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book_n witness_n word_n write_v 489 4 5.1967 4 false
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ID Title Author Corrected Date of Publication (TCP Date of Publication) STC Words Pages
A00671 A treatise of vsurie diuided into three bookes: the first defineth what is vsurie. The second determineth that to be vnlawfull. The third remoueth such motiues as perswade men in this age that it may be lawfull. By Robert Fenton Bachelar of Diuinitie. Fenton, Roger, 1565-1616. 1611 (1611) STC 10806; ESTC S101958 118,517 170

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second_o it_o must_v be_v mutual_a for_o though_o one_o party_n agree_v unto_o it_o yet_o it_o be_v no_o covenant_n unless_o both_o give_v consent_v mutual_o three_o that_o mutual_a agreement_n must_v be_v reduce_v unto_o a_o certainty_n else_o it_o be_v void_a if_o both_o party_n do_v not_o understand_v one_o certain_a thing_n it_o be_v no_o covenant_n and_o therefore_o we_o see_v that_o a_o conditional_a covenant_n because_o it_o depend_v upon_o some_o future_a uncertainty_n be_v no_o covenant_n at_o all_o but_o upon_o this_o condition_n that_o that_o uncertain_a thing_n do_v prove_v certain_a if_o a_o man_n money_n free_o lend_v for_o a_o time_n be_v by_o force_n retain_v past_o that_o time_n to_o the_o sensible_a detriment_n of_o the_o lender_n we_o have_v before_o conclude_v that_o a_o recompense_n be_v due_a but_o in_o case_n a_o covenant_n be_v make_v of_o free_a loan_n for_o such_o a_o time_n and_o if_o it_o be_v not_o repay_v at_o such_o a_o time_n then_o so_o much_o to_o be_v allow_v for_o interest_n this_o covenant_n make_v usury_n which_o before_o be_v none_o a_o man_n dare_v his_o neighbour_n a_o sum_n of_o money_n to_o trade_n withal_o and_o that_o free_o this_o borrower_n become_v a_o gainer_n out_o of_o his_o thankful_a mind_n he_o do_v gratify_v the_o lender_n with_o some_o part_n of_o his_o gain_n this_o be_v no_o usury_n but_o a_o thankful_a gratuity_n term_v by_o the_o name_n of_o foenus_fw-la liberale_fw-mi and_o it_o be_v lawful_a to_o give_v and_o take_v where_o it_o be_v not_o lawful_a to_o covenant_n or_o contract_n before_o for_o as_o to_o gratify_v a_o patron_n for_o preferment_n a_o judge_n for_o justice_n upon_o any_o precedent_a stipulation_n promise_n or_o demand_v be_v simony_n in_o the_o church_n bribery_n in_o the_o commonwealth_n so_o be_v it_o usury_n in_o any_o fashion_n to_o contract_v before_o the_o time_n of_o the_o loan_n the_o reason_n of_o all_o this_o be_v because_o neither_o justice_n which_o god_n and_o nature_n have_v make_v free_a for_o all_o nor_o sacred_a thing_n sanctify_v and_o set_v apart_o for_o the_o service_n of_o god_n nor_o work_v of_o mercy_n bounty_n or_o favour_n as_o give_v and_o lend_v be_v in_o their_o own_o nature_n any_o way_n capable_a of_o bargain_n and_o sale_n covenant_n therefore_o be_v that_o which_o poison_v the_o nature_n of_o they_o and_o turn_v they_o into_o sin_n the_o sin_n of_o simony_n bribery_n usury_n let_v they_o go_v together_o but_o that_o man_n deceive_v not_o themselves_o in_o mistake_v this_o term_n of_o covenant_n understand_v brief_o the_o latitude_n of_o it_o it_o be_v either_o real_a by_o pawn_n lay_v in_o both_o for_o principal_n and_o interest_n or_o literal_a by_o write_v without_o pawn_n as_o by_o bill_n book_n or_o bond_n or_o personal_a without_o write_v in_o take_v another_o man_n for_o surety_n besides_o the_o borrower_n or_o verbal_a either_o by_o promise_n without_o surety_n before_o witness_n or_o by_o secret_a stipulation_n between_o themselves_o without_o witness_n or_o silent_a without_o word_n witness_n writing_n or_o pawn_v and_o this_o silence_n either_o of_o one_o party_n or_o both_o of_o one_o thus_o a_o usurer_n say_v i_o will_v lend_v you_o thus_o much_o money_n but_o so_o much_o interest_n you_o shall_v pay_v i_o the_o borrower_n take_v it_o in_o filence_n this_o silence_n be_v a_o promise_n and_o that_o promise_v a_o covenant_n nay_o where_o there_o be_v silence_n on_o both_o side_n there_o may_v be_v a_o usurious_a covenant_n a_o common_a borrower_n come_v to_o a_o common_a usurer_n to_o take_v up_o a_o hundred_o pound_n for_o three_o month_n there_o be_v neither_o bill_n bond_n promise_n nor_o demand_v for_o any_o interest_n only_o this_o the_o borrower_n know_v how_o that_o usurer_n never_o dare_v his_o money_n but_o for_o ten_o in_o the_o hundred_o likewise_o the_o usurer_n know_v how_o that_o borrower_n never_o take_v up_o but_o upon_o interest_n the_o very_a act_n of_o borrow_v and_o lend_v in_o these_o two_o party_n by_o common_a intendment_n be_v a_o covenant_n for_o usury_n and_o every_o covenant_n whatsoever_o whether_o it_o be_v silent_a or_o express_a whether_o it_o be_v bare_a and_o naked_a in_o promise_n or_o invest_v by_o further_a security_n if_o it_o be_v a_o covenant_n for_o loan_n it_o be_v usury_n chap._n vi_o of_o the_o three_o term_n lucrum_fw-la gain_n albeit_o there_o be_v a_o covenant_n mere_o for_o loan_n yet_o if_o there_o be_v no_o lucre_n it_o be_v no_o usury_n i_o use_v the_o word_n lucre_n rather_o than_o gain_v because_o it_o be_v more_o proper_a for_o this_o purpose_n in_o the_o english_a 6_o godliness_n be_v great_a gain_n but_o godliness_n be_v no_o lucre_n lucre_n be_v clear_a gain_n in_o money_n or_o money_n worth_a that_o which_o be_v covenant_v or_o agree_v upon_o for_o mere_a loan_n must_v also_o be_v clear_a gain_n for_o where_o equality_n be_v there_o can_v be_v no_o usury_n clear_a gain_n either_o in_o money_n which_o be_v a_o certain_a price_n or_o else_o in_o money_n worth_a which_o be_v valuable_a and_o to_o be_v rate_v at_o a_o certain_a price_n for_o as_o 14._o s._n ambrose_n say_v et_fw-la esca_fw-la usura_fw-la est_fw-la &_o vest_n be_v usura_fw-la est_fw-la &_o quodcunque_fw-la sorti_fw-la accedit_fw-la usura_fw-la est_fw-la quod_fw-la velis_fw-la ei_fw-la nomen_fw-la imponas_fw-la usura_fw-la est_fw-la be_v it_o meat_n or_o apparel_n or_o any_o overplus_n above_o the_o principal_a what_o ever_o you_o call_v it_o it_o be_v usury_n a_o man_n dare_v money_n to_o his_o neighbour_n free_o in_o his_o need_n for_o though_o he_o be_v a_o rich_a neighbour_n yet_o upon_o occasion_n he_o may_v want_v a_o sum_n of_o money_n for_o lawful_a and_o necessary_a employment_n promise_n pass_v to_o requite_v his_o kindness_n another_o time_n in_o lend_v he_o as_o much_o again_o for_o his_o occasion_n here_o be_v a_o covenant_n for_o loan_n yet_o no_o usury_n because_o no_o covenant_n for_o clear_a gain_n but_o one_o good_a turn_n for_o another_o and_o where_o there_o be_v equality_n there_o be_v no_o usury_n christ_n allow_v 34_o 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d 〈◊〉_d in_o this_o kind_n a_o man_n owe_v i_o ten_o pound_n i_o wot_v not_o how_o to_o come_v by_o it_o he_o come_v to_o i_o for_o ten_o pound_n more_o i_o condition_n with_o he_o that_o he_o shall_v put_v in_o good_a security_n for_o the_o whole_a debt_n of_o twenty_o pound_n which_o if_o he_o do_v willing_o yield_v this_o be_v to_o i_o as_o the_o case_n now_o stand_v a_o profitable_a covenant_n for_o the_o loan_n of_o money_n yet_o it_o be_v no_o usury_n because_o no_o clear_a gain_n but_o only_o a_o recovery_n of_o my_o own_o due_a debt_n with_o out_o wrong_v offer_v to_o any_o a_o man_n dare_v money_n to_o get_v the_o friendship_n of_o such_o a_o person_n as_o may_v stand_v he_o in_o stead_n a_o friend_n in_o court_n be_v worth_a a_o penny_n in_o the_o purse_n but_o because_o his_o friendship_n can_v be_v value_v or_o set_v at_o a_o certain_a price_n therefore_o it_o be_v no_o lucre_n and_o consequent_o no_o usury_n a_o shopkeeper_n dare_v money_n free_o to_o a_o chapman_n covenant_v with_o he_o that_o he_o will_v not_o balk_v his_o shop_n but_o that_o he_o may_v take_v his_o money_n before_o another_o this_o be_v gain_v to_o the_o shopkeeper_n but_o it_o be_v not_o valuable_a at_o any_o certainty_n so_o long_o as_o he_o may_v be_v serve_v in_o that_o place_n for_o his_o money_n as_o well_o as_o elsewhere_o but_o in_o case_n he_o make_v he_o pay_v dear_a for_o his_o ware_n because_o he_o lend_v he_o money_n that_o be_v usury_n i_o lend_v a_o poor_a labour_a man_n money_n free_o but_o condition_v that_o he_o shall_v work_v so_o many_o day_n with_o i_o in_o harvest_n free_o this_o be_v usury_n for_o a_o day_n work_n be_v valuable_a at_o a_o certain_a price_n therefore_o be_v it_o lucre_n and_o money_n worth_a there_o be_v a_o office_n or_o lease_n fall_v void_a of_o such_o a_o yearly_a value_n i_o lend_v my_o courtly_a friend_n a_o sum_n of_o money_n for_o such_o a_o time_n free_o without_o usury_n only_o covenant_v that_o he_o will_v procure_v the_o say_a lease_n or_o office_n this_o be_v usury_n for_o though_o his_o friendship_n at_o large_a be_v not_o valuable_a as_o be_v aforesaid_a yet_o now_o be_v reduce_v unto_o a_o certainty_n in_o this_o particular_a it_o may_v be_v value_v at_o a_o price_n therefore_o be_v it_o lucre_n and_o so_o consequent_o direct_v usury_n chap._n vii_o abriefe_n recapitulation_n of_o that_o which_o have_v be_v say_v by_o that_o which_o brief_o have_v be_v deliver_v it_o may_v in_o some_o sort_n appear_v how_o usury_n have_v be_v call_v and_o what_o it_o be_v the_o gentile_n both_o roman_n and_o grecian_n lead_v by_o the_o light_n of_o nature_n term_v it_o the_o