n and_o also_o have_v pay_v for_o the_o loss_n of_o the_o brick_n house_n but_o the_o fire_n office_n be_v much_o better_o for_o the_o insure_v for_o the_o loss_n be_v pay_v by_o the_o insurer_n and_o their_o land_n be_v mortgage_v for_o the_o payment_n for_o there_o can_v be_v no_o insurance_n unless_o there_o be_v a_o fund_z settle_a that_o be_v both_o certain_a and_o able_a to_o make_v good_a the_o loss_n these_o be_v the_o remark_n i_o have_v make_v to_o which_o i_o expect_v your_o answer_n with_o your_o further_a order_n about_o insure_v your_o house_n sir_n your_o humble_a servant_n n._n b._n london_n jan._n 26._o 84._o london_n print_v by_o tho._n milbourn_n in_o jewen-street_n 1684._o these_o paper_n be_v to_o be_v have_v gratis_o at_o the_o fire_n office_n on_o the_o backside_n of_o the_o royal-exchange_n