Selected quad for the lemma: city_n

Word A	Word B	Word C	Word D	Occurrence	Frequency Band	MI	MI Band	Prominent
city_n	abatement_n	interest_n	orphan_n	24	3	14.1191	5	false

Text snippets containing the quad

ID	Title	Author	Corrected Date of Publication (TCP Date of Publication)	STC	Words	Pages
A32833	A new discourse of trade wherein is recommended several weighty points relating to companies of merchants : the act of navigation, naturalization of strangers, and our woollen manufactures, the balance of trade, and the nature of plantations, and their consequences in relation to the kingdom, are seriously discussed and some proposals for erecting a court of merchants for determining controversies, relating to maritime affairs, and for a law for transferrance of bills of depts, are humbly offered / by Josiah Child.	Child, Josiah, Sir, 1630-1699.; Culpeper, Thomas, Sir, 1578-1662. Small treatise against usury.	1693 (1693)	Wing C3860; ESTC R5732	114,526	332

because_o custom_n run_v only_o upon_o our_o good_n import_v or_o export_v and_o that_o but_o once_o for_o all_o whereas_o interest_n run_v as_o well_o upon_o our_o ship_n as_o good_n and_o must_v be_v yearly_o pay_v on_o both_o so_o long_o as_o they_o be_v in_o be_v and_o the_o ship_n in_o many_o bulkey_n trade_n and_o such_o as_o be_v national_o most_o profitable_a be_v of_o four_o time_n the_o value_n of_o the_o good_n that_o old_a objection_n about_o widow_n and_o orphan_n i_o have_v i_o think_v full_o answer_v in_o my_o former_a treatise_n but_o because_o i_o yet_o sometime_o meet_v with_o it_o i_o shall_v say_v a_o word_n more_o to_o it_o here_o viz._n 1._o widow_n and_o orphan_n be_v not_o one_o to_o twenty_o of_o the_o whole_a people_n and_o it_o be_v the_o wisdom_n of_o lawmaker_n to_o provide_v for_o the_o good_a of_o the_o majority_n of_o people_n though_o a_o minor_a part_n shall_v a_o little_a suffer_v 2._o of_o widow_n and_o orphan_n not_o one_o in_o forty_o will_v suffer_v by_o the_o abatement_n of_o interest_n for_o these_o reason_n viz._n 1_o st_o of_o widow_n and_o orphan_n nine_o of_o ten_o in_o this_o kingdom_n have_v very_o little_a or_o nothing_o at_o all_o leave_v they_o by_o their_o decease_a relation_n and_o all_o such_o will_v have_v a_o advantage_n by_o the_o abatement_n of_o interest_n because_o such_o abatement_n will_v increase_v trade_n and_o in_o consequence_n occasion_v more_o employment_n for_o such_o necessitous_a person_n 2_o dly_z many_o widow_n and_o orphan_n have_v jointure_n annuity_n coppy-holds_a and_o other_o land_n leave_v they_o as_o well_o as_o money_n and_o all_o such_o will_v be_v gainer_n by_o the_o abatement_n of_o interest_n 3_o dly_z for_o all_o london_n orphan_n the_o city_n give_v not_o now_o above_o 5_o and_o to_o some_o 4_o per_fw-la cent_n interest_n so_o the_o loss_n to_o such_o be_v not_o worth_a speak_v of_o 4_o thly_a many_o executor_n be_v so_o unworthy_a as_o to_o allow_v orphan_n no_o interest_n and_o yet_o justify_v themselves_o by_o law_n to_o such_o orphan_n it_o will_v be_v all_o one_o what_o the_o legal_a rate_n of_o interest_n be_v 5_o thly_a when_o the_o law_n for_o abatement_n of_o interest_n be_v past_a many_o more_o parent_n will_v leave_v their_o child_n annuity_n and_o estate_n run_v in_o trade_n as_o they_o do_v in_o holland_n and_o italy_n whereby_o the_o abatement_n of_o interest_n will_v become_v profitable_a not_o prejudicial_a to_o they_o and_o for_o the_o few_o that_o at_o first_o may_v happen_v to_o suffer_v whereof_o the_o number_n will_v be_v very_o small_a and_o therefore_o not_o to_o be_v name_v in_o competition_n with_o the_o common_a good_a of_o the_o kingdom_n they_o have_v a_o easy_a mean_n within_o their_o own_o power_n to_o prevent_v their_o be_v one_o farthing_n the_o worse_a for_o the_o abatement_n of_o interest_n it_o be_v but_o wear_v a_o lawn-whisk_n instead_o of_o a_o point_n de_fw-fr venice_n and_o for_o the_o mean_a sort_n a_o serge_n pettycoat_n instead_o of_o a_o silk_n one_o and_o a_o plain_a pair_n of_o shoe_n instead_o of_o lace_a one_o and_o that_o the_o lady_n may_v not_o be_v offend_v with_o i_o i_o dare_v undertake_v that_o this_o will_v never_o spoil_v but_o mend_v their_o marriage_n beside_o the_o great_a good_n it_o will_v bring_v to_o their_o country_n and_o to_o their_o posterity_n after_o they_o whether_o they_o prove_v to_o be_v nobleman_n gentleman_n or_o merchant_n etc._n etc._n i_o have_v in_o several_a place_n of_o my_o ensue_a treatise_n refer_v to_o some_o tract_n i_o former_o publish_v upon_o this_o subject_n which_o be_v now_o whole_o out_o of_o print_n i_o think_v fit_a to_o re-print_n and_o annex_v unto_o this_o which_o at_o first_o i_o intend_v not_o some_o there_o be_v who_o will_v grant_v that_o abatement_n of_o interest_n if_o it_o can_v be_v effect_v will_v procure_v to_o the_o nation_n all_o the_o good_a that_o i_o allege_v it_o will_v bring_v with_o it_o but_o say_v it_o be_v not_o practicable_a or_o at_o least_o not_o now_o 1._o a_o needless_a scruple_n and_o contradictory_n to_o experience_n for_o first_o a_o law_n have_v abate_v interest_n in_o england_n three_o time_n within_o these_o few_o year_n already_o and_o what_o shall_v hinder_v its_o effect_n now_o more_o than_o former_o 2._o if_o a_o law_n will_v not_o do_v it_o why_o do_v the_o usurer_n raise_v such_o a_o dust_n and_o engage_v so_o many_o friend_n to_o oppose_v the_o pass_n of_o a_o act_n to_o this_o purpose_n the_o true_a reason_n be_v because_o they_o be_v wise_a enough_o to_o know_v that_o a_o law_n will_v certain_o do_v it_o as_o it_o have_v do_v already_o though_o they_o will_v persuade_v other_o the_o contrary_n and_o if_o it_o be_v doubt_v we_o have_v not_o money_n enough_o in_o england_n beside_o what_o i_o have_v say_v in_o my_o former_a treatise_n as_o to_o the_o increase_n of_o our_o riches_n in_o general_a i_o shall_v here_o give_v some_o further_a reason_n of_o probability_n which_o be_v the_o best_a that_o can_v be_v expect_v in_o this_o case_n to_o prove_v that_o we_o have_v now_o much_o more_o money_n in_o england_n then_o we_o have_v twenty_o year_n past_a notwithstanding_o the_o seem_a scarcity_n at_o present_a if_o i_o shall_v look_v further_o back_o then_o twenty_o year_n the_o argument_n will_v be_v strong_a on_o my_o side_n and_o the_o proportion_n of_o the_o increase_n of_o money_n great_a and_o more_o perspicuous_a but_o i_o shall_v confine_v myself_o to_o that_o time_n which_o be_v within_o most_o man_n memory_n 1._o we_o give_v general_o now_o one_o three_o more_o money_n with_o apprentice_n than_o we_o do_v twenty_o year_n past_a 2._o notwithstanding_o the_o decay_n and_o loss_n of_o sundry_a trade_n and_o manufacture_n yet_o in_o the_o gross_a we_o ship_n off_o now_o one_o three_o part_n more_o of_o the_o manufacture_n as_o also_o lead_v and_o tin_n than_o we_o do_v twenty_o year_n past_a which_o be_v a_o cause_n as_o well_o as_o a_o proof_n of_o our_o increase_n of_o money_n if_o any_o doubt_v this_o if_o they_o please_v to_o consult_v mr_n dickins_n surveyor_n of_o his_o majesty_n custom_n who_o be_v the_o best_a able_a i_o know_v live_v and_o have_v take_v the_o most_o pain_n in_o these_o calculation_n he_o may_v be_v satisfactory_o resolve_v 3._o house_n new_o build_v in_o london_n yield_v twice_o the_o rent_n they_o do_v before_o the_o fire_n and_o house_n general_o immediate_o before_o the_o fire_n yield_v about_o one_o four_o part_n more_o rent_n than_o they_o do_v twenty_o year_n past_a 4._o the_o speedy_a and_o costly_a building_n of_o london_n be_v a_o convince_a and_o to_o stranger_n a_o amaze_a argument_n of_o the_o plenty_n and_o late_o increase_v of_o money_n in_o england_n 5._o we_o have_v now_o more_o than_o double_a the_o quantity_n of_o merchant_n ship_n we_o have_v twenty_o year_n past_a 6._o the_o course_n of_o our_o trade_n from_o the_o increase_n of_o our_o money_n be_v strange_o alter_v within_o these_o twenty_o year_n most_o payment_n from_o merchant_n and_o shopkeeper_n be_v now_o make_v with_o ready_a money_n whereas_o former_o the_o course_n of_o our_o general_a trade_n run_v at_o three_o six_o nine_o twelve_o and_o eighteen_o month_n time_n but_o if_o this_o case_n be_v so_o clear_a some_o may_v ask_v i_o how_o come_v it_o to_o pass_v that_o all_o sort_n of_o man_n complain_v so_o much_o of_o the_o scarcity_n of_o money_n especial_o in_o the_o country_n my_o answer_n to_o this_o query_n be_v viz._n 1._o this_o proceed_v from_o the_o frailty_n and_o corruption_n of_o humane_a nature_n it_o be_v natural_a for_o man_n to_o complain_v of_o the_o present_a and_o commend_v the_o time_n past_a so_o say_v they_o of_o old_a the_o former_a day_n be_v better_a than_o these_o and_o i_o can_v say_v in_o truth_n upon_o my_o own_o memory_n that_o man_n do_v complain_v as_o much_o of_o the_o scarcity_n of_o money_n ever_o since_o i_o know_v the_o world_n as_o they_o do_v now_o nay_o the_o very_a same_o person_n that_o now_o complain_v of_o this_o and_o commend_v that_o time_n 2._o and_o more_o particular_o this_o complaint_n proceed_v from_o many_o man_n find_n themselves_o uneasy_a in_o the_o matter_n of_o their_o religion_n it_o be_v natural_a for_o man_n when_o they_o be_v discontent_v at_o one_o thing_n to_o complain_v of_o all_o and_o principal_o to_o utter_v their_o discontent_n and_o complaint_n in_o those_o thing_n which_o be_v most_o popular_a those_o that_o hate_v a_o man_n for_o some_o one_o cause_n will_v seldom_o allow_v of_o any_o thing_n that_o be_v good_a in_o he_o and_o some_o that_o be_v angry_a with_o one_o person_n or_o thing_n will_v find_v fault_n with_o other_o that_o give_v they_o no_o offence_n like_o peevish_a person_n that_o meet_v discontent_n

last_o the_o lowness_n of_o interest_n of_o money_n with_o they_o which_o in_o peaceable_a time_n exceed_v not_o three_o per_n cent_n per_fw-la annum_fw-la and_o be_v now_o during_o this_o war_n with_o england_n not_o above_o four_o per_fw-la cent_n at_o most_o some_o more_o particular_n may_v be_v add_v and_o those_o aforesaid_a further_o improve_v be_v it_o my_o purpose_n to_o discourse_v at_o large_a of_o trade_n but_o see_v most_o of_o the_o former_a particular_n be_v observe_v and_o grant_v by_o all_o man_n that_o make_v it_o any_o part_n of_o their_o business_n to_o inspect_v the_o true_a nature_n and_o principle_n of_o trade_n but_o the_o last_o be_v not_o so_o much_o as_o take_v notice_n of_o by_o the_o most_o ingenious_a to_o be_v any_o cause_n of_o the_o great_a increase_n of_o the_o riches_n and_o commerce_n of_o that_o people_n i_o shall_v therefore_o in_o this_o paper_n confine_v myself_o to_o write_v principal_o my_o observation_n touch_v that_o viz._n the_o profit_n that_o people_n have_v receive_v and_o any_o other_o may_v receive_v by_o reduce_v the_o interest_n of_o money_n to_o a_o very_a low_a rate_n this_o in_o my_o poor_a opinion_n be_v the_o causa_fw-la causans_fw-la of_o all_o the_o other_o cause_n of_o the_o riches_n of_o that_o people_n and_o that_o if_o interest_n of_o money_n be_v with_o we_o reduce_v to_o the_o same_o rate_n it_o be_v with_o they_o it_o will_v in_o a_o short_a time_n render_v we_o as_o rich_a and_o considerable_a in_o trade_n as_o they_o now_o be_v and_o consequent_o be_v of_o great_a damage_n to_o they_o and_o advantage_n to_o we_o then_o can_v happen_v by_o the_o issue_n of_o this_o present_a war_n though_o the_o success_n of_o it_o shall_v be_v as_o good_a as_o we_o can_v wish_v except_o it_o end_v in_o the●r_n total_a ruin_n and_o extirpation_n to_o illustrate_v this_o let_v we_o impartial_o search_v our_o book_n and_o inquire_v what_o the_o state_n and_o condition_n of_o this_o kingdom_n be_v as_o to_o trade_n and_o riches_n before_o any_o law_n concern_v interest_n of_o money_n be_v make_v the_o first_o whereof_o that_o i_o can_v find_v be_v anno_fw-la 1545._o and_o we_o shall_v be_v inform_v that_o the_o trade_n of_o england_n then_o be_v inconsiderable_a and_o the_o merchant_n very_o mean_a and_o few_o and_o that_o afterward_o viz._n anno_fw-la 1635._o within_o ten_o year_n after_o interest_n be_v bring_v down_o to_o eight_o per_fw-la cent_z there_o be_v more_o merchant_n to_o be_v find_v upon_o the_o exchange_n worth_n each_o one_o thousand_o pound_n and_o upward_o than_o be_v in_o the_o former_a day_n viz._n before_o the_o year_n 1600._o to_o be_v find_v worth_n one_o hundred_o pound_n each_o and_o now_o since_o interest_n have_v be_v for_o about_o twenty_o year_n at_o six_o per_fw-la cent_z notwithstanding_o our_o long_a civil_a war_n and_o the_o great_a complaint_n of_o the_o deadness_n of_o trade_n there_o be_v more_o man_n to_o be_v find_v upon_o the_o exchange_n now_o worth_a ten_o thousand_o pound_n estate_n than_o be_v then_o of_o one_o thousand_o pound_n and_o if_o this_o be_v doubt_v let_v we_o ask_v the_o age_a whether_o five_o hundred_o pound_n portion_n with_o a_o daughter_n sixty_o year_n ago_o be_v not_o esteem_v a_o large_a proportion_n than_o two_o thousand_o pound_n be_v now_o and_o whether_o gentlewoman_n in_o those_o day_n will_v not_o esteem_v themselves_o well_o clothe_v in_o a_o serge_n gown_n which_o a_o chambermaid_n now_o will_v be_v ashamed_a to_o be_v se●n_v in_o whether_o our_o citizen_n and_o middle_a sort_n of_o gentry_n now_o be_v not_o more_o rich_a in_o clothes_n plate_n jewel_n and_o household-good_n etc._n etc._n then_o the_o best_a sort_n of_o knight_n and_o gentry_n be_v in_o those_o day_n and_o whether_o our_o best_a sort_n of_o knight_n and_o gentry_n now_o do_v not_o exceed_v by_o much_o in_o those_o thing_n the_o nobility_n of_o england_n sixty_o year_n past_a many_o of_o who_o then_o will_v not_o go_v to_o the_o price_n of_o a_o whole_a sattin-doublet_n the_o embroiderer_n be_v yet_o live_v who_o have_v assure_v i_o he_o have_v make_v many_o hundred_o of_o they_o for_o the_o nobility_n with_o canvas_n back_n which_o way_n ever_o we_o take_v our_o measure_n to_o i_o it_o seem_v evident_a that_o since_o our_o first_o abatement_n of_o interest_n the_o riches_n and_o splendour_n of_o this_o kingdom_n be_v increase_v to_o above_o four_o i_o may_v say_v above_o six_o time_o so_o much_o as_o it_o be_v we_o have_v now_o almost_o one_o hundred_o coach_n for_o one_o we_o have_v former_o we_o with_o ease_n can_v pay_v a_o great_a tax_n now_o in_o one_o year_n than_o our_o fore_n father_n can_v in_o twenty_o our_o custom_n be_v very_o much_o improve_v i_o believe_v above_o the_o proportion_n aforesaid_a of_o six_o to_o one_o which_o be_v not_o so_o much_o in_o advance_v of_o the_o rate_n of_o good_n as_o by_o increase_n of_o the_o bulk_n of_o trade_n for_o though_o some_o foreign_a commodity_n be_v advance_v other_o of_o our_o native_a commodity_n and_o manufacture_n be_v considerable_o abate_v by_o the_o last_o book_n of_o rate_n i_o can_v myself_o remember_v since_o there_o be_v not_o in_o london_n use_v so_o many_o wharf_n or_o key_n for_o the_o land_n of_o merchant_n good_n by_o at_o least_o one_o three_o part_n as_o now_o there_o be_v and_o those_o that_o be_v then_o can_v scarce_o have_v employment_n for_o half_a what_o they_o can_v do_v and_o now_o notwithstanding_o one_o three_o more_o use_v to_o the_o same_o purpose_n they_o be_v all_o too_o little_a in_o a_o time_n of_o peace_n to_o land_n the_o good_n at_o that_o come_v to_o london_n if_o we_o look_v into_o the_o country_n we_o shall_v find_v land_n as_o much_o improve_v since_o the_o abatement_n of_o interest_n as_o trade_n etc._n etc._n in_o city_n that_o now_o yield_v twenty_o year_n purchase_v which_o then_o will_v not_o have_v sell_v for_o above_o eight_o or_o ten_o at_o most_o beside_o the_o rent_n of_o farm_n have_v be_v for_o these_o last_o thirty_o year_n much_o advance_v and_o although_o they_o have_v for_o these_o th●ee_o or_o four_o last_o year_n fall_v that_o have_v no_o respect_n at_o all_o to_o the_o lowness_n of_o interest_n at_o present_a nor_o to_o the_o other_o mistake_v reason_n which_o be_v common_o assign_v for_o it_o but_o principal_o to_o the_o vast_a improvement_n of_o ●reland_n since_o a_o great_a part_n of_o it_o be_v late_o possess_v by_o the_o industrous_a english_a who_o be_v soldier_n in_o the_o late_a a●my_n and_o the_o late_a great_a land-tax_n more_o may_v be_v say_v but_o the_o premise_n be_v consider_v i_o judge_v will_v sufficient_o demonstrate_v how_o great_o this_o kingdom_n of_o england_n have_v be_v advance_v in_o all_o respect_n for_o these_o last_o fifty_o year_n and_o that_o the_o abatement_n of_o interest_n have_v be_v the_o cause_n thereof_o to_o i_o seem_v most_o probable_a because_o as_o it_o appear_v it_o have_v be_v in_o england_n so_o i_o find_v it_o be_v at_o this_o day_n in_o all_o europe_n and_o other_o part_n of_o the_o world_n insomuch_o that_o to_o know_v whether_o any_o country_n be_v rich_a or_o poor_a or_o in_o what_o proportion_n it_o be_v so_o no_o other_o question_n nee_v to_o be_v resolve_v but_o this_o viz._n what_o interest_n do_v they_o pay_v for_o money_n near_o home_o we_o see_v it_o evident_o in_o scotland_n and_o ireland_n where_o ten_o and_o twelve_o per_fw-la cent_z be_v pay_v for_o interest_n the_o people_n be_v poor_a and_o despicable_a their_o person_n ill_o clothe_v their_o house_n worse_o provide_v and_o money_n intolerable_o scarce_o notwithstanding_o they_o have_v great_a plenty_n of_o all_o provision_n nor_o will_v their_o land_n yield_v above_o eight_o or_o ten_o year_n purchase_v at_o most_o in_o france_n where_o money_n be_v at_o seven_o per_fw-mi cent_z their_o land_n will_v yield_v about_o eighteen_o year_n purchase_v and_o the_o gentry_n who_o may_v possess_v land_n live_v in_o good_a condition_n though_o the_o peasant_n be_v little_o better_o than_o slave_n because_o they_o can_v possess_v nothing_o but_o at_o the_o will_n of_o other_o in_o italy_n money_n will_v not_o yield_v above_o three_o per_fw-la cent_z to_o be_v let_v out_o upon_o real_a security_n there_o the_o people_n be_v rich_a full_a of_o trade_n well_o attire_v and_o their_o land_n will_v sell_v at_o thirty_o five_o to_o forty_o year_n purchase_v and_o that_o it_o be_v so_o or_o better_a with_o they_o in_o holland_n be_v too_o manifest_a in_o spain_n the_o usual_a interest_n be_v ten_o and_o twelve_o per_fw-la cent_z and_o there_o notwithstanding_o they_o have_v the_o only_a trade_n in_o the_o world_n for_o gold_n and_o silver_n money_n be_v no_o where_n more_o scarce_o the_o people_n poor_a despicable_a and_o void_a of_o commerce_n other_o than_o such_o as_o

english_a dutch_a italian_n jew_n and_o other_o foreigner_n bring_v to_o they_o who_o be_v to_o they_o in_o effect_n but_o as_o leech_n who_o suck_v their_o blood_n and_o vital_a spirit_n from_o they_o i_o may_v urge_v many_o other_o inst●nces_n of_o this_o nature_n not_o only_o out_o of_o christendom_n but_o from_o under_o the_o turk_n dominion_n east-india_a and_o america_n but_o every_o man_n by_o his_o eperience_n in_o foreign_a country_n may_v eas●y_o inform_v himself_o whether_o this_o rule_n do_v universal_o hold_v true_a or_o not_o for_o my_o own_o part_n to_o satisfy_v my_o own_o curiosity_n i_o have_v for_o some_o year_n as_o occasion_v offer_v diligent_o inquire_v of_o all_o my_o acquaintance_n that_o have_v knowledge_n of_o foreign_a country_n and_o i_o can_v true_o say_v that_o i_o never_o find_v it_o to_o fail_v in_o any_o particular_a instance_n now_o if_o upon_o what_o have_v be_v say_v it_o be_v grant_v that_o defacto_fw-la this_o kingdom_n be_v rich_a at_o least_o fourfold_a i_o may_v say_v eight-fold_n than_o it_o be_v before_o any_o law_n for_o interest_n be_v make_v and_o that_o all_o country_n be_v at_o this_o day_n rich_a or_o poor_a in_o a_o exact_a proportion_n to_o what_o they_o pay_v and_o have_v usual_o pay_v for_o the_o interest_n of_o mo●ey_n it_o remain_v that_o we_o inquire_v careful_o whether_o the_o abatement_n of_o interest_n be_v in_o truth_n the_o cause_n of_o the_o riches_n of_o any_o country_n or_o only_o the_o concomitant_a or_o effect_v of_o the_o riches_n of_o a_o country_n in_o which_o seem_v to_o lie_v the_o intricacy_n of_o this_o question_n to_o satisfy_v myself_o wherein_o i_o have_v take_v all_o opportunity_n to_o discourse_v this_o point_n with_o the_o most_o ingenious_a man_n i_o have_v the_o honour_n to_o be_v know_v to_o and_o have_v search_v for_o and_o read_v all_o the_o book_n that_o i_o can_v ever_o hear_v be_v print_v against_o the_o abatement_n of_o interest_n and_o serious_o consider_v all_o the_o argument_n and_o objection_n use_v by_o they_o against_o it_o all_o which_o have_v tend_v to_o confirm_v i_o in_o this_o opinion_n which_o i_o bumble_o offer_v to_o the_o consideration_n of_o wise_a head_n viz._n that_o the_o abatement_n of_o interest_n be_v the_o cause_n of_o the_o prosperity_n &_o riches_n of_o any_o nation_n and_o that_o the_o bring_v down_o of_o interest_n in_o this_o kingdom_n from_o six_o to_o four_o or_o three_o per_fw-mi cent_z will_v necessary_o in_o less_o than_o twenty_o year_n time_n double_v the_o capital_a stock_n of_o the_o nation_n the_o most_o material_a objection_n i_o have_v meet_v with_o against_o it_o be_v as_o follow_v object_n 1._o to_o abate_v interest_n will_v cause_v the_o dutch_a and_o other_o people_n that_o have_v money_n put_v out_o at_o interest_n in_o england_n by_o their_o friend_n and_o factor_n to_o c●ll_v home_o their_o estate_n and_o consequent_o will_v occasion_v a_o great_a scarcity_n and_o want_n of_o money_n among_o we_o to_o this_o i_o answer_v that_o i●_n interest_n be_v bring_v but_o to_o four_o pe●_n cent_z no_o dutchman_n will_v call_v in_o his_o money_n that_o be_v out_o upon_o good_a security_n in_o england_n because_o he_o can_v make_v above_o three_o per_fw-la ce●t_fw-la of_o it_o upon_o interest_n at_o home_n but_o if_o they_o shall_v call_v home_o all_o the_o money_n they_o have_v with_o we_o at_o interest_n it_o will_v be_v better_o for_o we_o than_o if_o they_o do_v it_o not_o for_o the_o borrower_n be_v always_o a_o slave_n to_o the_o lender_n and_o shall_v be_v sure_a to_o be_v always_o keep_v poor_a while_o the_o other_o be_v fat_a and_o full_a he_o that_o use_v a_o stock_n that_o be_v none_o of_o his_o own_o be_v force_v for_o the_o uphold_v his_o reputation_n to_o live_v to_o the_o full_a if_o not_o above_o the_o proportion_n of_o what_o he_o do_v so_o use_v while_o the_o lender_n possese_v much_o and_o use_v little_a or_o none_o live_v only_a at_o the_o charge_n of_o what_o he_o use_v and_o not_o of_o what_o he_o have_v beside_o if_o with_o this_o law_n for_o abatement_n of_o interest_n a_o law_n for_o transfer_v bill_n of_o debt_n shall_v pass_v we_o shall_v not_o miss_v the_o dutch_a money_n be_v it_o ten_o time_n as_o much_o as_o it_o be_v among_o we_o for_o that_o such_o a_o law_n will_v certain_o supply_v the_o the_o defect_n of_o at_o least_o one_o half_a of_o all_o the_o ready_a money_n we_o have_v in_o use_n in_o the_o nation_n object_n 2._o if_o interest_n be_v abate_v land_n mus●●ise_n in_o purchase_n and_o consequent_o 〈…〉_o if_o rent_n than_o the_o fruit_n of_o the_o land_n and_o so_o all_o thing_n will_v be_v dear_a and_o how_o sha●●_n the_o poor_a live_v etc._n etc._n answ._n to_o this_o i_o say_v if_o it_o follow_v that_o the_o fruit_n of_o our_o land_n in_o consequence_n of_o such_o a_o law_n for_o abatement_n of_o interest_n grow_v general_o dear_a ●t_a be_v a_o evident_a demonstration_n that_o our_o people_n grow_v rich_a for_o general_o wherever_o provision_n be_v for_o continuance_n of_o year_n dear_a in_o any_o country_n the_o people_n be_v rich_a and_o where_o they_o be_v most_o cheap_a throughout_o the_o world_n for_o the_o most_o part_n the_o people_n be_v very_o poor_a and_o for_o our_o own_o poor_a in_o england_n it_o be_v observe_v that_o they_o live_v better_o in_o the_o dear_a country_n for_o provision_n than_o in_o the_o cheap_a and_o better_a in_o a_o dear_a year_n than_o in_o a_o cheap_a especial_o in_o relation_n to_o the_o public_a good_a for_o that_o in_o a_o cheap_a year_n they_o will_v not_o work_v above_o two_o day_n in_o a_o week_n their_o humour_n be_v such_o that_o they_o will_v not_o provide_v for_o a_o hard_a time_n but_o just_a work_n so_o much_o and_o no_o more_o as_o may_v maintain_v they_o in_o that_o mean_a condition_n to_o which_o they_o have_v be_v accustom_v object_n 3_o if_o interest_n be_v abate_v usurer_n will_v call_v in_o their_o money_n so_o what_o shall_v gentleman_n do_v who_o estate_n be_v mortgage_v etc._n etc._n answ._n i_o answer_v that_o when_o they_o know_v they_o can_v make_v no_o more_o of_o their_o money_n by_o take_v out_o of_o one_o and_o put_v it_o in_o another_o hand_n they_o will_v not_o be_v so_o forward_o as_o they_o threaten_v to_o alter_v that_o security_n they_o know_v be_v good_a for_o another_o that_o may_v be_v bad_a or_o if_o they_o shall_v do_v it_o our_o law_n be_v not_o so_o severe_a but_o that_o gentleman_n may_v take_v time_n to_o dispose_v of_o part_n of_o their_o land_n which_o immediate_o after_o such_o a_o law_n will_v yield_v they_o thirty_o year_n purchase_n at_o least_o and_o much_o better_a it_o be_v for_o they_o so_o to_o do_v than_o to_o abide_v long_o under_o that_o consume_a plague_n of_o usury_n which_o have_v insensible_o destroy_v very_o many_o of_o the_o best_a family_n in_o england_n as_o well_o of_o our_o nobility_n as_o gentry_n object_n 4._o as_o interest_n be_v now_o at_o six_o per_fw-la cent_n the_o king_n majesty_n upon_o any_o emergency_n can_v hardly_o be_v supply_v and_o if_o it_o shall_v be_v reduce_v to_o four_o per_fw-la cent_n how_o shall_v the_o king_n find_v a_o considerable_a sum_n of_o money_n to_o be_v lend_v he_o by_o his_o people_n answ._n i_o answer_v the_o abatement_n of_o interest_n to_o the_o people_n be_v the_o abatement_n of_o interest_n to_o the_o king_n when_o he_o have_v occasion_n to_o take_v up_o money_n for_o what_o be_v borrow_v of_o the_o city_n of_o london_n or_o other_o body_n politic_a nothing_o can_v be_v demand_v but_o the_o legal_a interest_n and_o if_o the_o king_n have_v occasion_n to_o take_v up_o money_n of_o private_a person_n be_v his_o majesty_n according_a to_o good_a right_n be_v above_o the_o common_a course_n of_o law_n the_o king_n must_v and_o always_o have_v give_v more_o than_o the_o legal_a rate_n as_o for_o instance_n the_o legal_a rate_n be_v now_o six_o per_n cent_n but_o his_o majesty_n or_o such_o as_o have_v dispose_v of_o his_o majesty_n exchequer-tally_n have_v be_v say_v to_o give_v ten_o and_o twelve_o in_o some_o case_n and_o if_o the_o legal_a rate_n be_v ten_o his_o majesty_n may_v probable_o give_v thirteen_o or_o fourteen_o so_o if_o interest_n be_v bring_v to_o four_o per_fw-la cent_n his_o majesty_n in_o such_o case_n as_o he_o now_o give_v ten_o must_v give_v six_o or_o seven_o by_o which_o his_o majesty_n will_v have_v a_o clear_a advantage_n object_n 5._o if_o interest_n be_v abate_v it_o will_v be_v a_o great_a prejudice_n to_o widow_n and_o orphan_n who_o have_v not_o knowledge_n and_o ability_n to_o improve_v their_o estate_n otherwise_o answ._n i_o answer_v that_o by_o our_o law_n now_o heir_n and_o orphan_n can_v recover_v no_o interest_n from_o their_o parent_n

have_v engage_v i_o into_o this_o unpleasing_a controversy_n wherein_o i_o have_v give_v unwilling_a offence_n to_o all_o my_o near_a relation_n and_o know_v at_o first_o that_o i_o must_v needs_o do_v so_o most_o of_o they_o be_v such_o as_o age_n and_o wisdom_n have_v instruct_v rather_o to_o be_v box-keeper_n than_o gamester_n i_o have_v beforementioned_a the_o judgement_n of_o the_o french_a king_n and_o court_n but_o intend_v not_o to_o recite_v the_o edict_n be_v it_o be_v at_o large_a in_o sir_n thomas_n culpepper_v senior_a his_o last_o treatise_n yet_o on_o second_o thought_n consider_v all_o man_n perhaps_o may_v not_o come_v to_o a_o sight_n of_o that_o and_o find_v the_o say_a edict_n so_o comprehensive_a of_o the_o whole_a matter_n of_o this_o controversy_n i_o have_v here_o recite_v it_o the_o king_n by_o these_o edict_n have_v nothing_o relieve_v the_o necessity_n of_o the_o nobility_n if_o he_o have_v not_o provide_v for_o usury_n which_o have_v ruin_v many_o good_a and_o ancient_a house_n fill_v town_n with_o unprofitable_a servant_n and_o the_o country_n with_o misery_n and_o inhumanities_n he_o find_v the_o rent_n viz._n usury_n constitute_v after_o 10_o or_o 8_o in_o the_o hundred_o do_v ruin_v many_o good_a family_n hinder_v the_o traffic_n and_o commerce_n of_o merchandize_n and_o make_v tillage_n and_o handicraft_n to_o be_v neglect_v many_o desire_v through_o the_o easiness_n of_o a_o deceitful_a gain_n to_o live_v idle_o in_o good_a town_n of_o their_o rent_n rather_o than_o to_o give_v themselves_o with_o any_o pain_n to_o liberal_a art_n or_o to_o till_o or_o husband_n their_o inheritance_n for_o this_o reason_n mean_v to_o invite_v his_o subject_n to_o enrich_v themselves_o with_o more_o just_a gain_n to_o content_v themselves_o with_o more_o moderate_a profit_n and_o to_o give_v the_o nobility_n mean_v to_o pay_v their_o debt_n he_o do_v forbid_v all_o usury_n or_o constitution_n of_o rent_n at_o a_o high_a rate_n than_o six_o pound_n five_o shilling_n in_o the_o hundred_o the_o edict_n be_v verify_v in_o the_o court_n of_o parliament_n which_o consider_v that_o it_o be_v always_o prejudicial_a to_o the_o commonwealth_n to_o give_v money_n to_o usury_n for_o it_o be_v a_o serpent_n who_o bite_v be_v not_o apparent_a and_o yet_o it_o be_v so_o sensible_a that_o it_o peirce_v the_o very_a heart_n of_o the_o best_a family_n the_o whole_a of_o this_o controversy_n lie_v narrow_o in_o these_o two_o short_a question_n viz._n will_v abatement_n of_o interest_n improve_v trade_n second_o will_v it_o advance_v the_o price_n of_o land_n the_o collective_a unite_a body_n of_o the_o government_n of_o our_o own_o and_o other_o kingdom_n express_o say_v it_o will_v do_v both_o and_o experience_n cry_v aloud_o that_o so_o it_o will_v do_v and_o have_v do_v in_o all_o age_n and_o in_o all_o place_n and_o i_o never_o yet_o meet_v with_o any_o private_a person_n how_o much_o soever_o concern_v in_o interest_n that_o have_v the_o ignorance_n or_o confidence_n to_o deny_v both_o for_o discourse_v with_o a_o country_n usurer_n he_o will_v affirm_v and_o perhaps_o be_v ready_a to_o swear_v to_o it_o that_o this_o abatement_n of_o interest_n be_v a_o knavish_a design_n of_o the_o citizen_n to_o advance_v themselves_o who_o be_v too_o proud_a already_o and_o that_o if_o it_o go_v forward_o it_o will_v undo_v all_o the_o country_n gentleman_n in_o england_n and_o if_o one_o speak_v with_o the_o city_n usurer_n they_o will_v be_v as_o ready_a to_o affirm_v that_o this_o be_v a_o plot_n carry_v on_o only_o by_o nobleman_n and_o gentleman_n who_o estate_n be_v all_o in_o land_n for_o their_o own_o advantage_n and_o that_o it_o will_v spoil_v all_o the_o trade_n of_o the_o kingdom_n be_v a_o project_n at_o one_o instant_a to_o take_v off_o just_a one_o three_o of_o all_o man_n estate_n that_o be_v personal_a and_o add_v the_o same_o proportion_n to_o all_o such_o who_o estate_n be_v real_a which_o in_o effect_n be_v to_o impoverish_v all_o the_o young_a and_o enrich_v all_o elder_a brother_n in_o england_n so_o that_o out_o of_o the_o mouth_n of_o the_o great_a and_o wise_a adversary_n to_o this_o principle_n it_o may_v be_v just_o conclude_v that_o though_o single_o they_o deny_v the_o truth_n of_o it_o yet_o joint_o they_o confess_v it_o to_o conclude_v there_o be_v nothing_o that_o i_o have_v say_v or_o that_o i_o think_v any_o other_o can_v say_v upon_o this_o occasion_n but_o be_v say_v in_o substance_n before_o by_o old_a sir_n thomas_n culpepper_n tho●gh_o unknown_a to_o i_o who_o have_v a_o ampel_v and_o clear_a sight_n into_o the_o whole_a nature_n of_o this_o principle_n and_o the_o true_a effect_n and_o consequence_n of_o it_o truth_n be_v always_o the_o same_o though_o illustration_n may_v vary_v nor_o can_v any_o thing_n now_o be_v object_v against_o the_o make_n a_o law_n for_o a_o further_a abatement_n of_o interest_n but_o the_o same_o that_o be_v object_v in_o those_o time_n wherein_o the_o former_a statute_n pass_v so_o that_o why_o my_o opposer_n shall_v cavil_v at_o the_o do_v of_o that_o by_o a_o law_n in_o england_n now_o which_o he_o seem_v to_o ●ike_v well_o if_o it_o can_v be_v do_v i_o know_v no_o real_a cause_n except_o it_o be_v that_o in_o truth_n he_o be_v wise_a enough_o to_o know_v that_o a_o law_n in_o england_n will_v certain_o do_v the_o work_n as_o it_o have_v do_v former_o and_o in_o consequence_n his_o own_o private_a gain_n will_v be_v retrench_v before_o i_o conclude_v i_o think_v it_o necessary_a for_o caution_n to_o my_o countryman_n to_o let_v they_o know_v what_o effect_n these_o discourse_n have_v have_v on_o other_o when_o i_o write_v my_o first_o treatise_n interest_n be_v in_o the_o island_n of_o barbadoes_n at_o 15_o per_fw-la centum_fw-la where_o it_o be_v since_o by_o a_o act_n of_o the_o country_n bring_v down_o to_o 10_o per_fw-la cent_n a_o great_a fall_n at_o once_o and_o our_o weekly_a gazette_n do_v some_o month_n pass_v inform_v we_o that_o the_o sweed_n by_o a_o law_n have_v bring_v down_o their_o interest_n to_o 6_o per_fw-la cent_n neither_o of_o which_o can_v have_v any_o good_a effect_n upon_o we_o but_o certain_o the_o contrary_a except_o by_o way_n of_o emulation_n they_o quicken_v we_o to_o provide_v in_o time_n for_o our_o own_o good_a and_o prosperity_n i_o have_v now_o do_v with_o this_o controversy_n and_o therein_o discharge_v my_o duty_n to_o my_o native_a country_n and_o though_o ignorance_n malice_n or_o private_a interest_n may_v yet_o for_o some_o time_n oppose_v it_o i_o be_o confident_a the_o wisdom_n of_o my_o countryman_n will_v at_o length_n find_v their_o true_a and_o general_a interest_n in_o the_o establishment_n of_o such_o a_o law_n which_o as_o to_o my_o own_o particular_a concernment_n signify_v not_o two_o farthing_n whether_o they_o do_v or_o not_o chap._n ii_o concern_v the_o relief_n and_o employment_n of_o the_o poor_a this_o be_v a_o calm_a subject_n and_o thwart_v no_o common_a or_o private_a interest_n among_o we_o except_o that_o of_o the_o common_a enemy_n of_o mankind_n the_o devil_n so_o i_o hope_v that_o what_o shall_v be_v offer_v towards_o the_o effect_n of_o so_o universal_o acceptable_a a_o work_n as_o this_o and_o the_o removal_n of_o the_o innumerable_a inconvenience_n that_o do_v now_o and_o have_v in_o all_o age_n attend_v this_o kingdom_n through_o defect_n of_o such_o provision_n for_o the_o poor_a will_v not_o be_v ill_o take_v although_o the_o plaster_n at_o first_o essay_n do_v not_o exact_o fit_v the_o sore_a in_o the_o discourse_n of_o this_o subject_n i_o shall_v first_o assert_v some_o particular_n which_o i_o think_v be_v agree_v by_o common_a consent_n and_o from_o thence_o take_v occasion_n to_o proceed_v to_o what_o be_v more_o doubtful_a 1._o that_o our_o poor_a in_o england_n have_v always_o be_v in_o a_o most_o sad_a and_o wretched_a condition_n some_o famish_v for_o want_n of_o bread_n other_o starve_v with_o cold_a and_o nakedness_n and_o many_o whole_a family_n in_o all_o the_o out_o part_n of_o city_n and_o great_a town_n common_o remain_v in_o a_o languish_a nasty_a and_o useless_a condition_n uncomfortable_a to_o themselves_o and_o unprofitable_a to_o the_o kingdom_n this_o be_v confess_v and_o lament_v by_o all_o men._n 2._o that_o the_o child_n of_o our_o poor_a breed_v up_o in_o buggery_n and_o laziness_n do_v by_o that_o mean_n become_v not_o only_o of_o unhealthy_a body_n and_o more_o than_o ordinary_o subject_a to_o many_o loathsome_a disease_n whereof_o very_a many_o die_n in_o their_o tender_a age_n and_o if_o any_o of_o they_o do_v arrive_v to_o year_n and_o strength_n they_o be_v by_o their_o idle_a habit_n contract_v in_o their_o youth_n render_v for_o ever_o after_o indispose_v to_o labour_n and_o serve_v only_o to_o stock_n the_o