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cause_n great_a see_v time_n 5,907 5 3.3926 3 true
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ID Title Author Corrected Date of Publication (TCP Date of Publication) STC Words Pages
A32827 A discourse about trade wherein the reduction of interest in money to 4 l. per centum, is recommended : methods for the employment and maintenance of the poor are proposed : several weighty points relating to companies of merchants, the act of navigation, naturalization of strangers, our woollen manufactures, the ballance of trade, and the nature of plantations, and their consequences in relation to the kingdom are seriously discussed : and some arguments for erecting a court of merchants for determining controversies, relating to maritime affairs, and for a law for transferrance of bills of debts, are humbly offered. Child, Josiah, Sir, 1630-1699.; Culpeper, Thomas, Sir, 1578-1662. Small treatise against usury. 1690 (1690) Wing C3853; ESTC R8738 119,342 350

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a_o knavish_a design_n of_o the_o citizen_n to_o advance_v themselves_o who_o be_v too_o proud_a already_o and_o that_o if_o it_o go_v forward_o it_o will_v undo_v all_o the_o country_n gentleman_n in_o england_n and_o if_o one_o speak_v with_o the_o city_n usurer_n they_o will_v be_v as_o ready_a to_o affirm_v that_o this_o be_v a_o plot_n carry_v on_o only_o by_o nobleman_n and_o gentleman_n who_o estate_n be_v all_o in_o land_n for_o their_o own_o advantage_n and_o that_o it_o will_v spoil_v all_o the_o trade_n of_o the_o kingdom_n be_v a_o project_n at_o one_o instant_a to_o take_v off_o just_a one_o three_o of_o all_o man_n estate_n that_o be_v personal_a and_o add_v the_o same_o proportion_n to_o all_o such_o who_o estate_n be_v real_a which_o in_o effect_n be_v to_o impoverish_v all_o the_o young_a and_o enrich_v all_o elder_a brother_n in_o england_n so_o that_o out_o of_o the_o mouth_n of_o the_o great_a and_o wise_a adversary_n to_o this_o principle_n it_o may_v be_v just_o 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pound_n portion_n with_o a_o daughter_n sixty_o year_n ago_o be_v not_o esteem_v a_o large_a proportion_n than_o two_o thousand_o pound_n be_v now_o and_o whether_o gentlewoman_n in_o those_o day_n will_v not_o esteem_v themselves_o well_o clothe_v in_o a_o serge_n gown_n which_o a_o chambermaid_n now_o will_v be_v ashamed_a to_o be_v see_v in_o whether_o our_o citizen_n and_o middle_a sort_n of_o gentry_n now_o be_v not_o more_o rich_a in_o clothes_n plate_n jewel_n and_o household-good_n etc._n etc._n then_o the_o best_a sort_n of_o knight_n and_o gentry_n be_v in_o those_o day_n and_o whether_o our_o best_a sort_n of_o knight_n and_o gentry_n now_o do_v not_o exceed_v by_o much_o in_o those_o thing_n the_o nobility_n of_o england_n sixty_o year_n past_a many_o of_o who_o then_o will_v not_o go_v to_o the_o price_n of_o a_o whole_a sattin-doublet_n the_o embroiderer_n be_v yet_o live_v who_o have_v assure_v i_o he_o have_v make_v many_o hundred_o of_o they_o for_o the_o nobility_n 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turk_n dominion_n east-india_n and_o america_n but_o every_o man_n by_o his_o eperience_n in_o foreign_a country_n may_v easy_a inform_v himself_o whether_o this_o rule_n do_v universal_o hold_v true_a or_o not_o for_o my_o own_o part_n to_o satisfy_v my_o own_o curiosity_n i_o have_v for_o some_o year_n as_o occasion_v offer_v diligent_o inquire_v of_o all_o my_o acquaintance_n that_o have_v knowledge_n of_o foreign_a country_n and_o i_o can_v true_o say_v that_o i_o never_o find_v it_o to_o fail_v in_o any_o particular_a instance_n now_o if_o upon_o what_o have_v be_v say_v it_o be_v grant_v that_o defacto_fw-la this_o kingdom_n be_v rich_a at_o least_o fourfold_a i_o may_v say_v eight-fold_n than_o it_o be_v before_o any_o law_n for_o interest_n be_v make_v and_o that_o all_o country_n be_v at_o this_o day_n rich_a or_o poor_a in_o a_o exact_a proportion_n to_o what_o they_o pay_v and_o have_v usual_o pay_v for_o the_o interest_n of_o money_n it_o remain_v that_o we_o inquire_v 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that_o the_o bring_v down_o of_o interest_n in_o this_o kingdom_n from_o six_o to_o four_o or_o three_o per_fw-mi cent_z will_v necessary_o in_o less_o than_o twenty_o year_n time_n double_v the_o capital_a stock_n of_o the_o nation_n the_o most_o material_a objection_n i_o have_v meet_v with_o against_o it_o be_v as_o follow_v object_n 1._o to_o abate_v interest_n will_v cause_v the_o dutch_a and_o other_o people_n that_o have_v money_n put_v out_o at_o interest_n in_o england_n by_o their_o friend_n and_o factor_n to_o call_v home_o their_o estate_n and_o consequent_o will_v occasion_v a_o great_a scarcity_n and_o want_n of_o money_n among_o we_o to_o this_o i_o answer_v that_o if_o interest_n be_v bring_v but_o to_o four_o per_fw-mi cent_z no_o dutchman_n will_v call_v in_o his_o money_n that_o be_v out_o upon_o good_a security_n
the_o birth_n and_o that_o the_o next_o generation_n will_v yet_o see_v far_o great_a advantage_n by_o bring_v it_o from_o four_o to_o three_o per_fw-la cent_n trade_n and_o interest_n of_o money_n consider_v etc._n etc._n chap._n i._n a_o short_a reply_n to_o a_o treatise_n entitle_v interest_n of_o money_n mistake_v there_o be_v never_o any_o thing_n propound_v for_o public_a good_a that_o do_v not_o meet_v with_o opposition_n arise_v sometime_o from_o the_o different_a apprehension_n of_o man_n in_o regard_n of_o the_o way_n who_o yet_o have_v the_o same_o design_n as_o to_o the_o end_n sometime_o from_o a_o dislike_n of_o the_o person_n propound_v or_o the_o humour_n of_o such_o as_o will_v have_v nothing_o bring_v into_o the_o world_n but_o by_o their_o own_o midwifery_n and_o be_v therefore_o only_o displease_v with_o a_o thing_n because_o they_o be_v not_o the_o first_o proposer_n of_o it_o themselves_o sometime_o from_o a_o more_o inveterate_a and_o corrupt_a principle_n of_o 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tell_v he_o as_o also_o he_o do_v page_n 22._o that_o more_o may_v be_v add_v but_o be_v not_o so_o kind_a to_o his_o country_n to_o let_v we_o know_v what_o they_o be_v which_o if_o he_o have_v do_v will_v have_v be_v more_o agreeable_a to_o his_o pretend_a candour_n and_o as_o well_o of_o use_n to_o his_o country_n as_o a_o evidence_n of_o his_o own_o sufficiency_n it_o be_v a_o much_o easy_a thing_n to_o cavel_v at_o what_o other_o man_n have_v do_v than_o to_o present_v the_o world_n with_o any_o thing_n new_a and_o material_a of_o our_o own_o page_n 10._o pass_v over_o many_o other_o he_o quarrel_v at_o that_o facetious_a instance_n of_o nobleman_n wear_v in_o former_a time_n sattin-doublet_n with_o canvas_n back_n which_o be_v the_o most_o inconsiderable_a instance_n of_o many_o yet_o upon_o the_o whole_a he_o conclude_v with_o i_o that_o we_o be_v much_o rich_a now_o than_o we_o be_v before_o any_o law_n for_o interest_n be_v make_v and_o that_o we_o have_v grow_v rich_a since_o 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true_a as_o to_o the_o time_n i_o speak_v of_o which_o be_v of_o a_o time_n within_o the_o memory_n of_o a_o man_n then_o live_v since_o trade_n be_v introduce_v into_o this_o kingdom_n which_o he_o endeavour_v to_o overthrow_v by_o a_o instance_n out_o of_o those_o time_n when_o noble_a man_n keep_v multitude_n of_o retainer_n about_o 200_o year_n past_a viz._n before_o henry_n the_o 7th_n time_n and_o before_o trade_n be_v understand_v in_o england_n which_o i_o think_v be_v nothing_o to_o this_o purpose_n pag._n 11._o the_o gentleman_n recite_v my_o answer_n to_o that_o objection_n that_o if_o interest_n be_v abate_v the_o dutch_a will_v call_v home_o their_o money_n to_o which_o i_o reply_v that_o if_o they_o shall_v it_o will_v be_v better_o for_o we_o the_o borrower_n be_v always_o a_o slave_n to_o the_o lender_n which_o he_o say_v be_v no_o more_o in_o the_o case_n of_o english_a and_o dutch_a then_o in_o that_o of_o english_a and_o english_a and_o pag._n 12._o at_o the_o 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will_v not_o upbraid_v i_o for_o beg_v the_o question_n because_o i_o trouble_v not_o the_o reader_n with_o the_o particular_a proof_n of_o those_o thing_n which_o i_o hear_v no_o man_n deny_v and_o therefore_o conclude_v every_o man_n will_v grant_v for_o whether_o snow_n be_v white_a be_v not_o to_o be_v dispute_v in_o his_o second_o assertion_n likewise_o that_o the_o abatement_n of_o interest_n tend_v to_o the_o engross_n of_o trade_n into_o a_o few_o rich_a man_n hand_n to_o the_o exclude_v of_o young_a man_n i_o appeal_v to_o the_o judgement_n of_o all_o understand_a merchant_n and_o rational_a man_n whether_o the_o gentleman_n be_v not_o miserable_o mistake_v and_o whether_o the_o never-failing_a effect_n of_o a_o high_a interest_n all_o the_o world_n over_o be_v not_o to_o enrich_v a_o few_o great_o and_o impoverish_v the_o generality_n of_o trader_n so_o it_o be_v in_o turkey_n where_o interest_n be_v at_o 20_o per_fw-la cent_z and_o upward_o if_o we_o may_v believe_v those_o honest_a and_o worthy_a turkey_n merchant_n who_o be_v now_o upon_o the_o exchange_n and_o have_v live_v long_o in_o that_o country_n and_o so_o it_o be_v with_o we_o here_o when_o interest_n be_v at_o 10_o per_fw-mi cent_z and_o upward_o as_o i_o have_v already_o demonstrate_v by_o the_o instance_n of_o sutton_n gresham_n craven_n and_o spencer_n so_o that_o he_o must_v be_v natural_o blind_a or_o put_v out_o his_o eye_n who_o do_v not_o see_v that_o the_o abatement_n of_o interest_n be_v a_o diffusive_a principle_n hence_o it_o follow_v that_o as_o few_o great_a and_o rich_a merchant_n who_o estate_n be_v personal_a except_o they_o have_v also_o great_a soul_n can_v bear_v the_o discourse_n of_o abate_v interest_n with_o more_o patience_n than_o usurer_n well_o know_v that_o it_o must_v necessary_o retrench_v their_o present_a profit_n by_o increase_a the_o number_n of_o trader_n which_o though_o it_o be_v a_o small_a loss_n to_o individual_n will_v be_v a_o vast_a gain_n to_o the_o generality_n of_o the_o nation_n at_o the_o low_a end_n of_o pag._n 12._o his_o word_n be_v that_o in_o my_o instance_n of_o old_a audley_n observe_v that_o 100_o l._n at_o 10_o per_fw-mi cent_z will_v in_o 70_o year_n amount_v to_o 100000_o l._n he_o affirm_v i_o be_o no_o less_o mistake_v than_o in_o other_o thing_n true_o if_o i_o have_v mistake_v no_o more_o in_o other_o thing_n than_o in_o that_o in_o such_o a_o untrodden_a path_n as_o this_o i_o have_v fail_v much_o less_o than_o i_o can_v hope_v for_o to_o demonstrate_v which_o i_o have_v here_o insert_v a_o short_a table_n show_v that_o 100_o l._n at_o that_o rate_n rise_v within_o a_o trifle_n to_o 200_o l._n in_o seven_o year_n interest_n upon_o interest_n so_o that_o the_o usual_a account_n be_v and_o
the_o useful_a stock_n of_o the_o nation_n at_o least_o one_o three_o part_n and_o great_o ●ase_v the_o course_n of_o trade_n as_o i_o humble_o conceive_v this_o will_v do_v i_o hope_v none_o will_v deny_v but_o it_o may_v consist_v with_o the_o wisdom_n of_o parliament_n to_o create_v new_a law_n 3._o most_o of_o our_o statute_n be_v make_v in_o time_n before_o we_o understand_v trade_n in_o england_n and_o the_o same_o policy_n and_o law_n that_o be_v good_a then_o and_o may_v yet_o be_v good_a for_o a_o country_n destitute_a of_o commerce_n may_v not_o be_v so_o fit_a for_o we_o now_o nor_o for_o any_o nation_n so_o abound_v with_o trade_n as_o england_n do_v at_o present_a object_n 2._o may_v not_o this_o occasion_n many_o cheat_n and_o law_n suit_v answ._n 1._o i_o answer_v no_o experience_n manifest_v the_o contrary_a not_o only_o in_o other_o kingdom_n and_o country_n abroad_o where_o transferrance_n of_o bill_n of_o debt_n be_v in_o use_n but_o even_o in_o our_o own_o where_o we_o have_v for_o many_o age_n have_v the_o experience_n of_o endorsement_n on_o bill_n of_o exchange_n and_o in_o this_o present_a age_n of_o the_o pass_n of_o goldsmith_n note_n from_o one_o man_n to_o another_o which_o two_o practice_n be_v very_o like_a to_o the_o design_a way_n of_o transfer_v bill_n of_o debt_n and_o yet_o no_o considerable_a cheat_n or_o inconvenience_n have_v arisen_a thereby_o answ._n 2._o no_o man_n can_v be_v cheat_v except_o it_o be_v with_o his_o own_o consent_n and_o we_o common_o say_v caveat_n emptor_n no_o man_n be_v to_o be_v force_v to_o accept_v another_o bill_n that_o himself_o do_v not_o approve_v of_o and_o no_o man_n will_v accept_v of_o another_o man_n bill_n except_o he_o know_v he_o or_o until_o he_o have_v use_v mean_n to_o satisfy_v himself_o concern_v he_o no_o more_o than_o he_o will_v sell_v his_o good_n to_o a_o stranger_n unless_o he_o have_v some_o reason_n to_o believe_v he_o be_v able_a to_o pay_v he_o object_n 3._o will_v not_o such_o a_o law_n as_o this_o be_v very_o troublesome_a especial_o in_o fair_n and_o market_n and_o also_o to_o gentleman_n and_o lady_n when_o they_o shall_v be_v force_v for_o all_o good_n they_o buy_v above_o the_o value_n of_o 10_o l._n to_o give_v bill_n under_o their_o hand_n and_o seal_n i_o answer_v this_o law_n will_v not_o at_o all_o incomode_fw-fr gentleman_n as_o to_o what_o they_o buy_v in_o shop_n etc._n etc._n neither_o those_o that_o converse_v in_o fair_n and_o market_n for_o that_o which_o gentleman_n buy_v in_o shop_n etc._n etc._n and_o other_o in_o fair_n etc._n etc._n they_o either_o pay_v or_o promise_v ready_a money_n or_o else_o say_v nothing_o of_o the_o time_n or_o payment_n which_o the_o law_n understand_v to_o be_v the_o same_o with_o a_o promise_n of_o present_a pay_n so_o that_o if_o they_o give_v no_o bill_n there_o be_v no_o penalty_n attend_v the_o neglect_n or_o refusal_n but_o only_o that_o the_o contract_n between_o the_o buyer_n and_o seller_n shall_v be_v presume_v in_o the_o law_n to_o be_v as_o if_o it_o be_v make_v for_o ready_a money_n chap._n vi_o concern_v a_o court_n merchant_n i_o have_v conceive_v great_a hope_n from_o the_o late_a most_o prudent_a and_o charitable_a institution_n of_o that_o judicature_n for_o determination_n of_o difference_n touch_v house_n burn_v by_o the_o late_a fire_n in_o london_n that_o this_o kingdom_n will_v at_o length_n be_v bless_v with_o a_o happy_a method_n for_o the_o speedy_a easy_a and_o cheap_a decide_n of_o difference_n between_o merchant_n master_n of_o ship_n and_o seaman_n etc._n etc._n by_o some_o court_n or_o court_n of_o merchant_n like_o those_o which_o be_v establish_v in_o most_o of_o the_o great_a city_n and_o town_n in_o france_n holland_n and_o other_o place_n the_o want_n whereof_o in_o england_n be_v and_o have_v ever_o be_v a_o great_a bar_n to_o the_o progress_n and_o grandeur_n of_o the_o trade_n of_o this_o kingdom_n as_o for_o instance_n if_o merchant_n happen_v to_o have_v difference_n with_o master_n and_o owner_n of_o ship_n upon_o charter-party_n or_o account_n beyond_o sea_n etc._n etc._n the_o suit_n be_v common_o first_o commence_v in_o the_o admiralty_n court_n where_o after_o tedious_a attendance_n and_o vast_a expense_n probable_o just_a before_o the_o cause_n shall_v come_v to_o determination_n it_o be_v either_o remove_v into_o the_o deligate_n where_o it_o may_v hang_v in_o suspense_n until_o the_o plaintiff_n and_o defendant_n have_v empty_a purse_n and_o grey_a head_n or_o else_o because_o most_o contract_n for_o martain_n affair_n be_v make_v upon_o the_o land_n and_o most_o accident_n happen_v in_o some_o river_n or_o harbour_n here_o or_o beyond_o sea_n be_v not_o in_o alto_fw-mi mari_fw-fr the_o defendant_n bring_v his_o writ_n of_o prohibition_n and_o remove_v the_o cause_n into_o his_o majesty_n court_n of_o king's-bench_n where_o after_o great_a expense_n of_o time_n and_o money_n it_o be_v well_o if_o we_o can_v make_v our_o own_o council_n be_v common_a lawyer_n understand_v one_o half_a of_o our_o case_n we_o be_v among_o they_o as_o in_o a_o foreign_a country_n our_o language_n strange_a to_o they_o and_o they_o as_o strange_a to_o we_o after_o all_o no_o attestation_n of_o foreign_a notary_n nor_o other_o public_a instrument_n from_o beyond_o sea_n be_v evidence_n at_o law_n and_o the_o account_n depend_v consist_v perhaps_o of_o a_o hundred_o or_o more_o several_a article_n which_o be_v as_o so_o many_o issue_n at_o law_n the_o cause_n must_v come_v into_o the_o chancery_n where_o after_o many_o year_n tedious_a travel_n to_o westminster_n with_o black_a box_n and_o green_a bag_n when_o the_o plaintiff_n and_o defendant_n have_v tire_v their_o body_n distract_v their_o mind_n and_o consume_v their_o estate_n the_o cause_n if_o ever_o it_o be_v end_v be_v common_o by_o order_n of_o that_o court_n refer_v to_o merchant_n end_v miserable_o where_o it_o may_v have_v have_v at_o first_o a_o happy_a issue_n if_o it_o have_v begin_v right_o from_o whence_o follow_v these_o national_a inconvenience_n 1._o it_o be_v a_o vast_a expense_n to_o the_o person_n concern_v 2._o it_o take_v off_o man_n from_o follow_v their_o calling_n to_o the_o public_a loss_n as_o well_o as_o the_o particular_a damage_n of_o the_o concern_v that_o time_n be_v lose_v to_o the_o nation_n that_o be_v spend_v in_o law-suit_n 3._o it_o make_v man_n after_o they_o have_v once_o attain_v indifferent_a estate_n to_o leave_v trading_n and_o for_o ease_n to_o turn_v country-gentleman_n whereas_o great_a and_o experience_a man_n be_v the_o only_a person_n that_o must_v mate_v the_o dutch_a in_o trade_n if_o ever_o we_o do_v it_o 4._o it_o be_v my_o opinion_n a_o great_a cause_n of_o the_o prodigality_n idleness_n and_o injustice_n of_o many_o of_o our_o master_n of_o ship_n in_o england_n and_o consequent_o a_o wonderful_a bar_n to_o the_o growth_n of_o our_o english_a navigation_n who_o know_v that_o their_o owner_n can_v legal_o eject_v they_o especial_o if_o the_o master_n have_v a_o part_n of_o the_o ship_n himself_o but_o that_o remedy_n to_o the_o owner_n will_v be_v worse_o than_o the_o disease_n which_o occasion_n master_n to_o presume_v to_o do_v those_o thing_n and_o be_v guilty_a of_o such_o neglect_v as_o natural_o they_o will_v not_o if_o they_o stand_v more_o upon_o their_o good_a behaviour_n i_o can_v say_v much_o more_o of_o the_o damage_n this_o nation_n sustain_v by_o the_o want_n of_o a_o law-merchant_n but_o that_o be_v so_o evident_a to_o all_o man_n experience_n that_o i_o shall_v not_o long_o insist_v upon_o it_o but_o proceed_v humble_o to_o propose_v some_o particular_n which_o be_v due_o consider_v may_v peradventure_o by_o wise_a head_n be_v improve_v towards_o the_o cure_n of_o this_o evil_a viz._n 1._o that_o it_o be_v enact_v that_o there_o shall_v be_v erect_v within_o the_o city_n of_o london_n a_o stand_a court-merchant_n to_o consist_v of_o twelve_o able_a merchant_n such_o as_o shall_v be_v choose_v by_o the_o livery_n man_n of_o the_o say_a city_n in_o their_o common_a hall_n at_o the_o time_n and_o in_o the_o manner_n herein_o after_o limit_v and_o appoint_v 2._o that_o the_o say_v twelve_o person_n so_o to_o be_v elect_v or_o any_o three_o or_o more_o of_o they_o sit_v at_o the_o same_o time_n and_o place_n and_o not_o otherwise_o shall_v be_v account_v judiciary_n merchant_n and_o authorize_v to_o hear_v and_o determine_v all_o difference_n and_o demand_n whatsoever_o which_o have_v arisen_a and_o be_v not_o hitherto_o determine_v or_o may_v any_o way_n arise_v between_o merchant_n tradesman_n artificer_n master_n and_o owner_n of_o ship_n seaman_n boat-man_n and_o freighter_n of_o ship_n or_o any_o other_o person_n have_v relation_n to_o merchandize_v trade_n or_o ship_n for_o or_o concern_v any_o
and_o put_v the_o whole_a issue_n upon_o this_o for_o the_o french_a in_o fact_n have_v bring_v down_o the_o use_n of_o money_n under_o 6_o per_fw-mi cent_z and_z that_z to_z 5_o per_fw-mi cent_z late_o as_o i_o have_v be_v credible_o inform_v and_o do_v believe_v and_o if_o they_o have_v omit_v this_o all_o their_o bussle_v in_o other_o thing_n will_v signify_v very_o little_a in_o conclusion_n the_o sweed_n likewise_o since_o they_o establish_v their_o council_n of_o trade_n and_o set_v themselves_o to_o the_o consideration_n of_o make_v themselves_o considerable_a by_o trade_n have_v reduce_v their_o interest_n from_o 10_o to_o 6_o per_fw-la cent._n his_o follow_a word_n be_v do_v italy_n and_o holland_n owe_v their_o trade_n and_o riches_n to_o the_o lowness_n of_o usury_n or_o to_o th●ir_n innate_a frugality_n wonderful_a industry_n and_o admirable_a art_n &_o c_o i_o answer_v low_a interest_n be_v the_o natural_a mother_n of_o frugality_n industry_n and_o art_n which_o i_o hope_v the_o gentleman_n eye_n will_v be_v open_a enough_o to_o see_v by_o that_o time_n he_o have_v read_v a_o little_a further_o and_o consider_v two_o or_o three_o year_n long_o but_o it_o may_v be_v say_v how_o can_v a_o low_a interest_n be_v the_o natural_a mother_n of_o frugality_n when_o if_o this_o gentleman_n be_v to_o be_v believe_v abatement_n of_o our_o vse-money_n bring_v in_o our_o drink_v which_o he_o do_v not_o only_o say_v but_o prove_v as_o he_o think_v by_o a_o instance_n of_o fact_n for_o he_o say_v we_o now_o spend_v usual_o twenty_o thousand_o tun_n of_o french_a wine_n and_o he_o believe_v that_o a_o far_o great_a quantity_n be_v yearly_o import_v and_o that_o the_o computation_n of_o spanish_a rhenish_a and_o levant_n wine_n far_o exceed_v the_o former_a so_o that_o by_o his_o calculate_v &_o as_o he_o say_v ground_v upon_o a_o very_a good_a authority_n viz._n a_o report_n to_o the_o house_n of_o commons_o it_o shall_v seem_v that_o there_o be_v about_o the_o quantity_n of_o forty_o five_o thousand_o tun_n of_o wine_n of_o all_o sort_n import_v annual_o into_o england_n but_o if_o it_o shall_v appear_v in_o fact_n that_o before_o the_o last_o abatement_n of_o interest_n from_o 8_o to_o 6_o per_fw-mi cent_z we_o do_v usual_o import_v near_o twice_o the_o quantity_n of_o wine_n annual_o we_o now_o do_v and_o that_o now_o in_o all_o sort_n of_o wine_n we_o do_v not_o import_v above_o the_o quantity_n of_o twenty_o thousand_o tun_n yearly_a then_o what_o will_v become_v of_o his_o large_a structure_n build_v upon_o a_o sandy_a foundation_n reader_n this_o be_v the_o case_n and_o the_o matter_n of_o fact_n true_o recite_v by_o i_o which_o many_o of_o the_o honourable_a member_n of_o the_o house_n of_o commons_o well_o know_v and_o mistake_v by_o he_o from_o whence_o i_o may_v with_o much_o more_o reason_n infer_v that_o the_o abatement_n of_o interest_n drive_v out_o our_o drink_v so_o pro_fw-la tanto_fw-la it_o do_v but_o i_o know_v there_o be_v likewise_o other_o cause_n for_o it_o especial_o the_o additional_a duty_n that_o from_o time_n to_o time_n have_v be_v lay_v upon_o wine_n but_o before_o i_o part_v with_o the_o gentleman_n on_o this_o point_n i_o must_v note_v to_o he_o another_o monstrous_a mistake_n in_o fact_n or_o at_o least_o in_o his_o inference_n viz._n he_o say_v that_o twenty_o thousand_o tun_n of_o french_a wine_n at_o 2_o s._n 8_o d._n per_fw-la gallon_n amount_v to_o 640000_o l._n and_o conclude_v if_o i_o understand_v he_o that_o so_o much_o be_v lose_v to_o england_n whereas_o be_v the_o matter_n of_o fact_n as_o he_o suppose_v which_o it_o be_v not_o so_o in_o any_o measure_n this_o inference_n will_v be_v strange_o erroneous_a for_o by_o the_o expense_n of_o such_o quantity_n we_o can_v rational_o lose_v only_o the_o first_o cost_n which_o be_v but_o about_o 6_o or_o 7_o l._n per_fw-la tun_n and_o that_o amount_v to_o but_o 120000_o l._n or_o 140000_o l._n at_o the_o utmost_a all_o the_o rest_n be_v freight_n custom_n and_o charge_n pay_v to_o the_o king_n and_o our_o own_o countryman_n and_o consequent_o not_o lose_v to_o england_n to_o conclude_v this_o head_n i_o do_v agree_v full_o with_o the_o gentleman_n that_o luxury_n and_o prodigality_n be_v as_o well_o prejudicial_a to_o kingdom_n as_o to_o private_a family_n and_o that_o the_o expense_n of_o foreign_a commodity_n especial_o foreign_a manufacture_n be_v the_o worst_a expense_n a_o nation_n can_v be_v inclinable_a to_o and_o aught_o to_o be_v prevent_v as_o much_o as_o possible_a but_o that_o nothing_o have_v or_o will_v incline_v this_o or_o any_o other_o nation_n more_o to_o thriftiness_n and_o good_a husbandry_n than_o abatement_n of_o interest_n i_o think_v i_o have_v prove_v in_o the_o follow_a discourse_n and_o that_o therefore_o all_o that_o this_o gentleman_n have_v say_v about_o luxury_n etc._n etc._n be_v against_o himself_o and_o for_o lessen_v of_o interest_n the_o gentleman_n at_o the_o begin_n of_o his_o preface_n say_v he_o will_v not_o inquire_v into_o the_o lawfulness_n of_o interest_n but_o leave_v the_o scrupulous_a to_o the_o several_a discourse_n make_v public_a on_o that_o subject_n for_o my_o part_n i_o shall_v agree_v with_o he_o in_o that_o likewise_o and_o to_o the_o intent_n that_o what_o have_v be_v make_v public_a former_o may_v the_o better_o be_v know_v i_o will_v entreat_v those_o that_o will_v be_v thorough_o satisfy_v therein_o diligent_o to_o peruse_v a_o excellent_a treatise_n entitle_v the_o english_a usurer_n or_o usury_n condemn_v be_v a_o collection_n of_o the_o opinion_n of_o many_o of_o the_o learned_a father_n of_o the_o church_n of_o england_n and_o other_o divine_n print_v at_o london_n anno_fw-la 1634_o &_o now_o about_o to_o be_v reprint_v but_o upon_o this_o occasion_n i_o shall_v humble_o presume_v to_o say_v that_o if_o by_o the_o follow_a discourse_n it_o shall_v appear_v that_o the_o interest_n of_o england_n be_v high_o than_o that_o of_o our_o neighbour_n country_n it_o do_v render_v our_o land_n our_o common_a mother_n of_o vile_a and_o base_a esteem_n do_v prevent_v the_o cultivation_n and_o improvement_n of_o our_o country_n as_o otherwise_o it_o may_v and_o will_v be_v improve_v do_v hinder_v the_o growth_n of_o trade_n and_o employment_n and_o increase_n of_o the_o hand_n of_o our_o country_n do_v encourage_v idleness_n and_o luxury_n and_o discourage_v navigation_n industry_n art_n and_o invention_n then_o i_o make_v no_o question_n but_o the_o take_n of_o such_o a_o interest_n as_o exceed_v the_o measure_n of_o our_o neighbour_n be_v malum_fw-la in_o se_fw-la by_o the_o light_n of_o nature_n and_o consequent_o a_o sin_n although_o god_n have_v never_o express_o forbid_v it_o but_o the_o usurer_n may_v say_v suppose_v the_o borrower_n make_v 12_o per_fw-mi cent_n of_o my_o money_n be_v it_o a_o sin_n in_o i_o to_o take_v 6_o per_fw-la cent_n of_o he_o i_o answer_v between_o they_o two_o there_o may_v be_v no_o commutative_a injustice_n according_a to_o my_o weak_a judgement_n while_o each_o retain_v a_o mutual_a benefit_n the_o usurer_n for_o his_o money_n the_o borrower_n for_o his_o industry_n but_o in_o the_o mean_a time_n if_o the_o rate_v give_v and_o take_v exceed_v the_o rate_n of_o our_o neighbour_n nation_n these_o fatal_a national_a evil_a consequence_n will_v ensue_v to_o our_o common_a country_n by_o such_o a_o practice_n which_o therefore_o i_o conclude_v to_o be_v malum_fw-la in_o se_fw-la and_o peradventure_o therefore_o the_o wisdom_n of_o god_n almighty_n do_v prohibit_v the_o jew_n from_o lend_v upon_o use_n one_o to_o another_o but_o allow_v they_o to_o lend_v to_o stranger_n for_o the_o enrich_v of_o their_o own_o nation_n and_o improvement_n of_o their_o own_o teritory_n and_o for_o the_o impoverish_v of_o other_o those_o to_o who_o they_o be_v permit_v to_o lend_v be_v such_o only_a who_o they_o be_v command_v to_o destroy_v or_o at_o least_o to_o keep_v poor_a and_o miserable_a as_o the_o gibeonite_n etc._n etc._n hewer_n of_o wood_n and_o drawer_n of_o water_n i_o purpose_v to_o do_v the_o gentleman_n that_o right_o as_o not_o to_o omit_v take_v notice_n of_o any_o thing_n he_o have_v of_o novelty_n in_o relation_n to_o the_o present_a controversy_n whether_o it_o be_v material_a or_o no_o and_o in_o order_n thereunto_o the_o next_o thing_n i_o observe_v new_a in_o his_o treatise_n be_v page_z 9_o it_o be_v say_v he_o dearness_n of_o wage_n that_o spoil_v the_o english_a trade_n and_o abase_v our_o land_n not_o usury_n and_o therefore_o he_o propound_v the_o make_v a_o law_n to_o retrench_v the_o hire_n of_o poor_a man_n labour_n a_o honest_a charitable_a project_n and_o well_o become_v a_o usurer_n the_o answer_n to_o this_o be_v easy_a one_a i_o affirm_v and_o can_v prove_v he_o be_v mistake_v in_o fact_n for_o
of_o the_o same_o burden_n in_o england_n and_o compel_v their_o say_a ship_n be_v of_o small_a force_n to_o sail_v always_o in_o fleet_n to_o which_o in_o all_o time_n of_o danger_n they_o allow_v convoy_n six_o their_o parsimonious_a and_o thrifty_a live_n which_o be_v so_o extraordinary_a that_o a_o merchant_n of_o one_o hundred_o thousand_o pound_v estate_n with_o they_o will_v scarce_o spend_v so_o much_o per_fw-la annum_fw-la as_o one_o of_o fifteen_o hundred_o pound_n estate_n in_o london_n seven_o the_o education_n of_o their_o child_n as_o well_o daughter_n as_o son_n all_o which_o be_v they_o of_o never_o so_o great_a quality_n or_o estate_n they_o always_o take_v care_n to_o bring_v up_o to_o write_v perfect_a good_a hand_n and_o to_o have_v the_o full_a knowledge_n and_o use_n of_o arithemetick_n and_o merchants-account_n the_o well_o understand_v and_o practice_n whereof_o do_v strange_o infuse_v into_o most_o that_o be_v the_o owner_n of_o that_o quality_n of_o either_o sex_n not_o only_o a_o ability_n for_o commerce_n of_o all_o kind_n but_o a_o strong_a aptitude_n love_n and_o delight_n in_o it_o and_o in_o regard_n the_o woman_n be_v as_o know_v therein_o as_o the_o man_n it_o do_v encourage_v their_o husband_n to_o hold_v on_o in_o their_o trade_n to_o their_o die_a day_n know_v the_o capacity_n of_o their_o wife_n to_o get_v in_o their_o estate_n and_o carry_v on_o their_o trade_n after_o their_o death_n whereas_o if_o a_o merchant_n in_o england_n arrive_v at_o any_o considerable_a estate_n he_o common_o withdraws_a his_o estate_n from_o trade_n before_o he_o come_v near_o the_o confine_n of_o old_a age_n reckon_v that_o if_o god_n shall_v call_v he_o out_o of_o the_o world_n while_o the_o main_a of_o his_o estate_n be_v engage_v abroad_o in_o trade_n he_o must_v lose_v one_o three_o of_o it_o through_o the_o unexperience_n and_o unaptness_n of_o his_o wife_n to_o such_o affair_n and_o so_o it_o usual_o fall_v out_o beside_o it_o have_v be_v observe_v in_o the_o nature_n of_o arithmetic_n that_o like_o other_o part_n of_o the_o mathematics_n it_o do_v not_o only_o improve_v the_o rational_a faculty_n but_o incline_v those_o that_o be_v expert_a in_o it_o to_o thriftiness_n and_o good-husbandry_n and_o prevent_v both_o husband_n and_o wife_n in_o some_o measure_n from_o run_v out_o of_o their_o estate_n when_o they_o have_v it_o always_o ready_a in_o their_o head_n what_o their_o expense_n do_v amount_v to_o and_o how_o soon_o by_o that_o course_n their_o ruin_n must_v overtake_v they_o eight_o the_o lowness_n of_o their_o custom_n and_o the_o height_n of_o their_o excise_n which_o be_v certain_o the_o most_o equal_a and_o indifferent_a tax_n in_o the_o world_n and_o least_o prejudical_a to_o any_o people_n as_o may_v be_v make_v appear_v be_v it_o the_o subject_n of_o this_o discourse_n nine_o the_o careful_a provide_v for_o and_o employment_n of_o their_o poor_a which_o it_o be_v easy_a to_o demonstrate_v can_v never_o be_v do_v in_o england_n comparative_o to_o what_o it_o be_v with_o they_o while_o it_o be_v leave_v to_o the_o care_n of_o every_o parish_n to_o look_v after_o their_o own_o only_a ten_o their_o use_n of_o bank_n which_o be_v of_o so_o immense_a advantage_n to_o they_o that_o some_o not_o without_o good_a ground_n have_v estimate_v the_o profit_n of_o they_o to_o the_o public_a to_o amount_v to_o at_o least_o one_o million_o of_o pound_n sterling_a per_fw-la annum_fw-la eleven_o their_o toleration_n of_o different_a opinion_n in_o matter_n of_o religion_n by_o reason_n whereof_o many_o industrious_a people_n of_o other_o country_n that_o dissent_n from_o the_o establish_v government_n of_o their_o own_o church_n resort_n to_o they_o with_o thetr_n family_n and_o estate_n and_o after_o a_o few_o year_n co-habitation_n with_o they_o become_v of_o the_o same_o common_a interest_n twelve_o their_o law-merchant_n by_o which_o all_o controversy_n between_o merchant_n and_o tradesman_n be_v decide_v in_o three_o or_o four_o day_n time_n and_o that_o not_o at_o the_o forty_o part_n i_o may_v say_v in_o many_o case_n not_o the_o hundred_o part_n of_o the_o charge_n they_o be_v with_o we_o thirteen_o the_o law_n that_o be_v in_o use_n among_o they_o for_o transference_n of_o bill_n for_o debt_n from_o one_o man_n to_o another_o this_o be_v of_o extraordinary_a advantage_n to_o they_o in_o their_o commerce_n by_o mean_n whereof_o they_o can_v turn_v their_o stock_n twice_o or_o thrice_o in_o trade_n for_o once_o that_o we_o can_v in_o england_n for_o that_o have_v sell_v our_o foreign_a good_n here_o we_o can_v buy_v again_o to_o advantage_n till_o we_o be_v possess_v of_o our_o money_n which_o it_o may_v be_v we_o shall_v be_v six_o nine_o or_o twelve_o month_n in_o recover_v and_o if_o what_o we_o sell_v be_v considerable_a it_o be_v a_o good_a man_n work_n all_o the_o year_n to_o be_v follow_v vintner_n and_o shopkeeper_n for_o money_n whereas_o be_v the_o law_n for_o transfer_v bill_n in_o practice_n with_o we_o we_o can_v present_o after_o sale_n of_o our_o good_n dispose_v of_o our_o bill_n and_o close_o up_o our_o account_n to_o do_v which_o the_o advantage_n ease_n and_o accommodation_n it_o will_v be_v to_o trade_n be_v so_o great_a that_o none_o but_o merchant_n that_o have_v live_v where_o that_o custom_n be_v in_o use_n can_v value_v to_o its_o due_a proportion_n fourteen_o their_o keep_n up_o public_a register_n of_o all_o land_n and_o house_n sell_v or_o mortgage_v whereby_o many_o chargeable_a law-suit_n be_v prevent_v and_o the_o security_n of_o land_n and_o house_n render_v indeed_o such_o as_o we_o common_o call_v they_o real_a security_n last_o the_o lowness_n of_o interest_n of_o money_n with_o they_o which_o in_o peaceable_a time_n exceed_v not_o three_o per_n cent_n per_fw-la annum_fw-la and_o be_v now_o during_o this_o war_n with_o england_n not_o above_o four_o per_fw-la cent_n at_o most_o some_o more_o particular_n may_v be_v add_v and_o those_o aforesaid_a further_o improve_v be_v it_o my_o purpose_n to_o discourse_v at_o large_a of_o trade_n but_o see_v most_o of_o the_o former_a particular_n be_v observe_v and_o grant_v by_o all_o man_n that_o make_v it_o any_o part_n of_o their_o business_n to_o inspect_v the_o true_a nature_n and_o principle_n of_o trade_n but_o the_o last_o be_v not_o so_o much_o as_o take_v notice_n of_o by_o the_o most_o ingenious_a to_o be_v any_o cause_n of_o the_o great_a increase_n of_o the_o riches_n and_o commerce_n of_o that_o people_n i_o shall_v therefore_o in_o this_o paper_n confine_v myself_o to_o write_v principal_o my_o observation_n touch_v that_o viz._n the_o profit_n that_o people_n have_v receive_v and_o any_o other_o may_v receive_v by_o reduce_v the_o interest_n of_o money_n to_o a_o very_a low_a rate_n this_o in_o my_o poor_a opinion_n be_v the_o causa_fw-la causans_fw-la of_o all_o the_o other_o cause_n of_o the_o riches_n of_o that_o people_n and_o that_o if_o interest_n of_o money_n be_v with_o we_o reduce●_n to_o the_o same_o rate_n it_o be_v with_o they_o i●_n will_v in_o a_o short_a time_n render_v we_o as_o ric●_n and_o considerable_a in_o trade_n as_o they_o no●_n be_v and_o consequent_o be_v of_o greate●_n damage_n to_o they_o and_o advantage_n to_o we_o then_o can_v happen_v by_o the_o issue_n of_o this_o present_a war_n though_o the_o success_n of_o it_o shall_v be_v as_o good_a as_o we_o can_v wish_v except_o it_o end_v in_o the●r_n total_a ruin_n and_o extirpation_n to_o illustrate_v this_o let_v we_o impartial_o search_v our_o book_n and_o inquire_v what_o the_o state_n and_o condition_n of_o this_o kingdom_n be_v as_o to_o trade_n and_o riches_n before_o any_o law_n concern_v interest_n of_o money_n be_v make_v the_o first_o whereof_o that_o i_o can_v find_v be_v anno_fw-la 1545._o and_o we_o shall_v be_v inform_v that_o the_o trade_n of_o england_n then_o be_v inconsiderable_a and_o the_o merchant_n very_o mean_a and_o few_o and_o that_o afterward_o viz._n anno_fw-la 1635._o within_o ten_o year_n after_o interest_n be_v bring_v down_o to_o eight_o per_fw-la cent_z there_o be_v more_o merchant_n to_o be_v find_v upon_o the_o exchange_n worth_n each_o one_o thousand_o pound_n and_o upward_o than_o be_v in_o the_o former_a day_n viz._n before_o the_o year_n 1600._o to_o be_v find_v worth_n one_o hundred_o pound_n each_o and_o now_o since_o interest_n have_v be_v for_o about_o twenty_o year_n at_o six_o per_fw-la cent_z notwithstanding_o our_o long_a civil_a war_n and_o the_o great_a complaint_n of_o the_o deadness_n of_o trade_n there_o be_v more_o man_n to_o be_v find_v upon_o the_o exchange_n now_o worth_a ten_o thousand_o pound_n estate_n than_o be_v then_o of_o one_o thousand_o pound_n and_o if_o this_o be_v doubt_v let_v we_o ask_v the_o age_a whether_o five_o hundred_o
above_o one_o thousand_o pound_n sometime_o not_o two_o hundred_o to_o begin_v the_o world_n with_o instead_o i_o say_v of_o such_o young_a man_n and_o small_a stock_n if_o this_o law_n pass_v we_o shall_v bring_v forth_o out_o sampson_n and_o goliahs_n in_o stock_n subtlety_n and_o experience_n in_o trade_n to_o cope_v with_o our_o potent_a adversary_n on_o the_o other_o side_n there_o be_v to_o every_o man_n knowledge_n that_o understand_v the_o exchange_n of_o london_n divers_a english_a merchant_n of_o large_a estate_n which_o have_v not_o much_o past_a their_o middle-age_n and_o yet_o have_v whole_o leave_v off_o their_o trade_n have_v find_v the_o sweetness_n of_o interest_n which_o if_o that_o shall_v abate_v must_v again_o set_v their_o hand_n to_o the_o plough_n which_o they_o be_v as_o able_a to_o hold_v and_o govern_v now_o as_o ever_o and_o also_o will_v engage_v they_o to_o train_v up_o their_o son_n in_o the_o same_o way_n because_o it_o will_v not_o be_v so_o easy_a to_o make_v they_o country-gentleman_n as_o now_o it_o be_v when_o land_n sell_v at_o thirty_o or_o forty_o year_n purchase_n for_o the_o sufferer_n by_o such_o a_o law_n i_o know_v none_o but_o idle_a person_n that_o live_v at_o as_o little_a expense_n as_o labour_n neither_o scatter_v by_o their_o expense_n so_o as_o the_o poor_a may_v glean_v any_o thing_n after_o they_o nor_o work_v with_o their_o hand_n or_o head_n to_o bring_v either_o wax_n or_o honey_n to_o the_o common_a hive_n of_o the_o kingdom_n but_o swell_v their_o own_o purse_n by_o the_o sweat_n of_o other_o man_n brow_n and_o the_o contrivance_n of_o other_o man_n brain_n and_o how_o unprofitable_a it_o be_v for_o any_o nation_n to_o suffer_v idleness_n to_o suck_v the_o breast_n of_o industry_n needs_o no_o demonstration_n and_o if_o it_o be_v grant_v i_o that_o these_o will_v be_v the_o effect_n of_o a_o abatement_n of_o interest_n than_o i_o think_v it_o be_v out_o of_o doubt_n that_o the_o abatement_n of_o interest_n do_v tend_v to_o the_o enrich_v of_o a_o nation_n and_o consequent_o have_v be_v one_o great_a cause_n of_o the_o riches_n of_o the_o dutch_a and_o italian_n and_o the_o increase_n of_o the_o riches_n of_o our_o own_o kingdom_n in_o these_o last_o fifty_o year_n another_o argument_n to_o prove_v which_o we_o may_v draw_v from_o the_o nature_n of_o interest_n itself_o which_o be_v of_o so_o prodigious_a a_o multiply_v nature_n that_o it_o must_v of_o necessity_n make_v the_o lender_n monstrous_a rich_a if_o they_o live_v at_o any_o moderate_a expense_n and_o the_o borrower_n extreme_a poor_a a_o memorial_n instance_n whereof_o we_o have_v in_o old_a audley_n decease_v who_o do_v wise_o observe_v that_o one_o hundred_o pound_n only_o put_v out_o at_o interest_n at_o ten_o per_fw-la cent_n do_v in_o seventy_o year_n which_o be_v but_o the_o age_n of_o a_o man_n increase_v to_o above_o one_o hundred_o thousand_o pound_n and_o if_o the_o advantage_n be_v so_o great_a to_o the_o lender_n the_o loss_n must_v be_v great_a to_o the_o borrower_n who_o as_o have_v be_v say_v live_v at_o a_o much_o large_a expense_n and_o as_o it_o be_v between_o private_a person_n so_o between_o nation_n and_o nation_n that_o have_v communication_n one_o with_o another_o for_o whether_o the_o subject_n of_o one_o nation_n lend_v money_n to_o subject_n of_o another_o or_o trade_n with_o they_o for_o good_n the_o effect_n be_v the_o same_o as_o for_o example_n a_o dutch_a merchant_n that_o have_v but_o four_o or_o five_o thousand_o pound_n clear_a stock_n of_o his_o own_o can_v easy_o borrow_v and_o have_v credit_n for_o fifteen_o thousand_o pound_n more_o at_o three_o per_fw-la cent_n at_o home_n with_o which_o whether_o he_o trade_n or_o put_v it_o to_o use_v in_o england_n or_o any_o country_n where_o interest_n of_o money_n be_v high_a he_o must_v necessary_o without_o very_o evil_a accident_n attend_v he_o in_o a_o very_a few_o year_n treble_a his_o own_o capital_a this_o discover_v the_o true_a cause_n why_o the_o sugar-baker_n of_o holland_n can_v afford_v to_o give_v a_o great_a price_n for_o barbadoes_n sugar_n in_o london_n beside_o the_o second_o freight_n and_o charges_n upon_o they_o between_o england_n and_o holland_n and_o yet_o grow_v exceed_o rich_a upon_o their_o trade_n whereas_o our_o sugar-baker_n in_o london_n that_o buy_v sugar_n here_o at_o their_o own_o door_n before_o such_o additional_a freight_n and_o charges_n come_v upon_o they_o can_v scarce_o live_v upon_o their_o calling_n ou●s_v here_o pay_v for_o a_o good_a share_n of_o their_o stock_n six_o per_fw-la cent_n and_o few_o of_o they_o employ_v in_o their_o sugar-work_n above_o six_o to_o ten_o thousand_o pound_n at_o most_o whereas_o in_o holland_n they_o employ_v twenty_o thirty_o to_o forty_o thousand_o pound_n stock_n in_o a_o sugar-house_n pay_v but_o three_o per_fw-la cent_n at_o most_o for_o what_o they_o take_v up_o at_o interest_n to_o fill_v up_o their_o say_a stock_n which_o be_v sometime_o half_a sometime_o three_o quarter_n of_o their_o whole_a stock_n and_o as_o it_o be_v with_o this_o trade_n the_o same_o rule_n hold_v throughout_o all_o other_o trade_n whatsoever_o and_o for_o we_o to_o say_v if_o the_o dutch_a put_v their_o money_n to_o interest_n among_o we_o we_o shall_v have_v the_o advantage_n by_o be_v full_a and_o flush_o of_o coin_n at_o home_n it_o be_v a_o mear_v chimaera_n and_o so_o far_o from_o a_o advantage_n that_o it_o be_v a_o extreme_a loss_n render_v we_o only_o in_o the_o condition_n of_o a_o young_a gallant_a that_o have_v new_o mortgage_v his_o land_n and_o with_o the_o money_n thereby_o raise_v stuff_v his_o pocket_n and_o look_v big_a for_o a_o time_n not_o consider_v that_o the_o draught_n of_o cordial_n he_o have_v receive_v though_o it_o be_v at_o present_a grateful_a to_o his_o palate_n do_v indeed_o prey_n upon_o his_o vital_a spirit_n and_o will_v in_o a_o short_a time_n render_v the_o whole_a body_n of_o his_o estate_n in_o a_o deep_a consumption_n if_o not_o whole_o consume_v beside_o whatever_o money_n the_o dutch_a lend_v we_o they_o always_o keep_v one_o end_n of_o the_o chain_n at_o home_n in_o their_o own_o hand_n by_o which_o they_o can_v pull_v back_o when_o they_o please_v their_o lean_a kine_n which_o they_o send_v hither_o to_o be_v fat_v this_o make_v i_o conclude_v that_o moses_n that_o wise_a legislator_n in_o his_o forbid_v the_o jew_n to_o lend_v money_n at_o use_n one_o to_o another_o and_o permit_v they_o to_o lend_v their_o money_n to_o stranger_n ordain_v that_o law_n as_o much_o to_o a_o political_a as_o a_o religious_a intent_n know_v that_o by_o the_o latter_a they_o shall_v enrich_v their_o own_o nation_n and_o by_o the_o former_a no_o public_a good_n can_v ensue_v the_o consequence_n be_v only_o to_o impoverish_v one_o jew_n to_o make_v another_o rich._n this_o likewise_o take_v off_o the_o wonder_n how_o the_o people_n of_o israel_n out_o of_o so_o small_a a_o territory_n as_o they_o possess_v can_v upon_o all_o occasion_n set_v forth_o such_o vast_a and_o numerous_a army_n almost_o incredible_a as_o all_o history_n sacred_a and_o profane_a report_v they_o do_v which_o be_v neither_o impossible_a nor_o strange_a to_o any_o that_o have_v well_o consider_v the_o effect_n of_o their_o law_n concrn_v usury_n which_o be_v sufficient_a to_o make_v any_o barren_a land_n fruitful_a and_o a_o fruitful_a land_n a_o entire_a garden_n which_o by_o consequence_n will_v maintain_v ten_o time_n the_o number_n of_o inhabitant_n that_o the_o same_o tract_n of_o land_n will_v do_v where_o no_o such_o law_n be_v to_o conclude_v it_o be_v i_o think_v agree_v on_o by_o all_o that_o merchant_n artificer_n farmer_n of_o land_n and_o such_o as_o depend_v on_o they_o which_o for_o brevity-sake_n we_o may_v here_o include_v under_o one_o of_o these_o general_a term_n viz._n seaman_n fisherman_n breeder_n of_o cattle_n gardener_n etc._n etc._n be_v the_o three_o sort_n of_o people_n which_o by_o their_o study_n and_o labour_n do_v principal_o if_o not_o only_o bring_v in_o wealth_n to_o a_o nation_n from_o abroad_o other_o kind_n of_o people_n viz._n nobility_n gentry_n lawyer_n physician_n scholar_n of_o all_o sort_n and_o shopkeeper_n do_v only_a hand_n it_o from_o one_o to_o another_o at_o home_n and_o if_o abatement_n of_o interest_n beside_o the_o general_a benefit_n it_o bring_v to_o all_o except_o the_o gripe_a dronish_a usurer_n will_v add_v new_a life_n and_o motion_n to_o those_o most_o profitable_a engine_n of_o the_o kingdom_n as_o i_o humble_o suppose_v will_v be_v manifest_a upon_o serious_a consideration_n of_o what_o have_v be_v say_v then_o i_o think_v it_o will_v be_v out_o of_o doubt_n that_o abatement_n of_o interest_n be_v the_o cause_n of_o increase_n of_o the_o trade_n and_o riches_n of_o any_o kingdom_n
be_v former_o that_o money_n double_v once_o in_o seven_o year_n at_o 10_o per_fw-mi cent_z according_a to_o which_o rule_n 100_o l._n in_o seventy_o year_n amount_n to_o 102400_o l._n one_o hundred_o pound_n at_o ten_o pound_n per_fw-la cent_z per_fw-la annum_fw-la at_o interest_n upon_o interest_n increase_v thus_o viz._n  _fw-fr l._n s._n d._n at_o first_o 100_o 00_o 00_o at_o 3_o month_n it_o be_v 102_o 10_o 00_o at_o 6_o month_n 105_o 1_o 03_o at_o 9_o month_n 107_o 13_o 9_o at_o 12_o month_n 110_o 07_o 7_o at_o 1_o year_n ¼_n 113_o 02_o 9_o at_o 1_o year_n ½_n 115_o 19_o 4_o at_o 1_o year_n ¾_n 118_o 17_o 4_o at_o 2_o year_n 121_o 16_o 9_o at_o 2_o year_n ¼_n 124_o 17_o 8_o at_o 2_o year_n ½_n 128_o 00_o 1_o at_o 2_o year_n ¾_n 131_o 4_o 1_o at_o 3_o year_n 134_o 9_o 9_o at_o 3_o year_n ¼_n 137_o 17_o 0_o at_o 3_o year_n ½_n 141_o 5_o 10_o at_o 3_o year_n ¾_n 144_o 16_o 6_o at_o 4_o year_n 148_o 8_o 11_o at_o 4_o year_n ¼_n 152_o 3_o 1_o at_o 4_o year_n ½_n 155_o 19_o 2_o at_o 4_o year_n ¾_n 159_o 17_o 2_o at_o 5_o year_n 163_o 17_o 1_o at_o 5_o year_n ¼_n 167_o 19_o 0_o at_o 5_o year_n ½_n 172_o 3_o 0_o at_o 5_o year_n ¼_n 176_o 9_o 1_o at_o 6_o year_n 180_o 17_o 3_o at_o 6_o year_n ¼_n 185_o 7_o 9_o at_o 6_o year_n ½_n 190_o 5_o 0_o at_o 6_o year_n ●_o 4_o 194_o 15_o 5_o at_o 7_o year_n 199_o 12_o 10_o suppose_v one_o hundred_o pound_n to_o double_a in_o seven_o year_n at_o interest_n upon_o interest_n as_o aforesaid_a the_o increase_n be_v viz._n  _fw-fr l._n at_o first_o 100_o at_o 7_o year_n 200_o at_o 14_o year_n 400_o at_o 21_o year_n 800_o at_o 28_o year_n 1600_o at_o 35_o year_n 3200_o at_o 42_o year_n 6400_o at_o 49_o year_n 12800_o at_o 56_o year_n 25600_o at_o 63_o year_n 51200_o at_o 70_o year_n 102400_o pag._n 13._o he_o say_v that_o i_o make_v use_n of_o the_o abuse_n of_o interest_n which_o no_o man_n plead_v for_o annex_v a_o discourse_n against_o interest_n write_v in_o 1621._o when_o it_o be_v at_o 10_o per_fw-mi cent_z endeavour_v thereby_o to_o impose_v a_o belief_n that_o the_o gentleman_n who_o write_v that_o discourse_n be_v of_o my_o mind_n whereas_o it_o may_v be_v suppose_v the_o author_n of_o that_o book_n be_v content_v with_o 8_o per_fw-mi cent_z because_o within_o four_o year_n after_o it_o be_v bring_v down_o to_o that_o rate_n and_o that_o otherwise_o he_o will_v have_v write_v further_o it_o be_v probable_a that_o he_o may_v live_v till_o after_o four_o year_n i_o answer_v that_o through_o the_o mercy_n of_o almighty_a god_n and_o for_o the_o good_a of_o this_o kingdom_n that_o patriot_n of_o his_o country_n old_a sir_n thomas_n culpepper_n who_o i_o have_v since_o be_v assure_v be_v the_o author_n of_o that_o treatise_n do_v live_v above_o twenty_o year_n after_o the_o write_n thereof_o and_o then_o publish_v a_o second_o treatise_n which_o be_v late_o reprint_v by_o his_o worthy_a son_n which_o second_o treatise_n be_v now_o to_o be_v have_v at_o mr_n wilkinson_n over_o against_o st_n dunstan_n church_n in_o fleetstreet_n which_o i_o will_v advise_v my_o opposer_n to_o read_v and_o then_o i_o hope_v he_o will_v be_v more_o modest_a hereafter_o then_o to_o miscall_a the_o most_o natural_a and_o rational_a conclusion_n imposings_n but_o lest_o he_o shall_v not_o meet_v with_o the_o say_a treatise_n i_o shall_v here_o insert_v a_o few_o line_n out_o of_o it_o to_o the_o present_a purpose_n viz._n old_a sir_n thomas_n speak_v of_o the_o certain_a good_a effect_n of_o the_o abatement_n of_o interest_n from_o 10_o to_o 8_o per_fw-mi cent_z pag._n 19_o of_o his_o second_o treatise_n say_v this_o good_a success_n do_v call_v upon_o we_o not_o to_o rest_v here_o but_o that_o we_o bring_v the_o use_n for_o money_n to_o a_o low_a rate_n which_o now_o i_o suppose_v will_v find_v no_o opposition_n for_o all_o objection_n which_o before_o the_o statute_n be_v make_v against_o it_o be_v now_o answer_v by_o the_o success_n &_o most_o certain_o the_o benefit_n will_v be_v much_o great_a to_o the_o common_a wealth_n by_o call_v the_o use_n for_o money_n down_o from_o 8_o to_o 5_o or_o 6_o per_fw-mi cent_z than_o it_o be_v from_o call_v it_o down_o from_o 10_o to_o 8_o per_fw-la cent._n i_o shall_v not_o comment_v upon_o his_o word_n but_o only_o declare_v that_o in_o truth_n i_o never_o hear_v of_o this_o treatise_n no●_n of_o any_o other_o to_o the_o like_a effect_n when_o i_o write_v i_o pag._n 13._o the_o gentleman_n b●ings_v up_o his_o battalion_n and_o like_o a_o stout_a champion_n for_o the_o sly_a and_o timorous_a heard-of_a usurer_n plant_n his_o main_a battery_n against_o that_o part_n which_o i_o confess_v to_o be_v weak_a viz._n that_o the_o difficulty_n of_o this_o question_n be_v whether_o the_o lowness_n of_o interest_n be_v the_o cause_n or_o the_o effect_n of_o riches_n and_o he_o positive_o deny_v that_o the_o lowness_n of_o interest_n be_v the_o cause_n &_o affirm_v it_o to_o be_v only_o the_o effect_n thereof_o which_o he_o endeavour_v to_o prove_v by_o four_o argument_n which_o i_o shall_v particular_o answer_v in_o a_o due_a place_n in_o the_o mean_a time_n use_v my_o own_o method_n to_o prove_v that_o the_o abatement_n of_o interest_n by_o a_o law_n in_o england_n will_v be_v a_o mean_n to_o improve_v the_o riches_n of_o this_o kingdom_n and_o i_o prove_v it_o thus_o 1._o whatever_o do_v advance_v the_o value_n of_o land_n in_o purchase_n must_v be_v a_o procure_a cause_n of_o riches_n 2._o whatever_o do_v improve_v the_o rent_n of_o farm_n must_v be_v a_o procure_a cause_n of_o riches_n 3._o whatever_o do_v increase_v the_o bulk_n of_o foreign_a trade_n must_v be_v a_o procure_a cause_n of_o riches_n 4._o whatever_o do_v multiply_v domestic_a artificer_n must_v be_v a_o procure_a cause_n of_o riches_n 5._o whatever_o do_v incline_v the_o nation_n to_o thriftiness_n must_v be_v a_o procure_a cause_n of_o riches_n 6._o whatever_o do_v employ_v the_o poor_a must_v be_v a_o procure_a cause_n of_o riches_n 7._o whatever_o do_v increase_v the_o stock_n of_o people_n must_v be_v a_o procure_a cause_n of_o riches_n now_o that_o the_o abatement_n of_o interest_n will_v advance_v the_o value_n of_o land_n i_o prove_v first_o by_o experience_n for_o certain_o anno_fw-la 1621._o the_o currant_n price_n of_o our_o land_n in_o england_n be_v twelve_o year_n purchase_v and_o so_o i_o have_v be_v assure_v by_o many_o ancient_a man_n who_o i_o have_v query_v particular_o as_o to_o this_o matter_n and_o i_o find_v it_o so_o by_o purchase_n make_v about_o that_o time_n by_o my_o own_o relation_n and_o acquaintance_n and_o i_o presume_v that_o any_o nobleman_n or_o gentleman_n of_o england_n by_o only_o command_v the_o steward_n of_o their_o manor_n to_o give_v they_o list_n out_o of_o the_o record_n of_o any_o manor_n or_o farm_n that_o their_o grandfather_n or_o father_n buy_v or_o sell_v fifty_o year_n past_a will_v find_v that_o the_o same_o farm_n to_o be_v now_o sell_v will_v yield_v one_o with_o another_o at_o least_o treble_a the_o money_n and_o in_o some_o case_n six_o time_n the_o money_n they_o be_v then_o buy_v and_o sell_v for_o which_o i_o submit_v still_o to_o the_o single_a and_o joint_a judgement_n of_o the_o honourable_a member_n of_o both_o house_n of_o parliament_n who_o be_v the_o great_a owner_n of_o our_o territory_n be_v in_o their_o private_a as_o well_o as_o in_o their_o politic_a capacity_n the_o most_o proper_a and_o experimental_a judge_n of_o this_o case_n if_o the_o ancient_n of_o they_o will_v please_v to_o recollect_v their_o memory_n and_o the_o young_a will_v please_v to_o be_v inform_v by_o their_o elder_a servant_n and_o if_o this_o be_v so_o it_o can_v be_v deny_v but_o the_o abatement_n of_o interest_n by_o a_o law_n have_v great_o advance_v land_n in_o purchase_n as_o well_o as_o improve_v rent_n by_o meliorate_n the_o land_n themselves_o those_o improvement_n by_o marling_n lime_a drain_n etc._n etc._n have_v be_v make_v since_o money_n be_v at_o 8_o and_o 6_o per_fw-la cent_n which_o 10_o per_fw-la cent_n can_v not_o bear_v and_o to_o prove_v that_o land_n be_v then_o at_o twelve_o year_n purchase_v i_o have_v the_o write_a testimony_n of_o that_o incomparable_a worthy_a person_n sir_n thomas_n culpepper_n senior_n who_o page_z 11._o of_o his_o first_o treatise_n express_o affirm_v that_o land_n be_v then_o at_o twelve_o year_n purchase_v who_o be_v himself_o a_o grave_n and_o ancient_a parliament_n man_n and_o dedicate_a his_o book_n to_o the_o then_o parliament_n whereof_o he_o be_v then_o a_o member_n can_v without_o horrible_a uncharitableness_n be_v presume_v
as_o it_o be_v call_v as_o in_o former_a day_n when_o our_o great_a expense_n be_v upon_o our_o belly_n the_o most_o destructive_a consumption_n that_o can_v happen_v to_o a_o nation_n and_o tend_v only_o to_o nourish_v idleness_n luxury_n and_o beggary_n whereas_o that_o other_o kind_n of_o expense_n which_o follow_v trade_n encourage_v labour_n art_n and_o invention_n to_o which_o give_v i_o leave_v to_o add_v that_o the_o abatement_n of_o interest_n conjoynt_v with_o excise_n upon_o our_o home_n consumption_n if_o the_o late_a can_v be_v hit_v upon_o without_o disturbance_n to_o trade_n or_o danger_n of_o continuation_n be_v two_o of_o the_o most_o comprehensive_a and_o effectual_a sumptuary_n law_n that_o ever_o be_v establish_v in_o any_o nation_n and_o most_o necessitating_a and_o engage_v any_o people_n to_o thriftiness_n the_o high_a road_n to_o riches_n as_o well_o for_o nation_n as_o private_a family_n the_o frugal_a italian_n of_o old_a and_o the_o provident_a dutch_a of_o latter_a time_n i_o think_v have_v give_v the_o world_n a_o sufficient_a proof_n of_o this_o theorim_n and_o if_o any_o shall_v tell_v i_o it_o be_v the_o nature_n of_o those_o people_n to_o be_v thrifty_a i_o answer_v all_o man_n by_o nature_n be_v alike_o it_o be_v only_a law_n custom_n and_o education_n that_o differ_v man_n their_o nature_n and_o disposition_n and_o the_o disposition_n of_o all_o people_n in_o the_o world_n proceed_v from_o their_o law_n the_o french_a peasantry_n be_v a_o slavish_a cowardly_a people_n because_o the_o law_n of_o their_o country_n have_v make_v they_o slave_n the_o french_a gentry_n a_o noble_a valiant_a people_n because_o free_a by_o law_n birth_n and_o education_n in_o england_n we_o be_v all_o free_a subject_n by_o our_o law_n and_o therefore_o our_o people_n prove_v general_o courageous_a the_o dutch_a and_o italian_n be_v both_o frugal_a nation_n though_o their_o climate_n and_o government_n differ_v as_o much_o as_o any_o because_o the_o law_n of_o both_o nation_n incline_v they_o to_o thriftiness_n other_o nation_n i_o can_v name_v be_v general_o vain_a &_o prodigal_a not_o by_o nature_n nor_o for_o want_v of_o a_o good_a country_n but_o because_o their_o law_n etc._n etc._n dispose_v they_o so_o to_o be_v the_o six_o proof_n of_o the_o proposition_n be_v that_o it_o employ_v the_o poor_a which_o be_v a_o ne-necessary_a consequence_n likewise_o of_o the_o increase_n of_o trade_n in_o city_n and_o improvement_n of_o land_n in_o the_o country_n which_o be_v well_o and_o true_o demonstrate_v from_o experience_n by_o the_o elder_a and_o young_a sir_n thomas_n culpepper_n to_o who_o to_o avoid_v prolixity_n i_o must_v refer_v the_o reader_n seven_o it_o increase_v the_o people_n of_o a_o nation_n this_o also_o necessary_o follow_v the_o increase_n of_o trade_n and_o improvement_n of_o land_n not_o that_o it_o cause_v marry_v man_n to_o get_v more_o child_n but_o 1_o st_o a_o trade_a country_n afford_v comfortable_a subsistance_n to_o more_o family_n than_o a_o country_n destitute_a of_o trade_n be_v the_o reason_n that_o many_o do_v marry_v who_o otherwise_o must_v be_v force_v to_o live_v single_a which_o may_v be_v one_o reason_n why_o few_o people_n of_o either_o sex_n be_v to_o be_v see_v unmarried_a in_o holland_n at_o 25_o year_n of_o age_n then_o may_v be_v find_v in_o england_n at_o 40_o year_n old_a 2_o dly_z where_o there_o be_v much_o employment_n and_o good_a pay_n if_o we_o want_v hand_n of_o our_o own_o we_o shall_v draw_v they_o from_o other_o as_o have_v be_v say_v 3_o dly_z we_o shall_v keep_v our_o own_o people_n at_o home_n which_o otherwise_o for_o want_n of_o employment_n will_v be_v force_v to_o leave_v we_o and_o serve_v other_o nation_n as_o too_o many_o of_o our_o seaman_n shipwrights_a and_o other_o have_v do_v 4_o thly_a our_o land_n and_o trade_n be_v improve_v will_v render_v we_o capable_a not_o only_o of_o employ_v but_o feed_v a_o far_o great_a number_n of_o people_n as_o be_v manifest_a in_o that_o instance_n of_o the_o land_n of_o palestine_n and_o if_o these_o will_v be_v the_o effect_n of_o abate_v interest_n than_o i_o think_v it_o be_v out_o of_o doubt_n that_o the_o abatement_n of_o interest_n be_v the_o cause_n of_o the_o increase_n of_o the_o riches_n of_o any_o kingdom_n for_o quicquid_fw-la efficit_fw-la tale_n est_fw-la magis_fw-la tale_n now_o to_o answer_v his_o four_o recite_v reason_n viz._n first_o he_o say_v if_o a_o low_a state_v interest_n by_o law_n be_v the_o cause_n of_o riches_n no_o country_n will_v be_v poor_a all_o desire_a riches_n rather_o than_o poverty_n and_o all_o have_v it_o in_o their_o power_n to_o state_n their_o interest_n as_o low_a as_o they_o please_v by_o law_n i_o answer_v first_o whatever_o nation_n do_v it_o gradual_o for_o so_o it_o must_v be_v do_v as_o it_o have_v be_v hitherto_o in_o england_n 2_o per_fw-la cent_z being_n enough_o to_o abate_v at_o one_o time_n will_v find_v those_o effect_n i_o have_v mention_v but_o it_o be_v a_o work_n of_o age_n and_o can_v be_v do_v at_o once_o for_o nec_fw-la natura_fw-la aut_fw-la lex_fw-la operantur_fw-la per_fw-la saltum_fw-la second_o it_o be_v great_a imprudence_n to_o imagine_v that_o any_o country_n understand_v their_o true_a interest_n so_o well_o as_o by_o degree_n to_o abate_v use-money_n will_v not_o likewise_o by_o the_o same_o wisdom_n be_v lead_v to_o the_o institute_n of_o many_o other_o good_a law_n for_o the_o encouragement_n of_o trade_n as_o our_o parliament_n have_v still_o proceed_v to_o do_v as_o interest_n have_v be_v abate_v his_o second_o reason_n be_v that_o if_o the_o lowness_n of_o interest_n be_v not_o the_o effect_n of_o riches_n in_o holland_n they_o may_v take_v as_o much_o vse-money_n as_o they_o can_v get_v there_o be_v no_o law_n against_o it_o i_o answer_v there_o be_v former_o law_n in_o holland_n that_o reduce_v interest_n to_o 8_o and_o 6_o and_o afterward_o to_o 5_o per_fw-mi cent_z anno_fw-la 1640._o and_o since_o in_o the_o year_n 1655._o to_o 4_o per_fw-mi cent_z the_o placart_n for_o which_o i_o have_v see_v and_o have_v be_v tell_v and_o do_v believe_v they_o have_v since_o reduce_v it_o by_o placart_n to_o 3_o per_fw-la cent_z as_o to_o their_o cantor_n and_o all_o public_a receipt_n which_o in_o holland_n be_v as_o much_o in_o effect_n as_o if_o they_o have_v make_v a_o general_a law_n for_o it_o because_o the_o most_o of_o their_o receipt_n and_o payment_n be_v make_v in_o and_o out_o of_o the_o aforesaid_a public_a office_n or_o else_o into_o and_o out_o of_o their_o bank_n for_o which_o no_o use-money_n be_v allow_v which_o several_a gradual_a and_o successful_a abatement_n of_o interest_n do_v occasion_v their_o riches_n at_o first_o and_o bring_v their_o people_n to_o that_o consistency_n of_o wealth_n that_o they_o have_v since_o wrought_v themselves_o into_o such_o a_o abundance_n that_o there_o be_v more_o lender_n now_o than_a borrower_n and_o so_o i_o doubt_v not_o but_o it_o will_v be_v with_o we_o in_o a_o few_o year_n after_o the_o next_o abatement_n of_o interest_n be_v make_v by_o law_n which_o i_o have_v good_a reason_n to_o conclude_v not_o only_o from_o the_o visible_a operation_n of_o nature_n in_o all_o other_o thing_n and_o place_n but_o from_o fact_n and_o experience_n in_o this_o very_a case_n be_v certain_a that_o the_o goldsmith_n in_o london_n can_v have_v what_o money_n they_o will_v upon_o their_o servant_n note_n only_o at_o 4_o l._n and_o 4_o l._n 10_o s._n per_fw-la cent_z before_o the_o late_a emergency_n of_o state_n which_o i_o can_v demonstrate_v have_v very_o much_o obstruct_v the_o natural_a fall_n of_o interest_n with_o we_o something_o more_o i_o have_v say_v in_o answer_n to_o this_o in_o the_o addition_n to_o my_o former_a treatise_n and_o this_o may_v serve_v likewise_o for_o a_o answer_n to_o his_o three_o reason_n four_o he_o say_v that_o which_o i_o must_v prove_v to_o make_v good_a my_o assertion_n be_v that_o any_o country_n in_o the_o world_n from_o a_o poor_a and_o low_a condition_n while_o interest_n be_v at_o 6_o per_fw-mi cent_z be_v make_v rich_a by_o bring_v it_o to_o 4_o per_fw-mi cent_z or_o 3_o per_fw-la cent_z by_o a_o law_n i_o answer_v if_o the_o instance_n of_o holland_n and_o italy_n be_v not_o sufficient_a to_o satisfy_v he_o in_o this_o point_n yet_o that_o have_v prove_v which_o he_o can_v deny_v that_o our_o own_o kingdom_n have_v be_v enrich_v consequent_o constant_o and_o proportionable_o to_o and_o after_o our_o several_a abatement_n of_o interest_n by_o law_n from_o a_o unlimited_a rate_n to_o 10_o from_z 10_o to_z ●_o and_z from_z 8_o to_z 6_o per_fw-mi cent_z i_o think_v it_o may_v rational_o be_v conclude_v that_o another_o abatement_n of_o interest_n in_o england_n will_v cause_v a_o further_a increase_n of_o
riches_n as_o it_o have_v do_v in_o holland_n from_o italy_n i_o have_v endeavour_v to_o gain_v a_o certain_a account_n of_o their_o legal_a interest_n but_o be_o advise_v that_o no_o take_n of_o use-money_n be_v allow_v by_o their_o pontificial_a law_n the_o interest_n now_o take_v there_o which_o be_v general_o 4_o per_fw-mi cent_z be_v do_v only_o by_o dispensation_n of_o pope_n paul_n the_o five_o and_o that_o notwithstanding_o no_o man_n can_v recover_v interest_n of_o money_n there_o if_o the_o party_n who_o shall_v pay_v it_o can_v prove_v he_o have_v not_o gain_v the_o value_n of_o the_o interest_n demand_v now_o let_v the_o reader_n judge_n whether_o that_o practice_n of_o holland_n and_o this_o of_o italy_n where_o the_o romish_a churchman_n have_v so_o great_a power_n who_o be_v to_o take_v cognizance_n and_o may_v by_o their_o auricular_a confessor_n of_o all_o offence_n of_o this_o kind_n the_o law_n concern_v the_o use_n of_o money_n in_o those_o country_n be_v pontificial_a do_v not_o amount_v in_o effect_n to_o a_o low_a state_v interest_n by_o law_n in_o england_n but_o to_o deal_v more_o ingenuous_o with_o my_o opposer_n than_o he_o have_v do_v with_o i_o i_o will_v grant_v he_o that_o much_o riches_n will_v occasion_v in_o any_o kingdom_n a_o low_a rate_n of_o interest_n and_o yet_o that_o do_v not_o hinder_v but_o a_o low_a state_v interest_n by_o law_n may_v be_v a_o cause_n of_o riches_n for_o if_o trade_n be_v that_o which_o enrich_v any_o kingdom_n and_o lower_v of_o interest_n advance_v trade_n which_o i_o think_v be_v sufficient_o prove_v then_o the_o abatement_n of_o interest_n or_o more_o proper_o restrain_v of_o usury_n which_o the_o ancient_a roman_n and_o all_o other_o wise_a and_o rich_a people_n in_o the_o world_n do_v always_o drive_v at_o be_v doubtless_o a_o primary_n and_o principal_a cause_n of_o the_o riches_n of_o any_o nation_n it_o be_v not_o improper_a to_o say_v nor_o absurd_a to_o conceive_v that_o the_o same_o thing_n may_v be_v both_o a_o cause_n and_o a_o effect_n peace_n beget_v plenty_n and_o plenty_n may_v be_v a_o mean_n to_o preserve_v peace_n fear_n beget_v hatred_n and_o hatred_n fear_v the_o diligent_a hand_n make_v rich_a and_o riches_n make_v man_n diligent_a so_o true_a be_v the_o proverb_n crescit_fw-la amor_fw-la nummi_fw-la quantum_fw-la ipsa_fw-la pecunia_fw-la erescit_fw-la love_n we_o say_v beget_v love_n the_o fertility_n of_o a_o country_n may_v cause_v the_o increase_n of_o people_n and_o the_o increase_n of_o people_n may_v cause_v the_o further_o and_o great_a fertility_n of_o a_o country_n liberty_n and_o property_n conduce_v to_o the_o increase_n of_o trade_n and_o improvement_n of_o any_o country_n and_o the_o increase_n of_o trade_n and_o emprovement_n conduce_v to_o the_o procure_n as_o well_o as_o secure_n of_o liberty_n and_o property_n strength_n and_o health_n conduce_v to_o a_o good_a digestion_n and_o a_o good_a digestion_n be_v necessary_a to_o the_o preservation_n of_o health_n and_o increase_n of_o strength_n and_o as_o a_o person_n of_o very_a great_a honour_n pertinent_o instance_a at_o a_o late_a debate_n upon_o this_o question_n a_o egg_n be_v the_o cause_n of_o a_o hen_n and_o a_o hen_n the_o cause_n of_o a_o egg._n the_o incomparable_a lord_n bacon_n in_o his_o history_n of_o henry_n the_o seven_o say_v pag._n 245_o of_o that_o prince_n as_o well_o as_o other_o man_n that_o his_o fortune_n work_v upon_o his_o nature_n &_o his_o nature_n upon_o his_o fortune_n the_o like_a may_v be_v say_v of_o nation_n the_o abatement_n of_o interest_n cause_v a_o increase_n of_o wealth_n and_o the_o increase_n of_o wealth_n may_v cause_v a_o further_a abatement_n of_o interest_n but_o that_o be_v best_a do_v by_o the_o midwifery_n of_o good_a law_n which_o be_v what_o i_o plead_v for_o the_o corrupt_a nature_n of_o man_n be_v more_o apt_a to_o decline_v to_o vice_n then_o incline_v to_o virtue_n folio_n 15._o he_o affirm_v land_n be_v not_o rise_v in_o purchase_n nor_o rent_n improve_v since_o the_o abatement_n of_o interest_n that_o i_o shall_v say_v no_o more_o to_o it_o be_v matter_n of_o fact_n and_o gentleman_n who_o be_v the_o owner_n of_o land_n be_v the_o best_a judge_n of_o this_o case_n only_o i_o will_v entreat_v they_o not_o to_o depend_v upon_o their_o memory_n alone_o but_o to_o command_v particular_a account_n to_o be_v give_v they_o what_o sum_n or_o sum_n of_o money_n be_v give_v 40_o or_o 50_o year_n pass_v for_o any_o entire_a farm_n or_o manor_n they_o now_o know_v and_o i_o doubt_v not_o but_o they_o will_v find_v that_o most_o of_o they_o will_v yield_v double_a the_o say_a sum_n of_o money_n now_o notwithstanding_o the_o present_a great_a pressure_n that_o land_n lie_v under_o which_o ought_v mature_o to_o be_v consider_v of_o when_o this_o judgement_n be_v make_v i_o rather_o desire_v the_o enquiry_n to_o be_v make_v upon_o the_o gross_a sum_n of_o money_n pay_v than_o the_o year_n purchase_v as_o be_v less_o fallible_a because_o many_o farm_n have_v be_v of_o late_a year_n so_o rack_v up_o in_o rent_n that_o it_o may_v be_v they_o will_v not_o yield_v more_o year_n purchase_v now_o according_a to_o the_o present_a rent_n than_o they_o will_v many_o year_n past_a and_o yet_o may_v yield_v double_a the_o money_n they_o be_v then_o buy_v or_o sell_v for_o because_o the_o rent_n be_v much_o less_o then_o fol._n 15._o he_o impertinent_o quarrel_n at_o my_o instance_n of_o ireland_n say_v i_o quote_v it_o sometime_o to_o prove_v the_o benefit_n of_o a_o low_a interest_n pag._n 8._o and_o sometime_o the_o mischief_n of_o high_a interest_n pag._n 9_o which_o seem_v to_o i_o to_o be_v a_o unfriendly_a way_n of_o prevaricate_a for_o pag._n 8._o i_o mention_v the_o late_a great_a improvement_n of_o ireland_n only_o as_o a_o accidental_a cause_n why_o our_o rent_n at_o that_o present_a fell_a and_o in_o this_o it_o appear_v i_o be_v not_o much_o mistake_v for_o within_o a_o few_o month_n after_o i_o first_o write_v that_o treatise_n the_o parliament_n take_v notice_n of_o it_o pag._n 9_o i_o mention_v that_o place_n among_o other_o that_o pay_v a_o high_a interest_n and_o be_v consequent_o very_o poor_a if_o there_o be_v any_o contradiction_n in_o this_o let_v the_o reader_n judge_n pag._n 16._o the_o gentleman_n puzle_v himself_o about_o find_v mistake_v in_o my_o calculation_n of_o the_o increase_n of_o merchant_n estate_n but_o discover_v none_o but_o his_o own_o so_o i_o shall_v not_o trouble_v the_o reader_n further_o about_o that_o all_o merchant_n grant_v i_o as_o much_o as_o i_o design_v by_o it_o though_o some_o of_o they_o have_v not_o or_o care_v not_o to_o observe_v the_o abatement_n of_o interest_n to_o have_v be_v the_o principal_a cause_n thereof_o fol._n 17._o because_o he_o can_v answer_v that_o large_a and_o pregnant_a instance_n of_o the_o effect_n of_o a_o low_a interest_n which_o i_o give_v in_o the_o case_n of_o the_o sugar-baker_n of_o london_n and_o those_o of_o holland_n which_o be_v but_o one_o of_o a_o hundred_o which_o i_o can_v have_v mention_v he_o endeavour_v to_o set_v up_o another_o of_o a_o contrary_a effect_n which_o be_v a_o weak_a ridiculous_a instance_n and_o nothing_o to_o his_o purpose_n for_o that_o commodity_n that_o i_o mention_v viz._n sugar_n be_v a_o solid_a bulky_a commodity_n always_o in_o fashion_n not_o consequent_a to_o humour_n as_o be_v that_o of_o silk-stocking_n 1000_o l._n worth_n whereof_o may_v be_v with_o less_o charge_n carry_v to_o italy_n than_o 30_o l._n worth_n of_o barbadoes_n sugar_n can_v be_v send_v to_o holland_n beside_o the_o reason_n why_o we_o of_o late_o send_v silk-stocking_n thither_o be_v accidental_a not_o natural_a only_o happen_v by_o mean_n of_o a_o engine_n w●_n have_v to_o weave_v they_o whereof_o they_o have_v not_o yet_o the_o use_n in_o italy_n beside_o wear_v thing_n be_v more_o esteem_v through_o fancy_n then_o judgement_n the_o italian_n may_v have_v the_o same_o vanity_n which_o be_v too_o much_o among_o we_o to_o esteem_v that_o which_o be_v none_o of_o their_o own_o make_n as_o we_o do_v french_a ribond_n and_o the_o frenchman_n english_a one_o beside_o he_o be_v mistake_v in_o say_v we_o bring_v the_o silk_n we_o make_v they_o of_o from_o italy_n for_o the_o silk_n of_o which_o we_o make_v that_o commodity_n be_v turkey_n not_o italian_n silk_n fol._n 18._o the_o gentleman_n begin_v to_o be_v kind_a and_o find_v i_o out_o of_o the_o way_n pretend_v to_o set_v i_o right_n viz._n to_o instruct_v i_o as_o first_o what_o will_v bring_v down_o interest_n one_a multitude_n of_o people_n two_o a_o full_a trade_n three_o liberty_n of_o conscience_n i_o answer_v that_o i_o have_v i_o think_v prove_v that_o the_o abatement_n of_o interest_n will_v effect_v the_o two_o former_a
upon_o and_o tax_v the_o inhabitant_n at_o pleasure_n as_o the_o king_n do_v they_o it_o be_v not_o probable_a they_o shall_v make_v that_o successful_a progress_n in_o plant_v propriety_n freedom_n and_o inheritance_n be_v the_o most_o effectual_a spur_n to_o industry_n 2._o though_o some_o who_o have_v not_o look_v far_o into_o this_o matter_n may_v think_v the_o spaniard_n have_v make_v great_a progress_n in_o plant_v i_o be_o of_o opinion_n that_o the_o english_a since_o the_o time_n they_o set_v upon_o this_o work_n have_v clear_v and_o emprove_v fifty_o plantation_n for_o one_o and_o build_v as_o many_o house_n for_o one_o the_o spaniard_n have_v build_v this_o will_v not_o be_v very_o difficult_a to_o imagine_v if_o it_o be_v consider_v first_o that_o it_o be_v not_o above_o fifty_o or_o sixty_o year_n since_o the_o english_a intend_v the_o propagate_a foreign_a plantation_n second_o that_o the_o spaniard_n be_v possess_v of_o the_o west-indies_n about_o our_o king_n henry_n the_o 7_o th_n time_n which_o be_v near_o two_o hundred_o year_n past_a three_o that_o what_o the_o spaniard_n have_v do_v in_o the_o west-indies_n have_v be_v ten_o time_n more_o by_o conquest_n then_o by_o plant_v fourtly_n that_o the_o spaniard_n find_v in_o the_o west-indies_n most_o of_o the_o city_n and_o town_n ready_a build_v and_o inhabit_a and_o much_o of_o the_o ground_n emprove_v and_o cultivate_v before_o their_o come_n thither_o five_o that_o the_o inhabitant_n which_o they_o find_v there_o and_o subdue_v be_v such_o a_o people_n with_o who_o some_o of_o the_o spaniard_n can_v and_o have_v mix_v from_o whence_o have_v proceed_v a_o generation_n of_o people_n which_o they_o call_v mestise_n whereas_o the_o english_a where_o they_o have_v set_v down_o and_o plant_v either_o find_v none_o or_o such_o as_o be_v mere_a wild_a heathen_a with_o who_o they_o can_v not_o nor_o ever_o have_v be_v know_v to_o mix_v six_o that_o now_o after_o such_o a_o long_a series_n of_o time_n the_o spaniard_n be_v scarce_o so_o populous_a in_o any_o part_n of_o the_o west-indies_n as_o to_o be_v able_a to_o bring_v a_o army_n of_o ten_o thousand_o man_n together_o in_o a_o month_n time_n from_o all_o which_o i_o conjecture_v one_a that_o his_o majesty_n have_v now_o more_o english_a subject_n in_o all_o his_o foreign_a plantation_n in_o sixty_o year_n than_o the_o king_n of_o spain_n have_v spaniard_n in_o all_o his_o in_o two_o hundred_o year_n 2d_o that_o the_o spaniard_n progress_n in_o plant_v bear_v no_o proportion_n to_o the_o increase_n of_o the_o english_a plantation_n 3_o d._n that_o see_v the_o spaniard_n in_o the_o time_n of_o their_o great_a prosperity_n and_o under_o so_o many_o advantage_n have_v be_v such_o indifferent_a planter_n and_o have_v make_v such_o slow_a progress_n in_o people_v those_o part_n of_o the_o west-indies_n which_o they_o possess_v it_o be_v not_o much_o to_o be_v fear_v that_o ever_o the_o english_a will_v be_v mate_v by_o the_o spaniard_n in_o their_o foreign_a plantation_n or_o production_n of_o the_o native_a commodity_n of_o those_o part_n now_o the_o reason_n why_o the_o spaniard_n be_v so_o thin_a of_o people_n in_o the_o west-indies_n i_o take_v to_o be_v such_o as_o these_o follow_v viz._n first_o and_o principal_o because_o they_o exercise_v the_o same_o policy_n and_o government_n civil_a and_o ecclesiastical_a in_o their_o plantation_n as_o they_o do_v in_o their_o mother-kingdom_n from_o whence_o it_o follow_v that_o their_o people_n be_v few_o and_o thin_a abroad_o from_o the_o same_o cause_n as_o they_o be_v empty_a and_o void_a of_o people_n at_o home_n whereas_o although_o we_o in_o england_n vain_o endeavour_v to_o arrive_v at_o a_o uniformity_n of_o religion_n at_o home_n yet_o we_o allow_v a_o amsterdam_n liberty_n in_o our_o plantation_n it_o be_v true_a new-england_n be_v a_o more_o independent_a government_n from_o this_o kingdom_n than_o any_o other_o of_o our_o plantation_n and_o the_o people_n that_o go_v thither_o more_o one_o peculiar_a sort_n or_o sect_n than_o those_o that_o go_v to_o the_o rest_n of_o our_o plantation_n they_o do_v for_o some_o year_n past_a exercise_v some_o severity_n against_o the_o quaker_n but_o of_o late_o they_o have_v understand_v their_o true_a interest_n better_o insomuch_o as_o i_o have_v not_o hear_v of_o any_o act_n of_o that_o kind_n for_o these_o five_o or_o six_o year_n last_o notwithstanding_o i_o be_o well_o inform_v that_o there_o be_v now_o among_o they_o many_o more_o quaker_n and_o other_o dissenter_n from_o their_o form_n of_o religious_a worship_n than_o be_v at_o the_o time_n of_o their_o great_a severity_n which_o severity_n have_v no_o other_o effect_n but_o to_o increase_v the_o new-english_a nonconformist_n 2_o d._n a_o second_o reason_n why_o the_o production_n of_o the_o spanish_a west-india_n commodity_n be_v so_o inconsiderable_a in_o respect_n to_o the_o english_a and_o consequent_o why_o their_o progress_n in_o plant_v have_v be_v and_o be_v like_a to_o be_v much_o less_o than_o the_o english_a as_o also_o the_o increase_n of_o their_o people_n i_o take_v to_o be_v the_o dearness_n of_o the_o freight_n of_o their_o ship_n which_o be_v four_o time_n more_o than_o our_o english_a freight_n and_o if_o you_o will_v know_v how_o that_o come_v to_o be_v so_o twelve_o per_fw-la cent_n interest_n will_v go_v ●_o great_a way_n towards_o the_o satisfy_n you_o although_o there_o be_v other_o concomitant_a lesser_a cause_n which_o whosoever_o understand_v spain_n or_o shall_v careful_o read_v this_o treatise_n may_v find_v out_o themselves_o 3_o d._n a_o three_o reason_n i_o take_v to_o be_v the_o greatness_n of_o the_o custom_n in_o old-spain_n for_o undoubted_o high_a custom_n do_v as_o well_o dwarf_n plantation_n as_o trade_n 4_o the_o the_o spaniard_n intense_a and_o singular_a industry_n in_o their_o mine_n for_o gold_n and_o silver_n the_o work_n wherein_o destroy_v abundance_n of_o their_o people_n at_o least_o of_o their_o slave_n do_v cause_v they_o to_o neglect_v in_o great_a measure_n cultivate_v of_o the_o earth_n and_o produce_v commodity_n from_o the_o growth_n thereof_o which_o may_v give_v employment_n to_o a_o great_a navy_n as_o well_o as_o sustenance_n to_o a_o far_o great_a number_n of_o people_n by_o sea_n and_o land_n 5_o the_o their_o multitude_n of_o friar_n nun_n and_o other_o reclust_n and_o ecclesiastical_a person_n which_o be_v prohibit_v from_o marriage_n 3._o the_o three_o sort_n of_o people_n i_o be_o to_o discourse_n of_o be_v the_o portugeeze_n and_o and_o they_o i_o must_v acknowledge_v to_o have_v be_v great_a planter_n in_o the_o brazeil_n and_o other_o place_n but_o yet_o if_o we_o preserve_v our_o people_n and_o plantation_n by_o good_a law_n i_o have_v reason_n to_o believe_v that_o the_o portugeeze_fw-mi except_o they_o alter_v their_o politic_n which_o be_v almost_o impossible_a for_o they_o to_o do_v can_v never_o bear_v up_o with_o we_o muchless_a prejudice_n our_o plantation_n that_o hitherto_o they_o have_v not_o hurt_v we_o but_o we_o they_o be_v most_o apparent_a for_o in_o my_o time_n we_o have_v beat_v their_o muscovado_n and_o paneal_a sugar_n quite_o out_o of_o use_n in_o england_n and_o their_o whites_n we_o have_v bring_v down_o in_o all_o these_o part_n of_o europe_n in_o price_n from_o seven_o and_o eight_o pound_n per_fw-la l._n to_o fifty_o shilling_n and_o three_o pound_n per_fw-la l._n and_o in_o quantity_n whereas_o former_o their_o brazeil-fleet_n consist_v of_o one_o hundred_o to_o one_o hundred_o and_o twenty_o thousand_o chest_n of_o sugar_n they_o be_v now_o reduce_v to_o about_o thirty_o thousand_o chest_n since_o the_o great_a increase_n of_o barbadoes_n the_o reason_n of_o this_o decay_n of_o the_o portugeeze_n production_n in_o brazeil_n be_v certain_o the_o better_a policy_n that_o our_o english_a plantatition_n be_v found_v upon_o that_o which_o principal_o dwarf_n the_o portugeeze_v plantation_n be_v the_o same_o beforementioned_a which_o hinder_v the_o spaniard_n viz._n extraordinary_a high_a custom_n at_o home_n high_a freight_n high_a interest_n of_o money_n ecclesiastical_a person_n etc._n etc._n from_o all_o that_o have_v be_v say_v concern_v plantation_n in_o general_a i_o draw_v these_o two_o principal_a conclusion_n 1_o st_o that_o our_o english_a plantation_n may_v thrive_v beyond_o any_o other_o plantation_n in_o the_o world_n though_o the_o trade_n of_o all_o of_o they_o be_v more_o severe_o limit_v by_o law_n and_o good_a execution_n of_o those_o law_n to_o their_o mother-kingdom_n of_o england_n exclusive_a to_o ireland_n and_o new-england_n 2_o that_o it_o be_v in_o his_o majesty_n power_n and_o the_o parliament_n if_o they_o please_v by_o take_v off_o all_o charge_n from_o sugar_n to_o make_v it_o more_o entire_o a_o english_a commodity_n than_o white-herring_n be_v a_o dutch_a commodity_n and_o to_o draw_v more_o profit_n to_o this_o
the_o year_n to_o be_v worth_a ten_o shilling_n or_o be_v worth_a ten_o to_o be_v worth_a twenty_o shilling_n and_o so_o in_o proportion_n then_o to_o purchase_v a_o other_o acre_n worth_a five_o or_o ten_o shilling_n and_o in_o every_o acre_n thus_o purchase_v to_o the_o owner_n by_o the_o amendment_n of_o his_o own_o there_o be_v another_o purchase_v to_o the_o commonwealth_n and_o it_o be_v the_o blessing_n of_o god_n to_o this_o land_n that_o there_o be_v few_o place_n of_o it_o to_o which_o he_o have_v not_o give_v mean_n by_o reasonable_a cost_n and_o industry_n great_o to_o amend_v it_o in_o many_o to_o double_a the_o value_n so_o as_o in_o time_n if_o for_o their_o own_o good_a man_n industry_n be_v compel_v that_o way_n the_o riches_n and_o commodity_n of_o this_o land_n will_v near_o be_v double_v then_o will_v all_o the_o wet_a land_n in_o this_o kingdom_n soon_o be_v drain_v the_o barren_a land_n mend_v by_o marle_n sleech_n lime_n chalk_n sea-sand_n and_o other_o mean_n which_o for_o their_o profit_n man_n industry_n will_v find_v out_o we_o see_v with_o how_o great_a industry_n and_o charge_n our_o neighbour_n the_o dutch_a do_v drain_v and_o maintain_v their_o land_n against_o the_o sea_n which_o flow_v high_o above_o they_o than_o it_o do_v above_o the_o low_a part_n of_o our_o drown_a land_n i_o will_v admit_v a_o great_a deal_n to_o their_o industry_n but_o i_o shall_v very_o unwilling_o grant_v that_o they_o be_v so_o much_o more_o ingenuous_a and_o industrious_a than_o we_o as_o that_o all_o the_o odds_o be_v therein_o certain_o the_o main_a cause_n of_o it_o be_v that_o with_o we_o money_n be_v dear_a and_o land_n cheap_a with_o they_o land_n be_v dear_a and_o money_n cheap_a and_o consequent_o the_o improvement_n of_o their_o land_n at_o so_o great_a a_o charge_n with_o they_o be_v gainful_a to_o the_o owner_n which_o with_o we_o will_v be_v lossful_a for_o usury_n go_v at_o ten_o in_o the_o hundred_o if_o a_o man_n borrow_v five_o pound_n and_o bestow_v it_o on_o a_o acre_n of_o ground_n the_o amendment_n stand_v he_o in_o ten_o shilling_n the_o year_n and_o be_v amend_v the_o land_n be_v not_o worth_a above_o fifteen_o year_n purchase_v but_o if_o the_o use_v of_o money_n go_v at_o no_o more_o with_o we_o then_o in_o other_o place_n than_o five_o pound_n bestow_v upon_o a_o acre_n of_o gound_o will_v stand_v a_o man_n but_o in_o five_o or_o six_o shilling_n a_o year_n and_o the_o acre_n of_o land_n so_o amend_v will_v be_v worth_a as_o have_v be_v show_v six_o and_o twenty_o or_o thirty_o year_n purchase_n whereby_o it_o appear_v that_o as_o the_o rate_n of_o use_v now_o go_v no_o man_n but_o where_o the_o land_n lie_v extraordinary_o happy_o for_o it_o can_v amend_v his_o land_n but_o to_o his_o own_o loss_n whereas_o if_o money_n be_v let_v as_o it_o be_v in_o other_o country_n he_o may_v bestow_v more_o than_o double_a so_o much_o as_o now_o he_o may_v and_o yet_o be_v a_o great_a gainer_n thereby_o and_o consequent_o as_o be_v before_o remember_v shall_v to_o his_o own_o benefit_n purchase_v land_n to_o the_o commonwealth_n neither_o will_v such_o purchase_n of_o land_n to_o the_o commonwealth_n be_v the_o benefit_n to_o the_o land_a man_n only_o the_o benefit_n will_v be_v as_o much_o to_o the_o poor_a labourer_n of_o the_o land_n for_o now_o when_o corn_n and_o other_o fruit_n of_o the_o land_n which_o grow_v by_o labour_n be_v cheap_a the_o plough_n and_o mattock_n be_v cast_v into_o the_o hedge_n there_o be_v little_a work_n for_o poor_a man_n and_o that_o at_o a_o low_a rate_n whereas_o if_o the_o mendment_n of_o their_o own_o land_n be_v the_o cheap_a purchase_n to_o the_o owner_n if_o there_o be_v many_o more_o people_n than_o there_o be_v they_o shall_v more_o ready_o be_v set_v a_o work_n at_o better_a rate_n than_o they_o now_o be_v and_o none_o that_o have_v their_o health_n and_o limb_n can_v be_v poor_a but_o by_o their_o extreme_a laziness_n and_o as_o the_o high_a rate_n of_o usury_n do_v embase_v land_n so_o it_o be_v as_o great_a a_o hindrance_n to_o discovery_n plantation_n and_o all_o good_a undertake_n make_v it_o near_o double_a as_o chargeable_a to_o the_o adventurer_n money_n be_v at_o ten_o in_o the_o hundred_o as_o it_o be_v in_o other_o country_n where_o the_o use_v of_o money_n be_v so_o much_o low_a now_o let_v we_o see_v by_o the_o contrary_a and_o conceive_v if_o usury_n be_v tolerate_v at_o fifteen_o or_o twenty_o in_o the_o hundred_o and_o i_o fear_v many_o borrower_n all_o thing_n consider_v pay_v above_o ten_o what_o the_o condition_n of_o thing_n will_v then_o be_v and_o if_o it_o appear_v how_o desperate_a the_o hurt_n will_v be_v which_o that_o will_v bring_v it_o may_v at_o least_o upon_o good_a reason_n persuade_v we_o how_o great_a the_o good_a will_v be_v of_o call_v it_o down_o certain_o it_o must_v of_o necessity_n come_v to_o pass_v that_o all_o trade_n will_v in_o a_o short_a time_n decay_n for_o few_o or_o none_o and_o reckon_v the_o hazard_n at_o nothing_o yield_v so_o great_a a_o gain_n as_o twenty_o in_o the_o hundred_o and_o all_o other_o nation_n may_v with_o so_o great_a gain_n out-trade_n and_o under-sell_a we_o that_o more_o than_o the_o earth_n will_v of_o herself_o bring_v forth_o we_o shall_v scarce_o raise_v any_o thing_n from_o it_o even_o for_o our_o own_o use_n within_o the_o land_n and_o land_n will_v be_v so_o much_o embase_v as_o man_n may_v afford_v without_o loss_n to_o themselves_o to_o carry_v the_o compost_n out_o of_o their_o close_n upon_o their_o next_o adjoin_v land_n to_o mend_v they_o so_o far_o shall_v we_o be_v from_o marling_n liming_n draining_n plant_v and_o any_o other_o work_v of_o cost_n or_o industry_n by_o which_o land_n be_v purchase_v to_o the_o commonwealth_n so_o far_o from_o building_n make_v of_o havens_n discovery_n new_a plantation_n or_o any_o other_o action_n of_o virtue_n and_o glory_n to_o the_o state_n for_o private_a gain_n be_v the_o compass_n man_n general_o sail_v by_o and_o since_o we_o can_v without_o extraordinary_a diligence_n plant_v build_v drain_n or_o any_o other_o way_n amend_v our_o land_n but_o it_o will_v be_v dear_a to_o we_o than_o the_o purchase_n of_o other_o money_n be_v at_o ten_o in_o the_o hundred_o if_o money_n than_o shall_v go_v at_o twenty_o in_o the_o hundred_o the_o charge_n of_o mend_v our_o land_n will_v be_v double_v and_o the_o land_n abase_v to_o seven_o or_o eight_o year_n purchase_v and_o consequent_o all_o work_n of_o industry_n and_o charge_n for_o improve_n of_o land_n will_v be_v quite_o neglect_v and_o give_v over_o we_o shall_v only_o eat_v upon_o one_o another_o with_o usury_n have_v our_o commodity_n from_o other_o nation_n let_v the_o land_n grow_v barren_a and_o unmanured_a and_o the_o whole_a state_n in_o short_a time_n come_v to_o beggary_n against_o this_o perhaps_o may_v be_v object_v that_o before_o the_o 37_o of_o h._n 8._o there_o be_v no_o limitation_n of_o usury_n and_o how_o do_v we_o then_o to_o this_o may_v be_v answer_v that_o in_o those_o time_n there_o be_v a_o strict_a band_n in_o that_o point_n upon_o man_n conscience_n so_o far_o forth_o as_o usurer_n be_v in_o the_o same_o case_n as_o excommunicate_v person_n they_o can_v make_v no_o will_n nor_o be_v allow_v christian_a burial_n therefore_o let_v we_o for_o our_o forefather_n sake_n hope_v that_o the_o tie_n upon_o their_o conscience_n then_o be_v a_o great_a restraint_n of_o usury_n than_o the_o statute_n of_o ten_o in_o the_o hundred_o be_v now_o i_o fear_v fornication_n be_v too_o frequent_a among_o we_o yet_o thanks_o be_v to_o god_n not_o so_o much_o use_v as_o where_o there_o be_v allowance_n of_o courtesan_n and_o stew_n the_o objection_n likely_a to_o be_v make_v against_o the_o call_n down_o of_o money_n be_v first_o that_o general_a objection_n of_o ignorance_n against_o all_o change_n be_v they_o never_o so_o necessary_a and_o apparent_o good_a that_o it_o have_v be_v so_o a_o long_a time_n and_o be_v well_o enough_o what_o will_v become_v of_o the_o alteration_n we_o can_v tell_v why_o then_o shall_v we_o make_v any_o change_n second_o that_o as_o in_o body_n natural_a so_o in_o politic_n great_a and_o sudden_a change_n be_v most_o common_o dangerous_a three_o that_o money_n will_v be_v sudden_o call_v in_o and_o so_o all_o borrower_n great_o prejudice_v four_o that_o money_n will_v be_v hard_a to_o come_v by_o and_o thereby_o commerce_v great_o hinder_v last_o that_o much_o money_n of_o foreigner_n by_o reason_n of_o the_o high_a rate_n of_o usury_n be_v bring_v over_o here_o to_o be_v manage_v at_o interest_n which_o will_v be_v carry_v away_o again_o if_o the_o rate_n of_o usury_n
shall_v be_v call_v down_o to_o the_o first_o that_o money_n have_v long_o go_v at_o ten_o and_o thing_n be_v well_o enough_o it_o be_v answer_v that_o it_o be_v not_o long_o that_o the_o practice_n of_o usury_n have_v be_v so_o general_o use_v without_o any_o sense_n or_o scruple_n of_o the_o unlawfulness_n of_o it_o for_o man_n conscience_n be_v harden_v to_o it_o with_o example_n and_o custom_n by_o degree_n and_o not_o upon_o the_o sudden_a and_o as_o the_o begin_n of_o many_o dangerous_a disease_n in_o healthful_a body_n so_o the_o beginning_n of_o many_o inconvenience_n in_o a_o state_n be_v not_o present_o feel_v with_o we_o after_o that_o with_o long_a civil_a war_n the_o land_n be_v half_o unpeople_v so_o as_o till_o of_o late_a year_n it_o come_v not_o to_o his_o full_a stock_n of_o people_n again_o there_o be_v the_o same_o quantity_n of_o land_n to_o half_a the_o number_n of_o people_n the_o surplusage_n of_o our_o inland_n commodity_n must_v needs_o be_v so_o great_a that_o though_o trade_n be_v not_o equal_o balance_v with_o we_o and_o other_o nation_n we_o can_v not_o but_o grow_v rich_a beside_o france_n and_o the_o low-countries_n be_v for_o many_o year_n half_o lay_v waste_n with_o war_n and_o so_o do_v trade_n but_o little_a nor_o manage_v their_o own_o land_n to_o their_o best_a advantage_n whereby_o they_o do_v not_o only_o not_o take_v the_o trade_n &_o market_n from_o we_o which_o now_o they_o do_v but_o they_o themselves_o be_v feed_v and_o clothe_v by_o we_o and_o take_v our_o commodity_n from_o we_o at_o great_a high_a great_a rate_n whereas_o now_o we_o see_v the_o dutch_a do_v every_o where_o out-trade_n we_o and_o the_o french_a feed_v we_o with_o their_o corn_n even_o in_o plentiful_a year_n so_o as_o now_o our_o land_n be_v full_o stock_v with_o people_n our_o neighbour_n industrious_a and_o subtle_a in_o trade_n if_o we_o do_v not_o more_o equal_o balance_n trade_n and_o bring_v to_o pass_v that_o we_o may_v afford_v the_o 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