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cause_n bond_n obligation_n verbal_a 145 4 16.4851 5 false
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ID Title Author Corrected Date of Publication (TCP Date of Publication) STC Words Pages
A20736 Lectures on the XV. Psalme read in the cathedrall church of S. Paule, in London. Wherein besides many other very profitable and necessarie matters, the question of vsurie is plainely and fully decided. By George Dovvname, Doctor of Diuinitie. Whereunto are annexed two other treatises of the same authour, the one of fasting, the other of prayer. Downame, George, d. 1634. 1604 (1604) STC 7118; ESTC S110203 278,690 369

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i_o incur_v a_o loss_n perhaps_o by_o forfeiture_n of_o a_o bond_n pawn_n or_o by_o take_v up_o money_n upon_o usury_n to_o prevent_v that_o loss_n or_o else_o have_v necessary_a occasion_n to_o employ_v my_o money_n to_o my_o certain_a or_o very_a likely_a gain_n be_o hinder_v of_o that_o gain_n in_o this_o case_n i_o may_v lawful_o provide_v for_o my_o indemnity_n by_o exact_v a_o equal_a recompense_n at_o thy_o hand_n and_o thou_o be_v bind_v in_o conscience_n to_o make_v good_a this_o loss_n or_o hindrance_n which_o through_o thy_o default_n i_o sustain_v but_o here_o certain_a caution_n be_v to_o be_v remember_v first_o that_o interest_n be_v esteem_v not_o according_a to_o the_o gain_n or_o benefit_n which_o the_o borrower_n have_v reap_v by_o the_o employment_n of_o the_o money_n but_o according_a to_o the_o hindrance_n or_o loss_n which_o the_o creditor_n sustain_v through_o the_o borrower_n default_n second_o that_o interest_n be_v not_o to_o be_v require_v nisipost_n moram_fw-la but_o only_o after_o delay_n &_o default_n commit_v by_o the_o borrower_n for_o until_o then_o the_o borrower_n unless_o he_o be_v such_o a_o one_o as_o can_v compel_v the_o creditor_n to_o lend_v be_v not_o the_o effectual_a cause_n of_o the_o creditor_n loss_n three_o that_o not_o always_o after_o delay_v it_o be_v to_o be_v require_v but_o only_o then_o when_o the_o creditor_n have_v indeed_o sustain_v loss_n or_o hindrance_n by_o the_o borrower_n delay_n four_o that_o he_o do_v not_o voluntary_o incur_v any_o loss_n mean_v to_o lay_v the_o burden_n thereof_o on_o the_o borrower_n but_o do_v his_o true_a endeavour_n to_o avoid_v it_o either_o in_o whole_a or_o in_o part_n five_o that_o when_o he_o suspect_v loss_n or_o hindrance_n by_o the_o debtor_n delay_n he_o descend_v not_o unto_o extremity_n with_o those_o who_o have_v break_v day_n not_o through_o negligence_n or_o unfaithfulness_n but_o through_o want_n and_o necessity_n which_o they_o do_v not_o foresee_v and_o let_v he_o remember_v that_o where_o be_v no_o fault_n there_o ought_v to_o be_v no_o punishment_n six_o that_o the_o estimation_n of_o the_o interest_n be_v not_o refer_v to_o the_o creditor_n own_o arbitrement_n for_o it_o be_v not_o fit_a that_o every_o creditor_n shall_v be_v his_o own_o carver_n but_o commit_v to_o the_o judgement_n of_o some_o other_o honest_a and_o discreet_a man_n and_n for_o as_o much_o as_o it_o be_v suppose_v that_o the_o creditor_n may_v to_o prevent_v his_o loss_n borrow_v according_a to_o the_o rate_n permit_v by_o law_n 26._o therefore_o justini●n_n stint_v recompense_v usury_n at_o six_o in_o the_o hundred_o which_o condition_n be_v observe_v it_o be_v lawful_a for_o the_o creditor_n to_o require_v a_o overplus_n beside_o his_o principal_n which_o overplus_n notwithstanding_o be_v not_o usury_n for_o there_o be_v great_a difference_n betwixt_o usury_n and_o interest_n in_o usury_n the_o lender_n intend_v and_o seek_v gain_v by_o interest_n he_o only_o provide_v for_o his_o indemnity_n usury_n be_v intend_v or_o perhaps_o covenant_v for_o in_o the_o very_a contract_n interest_n be_v not_o intend_v at_o the_o first_o but_o happen_v after_o delay_n usury_n be_v a_o gain_n which_o from_o the_o time_n of_o the_o contract_n until_o the_o time_n of_o payment_n accrue_v to_o the_o lender_n interest_n be_v a_o recompense_n of_o the_o loss_n which_o after_o the_o day_n appoint_v for_o payment_n the_o creditor_n sustain_v through_o the_o borrower_n default_n when_o as_o therefore_o man_n pretend_v the_o honest_a name_n of_o interest_n to_o their_o gainful_a usury_n appellat_fw-la it_o be_v pernicious_a sophistry_n say_v melancthon_n and_o thus_o you_o have_v hear_v what_o usury_n be_v now_o we_o be_v to_o proceed_v to_o a_o threefold_a distinction_n thereof_o and_o first_o that_o usury_n be_v either_o inward_a and_o mental_a or_o outward_a and_o actual_a usury_n the_o mental_a be_v a_o lend_n for_o gain_n without_o covenant_n that_o be_v when_o the_o creditor_n only_o intend_v and_o look_v for_o gain_v by_o lend_v and_o forbear_v his_o money_n but_o do_v not_o indent_v or_o covenant_n with_o the_o borrower_n for_o gain_v and_o this_o may_v be_v call_v the_o usury_n of_o the_o heart_n for_o the_o law_n of_o god_n be_v spiritual_a 14._o do_v not_o only_o restrain_v the_o hand_n and_o outward_a man_n but_o also_o the_o intent_n and_o purpose_n of_o the_o heart_n in_o so_o much_o that_o moral_a action_n though_o in_o show_v good_a be_v to_o be_v judge_v evil_a if_o they_o proceed_v from_o a_o ill_a intent_n and_o tend_v to_o a_o ill_a end_n for_o he_o that_o intend_v evil_a have_v the_o like_a evil_a will_n with_o he_o that_o work_v evil_a and_o he_o which_o by_o lend_v only_o intend_v his_o own_o gain_n he_o dare_v for_o gain_v and_o therefore_o if_o actual_a usury_n be_v evil_a than_o the_o intent_n and_o purpose_n thereof_o be_v also_o evil_a for_o lend_v be_v a_o work_n of_o charity_n and_o a_o act_n of_o liberality_n wherein_o if_o we_o have_v true_a charity_n we_o respect_v not_o our_o own_o profit_n but_o the_o benefit_n of_o the_o borrower_n wherefore_o as_o augustine_n say_v 36._o if_o thou_o look_v to_o receive_v more_o than_o thou_o give_v thou_o be_v a_o usurer_n and_o hereunto_o the_o most_o writer_n refer_v the_o speech_n of_o our_o saviour_n luk._n 6._o 35_o 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d lend_v look_v for_o nothing_o that_o be_v for_o no_o gain_n or_o profit_n thence_o for_o as_o the_o canonist_n and_o schoolman_n say_v sola_fw-la spes_fw-la usurarium_fw-la facit_fw-la hope_v alone_o make_v a_o usurer_n but_o that_o be_v thus_o to_o be_v understand_v 1._o when_o the_o expectation_n of_o gain_n be_v the_o cause_n of_o our_o lend_n and_o when_o our_o own_o profit_n be_v principal_o intend_v that_o be_v when_o we_o so_o lend_v for_o our_o own_o gain_n as_o that_o be_v it_o not_o for_o the_o expectation_n of_o gain_n we_o will_v not_o lend_v for_o if_o our_o chief_a regard_n be_v to_o help_v our_o neighbour_n and_o have_v but_o a_o secondary_a respect_n to_o our_o own_o profit_n as_o if_o that_o be_v not_o we_o will_v notwithstanding_o lend_v for_o charity_n and_o humanity_n sake_n this_o secondary_a respect_n make_v not_o a_o usurer_n though_o it_o something_o detract_v from_o the_o purity_n of_o our_o love_n and_o the_o commendation_n of_o our_o loan_n 2._o when_o there_o be_v expectation_n and_o purpose_n of_o gain_n without_o any_o intent_n of_o partake_v in_o the_o loss_n for_o when_o the_o lender_n so_o intend_v his_o own_o gain_n in_o the_o borrower_n gain_v as_o also_o he_o purpose_v unfeigned_o to_o bear_v part_n of_o his_o loss_n this_o intent_n be_v not_o usurious_a for_o although_o his_o outward_a act_n be_v a_o contract_n of_o loan_n yet_o in_o respect_n of_o the_o purpose_n and_o intent_n of_o his_o heart_n it_o be_v partnership_n when_o as_o therefore_o the_o lender_n principal_o intend_v his_o own_o gain_n without_o purpose_n to_o bear_v part_n of_o the_o borrower_n loss_n that_o intent_n or_o expectation_n of_o gain_n make_v a_o usurer_n a_o usurer_n i_o say_v before_o god_n but_o not_o before_o man_n a_o usurer_n in_o the_o inward_a court_n of_o conscience_n but_o not_o in_o the_o outward_a and_o civil_a court_n which_o take_v no_o notice_n of_o mentuall_a usury_n neither_o can_v it_o be_v punish_v by_o the_o law_n of_o man_n who_o can_v search_v the_o heart_n outward_a and_o actual_a usury_n be_v usury_n when_o the_o creditor_n do_v not_o only_o intend_v certain_a gain_n by_o lend_v but_o also_o covenant_v for_o a_o certain_a sum_n to_o be_v allow_v he_o at_o a_o certain_a time_n or_o time_n this_o in_o the_o scripture_n be_v call_v impose_v of_o usury_n exod._n 22._o 25_o thou_o sh●lt_v not_o impose_v usury_n upon_o he_o wherefore_o in_o actual_a usury_n a_o covenant_n be_v make_v for_o certain_a gain_n and_o in_o that_o covenant_n the_o very_a form_n of_o actual_a usury_n consist_v for_o which_o cause_n some_o do_v call_v such_o a_o contract_n formal_a usury_n and_o this_o covenant_n use_v to_o be_v confirm_v by_o obligation_n either_o verbal_a as_o bill_n and_o bond_n or_o real_a as_o pawn_n or_o mortgage_n or_o personal_a as_o suretyship_n whereby_o the_o creditor_n be_v secure_v for_o the_o receipt_n and_o the_o debtor_n bind_v for_o the_o payment_n both_o of_o the_o principal_a and_o also_o of_o the_o usury_n but_o in_o this_o actual_a and_o outward_a usury_n there_o be_v a_o covenant_n usual_o make_v for_o the_o payment_n not_o only_o of_o a_o certain_a sum_n but_o also_o at_o certain_a time_n the_o sum_n be_v proportionated_a or_o rate_v according_a to_o the_o quantity_n of_o the_o principal_a or_o stock_n which_o be_v lend_v and_o according_a to_o the_o length_n of_o the_o time_n for_o by_o how_o much_o the_o principal_n be_v great_a &_o the_o
in_o the_o day_n of_o judgement_n shall_v say_v 23._o lord_n lord_n have_v not_o we_o prophesy_v in_o thy_o name_n and_o cast_v our_o devil_n in_o thy_o name_n and_o do_v many_o great_a work_n in_o thy_o name_n to_o who_o the_o lord_n shall_v answer_v i_o never_o know_v you_o depart_v from_o i_o you_o worker_n of_o iniquity_n 12._o call_v to_o mind_n the_o five_o foolish_a virgin_n who_o have_v lamp_n but_o no_o oil_n be_v exclude_v if_o therefore_o we_o will_v not_o depart_v ashamed_a from_o our_o saviour_n christ_n at_o his_o come_n wish_v the_o mountain_n to_o fall_v upon_o we_o and_o to_o cover_v we_o from_o his_o sight_n but_o will_v stand_v before_o the_o son_n of_o man_n with_o comfort_n let_v we_o endeavour_n to_o approve_v ourselves_o in_o the_o mean_a time_n to_o christ_n our_o judge_n walk_v before_o he_o in_o uprightness_n of_o heart_n and_o so_o demeaning_a ourselves_o as_o those_o who_o think_v that_o of_o their_o most_o secret_a thought_n word_n and_o deed_n there_o must_v a_o account_n be_v give_v to_o god_n who_o search_v the_o heart_n and_o try_v the_o reins_n 10._o that_o he_o may_v give_v every_o man_n according_a to_o his_o way_n and_o according_a to_o the_o fruit_n of_o his_o work_n four_o and_o last_o let_v we_o follow_v the_o advice_n of_o solomon_n prou._n 23._o 4._o above_o all_o observation_n to_o keep_v our_o heart_n for_o the_o heart_n as_o it_o be_v the_o fountain_n of_o life_n so_o of_o live_v well_o or_o ill_o from_o whence_o all_o our_o speech_n and_o action_n as_o it_o be_v stream_n do_v flow_v and_o proceed_v those_o thing_n which_o come_v out_o of_o the_o mouth_n say_v our_o saviour_n christ_n come_v from_o the_o heart_n 19_o for_o out_o of_o the_o heart_n come_v evil_a thought_n murder_n adultery_n fornication_n theft_n false_a testimony_n 45._o slander_n and_o again_o the_o good_a man_n out_o of_o the_o good_a treasure_n of_o his_o heart_n bring_v forth_o good_a thing_n and_o the_o evil_a man_n out_o of_o the_o evil_a treasure_n of_o his_o heart_n bring_v forth_o evil_a thing_n for_o out_o of_o the_o abundance_n of_o the_o heart_n the_o mouth_n speak_v and_o also_o the_o hand_n work_v if_o therefore_o we_o desire_v that_o our_o action_n and_o speech_n may_v be_v good_a and_o pure_a we_o must_v first_o have_v our_o heart_n purify_v by_o a_o true_a faith_n 5._o that_o so_o our_o love_n and_o obedience_n may_v flow_v from_o a_o pure_a heart_n and_o good_a conscience_n and_o faith_n unfeigned_a for_o it_o can_v be_v that_o the_o stream_n of_o our_o action_n shall_v be_v good_a and_o sincere_a if_o the_o fountain_n of_o our_o heart_n be_v corrupt_a wherefore_o in_o reform_v our_o life_n our_o first_o and_o chief_a care_n must_v be_v for_o the_o purge_n of_o our_o heart_n as_o our_o saviour_n christ_n admonish_v mat._n 23._o cleanse_v first_o say_v he_o the_o inside_n of_o the_o cup_n and_o platter_n 26._o that_o the_o outside_n of_o they_o may_v be_v clean_o also_o 8._o and_o james_n purge_v your_o heart_n you_o double_v mind_v say_v he_o and_o not_o your_o hand_n only_o for_o what_o will_v it_o avail_v we_o to_o dry_v up_o the_o stream_n while_o the_o fountain_n spring_v or_o to_o lop_v off_o the_o bough_n while_o the_o body_n and_o root_n do_v remain_v untouched_a sure_o if_o with_o amaziah_n we_o shall_v do_v those_o thing_n which_o be_v right_a 14_o but_o not_o with_o a_o upright_o heart_n we_o shall_v fall_v away_o as_o he_o do_v if_o with_o simon_n magus_n we_o profess_v ourselves_o to_o believe_v 21._o and_o join_v ourselves_o to_o the_o saint_n of_o god_n notwithstanding_o we_o may_v be_v as_o he_o be_v in_o the_o gall_n of_o bitterness_n and_o bond_n of_o iniquity_n if_o our_o heart_n be_v not_o upright_o within_o us._n this_o neglect_n of_o the_o heart_n be_v the_o cause_n of_o all_o hypocrisy_n make_v man_n double_v mind_v bear_v as_o we_o say_v two_o face_n under_o a_o hood_n whereby_o it_o come_v to_o pass_v that_o the_o most_o glorious_a professor_n sometime_o become_v like_a to_o summer_n fruit_n which_o many_o time_n be_v fair_a and_o mellow_a on_o the_o outside_n be_v rot_v at_o the_o core_n now_o that_o we_o may_v the_o rather_o be_v stir_v up_o to_o a_o diligent_a observation_n of_o our_o heart_n we_o be_v brief_o to_o consider_v these_o two_o thing_n first_o that_o the_o heart_n of_o man_n be_v deceitful_a and_o wicked_a above_o all_o thing_n 9_o and_o therefore_o can_v sufficient_o be_v watch_v and_o second_o that_o such_o as_o be_v the_o quality_n of_o the_o heart_n such_o be_v the_o quality_n of_o the_o man_n in_o the_o estimation_n of_o god_n hitherto_o we_o have_v speak_v of_o integrity_n as_o it_o be_v refer_v unto_o god_n it_o follow_v now_o that_o we_o shall_v entreat_v thereof_o as_o it_o have_v reference_n unto_o man_n for_o as_o we_o must_v walk_v before_o god_n in_o truth_n and_o sincerity_n without_o hypocrisy_n so_o must_v we_o have_v our_o conversation_n among_o man_n in_o simplicity_n and_o singleness_n of_o heart_n without_o dissemble_v or_o guile_n for_o even_o in_o our_o conversation_n among_o man_n we_o be_v to_o have_v god_n always_o before_o our_o eye_n that_o as_o in_o his_o presence_n and_o sight_n we_o may_v in_o singleness_n of_o heart_n perform_v such_o duty_n as_o we_o owe_v unto_o man_n 22._o for_o howsoever_o simplicity_n be_v account_v folly_n in_o the_o world_n and_o worldly_a wisdom_n consist_v of_o dissimulation_n and_o deceit_n be_v every_o where_o extol_v yet_o if_o we_o will_v be_v esteem_v citizen_n of_o heaven_n and_o pilgrim_n on_o earth_n it_o behoove_v we_o to_o be_v fool_n in_o the_o world_n that_o we_o may_v become_v true_o wise_a as_o the_o apostle_n exhort_v 18._o 1._o cor._n 3._o let_v no_o man_n deceive_v himself_o if_o any_o man_n among_o you_o seem_v to_o be_v wise_a in_o this_o world_n let_v he_o be_v a_o fool_n that_o he_o may_v be_v wise_a for_o the_o wisdom_n of_o this_o world_n be_v foolishness_n with_o god_n not_o that_o i_o will_v have_v simple_a man_n to_o be_v fool_n but_o that_o wise_a man_n ought_v to_o be_v simple_a 16._o for_o true_a wisdom_n be_v temper_v with_o the_o simplicity_n of_o dove_n 17._o and_o that_o wisdom_n which_o be_v from_o above_o be_v pure_a and_o without_o hypocrisy_n whereas_o on_o the_o other_o side_n the_o wisdom_n of_o the_o world_n consist_v of_o dissimulation_n and_o deceit_n be_v by_o the_o censure_n of_o s._n james_n earthly_a carnal_a and_o devilish_a 15._o it_o be_v true_a indeed_o that_o in_o the_o world_n simplicity_n be_v deem_v folly_n and_o simple_a man_n be_v account_v as_o idiot_n and_o innocent_a man_n esteem_v fool_n for_o such_o a_o general_a wickedness_n have_v possess_v the_o mind_n of_o most_o man_n that_o now_o adays_o no_o man_n be_v call_v innocent_a but_o such_o as_o want_v wit_n to_o do_v evil_a and_o contrariwise_o that_o mix_v prudence_n be_v commend_v in_o the_o world_n which_o be_v soyn_v with_o h●pocrisie_n and_o deceit_n which_o notwithstanding_o it_o be_v easy_a for_o any_o man_n to_o attain_v unto_o who_o make_v no_o conscience_n of_o dissemble_v lie_a face_v swea●ing_v forswear_v but_o in_o the_o scripture_n simplicity_n be_v both_o commend_v and_o command_v as_o a_o note_n of_o the_o citisen_n of_o heaven_n without_o which_o there_o be_v no_o entrance_n for_o a_o man_n into_o the_o kingdom_n of_o god_n christ_n command_v his_o follower_n to_o be_v wise_a indeed_o as_o serpent_n but_o withal_o to_o be_v 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 16._o that_o be_v simple_a or_o sincere_a without_o any_o mixture_n of_o guile_n as_o dove_n be_v without_o gall_n and_o likewise_o paul_n will_v have_v we_o wise_a unto_o that_o which_o be_v good_a 19_o but_o simple_a unto_o evil_n in_o regard_n hereof_o the_o primitive_a church_n 46._o act._n 2._o be_v high_o commend_v that_o they_o converse_v together_o in_o singleness_n of_o heart_n and_o herein_o especial_o the_o apostle_n glori_v 1●_n 2._o cor._n 1._o that_o in_o simplicity_n and_o godly_a pureness_n and_o not_o in_o fleshly_a wisdom_n he_o have_v have_v his_o conversation_n in_o the_o world_n 48._o and_o no_o marvel_n for_o it_o be_v the_o note_n of_o a_o true_a israelite_n to_o be_v without_o guile_n and_o such_o the_o holy_a ghost_n pronounce_v bless_v christ_n our_o saviour_n in_o respect_n of_o this_o simplicity_n be_v call_v a_o lamb_n 2._o and_o those_o that_o will_v be_v his_o follower_n must_v not_o be_v fox_n or_o wolf_n but_o as_o they_o be_v call_v in_o the_o scripture_n sheep_n follow_v the_o step_n of_o our_o saviour_n christ_n 22._o who_o do_v no_o sin_n neither_o be_v there_o guile_n find_v in_o his_o mouth_n and_o hereunto_o let_v we_o add_v the_o testimony_n of_o the_o holy_a ghost_n in_o this_o place_n affirm_v that_o those_o which_o shall_v